MIRA INFORM REPORT

 

 

Report Date :

02.01.2014

 

IDENTIFICATION DETAILS

 

Name :

RELIANCE GAS TRANSPORTATION INFRASTRUCTURE LIMITED

 

 

Registered Office :

101, Shivam Apartments, 9, Patel Colony, Bedi Bunder Road, Jamnagar – 361008, Gujarat

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

04.06.1999

 

 

Com. Reg. No.:

04-040064

 

 

Capital Investment / Paid-up Capital :

Rs. 30251.600 Millions

 

 

CIN No.:

[Company Identification No.]

U60300GJ1999PLC040064

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMG07996C

 

 

PAN No.:

[Permanent Account No.]

AABCP4405E

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Subject is in the business of Transportation of Natural Gas.

 

 

No. of Employees :

Information declined by the management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (55)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Maximum Credit Limit :

USD 99000000

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Exist

 

 

Comments :

Subject is a subsidiary of Reliance Industries Limited an established and diversified company of Mr. Mukesh Ambani Group. There appears some accumulated losses recorded by the company. However, trade relations are reported as fair. Business is active. Payments are reported to be regular and as per commitments.

 

In view of strong holding the company can be considered good for normal business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

India’s current account deficit narrowed in the quarter ended September as government measures to curb imports, especially gold, kicked in.  The current account deficit, the excess of a country’s imports of goods and services over exports, narrowed to $ 5.2 billion from $ 21 billion in the year ago period, according to provisional Reserve Bank of India data. Finance Minister P. Chidambaram said the CAD for the year will be less than $ 60 billion or 3 per cent of GDP and the latest data suggests the government may achieve the target.

 

India was ranked 94th among the world’s most corrupt nations list. Denmark and New Zealand topped as the cleanest while Somalia emerged as the most corrupt.

 

India’s services sector activity witnessed a moderate improvement in November over the previous month, even while indicating the fifth successive monthly contraction, according the HSBC survey.

 

$53 million estimated losses suffered by India due to phishing attacks during the third quarter, according to a study by RSA. India ranks fourth in the list of nations hit by phishing attacks. The US remained at the top of the charts. Phishing is the process of acquiring information such as user names, passwords and credit card details by sending e-mails disguised as official mails.

 

Rs.4080 million worth of mobile-phone-based transactions by July 2013 compared to Rs.260 million in September, 2012, according to Deloitte report. The number of transactions has shot up from 94000 to 701000.

 

India aims to earn Rs.400000 million from the bandwidth auction set for January. The merger and acquisition guidelines, cleared by a group of ministers, will be out before the auction begins so that players can make informed decisions on the auctions.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

40 Billion Non-Convertible Debenture : AAA-

Rating Explanation

Highest credit quality and lowest credit risk.

Date

May 28, 2013

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED

 

MANAGEMENT NON-COOPERATIVE

 

(CONTACT NO.: 91-22-44770000)

 

LOCATIONS

 

Registered Office :

101, Shivam Apartments, 9, Patel Colony, Bedi Bunder Road, Jamnagar – 361008, Gujarat, India

Tel. No.:

91-288-3091732

Fax No.:

91-288-3031003

E-Mail :

kalpana_srinivasan@ril.com

geeta.fulwadaya@ril.com

rina.padalia@ril.com

Website :

http://www.rgtil.com

 

 

Corporate Office :

Reliance Corporate Park (RCP), Building No. 7, “A” / “B” Wing, Second Floor, Thane-Belapur Road, Ghansoli, Navi Mumbai – 400701, Maharashtra, India

 

 

DIRECTORS

 

AS ON 30.09.2013

 

Name :

Mr. Rajinder Kumar Dhadda

Designation :

Managing director

Address :

805 B, Raheja Residency, Sector 14, Vashi, Navi Mumbai - 400703, Maharashtra, India

Date of Birth/Age :

11.02.1952

Qualification :

BE (Hons) in Mechanical Engineering from BITS, Pilani

Date of Appointment :

01.01.2013

PAN No.:

AADPD3834C

DIN No.:

00353849

 

 

Name :

Mr. Raja Kolumum Ramachandran

Designation :

Director

Address :

1703/ 1704, Building No. 1, Raheja Clasique, New Link Road, Andheri (West), Mumbai - 400053, Maharashtra, India

Date of Birth/Age :

19.12.1956

Qualification :

B.Sc., CA, ICWA

Date of Appointment :

15.05.2006

DIN No.:

00006673

 

 

Name :

Mr. Mahesh Kalidas Kamdar

Designation :

Director

Address :

