|
Report Date : |
26.02.2014 |
IDENTIFICATION DETAILS
|
Name : |
CA' DA MOSTO S.P.A. |
|
|
|
|
Registered Office : |
Via Venezia, 146, 30037 - Scorze' (VE) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2012 |
|
|
|
|
Date of Incorporation : |
09.09.1985 |
|
|
|
|
Com. Reg. No.: |
VE042-26598 of Venezia since 19/02/1996 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
· Manufacturer of wearing apparel · Manufacturer of leather and fur articles |
|
|
|
|
No. of Employees |
from 131 to 150 employees |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made on
e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – december 01, 2013
|
Country Name |
Previous Rating (30.09.2013) |
Current Rating (01.12.2013) |
|
Italy |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
italy ECONOMIC OVERVIEW
Italy has a diversified industrial economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is high. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 126% of GDP in 2012, and investor concerns about the broader euro-zone crisis at times have caused borrowing costs on sovereign government debt to rise to euro-era. During the second half of 2011 the government passed three austerity packages to reduce its budget deficit and help bring down borrowing costs. These measures included a hike in the value-added tax, pension reforms, and cuts to public administration. The government also faces pressure from investors and European partners to sustain its recent efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and widespread tax evasion. In 2012 economic growth and labor market conditions deteriorated, with growth at -2.3% and unemployment rising to nearly 11%, with youth unemployment around 35%. The government has undertaken several reform initiatives designed to increase long-term economic growth. Italy's GDP is now 7% below its 2007 pre-crisis level.
|
Source : CIA |
Ca' Da Mosto S.p.a.
Via Venezia, 146
30037 - Scorze' (VE) -IT-
|
Fiscal Code |
: |
02037210271 |
|
Legal Form |
: |
Joint stock company |
|
start of Activities |
: |
01/09/1998 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
35.000.000/50.000.000 |
|
Number of Employees |
: |
from 131 to 150 |
· Manufacturer of wearing apparel;
· Manufacturer of leather and fur articles
Legal Form : Joint stock company
|
Fiscal Code : 02037210271 |
|
Foreign Trade Reg. no. : VE029966 since
28/01/1999 |
|
Chamber of Commerce no. : 484126 of
Bologna |
|
Chamber of Commerce no. : 1717722 of
Milano since 22/05/2003 |
|
Chamber of Commerce no. : 266451 of Padova
since 16/12/1996 |
|
Chamber of Commerce no. : 194234 of
Venezia since 22/01/1986 |
|
Firms' Register : VE042-26598 of Venezia
since 19/02/1996 |
|
V.A.T. Code : 02037210271 |
|
Establishment date |
: 09/09/1985 |
|
|
Start of Activities |
: 01/09/1998 |
|
|
Legal duration |
: 31/12/2020 |
|
|
Nominal Capital |
: 4.940.000 |
|
|
Subscribed Capital |
: 4.940.000 |
|
|
Paid up Capital |
: 4.940.000 |
|
Tegon |
Francesca |
|
Born in Oderzo |
(TV) |
on 12/02/1972 |
- Fiscal Code : TGNFNC72B52F999W |
|
|
Residence: |
Bertati |
, 14-2 |
- 30030 |
Martellago |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
23/05/2013 |
|
Tegon |
Giovanna |
|
Born in Oderzo |
(TV) |
on 14/11/1973 |
- Fiscal Code : TGNGNN73S54F999Z |
|
Residence: |
Del Giardinier |
, 1 |
- 30030 |
Martellago |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
23/05/2013 |
|
Tegon |
Pierpaolo |
|
|
Born in Venezia |
(VE) |
on 16/01/1976 |
- Fiscal Code : TGNPPL76A16F159K |
|
Residence: |
Del Giardinier |
, 1 |
- 30030 |
Martellago |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
23/05/2013 |
||
|
Managing Director |
25/05/2013 |
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
Bonaldo |
Rudi |
|
Born in Mirano |
(VE) |
on 28/03/1959 |
- Fiscal Code : BNLRDU59C28F241T |
|
Residence: |
Ballo' |
, 162 |
- 30035 |
Mirano |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Responsible technician |
22/12/2008 |
|
|
