MIRA INFORM REPORT

 

 

Report Date :

21.02.2014

 

IDENTIFICATION DETAILS

 

Name :

NBIK LLC

 

 

Registered Office :

Lux Center, Office 703 G. Chagdarjaviin Street  Sukhbaatar district Ulaanbaatar

 

 

Country :

Mongolia

 

 

Date of Incorporation :

2010

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

·      Building contractors engaged in construction of infrastructure for mining production sites and hotels.

·      Trading as importers and wholesalers of construction materials.

 

 

No. of Employees :

300-400

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Mongolia

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MONGOLIA - ECONOMIC OVERVIEW

 

Mongolia's extensive mineral deposits and attendant growth in mining-sector activities have transformed Mongolia's economy, which traditionally has been dependent on herding and agriculture. Mongolia's copper, gold, coal, molybdenum, fluorspar, uranium, tin, and tungsten deposits, among others, have attracted foreign direct investment. Soviet assistance, at its height one-third of GDP, disappeared almost overnight in 1990 and 1991 at the time of the dismantlement of the USSR. The following decade saw Mongolia endure both deep recession, because of political inaction and natural disasters, as well as economic growth, because of reform-embracing, free-market economics and extensive privatization of the formerly state-run economy. The country opened a fledgling stock exchange in 1991. Mongolia joined the World Trade Organization in 1997 and seeks to expand its participation in regional economic and trade regimes. Growth averaged nearly 9% per year in 2004-08 largely because of high copper prices globally and new gold production. By late 2008, Mongolia was hit hard by the global financial crisis. Slower global economic growth hurt the country's exports, notably copper, and slashed government revenues. As a result, Mongolia's real economy contracted 1.3% in 2009. In early 2009, the International Monetary Fund reached a $236 million Stand-by Arrangement with Mongolia and the country has largely emerged from the crisis with better regulations and closer supervision. The banking sector strengthened but weaknesses remain. In October 2009, Mongolia passed long-awaited legislation on an investment agreement to develop the Oyu Tolgoi mine, considered to be among the world's largest untapped copper deposits. Recent calls by nationalist politicians to renegotiate the investment agreement, however, have called into question the attractiveness of Mongolia as a destination for foreign direct investment. Negotiations to develop the massive Tavan Tolgoi coal field face similar obstacles. The economy grew by 6.4% in 2010, 17.5% in 2011, and by more than 12.3% in 2012, largely on the strength of commodity exports to nearby countries and high government spending domestically. Mongolia's economy, however, faces near-term economic risks from the government's loose fiscal policies, which are contributing to high inflation, and uncertainties in foreign demand for Mongolian exports. Trade with China represents more than half of Mongolia's total external trade - China receives more than 90% of Mongolia's exports. Mongolia purchases 95% of its petroleum products and a substantial amount of electric power from Russia, leaving it vulnerable to price increases. Due to severe winter weather in 2009-10, Mongolia lost 22% of its total livestock, and meat prices doubled. Inflation remained higher than 10% for much of 2010-12, due in part to higher food and fuel prices. The economic slowdown in China during 2011-2012 resulted in fewer Mongolian exports, a widened trade gap, and decreased government revenues, putting pressure on Mongolian fiscal policy. Remittances from Mongolians working abroad, particularly in South Korea, are significant

 

Source : CIA

 


Company name

 

CO. NAME :      NBIK LLC (Correct)

                        NBIK (Requested)

 

 

ADDRESS

 

Building : Lux Center, Office 703

Street   : G. Chagdarjaviin Street

Area     : Sukhbaatar district

Town     : Ulaanbaatar

Country  : Mongolia

 

Mobile   : (976 99) 902 234 (Kh. Boldsukh) / (976 98) 019 797 / (976 98) 029 797 / (976 99) 106 398 / (976 88) 106 398

E-Mail   : boldsukh@nbik.mn / procurement@nbik.mn

 

Also known as : NBIK XXK / En Bi Ay Key XXK

 

 

SENIOR COMPANY PERSONNEL

 

   Name                       Position

 

1. B. Gankhuyag               Managing Director

 

2. Kh. Boldsukh               Deputy Managing Director

 

Total Employees : 300-400

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

 

We consider it is acceptable to deal with subject for MEDIUM amounts,

although it is normal accepted practice for international suppliers to deal on secured terms with Mongolian importers.

