MIRA INFORM REPORT

 

 

Report Date :

03.01.2014

 

IDENTIFICATION DETAILS

 

Name :

P.T. OLAM INDONESIA

 

 

Registered Office :

GandaRia 8 Office Tower, 15th Floor, Jl. Sultan Iskandar Muda, Kebayoran Lama Jakarta 12240

 

 

Country :

Indonesia

 

 

Date of Incorporation :

19.07.1996

 

 

Com. Reg. No.:

AHU-AH.01.10-53203

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading, Export-Import and Distribution of Agricultural Products 

 

 

No. of Employees :

500

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 

 

BASIC SEARCH

 

Name of Company :

P.T. OLAM INDONESIA

 

A d d r e s s :

Head Office

GandaRia 8 Office Tower, 15th Floor

Jl. Sultan Iskandar Muda

Kebayoran Lama

Jakarta 12240

Indonesia

Phones             - (62-21) 2930 3622 (hunting)

Fax.                  - (62-21) 2930 3628

Building Area     - 32 storey

Office Space      - 220 sq. meters

Region              - Commercial

Status               - Rent

 

Branches

a.         Kawasan Industri Makassar

            Jl. Kima 4 Kav. K / 6-7

            Makassar 90241, South Sulawesi

            Indonesia

            Phones - (62-411) 511695, 513703, 514372

            Fax.     - (62-411) 512372

 

b.         Jl. Binjai Km, 15, Gg. Kenduri 1-A

            Medan 20123, North Sumatra

            Indonesia

            Phone   - (62-61) 844 4370

            Fax.     - (62-61) 844 4370

 

c.         Jl. Margomulyo Indah Blok F/9

            Tandes, Surabaya 60186

            East Java

            Indonesia

            Phone   - (62-31) 748 2173

            Fax.     - (62-31) 748 3165

 

d.         Jl. KH Agus Anang No. 36

            Way Lunik, Panjang

            Bandarlampung 35224

            Lampung Province

            Indonesia

            Phone   - (62-721) 33956

            Fax.     - (62-721) 31998

 


Date of Incorporation :

19 July 1996

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. C2-10.700 HT.01.01.Th.96

    Dated 29 November 1996

b. No. AHU-76169.AH.01.02.Tahun 2008

    Dated 21 October 2008

c. No. AHU-AH.01.10-53203

    Dated 09 December 2013

 

Company Status :

Foreign Investment Company (PMA)

 

Permit by the Government Department :

a. The Department of Finance

    NPWP No. 01.071.665.2-059.000

 

b. The President of the Republic of Indonesia

    No. B-374/Pres/5/1996

    Dated 20 May 1996

 

c. The Capital Investment Coordinating Board

    No. 468/I/PMA/1996

    Dated 14 June 1996

 

Related/Affiliated Company :

A member of the OLAM INTERNATIONAL Group

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          - US$ 1,100,000.- (Rp. 2,559,700,000.-)

Issued Capital    - US$ 1,100,000.- (Rp. 2,559,700,000.-)

Paid up Capital  - US$ 1,100,000.- (Rp. 2,559,700,000.-)

 

Shareholders/Owners :

a. OLAM INTERNATIONAL LIMITED                  - US$ 1,099,350.- (99.94%)

    Address : Suite 2, Seaton House, 17-19

                    Seaton Place Jersey         

b. Mr. Sunny George Verghese                       - US$          650.- (  0.06%)

    Address : Madras, 30/A Cathedral

                    Garden Road, Nungam,

                    India

BUSINESS ACTIVITIES

                             

Lines of Business :

Trading, Export-Import and Distribution of Agricultural Products 

                                                                         

Production Capacity :

None

 

Total Investment :

a. Owned Capital           - US$. 5.0 million

b. Loan Capital              - US$.   -- million

c. Total Investment         - US$. 5.0 million

 

Started Operation :

1996

 

Brand Name :

Olam Indonesia

 

Technical Assistance :

None

 

Number of Employee :

500 persons     

 

Marketing Area :

Export               - 100%

 

Main Customers :

Overseas buyers in the

 

Market Situation :

Very Competitive

 

 

Main Competitors :

a. P.T. ALAM INDORAMA

b. C.V. BUMI DJAJA

c. P.T. ADI SAMPOERNO

d. C.V. PUTRA NUSA

e. C.V. SUMBER BUMI JAYA

f.  C.V. ARSAM PRATAMA

g. C.V. MUKTI JABAR

h. C.V. PRIMATAMA

i.  Etc.

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. Standard Chartered Bank

    Jakarta Branch

    Indonesia

b. Hong Kong and Shanghai Bank Corp.

