MIRA INFORM REPORT

 

 

Report Date :

17.02.2014

 

IDENTIFICATION DETAILS

 

Name :

KLEY HERTZ S/A INDÚSTRIA E COMÉRCIO

 

 

Registered Office :

Rua Comendador Azevedo,224 - Bairro Floresta 90220-150 - Porto Alegre/Rs

 

 

Country :

Brazil

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

10.04.1947

 

 

Legal Form :

Privately Held Corporation

 

 

Line of Business :

Manufacture of Pharmaceuticals

 

 

No of Employees :

500

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

 

 

 

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

US$ 1.000.000,00

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Exist

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

BRAZIL - ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. In 2008, Brazil became a net external creditor and two ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Rising inflation led the authorities to take measures to cool the economy; these actions and the deteriorating international economic situation slowed growth to 2.7% in 2011, and 1.3% in 2012. Unemployment is at historic lows and Brazil's traditionally high level of income inequality has declined for each of the last 14 years. Brazil's historically high interest rates have made it an attractive destination for foreign investors. Large capital inflows over the past several years have contributed to the appreciation of the currency, hurting the competitiveness of Brazilian manufacturing and leading the government to intervene in foreign exchange markets and raise taxes on some foreign capital inflows. President Dilma ROUSSEFF has retained the previous administration's commitment to inflation targeting by the central bank, a floating exchange rate, and fiscal restraint. In an effort to boost growth, in 2012 the administration implemented a somewhat more expansionary monetary policy that has failed to stimulate much growth.

 

Source : CIA

 


 

COMPANY NAME

 

KLEY HERTZ S/A INDÚSTRIA E COMÉRCIO

 

ADDRESSES

 

MAIN ADDRESS:

RUA COMENDADOR AZEVEDO,224 - BAIRRO FLORESTA

ZIP CODE/CITY:

90220-150 - PORTO ALEGRE/RS

 

 

PHONE:

51 3346-8488

FAX:

51 3346-8488

E-MAIL:

cfarias@kleyhertz.com.br

WEB SITE:

www.kleyhertz.com.br

 

BRANCHES:

 

 

 

ADDRESS:

RUA SANTA MÔNICA,1701 - BAIRRO INDUSTRIAL SÃO JOSE

ZIP CODE/CITY:

06715-865 COTIA/SP

 

 

LEGAL DATA

 

MAIN ACTIVITIES:

 

MANUFACTURE OF PHARMACEUTICALS.

 

LEGAL FORM:

PRIVATELY HELD CORPORATION

 

 

INCORPORATION DATE:

10/04/1947

REGISTER DATE:

10/04/1947

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

92.695.691/0001-03

STATE REGISTER:

096/0027084

 

 

SHARE CAPITAL:

R$ 38.983.350,00

LAST REGISTER OF CAPITAL:

24/06/2010

 

BOARD OF DIRECTORS:

 

 

 

ARTHUR LEITE HERTZ

EXECUTIVE DIRECTOR

ISABEL LEITE HERTZ

EXECUTIVE DIRECTOR

GERALDO LEITE HERTZ

EXECUTIVE DIRECTOR

 

AUTHORIZED USE OF SIGNATURE

 

THE DIRECTORS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

ISABEL LEITE HERTZ

33,4%

GERALDO LEITE HERTZ

33,3%

ARTHUR LEITE HERTZ

33,3%

 

AFFILIATES / SUBSIDIARIES

 

 

 

A SCAN THROUGH OUTSIDE SOURCES SHOWED THE SUBJECT AND/OR DIRECTORS HAS THE FOLLOWING UNCONFIRMED HOLDINGS:

 

 

HERTZ ADMINISTRAÇÃO E PARTICIPAÇÕES S/A

 

HERTZ SUDESTE DISTRIBUIDORA DE MEDICAMENTOS LTDA

 

 

 

COMPANY'S BACKGROUND

 

THE SUBJECT WAS ESTABLISHED ON APRIL 10, 1947 AS KLEY HERTZ & CIA., TO BE ENGAGED IN THE SAID LINE OF BUSINESS. ON NOVEMBER 21, 1969 IT ALTERED TO ABOVE-MENTIONED NAME.

