MIRA INFORM REPORT

 

 

Report Date :

26.02.2014

 

IDENTIFICATION DETAILS

 

Name :

GFAI TECH GMBH

 

 

Registered Office :

Volmerstr. 3, D 12489 Berlin

 

 

Country :

Germany

 

 

Financials (as on) :

30.06.2012

 

 

Date of Incorporation :

04.04.2006

 

 

Com. Reg. No.:

HRB 101754 B

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Agents involved in the sale of office machinery, data-processing equipment, peripheral products and software

Agents involved in the sale of electrotechnical and electronical products

Wholesaler of computers, computer peripheral equipment and software

Other software development activities

 

 

No. of Employees

06

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

GermanY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 


Company name & address

 

gfai tech GmbH

 

Volmerstr. 3

D 12489 Berlin

Telephone:030/814563750

Mobile No.: 0049 173 6373336 (Magdalena Boeck – Int. Sales & Marketing Manager)

Telefax:  030/814563755

Homepage:        www.gfaitech.de

E-mail:              info@gfaitech.de  / boeck@gfaitech.de

 

 

VAT no         

 

DE248943222

 

 

Company Status

 

active

 

 

Synthesis

 

LEGAL FORM               Private limited company

Date of foundation:          04.04.2006

Shareholders'

agreement:                    04.04.2006

Registered on:               05.05.2006

Commercial Register:     Local court 14057 Berlin

under:                                       HRB 101754 B

Share capital:                 EUR            200,000.00

 

 

Shareholder

 

Gesellschaft zur Förderung angewandter

Informatik e.V.

Volmerstr. 3

D 12489 Berlin

Legal form: Registered association

Share:             EUR            200,000.00

Registered on: 28.06.1991

Reg. data: 14057 Berlin, VR 11031 B

Manager

 

Gunnar Heilmann

D 12489 Berlin

born: 16.10.1973

 

Proxy

 

Dr. Frank Weckend

D 15566 Schöneiche

authorized to jointly represent the company

born: 05.06.1959

Profession: Engineer

Marital status: unknown

 

 

COMPANY HISTORY

 

05.05.2006 - 02.07.2010  gfai tech GmbH

                         Rudower Chaussee 30

                         D 12489 Berlin

                         Private limited company

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

04.07.2006 - 30.06.2011  Manager

                         Dr. Ralf Schröder

                         D 12681 Berlin

 

 

BUSINESS ACTIVITIES

 

Sectors

46145   Agents involved in the sale of office machinery, data-processing equipment, peripheral products and software

 

46149   Agents involved in the sale of electrotechnical and electronical products

 

46510   Wholesaler of computers, computer peripheral equipment and software


62019   Other software development activities

 

 

FINANCIAL INFORMATION

 

Payment experience:     within agreed terms

 

Negative information:      We have no negative information at hand.

 

Balance sheet year:       2011/2012

 

 

REAL ESTATE

 

Type of ownership:         Tenant

Address                        Volmerstr. 3

                                    D 12489 Berlin

 

Land register documents were not available.

 

 

BANKERS

 

A bank connection is unknown.

 

 

FINANCIAL FIGURES

 

Turnover:            2012              *EUR            822,500.00

Ac/ts receivable:                       EUR            320,572.00

Liabilities:                            EUR            268,674.00

Employees:                                                      6

 

The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

BALANCE SHEETS

 

Balance sheet ratios 01.07.2011 - 30.06.2012

Equity ratio [%]:                 92.33

Liquidity ratio:                  10.00

Return on total capital [%]:       2.83


 

Balance sheet ratios 01.01.2011 - 30.06.2011

Equity ratio [%]:                 87.45

Liquidity ratio:                  10.00

Return on total capital [%]:     -11.24

 

Balance sheet ratios 01.01.2010 - 31.12.2010

Equity ratio [%]:                 59.99

Liquidity ratio:                   4.34

Return on total capital [%]:      23.52

 

Balance sheet ratios 01.01.2009 - 31.12.2009

Equity ratio [%]:                 62.47

Liquidity ratio:                  10.00

Return on total capital [%]:      -3.24

 

Equity ratio

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

Return on total capital

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.07.2011 - 30.06.2012

 

ASSETS                                  EUR            712,887.34

 Fixed assets                           EUR             14,482.00

  Intangible assets                     EUR              2,800.00

   Concessions, licences, rights        EUR              2,800.00

  Tangible assets                       EUR             11,682.00

   Other / unspecified tangible assets  EUR             11,682.00

 Current assets                         EUR            684,315.65

  Stocks                                EUR             94,550.13

   Other / unspecified stocks           EUR             94,550.13

  Accounts receivable                   EUR            320,571.99

   Other debtors and assets             EUR            320,571.99

  Liquid means                          EUR            269,193.53

 Remaining other assets                 EUR             14,089.69

  Accruals (assets)                     EUR             14,089.69

 

LIABILITIES                             EUR            712,887.34

 Shareholders' equity                   EUR            418,213.21

  Capital                               EUR            200,000.00

   Subscribed capital (share capital)   EUR            200,000.00

  Balance sheet profit/loss (+/-)       EUR            218,213.21

   Profit / loss brought forward        EUR            198,039.24

   Annual surplus / annual deficit      EUR             20,173.97

 Provisions                             EUR             26,000.00

  Other / unspecified provisions        EUR             26,000.00

 Liabilities                            EUR            268,674.13

  Other liabilities                     EUR            268,674.13

   Unspecified other liabilities        EUR            268,674.13

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2011 - 30.06.2011

 

ASSETS                                  EUR            571,419.69

 Fixed assets                           EUR              7,509.00

  Intangible assets                     EUR              1,243.00

   Other / unspecified intangible assetsEUR              1,243.00

  Tangible assets                       EUR              6,266.00

   Other / unspecified tangible assets  EUR              6,266.00

 Current assets                         EUR            552,550.40

  Stocks                                EUR             76,447.67

  Accounts receivable                   EUR            204,108.91

   Other debtors and assets             EUR            204,108.91

  Liquid means                          EUR            271,993.82

 Remaining other assets                 EUR             11,360.29

  Accruals (assets)                     EUR             11,360.29

 

LIABILITIES                             EUR            571,419.69

 Shareholders' equity                   EUR            398,039.24

  Capital                               EUR            200,000.00

   Subscribed capital (share capital)   EUR            200,000.00

  Balance sheet profit/loss (+/-)       EUR            198,039.24

   Profit / loss brought forward        EUR            260,199.02

   Annual surplus / annual deficit      EUR            -62,159.78

 Provisions                             EUR             47,768.43

 Liabilities                            EUR            125,612.02

  Other liabilities                     EUR            125,612.02

   Unspecified other liabilities        EUR            125,612.02

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.98

UK Pound

1

Rs.103.31

Euro

1

Rs.85.14

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.