MIRA INFORM REPORT

 

 

Report Date :

26.02.2014

 

IDENTIFICATION DETAILS

 

Name :

CHR. HELD GMBH & CO. KG

 

 

Registered Office :

Hauptstr. 47 OT Schmiechen D 89601 Schelklingen Post Box: 70, D 89598 Schelklingen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

1869

 

 

Legal Form :

Limited partnership

 

 

Line of Business :

Wholesale of textiles

 

 

No. of Employees :

25

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 

 

 


Company name and address

 

CHR. HELD GMBH & CO. KG

 

 Company Status:         active

Hauptstr. 47 OT Schmiechen

D 89601 Schelklingen

Post Box:

70, D 89598 Schelklingen

Telephone:07394/2490

Telefax:  07394/24949

Homepage: www.chrheld.com

E-mail:   info@chrheld.com

 

 VAT no.:                      DE145217555

 Tax ID number:             58001/03084

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Ltd partnership with priv. ltd. company as

                                    general partner

 Date of foundation:      1869

 Registered on:             23.01.1919

 Register of

 companies:                  Local court 89073 Ulm

 under:                          HRA 490277

 

 Total cap. contribution:                EUR            797,615.33

 

 Limited partner:

                      Gerhard Held

                      D 87733 Markt Rettenbach

                      born: 02.03.1946

                      Share:             EUR            749,758.41

 Limited partner:

                      Constantin Held

                      D 87719 Mindelheim

                      born: 12.12.1988

                      Share:             EUR             47,856.92

 General partner:

                      Zwirnerei und Färberei Schmiechen

                      Verwaltungs-GmbH

                      Fabrikstr. 18

                      OT Schmiechen

                      D 89601 Schelklingen

                      Legal form: Private limited company

                      Share capital:     EUR             26,100.00

                      Registered on: 09.03.1961

                      Reg. data: 89073 Ulm, HRB 490112

 

 Shareholder:

                      Erbengemeinschaft nach Karl Held Rosemarie

                      Abel geb. Held, Karl Christian Held Hubert

                      Held

                      D 89275 Elchingen

                      Legal form: Other legal form

                      Share:             EUR             11,250.00

 Shareholder:

                      Erbengemeinschaft nach Johannes Held

                      D 89601 Schelklingen

                      Legal form: Other legal form

                      Share:             EUR              6,050.00

 Shareholder:

                      Roland Held

                      D 79804 Dogern

                      Share:             EUR              5,200.00

 Shareholder:

                      Ernst Leichtle

                      D 89604 Allmendingen

                      born: 1943

                      Share:             EUR              1,800.00

 Shareholder:

                      Kurt Hammer

                      D 89584 Ehingen

                      Share:             EUR              1,800.00

 Manager:

                      Hans Peter Göckeler

                      D 89601 Schelklingen

                      having sole power of representation

                      born: 08.01.1954

 

 

 COMPANY HISTORY

 

 1943 - 23.08.2002        Chr. Held OHG

Fabrik Str. 18

D 89601 Schelklingen

General Partnership

 

 23.08.2002 - 16.04.2004            Chr. Held GmbH & Co. KG

Hauptstr. 47

D 89601 Schelklingen

Ltd partnership with priv. ltd. company

as general partner

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 4641    Wholesale of textiles

 

46760   Wholesale of other intermediate goods

 

 

 BRANCHES AND FACTORIES

 

 Works:

                      Chr. Held GmbH & Co. KG

                      Karlstr. 66

                      D 89143 Blaubeuren

                      TEL.: 07344/922707

                      FAX.: 07344/922708

 

Payment experience:  cash discount/within agreed terms

 

Negative information: We have no negative information at hand.

 

 

 BALANCE SHEET YEAR:  2012

 

 

 REAL ESTATE

 

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                       Hauptstr. 47 OT Schmiechen

                                    D 89601 Schelklingen

 

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                       Fabrikstr. 18

                                     D 89601 Schelklingen

 

 Type of ownership:       Tenant

 Address                       Karlstr. 66

                                     D 89143 Blaubeuren

 

 Land register documents were not available.