 

Trade risk assessment: Normal


 

SIGNIFICANT CHANGES

 

G.NATSAGDORJ: OUR GOAL IS TO MEET OYU TOLGOI'S SAFETY STANDARDS

In 2013, (www.ot.mn): For Oyu Tolgoi, safety is the core value. Therefore, the company also requires the same safety standards from their contractors and suppliers. Suppliers are expected to introduce them in their own daily operations creating a new work culture in Mongolia.

 

One of these companies is NBIC LLC. HR director of the company G.Natsagdorj says: "Working with Oyu Tolgoi brings many results. One of them is safety. We strive to meet their international safety standards. We are constantly learning many things in this area. We organised a monthly campaign to introduce new safety knowledge at work.” The staff of NBIC announced that 2014 would be a “year of safety policy.” They believe that quality of mining construction and safety policy are linked. In other words, their policy is that quality buildings must be built safely.

 

Today they work with 300 employees focusing on mining construction and have already participated in big construction projects. They became Oyu Tolgoi suppliers in 2013 and in addition to supplying goods, they also engage in construction work. They worked on building the heavy machinery repair shop and safety training centre. Deputy Director of NBIC LLC Kh.Boldsukh describes their future goals: "We strive to move Mongolian construction standards one step forward towards reaching world standard and to participate in huge projects like Oyu Tolgoi, making our own contribution to the country's development."

 

Oyu Tolgoi LLC has a tradition of promoting the exceptional service of suppliers by issuing Supplier of the Month awards. NBIC LLC was selected as the best supplier for October.

 

 

PRINCIPAL BANKERS

 

NAME     : GOLOMT BANK OF MONGOLIA

 

Branch   : Bodi Tower, Sukhbaatar Square

Town     : Ulaanbaatar

 

Telephone:        (976 11) 311 530

Fax      :            (976 11) 312 307

 

The company also has an account with :

 

Trade and Development Bank Mongolia Ltd

Juulnchny Gudamj 7

Ulaanbaatar 210646

Telephone:        (976 11) 312 362 / 331 133

Fax      :            (976 11) 325 449

 

 

FINANCIAL INFORMATION

 

Private companies in Mongolia are not required to publish or disclose balance sheets. However, the subject interviewed offered

the following information :

 

Sales Turnover              : US DLRS 7,000,000 - 2013 - approx

                                    : US DLRS 8,000,000 - 2014 – projected

 

Net Profit                      : not given but stated to be profitable

 

Financial year ends 31 December.

 

 

LEGAL STATUS AND HISTORY

 

Date Started : 2010

 

C.R. No. : 9011245079

 

Tax No.: 5403502

 

Capital : not given

 

Limited Liability Company with the following shareholders:

 

1. B. Gankhuyag

 

2. Other undisclosed four physical individuals

 

The exact shareholding percentage was not disclosed.

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Building contractors engaged in construction of infrastructure for mining production sites and hotels.

Trading as importers and wholesalers of construction materials.

 

NACE Code : 4120 / 4299 / 4673

 

Imports from China and South Korea.

 

Subject does not export, all sales are domestic.

 

FACILITIES

 

The Company has the following facilities :

 

Administrative offices located at the heading address.

 

 

SPECIAL NOTE

 

You enquired on: NBIK. Please note that the correct name is as per heading.  

 

Interviewed: Kh. Boldsukh (Deputy Managing Director).

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.28

UK Pound

1

Rs.103.84

Euro

1

Rs.85.70

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.