Fabris |
Roberto |
|
Born in Mirano |
(VE) |
on 13/01/1967 |
- Fiscal Code : FBRRRT67A13F241H |
|
Residence: |
Porara |
, 154 |
- 30035 |
Mirano |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Responsible technician |
22/12/2008 |
|
Tegon |
Sergio |
|
Born in Mirano |
(VE) |
on 01/03/1940 |
- Fiscal Code : TGNSRG40C01F241W |
|
Residence: |
Del Giardinier |
, 1 |
- 30030 |
Martellago |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Board Chairman |
25/05/2013 |
||
|
Director |
23/05/2013 |
|
No Prejudicial
events are reported |
|
No Protests
registered |
|
Zanata |
Onorato |
|
Born in Mirano |
(VE) |
on 25/01/1939 |
- Fiscal Code : ZNTNRT39A25F241G |
|
Residence: |
Antonio Lazzari |
, 12 |
- 30174 |
Venezia |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Managing Director |
25/05/2013 |
||
|
Director |
23/05/2013 |
|
No Prejudicial
events are reported |
|
No Protests
registered |
|
La Castellana
S.r.l. |
|
Residence: |
Venezia |
, 146 |
- 30037 |
Scorze' |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole partner |
19/06/2006 |
|
No Prejudicial
events are reported |
|
No Protests
registered |
*checkings have been performed on a national
scale.
In this module are listed the companies in which
members hold or have holded positions.
|
Zanata |
Onorato |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Banca Santo Stefano - Credito Cooperativo
- Martellago-venezia - Societa' Cooper |
Martellago (VE) - IT - |
00226370278 |
Director |
Active |
Registered |
|
Banca Santo Stefano - Credito Cooperativo
- Martellago-venezia - Societa' Cooper |
Martellago (VE) - IT - |
00226370278 |
Board Chairman |
Active |
Registered |
|
Progetto 2000 S.r.l. |
Martellago (VE) - IT - |
01510890278 |
Director |
Active |
Registered |
|
Progetto 2000 S.r.l. |
Martellago (VE) - IT - |
01510890278 |
Managing
Director |
Active |
Registered |
|
Giardino Santo Stefano - Societa'
Cooperativa Sociale |
Martellago (VE) - IT - |
02600520270 |
Chairman of the
Board of Aud. |
Withdrawn |
Ceased |
|
L'abitazione S.r.l. |
Martellago (VE) - IT - |
02864440272 |
Sole Director |
Withdrawn |
Ceased |
|
L'abitazione S.r.l. |
Martellago (VE) - IT - |
02864440272 |
Liquidator |
Withdrawn |
Ceased |
|
Federazione Veneta Delle Banche Di Credito
Cooperativo |
Padova (PD) - IT - |
80016190284 |
Director |
Withdrawn |
Registered |
|
Federazione Veneta Delle Banche Di Credito
Cooperativo |
Padova (PD) - IT - |
80016190284 |
Chairman of the
Board of Aud. |
Active |
Registered |
|
Finservice Group S.r.l. |
Padova (PD) - IT - |
02255000289 |
Liquidator |
Withdrawn |
Ceased |
|
Ikominto S.a.s. Di Sergio Tegon E C. |
Venezia (VE) - IT - |
01898450273 |
Limited Partner |
Withdrawn |
Ceased |
|
New Generation S.r.l. |
Venezia (VE) - IT - |
04159690272 |
Director |
Active |
Registered |
|
New Generation S.r.l. |
Venezia (VE) - IT - |
04159690272 |
Managing
Director |
Active |
Registered |
|
Tegon |
Sergio |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Gruppo Tegon S.r.l. - In Liquidazione |
Martellago (VE) - IT - |
01957210279 |
Liquidator |
Withdrawn |
Ceased |
|
La Castellana S.r.l. |
Scorze' (VE) - IT - |
02037200272 |
Sole Director |
Active |
Registered |
|
Progetto 2000 S.r.l. |
Martellago (VE) - IT - |
01510890278 |
Director |
Active |
Registered |
|
Progetto 2000 S.r.l. |
Martellago (VE) - IT - |
01510890278 |
Board Chairman |
Active |
Registered |
|
Retail Project Srl |
Bassano del Grappa (VI) - IT - |
02565140247 |
Sole Director |
Withdrawn |
Ceased |
|
Trogresval S.r.l. |
Martellago (VE) - IT - |
06254420158 |
Sole Director |
Active |
Registered |
|
Mode-styling S.r.l. |
Trebaseleghe (PD) - IT - |
01143890281 |
Liquidator |
Withdrawn |
Ceased |
|
Clothing And Flowers Srl In Liquidazione |
Rubano (PD) - IT - |
04231940281 |
Director |
Withdrawn |
Registered |
|
Clothing And Flowers Srl In Liquidazione |
Rubano (PD) - IT - |
04231940281 |
Board Chairman |
Withdrawn |
Registered |
|
Vetreria S. Marco Di Tegon Sergio E C.