 

IN APRIL 2003 THE SUBJECT TOOK OVER THE COMPANY LABORATÓRIOS GALENOGAL LTDA., CNPJ 90.455.262/0001-33 AND IN NOVEMBER 2004 TOOK OVER THE COMPANY HERTZ SUL DISTRIBUIDORA LTDA., CNPJ 05.117.215/0001, SUCCEEDING THESE COMPANIES IN ALL THEIR RIGHTS, DUTIES AND LIABILITIES.

 

BUSINESS ADDRESS HAS CHANGED FROM (RUA COMENDADOR AZEVEDO, N°. 133, PORTO ALEGRE/RS) TO THE PRESENT REGISTERED ONE.

 

DIRECTORS:

 

GERALDO LEITE HERTZ: BRAZILIAN, SINGLE, ENTREPRENEUR, HOLDER OF DOCUMENTS RG 1040237149 SSP/RS AND CPF 804.889.000-34, RESIDENTIAL ADDRESS AT RUA COMENDADOR AZEVEDO, 224, PORTO ALEGRE/RS;

 

ISABEL LEITE HERTZ: BRAZILIAN, DIVORCED, ENTREPRENEUR, HOLDER OF DOCUMENTS RG 3025605035 SSP/RS AND CPF 511.018.900-53, RESIDENTIAL ADDRESS AT RUA COMENDADOR AZEVEDO, 224, PORTO ALEGRE/RS;

 

GERALDO LEITE HERTZ: BRAZILIAN, SINGLE, ENTREPRENEUR, HOLDER OF DOCUMENTS RG 7025605051 SSP/RS AND CPF 518.368.470-20, RESIDENTIAL ADDRESS AT RUA COMENDADOR AZEVEDO, 224, PORTO ALEGRE/RS.

 

 

FURTHER DETAILS ARE SO FAR NOT KNOWN.

 

PUBLIC INFORMATION

 

PROTESTS:

 

3  PROTESTS,TOTAL AMOUNT R$ 21.422,00

 

DETAILS OF PROTESTS:

 

NOTARY OFFICE:

DATE:

VALUE:

1º CARTÓRIO DE PORTO ALEGRE/RS

20/01/2014

R$ 6.300,00

1º CARTÓRIO DE PORTO ALEGRE/RS

20/01/2014

R$ 11.250,00

3º CARTÓRIO DE PORTO ALEGRE/RS

02/12/2013

R$ 3.872,00

 

LAWSUITS:

 

 

 

DATE:

COURT OF LAW:

 

1

STATE LAWSUIT

12/11/13

2ª VARA DE BELO HORIZONTE/MG

 

 

FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/12/2012 AND 31/12/2011.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/12/2012

31/12/2011

 

 

 

 

 

CASH AND BANKS

287

333

 

CLIENTS

7.914

13.328

 

INVENTORY

12.865

11.563

 

RECOVERABLE TAXES

1.529

515

 

INTERESTS ON OWN CAPITAL

12.137

8.005

 

OTHER CREDITS

673

811

 

 

----------------

----------------

 

TOTAL CURRENT ASSETS

35.405

34.555

 

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

 

 

DEFERRED TAXES

222

1.649

 

OTHER CREDITS

80

108

 

 

----------------

----------------

 

TOTAL LONG-TERM RECEIVABLES

302

1.757

 

 

FIXED ASSETS:

 

 

 

 

 

 

 

INVESTMENTS

23.838

16.291

 

FIXED ASSETS

15.906

13.187

 

INTANGIBLE

547

669

 

 

----------------

----------------

 

TOTAL FIXED ASSETS

40.291

30.147

 

 

================

================

 

TOTAL ASSETS

75.998

66.459

 

 

LIABILITIES:

 

 

 

CURRENT:

31/12/2012

31/12/2011

 

 

 

 

 

LOANS AND FINANCING

1.677

1.585

 

SUPPLIERS

3.995

2.652

 

