MIRA INFORM REPORT

 

 

Report Date :

26.02.2014

 

IDENTIFICATION DETAILS

 

Name :

SSE HOLIDAY RESORT PTY LTD

 

 

Registered Office :

Unit 4, 14 McCubbin Street, Burwood, Victoria, Zip code 3125

 

 

Country :

Australia

 

 

Date of Incorporation :

21.07.2010

 

 

Com. Reg. No.:

145328178

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Subject owns a motel in Victoria, Australia.

 

 

No. of Employees :

Directors are the only employees of the Subject  

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

austraLia ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 


IDENTIFICATION DETAILS

 

Verified Address

Subject name :              SSE HOLIDAY RESORT PTY LTD

 

Business address :        C/o SSE NIRMAN PVT LTD

GN-31 Sector-V, Salt Lake

Town :                           Kolkata

Province :                      West Bengal

Zip/postal code :            700091

Country :                       India

Tel :                              +91 33 23575859 / 23575860

Fax :                             +91 33 23575861

 

 

Registered address :      Unit 4, 14 McCubbin Street

Town :   `                       Burwood

Province :                      Victoria

Zip/postal code :            3125

Country :                       Australia

 

Comments :                  The Subject does not operate from a physical office in Australia and all

correspondence is conducted through the Subject’s Parent Company SSE

Nirman Pvt Ltd located at the verified address

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :        21/07/2010

Legal form :                               Australian Proprietary Company

Chief executive :                        Sudip Sen

Issued & paid up capital :           AUD 2,700,000

Line of business :                       Owner of a motel in Victoria, Australia.

Staff employed :             Directors are the only employees of the Subject

           

 

CREDIT RISK OPINION

 

Credit Risk Interpretation

Credit risk theory :                     Clear indications of financial stress and operational weakness. Open credit in any

form is not recommended. Exercise business relations with caution.

 


Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                        Operational trend is undetermined

Management experience :           Management is experience is undetermined

Financial performance :              Financial performance is undetermined

Organization structure :              Organizational structure is flawed

Detrimental :                  Some detrimental found

Payment history :                      Payment punctuality is undetermined

Credit amount suggestion :         Fully secured terms.

Credit amount asked :                Not described.

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                      21/07/2010

Legal form :                               Australian Proprietary Company

Registration no                          Australian Company Number: 145328178

Registered authority :                 Australian Securities and Investments Commission

Fiscal/ Tax no :                          Australian Business Number: 47145328178

Registry status :                        Live/Active

Previous name :                         None reported.

Change of legal form :                 None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :                          Sudip Sen

Designation :                 Managing Director

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Aditi Sen

Designation :                 Director

Appointment date :         21/07/10

Address :                      Unit 4, 14 Clement Street

Dandenong, VIC 3175

Australia

Biography :                    Born on 01-09-1969 in India.


 

Name :                          Sayan Sen

Designation :                 Director and Company Secretary

Appointment date :         21/07/10

Address :                      Unit 4, 14 Clement Street

Dandenong, VIC 3175

Australia

Biography :                    Born on 25-06-1989 in India.

 

 

Name :                          Sudip Sen

Designation :                 Director

Appointment date :         21/07/10

Address :                      Unit 4, 14 Clement Street

Dandenong, VIC 3175

Australia

Biography :                    Born on 28-04-1963 in India.

Staff employed :             Directors are the only employees of the Subject

 

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :                    AUD 2,700,000

No of shares :                           2,700,000 Ordinary Shares

Share par value :                        AUD 1

Issued capital :                          AUD 2,700,000

Paid up capital :                         AUD 2,700,000

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                               Full List

 

Composition

Shareholder name :        SSE NIRMAN PVT LTD

Address :                      GN-31 Sector-V, Salt Lake

Kolkata 700091

West Bengal

India

No. of shares :               2,700,000 Ordinary Shares

% of shares :                 100%

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Related companies and corporate affiliations comments                : None reported.

 

 

BANK & MORTGAGES

 

Mortgages :                              None reported.

 

 

Legal Fillings

Bankruptcy fillings :                    None reported.

Court judgements :                     None reported.

Tax liens :                                 None reported.

Others :                                    None reported.

 

 

FINANCIAL DATA

 

Description

Comments :                  The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their

financial statement.

 

A proprietary company is defined as small for a financial year if it satisfies at least

two of the following:

 

- The consolidated revenue for the financial year of the company and any entities

it controls is less than $25 million;

 

-The value of the consolidated gross assets at the end of the financial year of the

company and any entities it controls is less than $12.5 million, and

 

-The company and any entities it controls have fewer than 50 employees at the

end of the financial year.