2201, Chaitanya Towers, C Wing Apartment, Saheb Marathe Marg, Prabhadevi, Mumbai - 400025, Maharashtra, India

Date of Birth/Age :

27.09.1951

Qualification :

B. Com. (Mumbai University), Conferred Honorary Doctorate in Business Philosophy from Burkes University

Date of Appointment :

15.05.2006

DIN No.:

00013915

 

 

Name :

Mr. Raj Pal Sharma

Designation :

Director

Address :

B-301, Ansal Apartments, No. 6, Aurangazeb Road, New Delhi - 110011, India

Date of Birth/Age :

09.10.1940

Qualification :

M.Sc. and Post-Graduation in Marketing

Date of Appointment :

24.05.2006

DIN No.:

00030711

 

 

Name :

Mr. Sridhar Vaidyanadhan

Designation :

Director

Address :

4:1, Lenyadri Tower, Plot 49/2, Sector 19A, Nerul (East), Navi Mumbai – 400706, Maharashtra, India

Date of Birth/Age :

26.01.1960

Qualification :

M. Tech (Industrial Engineering and Operations Research) from IIT-Kharagpur, B.E. (Mechanical Engineering) from Andhra University College of Engineering, Visakhapatnam

Date of Appointment :

26.10.2010

DIN No.:

03303448

 

 

KEY EXECUTIVES

 

Name :

Mr. Bijay Agrawal

Designation :

Secretary

Address :

A 503, Harbour View, Plot 49/3, Sector 19A, Nerul, Navi Mumbai – 400706, Maharashtra, India

Date of Birth/Age :

24.03.1967

Date of Appointment :

28.05.2010

PAN No.:

ACIPA8664L

 

 

Name :

Chivukula Harnath

Designation :

Vice President

Date of Birth/Age :

56 Years

Qualification :

BSc, MA, LLB, Diploma in Business  Management

Experience :

32 Years

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2013

 

Names of Equity Shareholders [Physical Form]

 

No. of Shares

 

Reliance Utilities Private Limited, India

 

15751125494

Saraswatula Sudhakar Jointly with Reliance Utilities Private Limited, India

 

1

Bansal J.S.P. Jointly with Reliance Utilities Private Limited, India

 

1

Gandhi K. V. Jointly with Reliance Utilities Private Limited, India

 

1

Malhotra C. S. Jointly with Reliance Utilities Private Limited, India

 

1

Shah B. Ashish Jointly with Reliance Utilities Private Limited, India

 

1

Shah R. Mukesh Jointly with Reliance Utilities Private Limited, India

 

1

 

 

 

Total

 

 

15751125500

 

 

Names of Equity Shareholder [Electronic Mode]

 

No. of Shares

 

Reliance Utilities Private Limited, India

 

7000499500

 

 

 

Total

 

 

7000499500

 

 

Names of Preference Shareholders [Physical Form]

 

No. of Shares

 

Reliance Industries Limited, India

 

500000000

Reliance Ports And Terminals Limited, India

 

250000000

 

 

 

Total

 

 

750000000

 

 

AS ON 30.09.2013

 

Equity Share Breakup

Percentage of Holding

Category

 

Bodies corporate

100.00

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Subject is in the business of Transportation of Natural Gas.

 

 

Products/ Services :

ITC Code No.

Product Descriptions

99651312

Transport services via pipeline of natural gas

 

 

GENERAL INFORMATION

 

No. of Employees :

Information declined by the management

 

 

Bankers :

·         Axis Bank Limited

Axis House, C-2, Wadia International Centre, P B Marg, Worli, Mumbai - 400025, Maharashtra, India

 

 

Facilities :

 

SECURED LOANS

31.03.2013

(Rs. In Millions)

31.03.2012

(Rs. In Millions)

LONG-TERM BORROWINGS

 

 

Debentures

10000.000

20000.000

Term loans from banks

52844.400

63457.800

Term loans from others

4211.700

5098.300

 

 

 

Total

 

67056.100

88556.100

 

 

 

 

 

Banking Relations :

--

 

 

Financial Institution :

·         IDBI Trusteeship Services Limited

Asian Building, Ground Floor, 17, R. Kamani Marg, Ballard Estate, MUMBAI - 400001, Maharashtra, India

 

 

Auditors 1 :

 

Name :

Chaturvedi and Shah

Chartered Accountants

Address :

714-715, Tulsiani Chambers, 212, Nariman Point, Mumbai – 400021, Maharashtra, India

Income-tax PAN of auditor or auditor's firm :

AAAFC0662N

 

 

Auditors 2 :

 

Name :

Lodha and Company

Chartered Accountants

Address :

14, Government Place (East), Calcutta - 700069, West Bengal, India

Income-tax PAN of auditor or auditor's firm :

