MIRA INFORM REPORT

 

 

Report Date :

22.02.2014

 

IDENTIFICATION DETAILS

 

Name :

NOVO AIR LTD. 

 

 

Registered Office :

House # 50 (3rd Floor), Road # 11, Block # F, Banani, Dhaka-1213

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

25.10.2007

 

 

Com. Reg. No.:

C-68812

 

 

Legal Form :

Private Company  

 

 

Line of Business :

Subject is a Commercial Airline Company

 

 

No. of Employees :

400

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 


 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

In real terms Bangladesh's economy has grown 5.8% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh's growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

 

Source : CIA

 


EXECUTIVE SUMMARY

 

                                                IDENTIFICATION DETAILS

 

Correct company Name

:

NOVO AIR LTD. 

Head Office

:

House # 50 (3rd Floor), Road # 11, Block # F, Banani, Dhaka-1213, Bangladesh.

Tel No

:

88-02-9871891-2; 9891881, 09666 722224,

Fax No

:

88-02-9890684

E-mail

:

info@novoair-bd.com,

mofijur@novoairbd.com

Website

:

www.novoair-bd.com

Date/ Year of Incorporation

:

25.10.2007

Incorporation No.

:

C-68812

Legal Form (General)

:

 Public Listed Co        Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership                     Not Registered

 others (please specify) ________________

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

Issuing Authority

:

Registrar of Joint Stock Companies & Firms   City Corporation

 Municipal Administration                                   Union Council

 Cantonment Board                                              Chief Controller of  Import & Export (CCIE)

 

 

 

FINANCIALS- SUMMARY

      Year

Turnover/ Sales

 Assets

     Income

July’ 11~June’ 12

Tk. 365 Million

Tk. 375 Million

Tk. 27.23 Million

July’ 12~June’ 13

Tk. 390 Million

Tk. 390 Million

Tk. 38.70 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

                                                             Information Parted By

 

 

 

Name

:

Mr. Abu Nahid.

Designation

:

Executive.

Contract No

:

-

 

 

                                                               Locations Details

 

Operating Address

:

House # 50 (3rd Floor), Road # 11, Block # F, Banani, Dhaka-1213, Bangladesh.

Tel No

:

88-02-9871891-2; 9891881, 09666 722224,

Fax No

:

88-02-9890684

E-mail

:

info@novoair-bd.com, mofijur@novoairbd.com

Website

:

www.novoair-bd.com

 

Location :

: Owned

 

Rented

Ö

 

Leased

 

Area

4500

Sq. ft.

 

 

Type of Office :

  :       Commercial Office Bldg.

 

 

Semi-commercial office Bldg.

 

     

Retail shop

 

 

Industrial Park

 

     

Business Center

 

 

Home Office

 

     

Residential Bldg.

Ö

 

 

 

 

 

 

Main Route:

 

 

 

 

 

Address

:

Dhaka, Chittagong, Jessore, Sylhet and Cox Bazar.

 

Branches:

 

 

 

 

 

Address

:

Chandiwala Mansion (4th Floor), House-32, Road-11, Block-G, Banani,

Dhaka-1213, Bangladesh.

Tel No

:

88 02 9873202, 9873012, 9870662

Fax No

:

88 02 9870892

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

400

In Factory

:

-

In Branch:

:

-

Total

:

400

Details:

 

                    

 

 

 

OWNERSHIP/SHAREHOLDERS

 

         Names of Shareholders

                      No. of Share     

Mr. Faiz Mohammad Khan

                                    15000

Mr. M. Mofizur Rahman

                                      5000

Mr. Arshad Jamal

                                    15000

Mr. Mashiuzzaman Chowdhury

                                    15000

DIRECTORS

 

Name

Designation

Mr. Arshad Jamal

Chairman

Mr. M. Mofizur Rahman

Managing Director

Mr. Faiz Mohammad Khan

Director

Mr. Mashiuzzaman Chowdhury

Director

 

 

MANAGEMENT

 

Name

:

Mr. Abu Nahid.

Job Description

:

Executive.

Nationality

:

Bangladeshi.

Email address

:

N/A

Other details

:

N/A

 

 

 

Name

:

Mr. Salam Khan.

Job Description

:

Executive Finance.

Nationality

:

Bangladeshi

Email address

:

N/A

Other details

:

N/A

 

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Commercial Airline Company

Ö

Trader

 

Dealer

 

Distributor

 

 

 

 

Exporter

 

Importer

 

Services

 

Others

 

 

Item Dealings In:

 

Products

:

Passenger Air Ticket, Air Cargo Transportation.      

Production Capacity

:

N/A

Last Year Production

:

N/A

 

Trading Terms:

 

Purchasing Terms:

L/C

 

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

 

90 days

 

 

days

 

Selling Terms      :

L/C

 

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

 

90 days

 

 

days

DETAILED DATA

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

N/A

 

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

 

:

 

Exports

:

N/A

 

Imports

:

N/A

 

 

 

Brand Name

:

NOVOAIR.

Certified

:

N/A

Plane Model                                                  

:

EMB 145 Jets.

Auditors

:

N/A

Number of Airplane                                    

:

02

General Sales Agent (GSA)                        

:

Tiger Airways

Operation Status

:

Active.

Member

:

Dhaka Chamber of Commerce & Industry

 

 

CAPITAL STRUCTURE

 

Authorized Capital

:

Tk. 50 Crore.

 

Paid-up Capital

:

Tk.5, 00,00,000

    No. of Shares

:

50, 000

Share Value

:

Tk.1000.0Each

Main Assets

:

Tk. 382 Million.

 

 

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update full financial figure to local registry office.

 

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

Sister Concerns

:

NOVO Com.

NOVO Holy Tese.

Tusuka.

Subsidiary

:

N/A

Name of  The Group

:

NOVO Group.

BANKING

 

Bank Name  

:

Eastern Bank Ltd.

Bank Address

:

Banani Branch.

House- 78, Block-D Road-11, Banani, Dhaka

Phone: 02 9862669, 9862572, and 9860476

Fax: 02 9862903

Email: banani@ebl-bd.com

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks           

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

Our Representative Visited the subject company Head office which is situated at House # 50 (3rd Floor), Road #11, Block # F, Banani, Dhaka-1213, Bangladesh. The subject company Executive Mr. Abu Nahid welcome us & given us all information. Its office is situated at Residential area which is a well decorated.

 

 

GENERAL COMMENTS

 

Repeated attempts to obtain and verify information from SC were unsuccessful as they declined all information citing confidentiality. Please note that our credit rating is based on information gathered from external sources as well as information obtained from past interviews.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.16

UK Pound

1

Rs.103.44

Euro

1

Rs.85.27

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.