-S.a.s. |
Monastier di Treviso (TV) - IT - |
00293500260 |
General Partner |
Withdrawn |
Ceased |
|
Trinidad S.a.s. Di Sergio Tegon E C. |
Treviso (TV) - IT - |
01650400268 |
General Partner |
Withdrawn |
Ceased |
|
Societa' Immobiliare Veneta S.i.v.e.
DiBenvegnu' Luciano E C. - S.a.s. |
Martellago (VE) - IT - |
00335610275 |
Limited Partner |
Withdrawn |
Ceased |
|
Tentation Di Tegon Sergio |
Martellago (VE) - IT - |
TGNSRG40C01F241W |
Proprietor |
Withdrawn |
Ceased |
|
New Generation S.r.l. |
Venezia (VE) - IT - |
04159690272 |
Director |
Active |
Registered |
|
New Generation S.r.l. |
Venezia (VE) - IT - |
04159690272 |
Board Chairman |
Active |
Registered |
|
Tegon |
Pierpaolo |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Progetto 2000 S.r.l. |
Martellago (VE) - IT - |
01510890278 |
Director |
Active |
Registered |
|
Progetto 2000 S.r.l. |
Martellago (VE) - IT - |
01510890278 |
Managing
Director |
Active |
Registered |
The indication "REGISTERED" as
Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we
advise to request further investigations.
Shareholders' list
as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
La Castellana S.r.l. |
02037200272 |
4.940.000 .Eur |
100,00 |
The Company under review has participations in
the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
New Generation S.r.l. |
Venezia - IT - |
04159690272 |
7.500 .Eur |
75,00 |
Active |
In order to carry out its activities the
firm uses the following locations:
|
- |
Legal and
operative seat |
|
Venezia |
, 146 |
- 30037 |
- Scorze' |
(VE) |
- IT - |
|
Total Surface: 400 Sq.mt. |
|
PHONE |
: 0415899555 |
|
FAX |
: 041445219 |
|
- |
Branch |
(Store) |
since 30/03/1999 |
|
Venezia |
, 157 |
- 30037 |
- Scorze' |
(VE) |
- IT - |
|
PHONE |
: 0415899555 |
|
FAX |
: 041445219 |
|
- |
Branch |
(Store) |
since 01/07/2004 |
|
Venezia |
, 148 |
- 30037 |
- Scorze' |
(VE) |
- IT - |
|
- |
Branch |
(Store) |
since 01/04/2009 |
|
Guido Rossa |
, 27 |
- 30037 |
- Scorze' |
(VE) |
- IT - |
|
- |
Branch |
(Factory) |
since 01/09/1998 |
|
Venezia |
, 146 |
- 30037 |
- Scorze' |
(VE) |
- IT - |
|
Total Surface: 400 Sq.mt. |
|
- |
Branch |
(Store) |
since 01/06/2003 |
|
E. Mattei |
, S.N. |
- 30037 |
- Scorze' |
(VE) |
- IT - |
|
- |
Branch |
(Shop) |
since 21/01/2010 |
|
San Felice |
, 51/A |
- 40100 |
- Bologna |
(BO) |
- IT - |
|
Total Surface: 75 Sq.mt. |
|
- |
Branch |
since 15/02/2003 |
|
Pontaccio |
, 10 |
- 20100 |
- Milano |
(MI) |
- IT - |
|
- |
Branch |
(Shop) |
since 02/12/2008 |
|
Manzoni Alessandro |
, 46 |
- 20100 |
- Milano |
(MI) |
- IT - |
|
- |
Branch |
since 01/07/1996 |
|
Venezia |
, 1 |
- 35010 |
- Trebaseleghe |
(PD) |
- IT - |
|
