MIRA INFORM REPORT

 

 

Report Date :

20.02.2014

 

IDENTIFICATION DETAILS

 

Name :

QOOT AL YAWM CO LTD

 

 

Formerly Known as: 

AHMED ZAINY FOOD SUPPLY & SERVICES CO LTD

 

 

Registered Office :

OZCO Building, Qalb Al Jazirah Street, Al Khalidya Area, P O Box 6319, Jeddah 21442

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

25.10.1994

 

 

Com. Reg. No.:

4030107003, Jeddah

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Engaged in the import, distribution and supply of general foodstuffs, including fresh and frozen food, canned foods, fruit and vegetables, poultry, rice, and dairy products such as cheese.

 

 

No. of Employees :

90

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Saudi Arabia ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 17% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 5 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia''s economic development.

 

Source : CIA


SUMMARY

 

Company Name                                    : QOOT AL YAWM CO LTD

Previously Known As                             : AHMED ZAINY FOOD SUPPLY & SERVICES CO LTD

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Limited Liability Partnership

Registration Date                                  : 25th October 1994

Commercial Registration Number           : 4030107003, Jeddah

Chamber Membership Number               : 55263

Issued Capital                                       : SR 10,000,000

Paid up Capital                                     : SR 10,000,000

Total Workforce                                     : 90

Activities                                               : Distribution and supply of general foodstuffs.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Jacoub Thomas, Commercial Manager

 

 

 


COMPANY NAME

 

QOOT AL YAWM CO LTD

 

 

company ADDRESS

 

Registered & Physical Address

Building            : OZCO Building

Street               : Qalb Al Jazirah Street

Area                 : Al Khalidya Area

PO Box                        : 6319

Town                : Jeddah 21442

Country : Saudi Arabia

Telephone         : (966-12) 6064982 / 6063488

Facsimile          : (966-12) 6063468

Mobile              : (966-50) 9091465 / 3653837

Email                : purchase@azfss.com.sa / info@azfss.com.sa / purchase@qoot-alyawm.com

 

Please note that subject’s previous address was, Abbar & Zainy Building, Prince Sultan Street, Al Hindawiya District, Jeddah.

 

Premises

Subject operates from a medium sized suite of offices and a warehouse that are rented and located in the Suburban Business Area of Jeddah.

 

Branch Office (s)

 

     Location                                                                                                      Description

 

·       Al Kharj Road                                                                                               Office & warehouse premises

PO Box: 15356

Riyadh 11444

     Tel: (966-1) 4980875

     Fax: (966-1) 4980930 / 2940761

 

·       Dammam-Khobar Highway                                                                            Office & warehouse premises

PO Box: 38977

Al Khobar 31932

Tel: (966-3) 8870514 / 8825937

Fax: (966-3) 8825938

 

 


KEY PRINCIPALS

 

     Name                                                                                                           Position

·       Sheikh Osama Ahmad Abbas Zainy Mutawkil                                     Managing Partner

·       Ahmad Osama Ahmad Abbas Zainy Mutawkil                                     Partner

·       Mohamed Abu Jadayel                                                                                 General Manager

·       Jacoub Thomas                                                                                            Commercial Manager

·       Abdullah Jacklub                                                                                          Finance Manager

·       Joseph Thomas                                                                                            Logistics Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 20/05/1415 Hijri (corresponding to 25th October 1994)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 4030107003, Jeddah

 

Chamber Member No.  : 55263

 

Issued Capital              : SR 10,000,000

 

Paid up Capital            : SR 10,000,000

 

Name of Partner (s)

·       Sheikh Osama Ahmad Abbas Zainy Mutawkil

·       Ahmad Osama Ahmad Abbas Zainy Mutawkil

 

 

OPERATIONS

 

Activities: Engaged in the import, distribution and supply of general foodstuffs, including fresh and frozen food,

     canned foods, fruit and vegetables, poultry, rice, and dairy products such as cheese.

 

Import Countries: United States of America, Canada, Australia, Spain and Turkey

 

International Suppliers:

 

·       Butter Bowl                          Turkey

·       USA Beef                             United States of America

·       Healthy Choice                     United States of America

·       Sara Lee                              United States of America

·       Sara Lee                              Australia

·       Maple Leaf                           Canada

·       Cavendish Farms Corp         Canada

·       Puratos                                Spain

 

Brand Names: LILAC, PARTY, TUXFORD & TEBBUTT, ABOU ASHARI, YORK, USDA CHOICE, BUNGE, AL

HAFLA, STAR YEAST, LAMB WESTON, DANA, BACKALDRIN, FRI-DOR and ECKRICH

 

Operating Trend: Steady

 

Subject has a workforce of 90 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Revenue                           SR 96,250,000                           SR 98,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Jacoub Thomas, Commercial Manager

 

BANKERS

 

·       National Commercial Bank

Al Balad Branch

King Abdulaziz Street

PO Box: 5066

Jeddah 21422

Tel: (966-12) 6434777

Fax: (966-12) 6441686

 

·       Saudi American Bank

Andalous Street

PO Box: 490

Jeddah 21411

Tel: (966-12) 6533555

 

·       Al Bank Al Saudi Al Fransi

Al Sharafiya Branch

Madinah Road

PO Box: 7888

Jeddah 21472

Tel: (966-12) 6605863

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction       November 2002            July 2005                      July 2006

Amount overdue            0                                  0                                  0

Payment terms              90 days                                    60 days                                    60 days

Payment Method           Letters of Credit                        Letters of Credit                        Letters of Credit

Paying record               No Complaints              No Complaints              No Complaints

Currency                       US Dollars                    Canadian Dollars           Canadian Dollars

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.12

UK Pound

1

Rs.103.93

Euro

1

Rs.85.17

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.