TRIBUTARY OBLIGATIONS

4.104

3.337

 

LABOR PROVISIONS

1.337

1.042

 

INCOME TAX/SOCIAL CONTRIBUTION

 

12

 

OTHER

398

352

 

 

----------------

----------------

 

TOTAL CURRENT LIABILITIES

11.511

8.980

 

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

LOANS AND FINANCING

3.706

1.364

 

PROVISIONS

648

566

 

 

----------------

----------------

 

TOTAL LONG TERM LIABILITIES

4.354

1.930

 

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

38.983

24.983

 

PROFIT RESERVES

21.150

30.566

 

 

----------------

----------------

 

TOTAL NET EQUITY

60.133

55.549

 

 

================

================

 

TOTAL LIABILITIES

75.998

66.459

 

 

PROFIT AND LOSS ACCOUNTS AS OF 31/12/2012 AND 31/12/2011.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

 

31/12/2012

31/12/2011

 

 

 

 

 

GROSS SALES

78.684

79.092

 

(-) TAXES ON SALES

21.934

22.287

 

 

----------------

----------------

 

NET SALES

56.750

56.805

 

(-) COST OF SOLD GOODS

31.632

31.540

 

 

----------------

----------------

 

GROSS PROFIT

25.118

25.265

 

OPERATING REVENUE (EXPENSE)

-11.755

-3.351

 

FINANCIAL REVENUE(EXPENSE)

323

-756

 

 

----------------

----------------

 

OPERATIONAL PROFIT (LOSS)

13.686

21.158

 

CONTRIBUTION/INCOME TAX

-1.427

121

 

 

----------------

----------------

 

NET PROFIT (LOSS)

12.259

21.279

 

 

 

RATIOS

 

RATIOS:

31/12/2012

31/12/2011

 

 

QUICK RATIO

1,96

 

2,56

 

 

 

CURRENT RATIO

3,08

 

3,85

 

 

 

ACCOUNTS RECEIVABLE TURNOVER

7,17

TIMES

4,26

TIMES

 

 

DAYS' SALES IN RECEIVABLES

50,20

DAYS

84,47

DAYS

 

 

INVENTORY TURNOVER

2,46

TIMES

2,73

TIMES

 

 

ACCOUNTS PAYABLE PERIOD

45,47

DAYS

30,27

DAYS

 

 

RETURN ON ASSETS

,75

TIMES

,85

TIMES

 

 

SALES TURNOVER ON NET EQUITY

,94

TIMES

1,02

TIMES

 

 

NET WORTH TIE-UP

,26

 

,24

 

 

 

INDEBTEDNESS

,26

 

,20

 

 

 

EQUITY RATIO

79,12

%

83,58

%

 

 

WORKING CAPITAL RATIO

207,58

%

284,80

%

 

 

GENERAL SOLVENCY

4,79

 

6,09

 

 

 

RETURN ON NET EQUITY

20,39

%

38,31

%

 

 

RETURN ON SALES (PROFIT MARGIN)

21,60

%

37,46

%

 

 

GROSS PROFIT MARGIN

44,26

%

44,48

%

 

 

OPERATIONAL RESULT

24,12

%

37,25

%

 

 

SALES TURNOVER ON LIABILITIES

4,93

TIMES

6,33

TIMES

 

 

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

 

EXCHANGE RATE

 

US$ 1,00 = R$ 2,40

 - OFFICIAL RATE

US$ 1,00 = R$ 2,04

 - OFFICIAL RATE

US$ 1,00 = R$ 1,87

 - OFFICIAL RATE

 

 

 

COMMENTS ON THE FINANCIAL INFORMATION

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE FIGURES AVAILABLE SHOW NORMAL FINANCIAL STANDING. IT SHOWS GOOD LIQUIDITY AND POSITIVE WORKING CAPITAL AMOUNT, AS WELL AS LOW LEVEL OF INDEBTEDNESS. IN ADDITION IT SHOWS DROP IN SALES BUT MADE PROFIT.

