MIRA INFORM REPORT

 

 

Report Date :

19.02.2014

 

IDENTIFICATION DETAILS

 

Name :

OCI ORIENT-CARPET-IMPORT GMBH IM- UND EXPORT VON ORIENT-TEPPICHEN

 

 

Registered Office :

Stockum 2a D 48653 Coesfeld

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

14.03.1994

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of textiles

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 

 

 


Company name and address

 

OCI ORIENT-CARPET-IMPORT GMBH IM- UND EXPORT VON ORIENT-TEPPICHEN

 

 Company Status:          active

Stockum 2a

D 48653 Coesfeld

Telephone:02541/84270

Telefax:  02541/8427100

Homepage: www.oci-carpets.de

E-mail:   info@oci-carpets.de

 

 VAT no.:                      DE163339420

 Tax ID number:             312/5821/1182

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Private limited company

 Date of foundation:        15.02.1994

 Begin of business

 activities:                       05.04.2002

 Shareholders'

 agreement:                   15.02.1994

 Registered on:              14.03.1994

 

 Commercial Register: Local court 48653 Coesfeld

 under:                          HRB 2795

 

 Share capital:                          EUR             25,564.59

 

 Shareholder:

                      Heinrich-Jürgen Deutmeyer

                      Wiedfeldtstr. 58b

                      D 45133 Essen

                      born: 06.05.1949

                      Share:             EUR             25,564.59

 Manager:

                      Heinrich-Jürgen Deutmeyer

                      Wiedfeldtstr. 58b

                      D 45133 Essen

                      born: 06.05.1949

                      Profession: Businessman

                      Marital status: married

 

 Further functions/participations of Heinrich-Jürgen Deutmeyer

 (Manager)

 Manager:

                      ART-IMPEX Echte

                      Teppiche-Antiquitäten-Kunsthandel

                      Import-Export Großhandel GmbH

                      Stockum 2

                      D 48653 Coesfeld

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         19.11.2003

                      Reg. data:  48653 Coesfeld, HRB 4324

 

 

 COMPANY HISTORY

 

 14.03.1994 - 05.04.2002  OCI Orient-Carpet-Import GmbH Im- und

                          Export von Orient-Teppichen

                          Wiedfeldtstr. 58b

                          D 45133 Essen

                          Private limited company

 05.04.2002 - 22.11.2002  OCI Orient-Carpet-Import GmbH Im- und

                          Export von Orient-Teppichen

                          Gewerbestr. 2

                          D 48249 Dülmen

                          Private limited company

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 46410   Wholesale of textiles

 

 

Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.


 

 BALANCE SHEET YEAR:  2012

 

 

 REAL ESTATE

 

 Type of ownership:        Tenant

 Address                        Stockum 2 a

                                    D 48653 Coesfeld

 

 Real Estate of:              Heinrich-Jürgen Deutmeyer

 Type of ownership:        proprietor

 Share:                          100.00 %

 Address                       Wiedfeldtstr. 58b

                                    D 45133 Essen

 Type of real estate: owner-occupied flat

 

 Land register documents were not available.

 

 

 BANKERS

 

 VOLKSBANK BAUMBERGE, 48727 BILLERBECK, WESTF

 Sort. code: 40069408

 BIC: GENODEM1BAU

 

 

 FINANCIAL FIGURES

 

 Turnover:            2012                           EUR          7,500,000.00

 Equipment:                               *EUR            105,000.00

 Ac/ts receivable:                                   EUR          1,828,163.00

 Liabilities:                                 EUR          5,402,998.00

 Employees:                                                     15

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios     01.01.2012 - 31.12.2012

 Equity ratio [%]:                        7.56

 Liquidity ratio:                           0.27

 Return on total capital [%]:        -1.68

 

 Balance sheet ratios     01.01.2011 - 31.12.2011

 Equity ratio [%]:                        7.96

 Liquidity ratio:                           0.28

 Return on total capital [%]:       3.40

 

 Balance sheet ratios     01.01.2010 - 31.12.2010

 Equity ratio [%]:                        9.96

 Liquidity ratio:                           0.28

 Return on total capital [%]:       1.74

 

 Balance sheet ratios     01.01.2009 - 31.12.2009

 Equity ratio [%]:                        11.24

 Liquidity ratio:                           0.41

 Return on total capital [%]:       3.62

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

Type of balance sheet:                         Company balance sheet

 

Financial year:                                    01.01.2012 - 31.12.2012

 

ASSETS                                               EUR          6,303,799.98

Fixed assets                                         EUR            276,614.39

Intangible assets                                    EUR             24,842.50

Other / unspecified intangible assets       EUR             24,842.50

Tangible assets                                     EUR            251,618.50

Other / unspecified tangible assets          EUR            251,618.50

Financial assets                                    EUR                153.39

Other / unspecified financial assets         EUR                153.39

Current assets                                       EUR          6,022,962.54

Stocks                                                  EUR          4,191,666.37

Accounts receivable                                           EUR          1,828,163.14

Other debtors and assets                       EUR          1,828,163.14

Liquid means                                         EUR              3,133.03

Remaining other assets                          EUR              4,223.05

Accruals (assets)                                   EUR              4,223.05

 

LIABILITIES                                           EUR          6,303,799.98

Shareholders' equity                                           EUR            843,394.46

Capital                                                  EUR             25,564.59

Subscribed capital (share capital)            EUR             25,564.59

Balance sheet profit/loss (+/-)                 EUR            817,829.87

Balance sheet profit / loss                                  EUR            817,829.87

Provisions                                             EUR             57,407.21

Liabilities                                               EUR          5,402,998.31

Other liabilities                                       EUR          5,402,998.31

Unspecified other liabilities                      EUR          5,402,998.31

 

           

Type of balance sheet:                         Company balance sheet

 

Financial year:                                    01.01.2011 - 31.12.2011

 

ASSETS                                               EUR          6,024,143.59

Fixed assets                                         EUR            300,088.89

Intangible assets                                    EUR              4,300.50

Other / unspecified intangible assets       EUR              4,300.50

Tangible assets                                     EUR            295,635.00

Other / unspecified tangible assets          EUR            295,635.00

Financial assets                                    EUR                153.39

Other / unspecified financial assets         EUR                153.39

Current assets                                       EUR          5,699,289.88

Stocks                                                  EUR          3,814,974.07

Accounts receivable                                           EUR          1,877,855.28

Other debtors and assets                       EUR          1,877,855.28

Liquid means                                         EUR              6,460.53

Remaining other assets                          EUR             24,764.82

Accruals (assets)                                   EUR             24,764.82

 

LIABILITIES                                           EUR          6,024,143.59

Shareholders' equity                                           EUR            942,805.27

Capital                                                  EUR             25,564.59

Subscribed capital (share capital)            EUR             25,564.59

Balance sheet profit/loss (+/-)                 EUR            917,240.68

Balance sheet profit / loss                                  EUR            917,240.68

Provisions                                             EUR             92,305.92

Liabilities                                               EUR          4,989,032.40

Other liabilities                                       EUR          4,989,032.40

Unspecified other liabilities                      EUR          4,989,032.40

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.12

UK Pound

1

Rs.103.93

Euro

1

Rs.85.17

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.