Employees |
: 137 |
|
Fittings and Equipment for a value of
1.050.000 |
Eur |
|
Stocks for a value of 7.200.000 |
Eur |
EX-MEMBERS /
EX-POSITIONS:
|
Zanata |
Onorato |
|
|
Born in Mirano |
(VE) |
on 25/01/1939 |
- Fiscal Code : ZNTNRT39A25F241G |
|
Residence: |
Antonio Lazzari |
, 12 |
- 30174 |
Venezia |
(VE) |
- IT - |
|
Ex-Postions |
|
Director |
|
Tegon |
Sergio |
|
|
Born in Mirano |
(VE) |
on 01/03/1940 |
- Fiscal Code : TGNSRG40C01F241W |
|
Residence: |
Del Giardinier |
, 1 |
- 30030 |
Martellago |
(VE) |
- IT - |
|
Ex-Postions |
|
Board Chairman |
|
Candiotto |
Federica |
|
Born in Venezia |
(VE) |
on 11/06/1969 |
- Fiscal Code : CNDFRC69H51L736C |
|
Residence: |
Daniele Manin |
, 7 |
- 30174 |
Venezia |
(VE) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Brisotto |
Francesco |
|
|
Born in Fossalta di Piave |
(VE) |
on 03/10/1964 |
- Fiscal Code : BRSFNC64R03D740L |
|
Residence: |
Powell Baden |
, 19 |
- 30027 |
San Dona' di Piave |
(VE) |
- IT - |
|
Ex-Postions |
|
Auditor |
|
Director |
|
Collina |
Giusepppe |
|
Born in Milano |
(MI) |
on 20/04/1940 |
- Fiscal Code : CLLGPP40D20F205I |
|
Residence: |
Panfilo Castaldi |
, 8/1 |
- 31100 |
Treviso |
(TV) |
- IT - |
|
Ex-Postions |
|
Director |
|
Lenarda |
Sebastiano |
|
Born in Venezia |
(VE) |
on 17/02/1963 |
- Fiscal Code : LNRSST63B17L736A |
|
Residence: |
San Polo |
, 3086 |
- 30100 |
Venezia |
(VE) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Temporary Auditor |
|
Pettenello |
Giovanni Battista |
|
|
Born in Venezia |
(VE) |
on 02/10/1936 |
- Fiscal Code : PTTGNN36R02L736R |
|
|
Residence: |
Dorsoduro |
, 2914 |
- 30100 |
Venezia |
(VE) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
Temporary Auditor |
|
Boldrin |
Arcangelo |
|
Born in Mogliano Veneto |
(TV) |
on 02/09/1949 |
- Fiscal Code : BLDRNG49P02F269U |
|
Residence: |
Pedemuro San Biagio |
, 72 |
- 36100 |
Vicenza |
(VI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
Permanent Auditor |
|
Lanfranchi |
Massimo |
|
Born in Venezia |
(VE) |
on 10/04/1951 |
- Fiscal Code : LNFMSM51D10L736F |
|
Residence: |
Paolo Paruta |
, 32 |
- 30172 |
Venezia |
(VE) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
CEASINGS/INCORPORATIONS/MERGES:
|
Project of
splitting-up and tranfer into |
|
La Castellana
S.r.l. |
|
Venezia |
, 146 |
, 30037 |
, Scorze' |
(VE) |
- IT - |
|
Fiscal Code: 02037200272 |
|
Date |
Merging/splitting-up project: |
06/11/2006 |
|
Splitting-up and
transfer of assets to |
|
La Castellana
S.r.l. |
|
Venezia |
, 146 |
, 30037 |
, Scorze' |
(VE) |
- IT - |
|
Fiscal Code: 02037200272 |
|
Date |
Splitting-up: |
28/05/2007 |
Protests checking on the subject firm has given
a negative result.