 

 

REAL ESTATE

 

OWNED PREMISES ARE VALUED AT R$ 4.890.000,00

 

 

VEHICLES

 

OWNED VEHICLES ARE VALUED AT R$ 489.000,00

 

 

MACHINES

 

OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 6.880.000,00

 

 

INSURANCE

 

THE COMPANY MAINTAINS INSURANCE COVERAGE IN AMOUNT CONSIDERED SUFFICIENT BY THE MANAGEMENT TO COVER CONTINGENCY RISKS OVER ITS ASSETS AND/OR LIABILITIES.

 

 

BANKING REFERENCES

 

 

 

 

BANCO DO BRASIL S/A

 

 

BANCO ITAU S/A

 

 

BANCO BRADESCO S/A

 

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK"). DATE RESEARCHED FEBRUARY 12, 2014.

 

 

ACTIVITIES COMMENTS

 

SUBJECT IS ENGAGED IN THE MANUFACTURE OF PHARMACEUTICALS.

 

 

IMPORT AND EXPORT

 

IMPORTS FROM:

 

NOT AVAILABLE.

 

 

EXPORTS TO:

 

NOT AVAILABLE.

 

 

MAIN CLIENTS

 

DOMESTIC CLIENTS:

 

 

ARMARINHOS PARANÁ SANTA CATARINA LTDA

 

 

DIMED S/A DISTRIBUIDORA DE MEDICAMENTOS

 

 

DISTRIBUIDORA VIANA GOMES LTDA

 

 

ITACE COMERCIAL LTDA

 

 

NORTE SUL MEDICAMENTOS LTDA

 

 

 

 

STAFF

 

THE COMPANY HAS: 500 EMPLOYEE(S)

 

 

CONCEPT AND FULFILMENT

 

THE SUBJECT IS AN OLD-ESTABLISHED COMPANY, OPERATING SINCE 1947. SO FAR IT HAS A CLEAR TRADE HISTORY AND NO PAYMENT PROBLEMS ARE NOTED.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED. 

 

THE LAWSUIT REPORTED IS NOT RELATED WITH TRADE DEBT. IT IS RELATED TO TAX DEBT THAT FOR ANY REASON THE COMPANY HAS NOT YET PAID. NEVERTHELESS WE POINT OUT THAT THE SAID LAWSUIT DOES NOT AFFECT THE COMPANY’S TRADE REPUTATION.

 

OUR INVESTIGATION THROUGH THE PUBLIC SHOWED SOME DETRIMENTAL FILES REGISTERED AGAINST THE SUBJECT BUT DUE TO THE SUBJECT’S HIGH FINANCIAL STRENGTH AND HIGH SCALE OF OPERATIONS THE DETRIMENTAL FILES ARE CONSIDERED NORMAL AND DO NOT AFFECT ITS TRADE REPUTATION OR ITS CREDITWORTHINESS.

 

 

MAIN SUPPLIERS

 

DOMESTIC SUPPLIERS:

 

 

C A S IMPORTAÇÃO E EXPORTAÇÃO LTDA

 

 

LABORATÓRIOS PFIZER LTDA

 

 

SAINT GOBAIN VIDROS S/A

 

 

WHEATON DO BRASIL INDUSTRIA E COMERCIO LTDA

 

 

 

 

 

PAYMENT HISTORY

 

7 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 1.000.211,00

 

AMOUNT OF INVOICES PAID: 20

TOTAL OF PROMPT PAYMENTS: 100%

HIGHEST INVOICE: R$ 500.411,00

HIGHEST CREDIT: R$ 500.411,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT 60 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

2

5

R$ 445.896,15

DUE WITHIN 60 DAYS

1

4

R$ 36.580,26

 

 

FINAL OPINION

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY IN BUSINESS FOR SEVERAL YEARS. UP TO DATE IT HAS A GOOD FINANCIAL STANDING, A CLEAR TRADE HISTORY AND GOOD PAYMENT BEHAVIOUR.

 

BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH.

AN INITIAL CREDIT LIMIT OF US$ 1.000.000,00 MAY BE CONSIDERED.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.27

UK Pound

1

Rs. 103.66

Euro

1

Rs. 85.17

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.