AABFL1894Q

 

 

Ultimate Holding company :

Reliance Industries Holding Private Limited [U65923MH2007PTC168016]

 

 

Holding company :

·         Reliance Ports and Terminals Limited [U45102GJ1997PLC031906]

Reliance Utilities Private Limited [U99999GJ2000PTC050444]

 

 

Associate :

Reliance Industries Limited [L17110MH1973PLC019786]

 

 

Fellow Subsidiary company :

·         Reliance Investment and Trading Private Limited [U67120MH2007PTC168436]

Reliance Consolidated Holding Private Limited

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

70,000,000,000

Equity Shares

Re. 1/- each

Rs. 70000.000 Millions

3,000,000,000

Preference Shares

Rs. 10/- each

Rs. 30000.000 Millions

 

Total

 

Rs. 100000.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

22,751,625,000

Equity Shares

Re. 1/- each

Rs. 22751.625 Millions

750,000,000

Preference Shares

Rs. 10/- each

Rs. 7500.000 Millions

 

Total

 

Rs. 30251.625 Millions

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

30251.600

30251.600

17628.900

(b) Reserves & Surplus

(5394.100)

3717.300

38957.000

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

24857.500

33968.900

56585.900

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

135409.600

153556.100

100056.100

(b) Deferred tax liabilities (Net)

0.000

0.000

0.000

(c) Other long term liabilities

7637.300

7561.100

7372.600

(d) long-term provisions

3996.300

3292.600

0.000

Total Non-current Liabilities (3)

147043.200

164409.800

107428.700

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

0.000

0.000

0.000

(b) Trade payables

734.500

509.100

655.600

(c) Other current liabilities

28001.000

15603.600

12803.800

(d) Short-term provisions

1732.800

1435.600

14.500

Total Current Liabilities (4)

30468.300

17548.300

13473.900

 

 

 

 

TOTAL

202369.000

215927.000

177488.500

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

175178.900

203705.100

138866.700

(ii) Intangible Assets

1.100

2.700

4.300

(iii) Capital work-in-progress

652.800

3275.000

3120.500

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

0.000

0.000

100.000

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d)  Long-term Loan and Advances

1270.800

1068.900

10556.800

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

177103.600

208051.700

152648.300

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

100.000

2640.000

19042.300

(b) Inventories

2893.400

2963.400

2966.400

(c) Trade receivables

831.900

1174.500

1665.200

(d) Cash and cash equivalents

576.500

282.600

51.300

(e) Short-term loans and advances

273.200

653.600

613.500

(f) Other current assets

20590.400

161.200

501.500

Total Current Assets

25265.400

7875.300

24840.200

 

 

 

 

TOTAL

202369.000

215927.000

177488.500

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Revenue from operations

40379.400

30208.700

38373.600

 

 

Other Income

188.600

224.600

39.600

 

 

TOTAL                                    

40568.000

30433.300

38413.200

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Employee benefit expense

424.700

357.100

349.000

 

 

Other expenses

7371.900

7311.000

10845.700

 

 

TOTAL                                    

7796.600

7668.100

11194.700

 

 

 

 

 

Less

PROFIT/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

32771.400

22765.200

27218.500

 

 

 

 

 

Less

FINANCIAL EXPENSES                        

10670.500

13777.000

10071.900

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

22100.900

8988.200

17146.600

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION        

31212.300

22066.100

17690.300

 

 

 

 

 

 

EXTRAORDINARY ITEMS

0.000

(18730.200)

0.000

 

 

 

 

 

 

PROFIT/ (LOSS) BEFORE TAX

(9111.400)

(31808.100)

(543.700)

 

 

 

 

 

Less

TAX                                                                 

0.000

(1745.800)

(586.600)

 

 

 

 

 

 

PROFIT/ (LOSS) AFTER TAX

(9111.400)

(30062.300)

42.900

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

(38675.800)

(11741.900)

(11741.900)

 

 

 

 

 

Less

Debenture Redemption Reserve

0.000

0.000

42.900

 

 

 

 

 

Add

Shares Cancelled pursuant to the Scheme of Amalgamation and Arrangement

0.000

3128.400

0.000

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

(47787.200)

(38675.800)

(11741.900)

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Components & Spare Parts

137.100

286.500

323.500

 

 

Capital Goods

7.200

74.700

60.600

 

TOTAL IMPORTS

144.300

361.200

384.100

 

 

 

 

 

 

Earnings/ (Loss) Per Share (Rs.)