 

 

OPERATION DETAILS

 

Main activities :                          The Subject owns a motel in Victoria, Australia.


 

Purchases

Local :                          None reported.

International :                 None reported.

 

Sales

Local :                          None reported.

International :                 None reported.

 

Property & Assets

Premises :                    The Subject operates from care off premises of the Subject's Parent

Company SSE Nirman Pvt Ltd at the verified heading address consisting of

an administrative office.

Branches :                    None reported.

 

 

SUMMARIZED COUNTRY RISK

 

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

 

Reserve of foreign exchange & gold :       US$ 46.714 billion

 

Gross domestic product - GDP :             US$ 1.586 trillion

 

GPP (Purchasing power parity) :             954.296 billion of International dollars

 

GDP per capita - current prices :             US$ 68,916

 

GDP - composition by sector :               agriculture: 4%

industry: 25.6%

services: 70.4%

 

Inflation :                                               2010: 2.8%

2011: 3.4%

2012: 2.7%

 

Unemployment rate :                              2010: 5.2%

2011: 5.1%

2012: 5.2%

Public debt

(General Government gross debt as

a % GDP)                                             2010: 20.4%

2011: 22.9%

2012: 24%

 

Government bond ratings :                      Standard & Poor's: AAA

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded shares      : US$1.198 trillion

 

Largest companies in the country :          Qantas Airways (Airline),Coca-Cola Amatil (Beverages), CSL (Biotechs),

Brambles (Business & Personal Services),Crown Ltd (Casinos &  aming), Amcor (Containers & Packaging),Suncorp-Metway (Diversified Insurance), BHP Billiton (Diversified Metals & Mining),Newcrest Mining (Diversified Metals & Mining), Orica (Diversified Metals & Mining), Iluka Resources (Diversified Metals & Mining), Origin Energy (Electric Utilities), AGL Energy (Electric Utilities), Wesfarmers (Food Retail), Woolworths (Food Retail), Metcash (Food Retail), Macquarie Group (Investment services), AMP (Investment services), Challenger Ltd (Investment services), Fortescue Metals Group (Iron & Steel), Bluescope Steel (Iron & Steel), Commonwealth Bank (Major Banks), Westpac Banking Group (Major Banks), National Australia Bank (Major Banks), ANZ (Major Banks), Woodside Petroleum (Oil & Gas Operations), Santos (Oil & Gas Operations), Caltex Australia (Oil & Gas Operations), WorleyParsons (Oil Services & Equipment), Toll Holdings (Other Transportation), Transurban Group (Other Transportation), QBE Insurance Group (Property & Casualty Insurance), Insurance Australia Group (Property & Casualty Insurance), QR National (Railroads), Westfield Group (Real Estate), Stockland Australia (Real Estate), Westfield Retail Trust (Real Estate), Lend Lease (Real Estate), CFS Retail Property Trust (Real Estate), Goodman Group (Real Estate), Bendigo & Adelaide Bank (Regional Banks), Bank of Queensland (Regional Banks), Incitec Pivot (Specialized Chemicals), Telstra (Telecommunications Services)

 

Trade & Competitiveness Overview

Total exports :                           US$263.9 billion

Exports commodities :               Coal, iron ore, gold, meat, wool, alumina, wheat, machinery and transport

equipment

Total imports :                           US$239.7 billion

Imports commodities :                Machinery and transport equipment, computers and office machines,

telecommunication equipment and parts; crude oil and petroleum products

 

Export - major partners :             China 27.4%, Japan 19.2%, South Korea 8.9%, India 5.8%

Import - major partners :             China 18.5%, US 11.4%, Japan 7.9%, Singapore 6.3%, Germany 4.7%

 

FDI Inflows :                              2009: US$26,554 million

2010: US$35,556 million

2011: US$41,317 million

 

FDI Outflows :                            2009: US$16,693 million

2010: US$12,791 million

2011: US$19,999 million

Best countries for doing business : 10 out of 185 countries

 

Global competitiveness ranking : 20 (ranking by country on a basis of 144, the first is the best)

 

 

Country and Population Overview

Total population :                       22.68 million

Total area :                                7,692,024 km2

Capital :                                    Canberra

Currency :                                 Australian dollars (AUD)

Internet users as % of total

Population                                 79%

 

PAYMENT HISTORY

PAY

Purchase Term

Local :                          None

International :                 None

 

 

Sales Term

Local :                          None

International :                 None

 

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined.

 

 

Investigation Note

Sources :                      Official and local business sources
NT HISTORY

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.98

UK Pound

1

Rs.103.31

Euro

1

Rs.85.14

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.