Search performed on a National Scale
|
|
Prejudicial
Events Search Result: NEGATIVE |
Search performed on a specialized data base.
None reported, standing to the latest received
edition of the Official Publications.
The company is active since 1998
The economic-financial analysis has been
made on the base of the b/s of the latests three years.
During the last years, it achieved profits (r.o.e.
2,43% on 2012) with a stable trend in the turnover.
The return on Investment in the last
financial year was positive (2,66%) and in line with the sector's average.
The amount of the operating result for the
year 2012 is of Eur. 1.078.775 showing a downwards trend equal to -46,82% if
compared to the value of the financial year 2011.
A gross operating margine for a value of
Eur. 4.018.210 was reached. , stable if compared to the year before.
The company has an excellent net worth if
compared to its debts, with a low indebtedness (0,54) and with an upward trend
compared to the previous year.
It's shareholders funds amount to Eur.
19.937.342 on the same levels as the year before.
Total indebtedness was equal to Eur.
16.870.461 (Eur. 5.000.000 was the value of m/l term debts) , with no sensible
variation.
The company does not exceed in bank
borrowings; the recourse to suppliers' credit is also limited below the
sector's average.
Payments are supported by good current
assets.
Due from customers average term is high and
equal to 154,59 days. even higher than the average of the specific sector.
Eur. 2.709.699 is the value of cash flow
during the year 2012
During 2012 financial year labour costs
amounted to Eur. 6.284.237, with a 12,89% incidence on production costs. and a
12,57% incidence on sales volumes.
Financial charges have a limited incidence
(-0,46%) on sales volume.
|
Complete balance-sheet for the year |
31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
49.977.858 |
|
Profit (Loss) for the period |
484.048 |
|
|
Complete balance-sheet for the year |
31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
53.273.560 |
|
Profit (Loss) for the period |
1.019.668 |
|
Complete balance-sheet for the year |
31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
49.033.257 |
|
Profit (Loss) for the period |
1.447.995 |
|
Complete balance-sheet for the year |
31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
48.379.770 |
|
Profit (Loss) for the period |
2.354.308 |
|
Complete balance-sheet for the year |
31/12/2008 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
55.709.080 |
|
Profit (Loss) for the period |
3.787.461 |
Balance Sheets
From our constant monitoring of the relevant
Public Administration offices, no more recent balance sheets result to have
been filed.
|
- Balance Sheet
as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
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- Balance Sheet as
at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
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- Balance Sheet
as at 31/12/2010 - 12 Mesi - Currency: - Amounts x 1 |
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|
|
RATIOS |
Value
Type |
as at 31/12/2012 |
as at 31/12/2011 |
as at 31/12/2010 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,11 |
0,14 |
0,16 |
0,13 |
|
Elasticity Ratio |
Units |
0,84 |
0,80 |
0,77 |
0,83 |
|
Availability of stock |
Units |
0,18 |
0,19 |
0,16 |
0,27 |
|
Total Liquidity Ratio |
Units |
0,66 |
0,61 |
0,60 |
0,52 |
|
Quick Ratio |
Units |
0,03 |
0,01 |
0,04 |
0,03 |
|
COMPOSITION ON
SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
0,54 |
0,84 |
0,46 |
2,81 |
|
Self Financing Ratio |
Units |
0,49 |
0,49 |
0,52 |
0,20 |
|
Capital protection Ratio |
Units |
0,73 |
0,71 |
0,68 |
0,71 |
|
Liabilities consolidation quotient |
Units |
0,47 |
0,04 |
0,53 |
0,16 |
|
Financing |
Units |
0,85 |
0,86 |
0,78 |
3,28 |
|
Permanent Indebtedness Ratio |
Units |
0,63 |
0,51 |
0,67 |
0,36 |
|
M/L term Debts Ratio |
Units |
0,14 |
0,01 |
0,15 |
0,10 |
|
Net Financial Indebtedness Ratio |
Units |
0,26 |
0,24 |
0,17 |
1,19 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
5,53 |
3,67 |
4,12 |
1,93 |
|
Current ratio |
Units |
2,85 |
1,89 |
2,76 |
1,22 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
2,25 |
1,45 |
2,17 |
0,78 |
|
Structure's primary quotient |
Units |
4,32 |
3,56 |
3,21 |
1,19 |
|
Treasury's primary quotient |
Units |
0,09 |
0,03 |
0,15 |
0,04 |
|
Rate of indebtedness ( Leverage ) |
% |
203,30 |
202,12 |
192,43 |
490,08 |
|
Current Capital ( net ) |
Value |
22.002.711 |
15.505.412 |
19.059.424 |
761.974 |
|
RETURN |
|||||
|
Return on Sales |
% |
5,42 |
5,84 |
7,12 |
2,08 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
2,43 |
5,03 |
7,16 |
3,38 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
5,28 |
9,08 |
10,98 |
13,74 |
|
Return on Investment ( R.O.I. ) |
% |
2,66 |
4,96 |
4,42 |
4,04 |
|
Return/ Sales |
% |
2,16 |
3,81 |
3,51 |
3,71 |
|
Extra Management revenues/charges incid. |
% |
44,87 |
50,26 |
84,19 |
17,68 |
|
Cash Flow |
Value |
2.709.699 |
3.111.135 |
3.493.395 |
114.315 |
|
Operating Profit |
Value |
1.078.775 |
2.028.761 |
1.719.842 |
185.891 |
|
Gross Operating Margin |
Value |
4.018.210 |
4.720.009 |
3.904.749 |
327.882 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
154,59 |
142,14 |
136,93 |
111,38 |
|
Debts to suppliers average term |
Days |
82,53 |
84,62 |
84,24 |
107,36 |
|
Average stock waiting period |
Days |
51,85 |
52,40 |
47,16 |
89,78 |
|
Rate of capital employed return ( Turnover
) |
Units |
1,23 |
1,30 |
1,26 |
1,05 |
|
Rate of stock return |
Units |
6,94 |
6,87 |
7,63 |
3,98 |
|
Labour cost incidence |
% |
12,57 |
11,32 |
12,10 |
11,64 |
|
Net financial revenues/ charges incidence |
% |
-0,46 |
-0,37 |
0,94 |
-1,98 |
|
Labour cost on purchasing expenses |
% |
12,89 |
11,51 |
12,40 |
11,40 |
|
Short-term financing charges |
% |
1,49 |
1,28 |
n.c. |
3,18 |
|
Capital on hand |
% |
81,10 |
76,84 |
79,41 |
94,61 |
|
Sales pro employee |
Value |
399.822 |
451.470 |
401.911 |
269.210 |
|
Labour cost pro employee |
Value |
50.273 |
51.093 |
48.651 |
31.336 |
|
Population living in the province |
: |
829.418 |
|
Population living in the region |
: |
4.699.950 |
|
Number of families in the region |
: |
1.813.210 |
Monthly family expenses average in the
region (in Eur..) :
|
- per food products |
: |
456 |
|
- per non food products |
: |
2.052 |
|
- per energy consume |
: |
127 |
Statistically the trade activity passes
through serious crises.
The area is statistically considered lowly
risky.
In the region 13.782 protested subjects are
found; in the province they count to 2.633.
The insolvency index for the region is 0,30,
, while for the province it is 0,32.
Total Bankrupt companies in the province :
2.924.
Total Bankrupt companies in the region :
16.714.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.98 |
|
UK Pound |
1 |
Rs.103.31 |
|
Euro |
1 |
Rs.85.14 |
INFORMATION DETAILS
|
Report Prepared
by : |
MNL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.