 

 

 BANKERS

 

 SPARKASSE ULM, 89584 EHINGEN (DONAU)

 Sort. code: 63050000, Account no.: 9310519

 BIC: SOLADES1ULM

 EHINGER VOLKSBANK, 89574 EHINGEN (DONAU)

 Sort. code: 63091010, Account no.: 603332005

 BIC: GENODES1EHI

 

 

 FINANCIAL FIGURES

 

 Turnover:            2012               EUR          9,700,000.00

 Ac/ts receivable:                                  EUR          1,054,317.00

 Liabilities:                                EUR          2,304,871.00

 Employees:                                                                 25

 

 

 BALANCE SHEETS

 

 Balance sheet ratios     01.01.2012 - 31.12.2012

 Equity ratio [%]:                       28.80

 Liquidity ratio:                          0.50

 

 Balance sheet ratios     01.01.2011 - 31.12.2011

 Equity ratio [%]:                       25.16

 Liquidity ratio:                          0.43

 Return on total capital [%]:        -12.70

 

 Balance sheet ratios     01.01.2010 - 31.12.2010

 Equity ratio [%]:                       22.53

 Liquidity ratio:                          0.57

 

 Balance sheet ratios     01.01.2009 - 31.12.2009

 Equity ratio [%]:                       18.31

 Liquidity ratio:                          0.36

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:               Company balance sheet

 

Financial year:                         01.01.2012 - 31.12.2012

 

ASSETS                                  EUR          4,301,751.18

Fixed assets                              EUR            610,175.47

Intangible assets                       EUR              7,940.00

Tangible assets                         EUR            601,585.47

Financial assets                        EUR                650.00

Current assets                           EUR          3,689,883.98

Stocks                                      EUR          2,618,817.93

Accounts receivable                   EUR          1,054,316.83

Liquid means                            EUR             16,749.22

Remaining other assets               EUR              1,691.73

Accruals (assets)                       EUR              1,691.73

 

LIABILITIES                               EUR          4,301,751.18

Shareholders' equity                   EUR          1,060,140.70

Capital                                      EUR            863,636.45

Capital of the fully liable partner

(LP, general partnership)            EUR             66,021.11

Capital contribution of gen.

partner/accounts of the pers. liable

shareholder                               EUR             66,021.11

Limited partner's capital / capital

of partially liable partner (LP)     EUR            797,615.34

Reserves                                  EUR            196,504.25

Provisions                                EUR            936,739.13

Liabilities                                  EUR          2,304,871.35

thereof total due to shareholders EUR            181,441.80

 


 

Type of balance sheet:                         Company balance sheet

 

Financial year:                                     01.01.2011 - 31.12.2011

 

ASSETS                                               EUR          4,709,686.74

Fixed assets                                         EUR            626,967.97

Intangible assets                                   EUR              2,079.00

Concessions, licences, rights                 EUR              2,079.00

Tangible assets                                     EUR            624,238.97

Other / unspecified tangible assets        EUR            624,238.97

Financial assets                                    EUR                650.00

Other / unspecified financial assets        EUR                650.00

Current assets                                       EUR          4,082,616.17

Stocks                                                  EUR          2,832,568.14

Other / unspecified stocks                     EUR          2,832,568.14

Accounts receivable                              EUR          1,246,067.66

Other debtors and assets                      EUR          1,246,067.66

Liquid means                                        EUR              3,980.37

Remaining other assets                         EUR                102.60

Accruals (assets)                                   EUR                102.60

 

LIABILITIES                                           EUR          4,709,686.74

Shareholders' equity                              EUR          1,052,450.23

Capital                                                  EUR            855,945.98

Capital of the fully liable partner

(LP, general partnership)                        EUR             58,330.64

Capital contribution of gen.

partner/accounts of the pers. liable

shareholder                                           EUR             58,330.64

Limited partner's capital / capital

of partially liable partner (LP)                 EUR            797,615.34

Limited partner's  capital, fixed

capital, capital account I                        EUR            797,615.34

Reserves                                              EUR            196,504.25

Other / unspecified reserves                  EUR            196,504.25

Provisions                                            EUR            973,455.30

Other / unspecified provisions               EUR            973,455.30

Liabilities                                              EUR          2,683,781.21

Other liabilities                                      EUR          2,683,781.21

Unspecified other liabilities                    EUR          2,683,781.21

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.98

UK Pound

1

Rs.103.31

Euro

1

Rs.85.14

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.