    Jakarta Branch

    Indonesia

c. DBS Bank

    Singapore Branch

    Singapore

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – US$. 426 million

2011 – US$. 480 million

2012 – US$. 550 million

2013 – US$. 312 million (January – June)

 

Net Profit (Loss) :

2010 – US$. 30.0 million

2011 – US$. 33.6 million

2012 – US$. 38.5 million

2013 – US$. 21.8 million (January – June)

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

KEY EXECUTIVES

 

Board of Management :

President Director                      - Mr. Prakash Chand Jhanwer

Directors                                   - a. Mr. Amit Verma

                                                 b. Mr. Gopalarathanam Srinivasakumar

                                                 c. Mr. Saurabh Rajinder Suri

 

Board of Commissioners :

Commissioner                           - Mr. Krishnan Sridhar

 

Signatories :

President Director (Mr. Prakash Chand Jhanwer) or one of the Directors (Mr. Amit Verma, Mr. Gopalarathanam Srinivasakumar or Mr. Saurabh Rajinder Suri) which must be approved by Board of Commissioner (Mr. Krishnan Sridhar)

 

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Below average

 

Credit Recommendation :

Credit can be proceeded normally

 

Proposed Credit Limit :

Moderate amount

 

 

OVERALL PERFORMANCE

 

P.T. OLAM INDONESIA (P.T. OI) was established in Jakarta based on Deed No. 32 dated July 19, 1996 made by Mrs. Rukmasanti Hardjasatya, SH., notary in Jakarta with  an authorized capital of US$ 65,000.- (Rp 151,255,000.-) entirely was issued and fully paid up.  The founding shareholders of the company are OLAM HOLDINGS Ltd., of Jersey (99%) and Mr. Sunny George Verghese (1%), an Indian businessman.  The Deed of establishment has been approved by the Minister of Justice of the Republic of Indonesia through its Decision Letter No. C2-10.700 HT.01.01.Th.96 dated November 29, 1996.  The articles of association of the company have frequently been revised. In June 2001, the authorized capital was raised to US$ 1,100,000.- (Rp 2,559,700,000.-) entirely was issued and fully paid up.  Concurrently, the shareholders of the company are OLAM INTERNATIONAL Ltd., of Jersey (99.94%) and Mr. Sunny George Verghese (0.06%).  Most recently by notarial Deed of Notary Ashoya Ratam, SH, No. 48 dated November 25, 2013 the company’s board of directors and commissioners were changed. The amendment to Deed has been approved by the Minister of Law and Human Rights of the Republic of Indonesia through Decision Letter No. AHU-AH.01.10-53203 dated December 9, 2013. No changes have been effected in term of its shareholding composition and capital structures to date.

 

P.T. OI is a member of the OLAM Group, a leading global integrated supply chain manager and processor of agricultural products and food ingredients, supplying various products across 16 platforms in 65 countries.  OLAM has a direct sourcing and processing presence in most major producing countries catering to 13,600 customers across the world.



P.T. OI obtained a Foreign Capital Investment (PMA) facility issued by the Capital Investment Coordinating Board (BKPM) in 1996 to deal with trading and export-import of agricultural products. Mr. Andy, an export-import staff of the company explained that the whole agricultural products likes cocoa, coffee and sugar bought from farmer in North Sumatra, South Sulawesi, Java and other island of Indonesia.  Then, the whole products are exported to the United States of America, Europe Union and Asian countries.  One of the flagship initiatives of the Olam Livelihood Charter is its participation in the Sulawesi Alliance of Farmers, Olam and Blommer Chocolate (SAOFB), one of the largest cocoa programmes in the world.  Working in partnership with the USAID Indonesia-funded Agribusiness Market and Support Activity (AMARTA), the project aims to help improve the economic and social welfare of farming communities in Indonesia. We observed that P.T. OI is classified as a large-sized company of its kind in the country of which the operation has been growing in the last three years.


We have noticed that the demand for agricultural products had increased some 10% to 11% per annum in the last five years in line with the growth of industrial manufacturing in the country and international market. In the coming years, the growth rate of demand is estimated at about 6% to 7% per annum. The present market situation for agricultural products is very competitive for a large number of similar companies operating in the country.   Meanwhile, competition is quite heavy in the export import of agricultural products with many companies now doing business in this field in Indonesia.   Business position of P.T. OI is favorable for it has controlled a wide marketing network at home and abroad and their product has been widely known among consumers in the country.

 

The company is neither public listed nor bond issued company. Therefore, the company has no obligation to publish financial statement publicly. The management is very reclusive and unlikely to expose its financial condition to outsider. We estimate that sales turnover of the company in 2010 amounted to US$. 426 million increased to US$. 480 million in 2011 rose again to US$.550 million in 2012 and projected to be increasing by at least 8% in 2013. The operation of the company in 2012 is estimated to have gained a net profit of US$.38.5 million with a total net-worth of US$.120 million.  So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. OLAM INDONESIA is headed by Mr. Prakash Chand Jhanwer (38) as president director, an Indian professional manager with experience for more than 10 years in trading and export-import of agricultural products.  In his daily activities, she is assisted by three directors namely Mr. Amit Verma (37), Mr. Gopalarathanam Srinivasakumar (44) and Mr. Saurabh Rajinder Suri (32).  The management has maintained a wide relation with private businessmen at home and abroad as well as with government authorities.  So far, we did not hear that the company's management having been involved in the business malpractices.  The company litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. OLAM INDONESIA is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.90

UK Pound

1

Rs.102.74

Euro

1

Rs.85.16

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.