MIRA INFORM REPORT

 

 

Report Date :

22.02.2014

 

IDENTIFICATION DETAILS

 

Name :

F.N.T.Z GARMENTS   (PVT) LTD 

 

                                                                                    

Registered Office :

No 182/ 1, Ganemulla Road, Suriyapaluwa Kadawatta

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

25.06.2013

 

 

Com. Reg. No.:

PV 93052

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

·         importer of textiles, fabrics & yarn

·         manufacturer of garments

 

 

No. of Employees

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown 

 

 

Litigation :

---

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Sri LAnka ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth following the end of the 26-year conflict with the Liberation Tigers of Tamil Eelam (LTTE). The government has been pursuing large-scale reconstruction and development projects in its efforts to spur growth in war-torn and disadvantaged areas, develop small and medium enterprises and increase agricultural productivity. The government's high debt payments and bloated civil service have contributed to historically high budget deficits, but fiscal consolidation efforts and strong GDP growth in recent years have helped bring down the government's fiscal deficit. However, low tax revenues are a major concern. The 2008-09 global financial crisis and recession exposed Sri Lanka''s economic vulnerabilities and nearly caused a balance of payments crisis. Growth slowed to 3.5% in 2009. Economic activity rebounded with the end of the war and an IMF agreement, resulting in two straight years of 8% growth in 2010-11. Growth moderated to about 6% in 2012. Agriculture slowed due to a drought and weak global demand affected exports and trade. In early 2012, Sri Lanka floated the rupee, resulting in a sharp depreciation, and took steps to curb imports. A large trade deficit remains a concern. Strong remittances from Sri Lankan workers abroad have helped to offset the trade deficit.

 

Source : CIA

 

 

 

 

 


GENERAL

Basic information at a glance

     

Name of Subject of Inquiry

:

F.N.T.Z GARMENTS   (PVT) LTD

Legal Form  & Status

:

Private Limited Liability Company

Managing Director

:

Mohamed Ibrahim Mohamed Jaffer

Primary Line of Business

 

Import, Export and manufacture of garments materials

Head Office,

Place of Business

&

               Factory

 

 

No 182,/ 1, Ganemulla Road, Suriyapaluwa ,

Kadawatha

 

Tel : (00 94 11)  244 9090, 236 0454

Fax.: (00 94 11)  244 9090

 

Contact person : +94-777 393 055/ +94-11-236 0454 (Mr. Jaffer)

 

Email :  fntzgarments@gmail.com

 

 

No. of Employees

:

-Not Disclosed-

                    

 

COMPANY DETAILS

Registration and Shareholder Details

 

Registration No

:

PV 93052

Date of Registration

:

25th June 2013

Registered Office

:

No 182/ 1, Ganemulla Road, Suriyapaluwa Kadawatta.

Board of Directors

As  At

25th June 2013

:

Mohamed Ibrahim Mohamed Jaffer

Managing Director

Ahamed  Fuzly Zahir

Director

Issued Share Capital

:

Rs.  20.00

Nominal Value of Share

:

Rs.  10.00        

Share Holders

As  At

25th June 2013

:

Share Holders

No. of Shares

Mohamed Ibrahim Mohamed Jaffer

01

Ahamed  Fuzly Zahir

01

Auditors

:

-Not Disclosed-

Secretaries

:

Abdul Sathor Mohamed Ismath

 

 

FINANCIAL DETAILS

 

Most recent available Financial Information

 

THE COMPANY HAS DECLINED TO PROVIDE ANY FINANCIAL INFORMATION

 

Based on the corporate laws of Sri Lanka, legal entities which are Private Company with   Limited Liability is not required to make public disclosure of their annual financials. Therefore no financials are available for this entity

 

                                                                                   

CURRENT INVESTIGATION

                                       

·   History

                          

       The Subject Company F.N.T.Z GARMENTS (PVT) LTD is a Private Limited   Liability      

       Company incorporated on 25th June 2012 under registration number   PV  86727.

  

·   Location

 

       The Subject Company is located at client No 182/ 1, Ganemulla Road,        

         Suriyapaluwa Kadawatha, Approx. 20 kilo meters from Colombo.

         The client given contact number 0112437632 is an unused number.


 

·         Operational Details.

 

General

                  The subject company primary line of business is Importing Textiles, fabrics & Yarn and Manufacture of garments.

 

                  Our investigators for several times were in contact with Mr. Jaffer to obtain company operation/financial details but provided only the information included in this report.

 

Products

         Garments

 

Import Countries

        Raw materials imported from India, China

 

       Employees

        - Not Disclosed-

 

 

Directors Details

 

01)

Name

Mohamed Ibrahim Mohamed Jaffer

ID Number

660594949 V

Nationality

Sri Lankan

Gender

Male

Date of Birth

28th February 1966

Age

48 Years

 

02)

Name

Ahamed  Fuzly Zahir

ID Number

641090883 V

Nationality

Sri Lankan

Gender

Male

Date of Birth

18th April 1964

Age

50 Years

 

 

·         Financial Data

                  The company has declined to provide information on its finances

 

.                  Based on the corporate laws of Sri Lanka, legal entities which are Private Company with                

                   Limited Liability is not required to make public disclosure of their annual financials. 

                   Therefore no financials are available for this entity

          

·         Trade references

                  The subject company did not provide any trade reference referrals

 

 

·         Credit Recommendations

                    Since no financial information has been forthcoming from the company, it is not possible to comment on the merits or otherwise of the company.

 

No computerised data bases exist to make checks whether the partners or the company has any  legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge

 

 

ANALYSIS & RATING

Appraisal and Rating of Subject Company

 

Rating:

a) Business Scale         

NR- Insufficient Information on finance and operation

b) Business Trend

NA

c) Management Capability

NA

d) Commercial Morality

NA

e) Reputation

NA

f) Market Situation

Very Competitive

                                   

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.16

UK Pound

1

Rs.103.44

Euro

1

Rs.85.27

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.