 

 

 

 

Basic

(0.400)

(2.009)

0.006

 

Diluted

(0.400)

(0.757)

0.002

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

(22.46)
(98.78)

0.11

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(22.56)
(105.29)

(1.42)

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(4.52)
(14.96)
(0.31)

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.37)
(0.94)
(0.01)

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

5.45

4.52

1.77

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.83

0.45

1.84

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

CURRENT MATURITIES OF LONG TERM DEBT

 

Particulars

31.03.2013

(Rs. In Millions)

31.03.2012

(Rs. In Millions)

31.03.2011

(Rs. In Millions)

 

 

 

 

Current maturities of long-term debt

21500.000

11500.000

11500.000

 

 

 

 

 

 

Sr. No.

Check List by Info Agents

Available in Report

(Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

Yes

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

LITIGATION DETAILS

 

NOTE: MATTER CONVERTED TO CA/13415/2012

 

 

INDEX OF CHARGES

 

S.NO.

CHARGE ID

DATE OF CHARGE CREATION/MODIFICATION

CHARGE AMOUNT SECURED

CHARGE HOLDER

ADDRESS

SERVICE REQUEST NUMBER (SRN)

1

10300743

16/03/2012 *

1,500,000,000.00

AXIS BANK LIMITED

AXIS HOUSE C-2, WADIA INTERNATIONAL CENTRE, P B MARG, WORLI, MUMBAI - 400025, MAHARASHTRA, INDIA

B35789031

2

10300742

16/03/2012 *

20,000,000,000.00

AXIS BANK LIMITED

AXIS HOUSE C-2, WADIA INTERNATIONAL CENTRE, P B MARG, WORLI, MUMBAI - 400025, MAHARASHTRA, INDIA

B35791508

3

10148531

16/03/2012 *

10,000,000,000.00

IDBI TRUSTEESHIP SERVICES LIMITED

ASIAN BLDG., GROUND FLOOR, 17, R.KAMANI MARG, BALLARD ESTATE, MUMBAI - 400001, MAHARASHTRA, INDIA

B36823938

4

10148532

16/03/2012 *

10,000,000,000.00

IDBI TRUSTEESHIP SERVICES LIMITED

ASIAN BLDG., GROUND FLOOR, 17, R.KAMANI MARG, BALLARD ESTATE, MUMBAI - 400001, MAHARASHTRA, INDIA

B36824035

5

10088348

16/03/2012 *

2,437,200,000.00

AXIS BANK LIMITED

AXIS HOUSE C-2, WADIA INTERNATIONAL CENTRE, P B MARG, WORLI, MUMBAI - 400025, MAHARASHTRA, INDIA

B36197929

6

10059276

16/03/2012 *

79,562,800,000.00

AXIS BANK LIMITED

AXIS HOUSE C-2, WADIA INTERNATIONAL CENTRE, P B MARG, WORLI, MUMBAI - 400025, MAHARASHTRA, INDIA

B36191492

 

* Date of charge modification

 

 

UNSECURED LOANS

 

UNSECURED LOANS

31.03.2013

(Rs. In Millions)

31.03.2012

(Rs. In Millions)

LONG-TERM BORROWINGS

 

 

Debentures

25000.000

25000.000

Loans and advances from related parties

43353.500

40000.000

 

 

 

Total

 

68353.500

65000.000

 

 

OPERATIONAL REVIEW:

 

During the year, the Company has successfully completed the fourth year of commercial operations of Kakinada – Hyderabad – Ahmedabad Gas Pipeline [East West Pipeline (“EWPL”)].

 

During the year, EWPL transported over 12.19 Billion Standard Cubic Meters (SCM) of gas without any curtailment, in spite of the declined pressure from KG D6 source and crossed milestone of 65 Billion SCM of transportation volume on cumulative basis since the commencement of commercial operations. The average volumes transported during the year is ~33.41 MMSCMD.

 

The Company had no Lost Work Case (LWC) during the year. Cumulative Million Man-Hours completed without LWC was 3.094 and cumulative days completed since last LWC was 399.

 

The Company continues its certification under ISO 9001:2008, ISO 14001:2004, and OSHAS 18001:2007 (Integrated Management System) which is testimony to its commitment to the best industry practices in all facets of operation and maintenance.

 

 

FIXED ASSETS:

 

·         Land

Buildings

Factory building

Plant and equipment

Factory equipments

Furniture and fixtures

Vehicles

Motor vehicles

Office equipment

Other equipments

Computer software


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.93

UK Pound

1

Rs. 102.39

Euro

1

Rs. 85.12

 

 

INFORMATION DETAILS

 

Information Gathered by :

NYA

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

8

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

6

--RESERVES

1~10

6

--CREDIT LINES

1~10

7

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

YES

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

55

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.