MIRA INFORM REPORT

 

 

Report Date :

06.01.2014

 

IDENTIFICATION DETAILS

 

Name :

GOLD EAST TRADING (HONG  KONG) CO. LTD.

 

 

Registered Office :

Room 501-504A, 5/F., Empire Centre, 68 Mody Road, Tsimshatsui East, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

14.06.2007

 

 

Com. Reg. No.:

38159647

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of all kinds of paper

 

 

No. of Employees :

15

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Hong Kong

A2

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983

 

Source : CIA

 

 

 

 


company name and address

 

GOLD EAST TRADING (HONG  KONG) CO. LTD.

 

 

ADDRESS:       Room 501-504A, 5/F., Empire Centre, 68 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

PHONE:            852-2733 0488;  2733 0074

 

FAX:                 852-2732 2202

 

E-MAIL:            sales@goldeastpaper.com.hk

cs@goldeastpaper.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Chu Wing Hong, Park

 

 

SUMMARY

 

Incorporated on:             14th June, 2007.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:HK$3,097,939,200.00

Issued:  HK$2,555,171,200.00

 

Business Category:        Paper Trader.

 

Employees:                   15.  (Including associates)

 

Main Dealing Banker:     CITIC Bank International Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


 ADDRESS

 

Registered Head Office:-

Room 501-504A, 5/F., Empire Centre, 68 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

Holding Company:-

Ever Dragon Investments Group Ltd., Hong Kong.

 

Associated/Affiliated Companies:-

Sinar Mas Group of Companies

APP (Hong Kong) Ltd., Hong Kong.

APP China Trading Ltd., Hong Kong.

APP International Trading (China) Ltd., British Virgin Islands.

APP Printing Pte. Ltd., Singapore.

Asia Paper (Shanghai) Co. Ltd., China.

Asia Pulp & Paper Co. Ltd., Indonesia.

China Union International Trading Ltd., Hong Kong.

Gold Daio (Suzhou Industrial Park) Hygiene Products Co. Ltd., China.

Gold East Paper (Jiangsu) Co. Ltd., China.

Gold East Trading (Hong Kong) Co. Ltd., Hong Kong.

Gold Hai Paper Products (Kun Shan) Co. Ltd., China.

Gold Hong Ye Paper (Suzhou Industrial Park) Co. Ltd., China.

Gold Hong Ye Trading (Hong Kong) Co. Ltd., Hong Kong.

Gold Huasheng Paper (Suzhou Industrial Park) Co. Ltd., China.

Gold Huasheng Trading (Hong Kong) Co. Ltd., Hong Kong.

Guangxi Jingui Pulp & Paper Co. Ltd., China.

Hainan Jinhai Pulp & Paper Co. Ltd., China.

Hainan Jinhai Trading (Hong Kong) Co Ltd., Hong Kong.

Jin Feng Yuan Paper Industry (Shanghai) Co. Ltd., China.

Jinxin (Qingyuan) Paper Industry Pte. Ltd., China.

Jinyu (Qingyuan) Tissue Paper Co. Ltd., China.

Ningbo Asia Paper Converting Co. Ltd., China.

Ningbo Asia Paper Tube & Carton Box Co. Ltd., China.

Ningbo Asia Pulp & Paper Co. Ltd., China.

Ningbo Asia Unpolluted Paper Products Co. Ltd., China.

Ningbo Yajiang Trading (Hong Kong) Co Ltd., Hong Kong.

Ningbo Zhonghua (Hong Kong) Co Ltd., Hong Kong.

Ningbo Zhonghua Paper Co. Ltd., China.

P.T. Purinusa Ekapersada, Indonesia.

P.T. Smart Tbk., Indonesia.

Sinar Mas Paper (China) Investment Co. Ltd., China.

Sinar Mas Paper (Shenzhen) Co. Ltd., China.

Sinar Mas Pulp & Paper (India) Ltd., India.

Top Harvest Asia Ltd., Hong Kong.

Tricell (HK) Trading Ltd., Hong Kong.

Xinyang Golden Sun Woodwork Co. Ltd., China.

Yalong Paper Products (Kun Shan) Co. Ltd., China.

Zhenjiang Dadong Pulp & Paper Co. Ltd., China.

etc.

 

BUSINESS REGISTRATION NUMBER

 

38159647

 

 

COMPANY FILE NUMBER 

 

1141342

 

 

MANAGEMENT

 

Managing Director:  Mr. Chu Wing Hong, Park

Contact Person:  Ms. Viona Shek

 

 

CAPITAL

 

Nominal Share Capital: HK$3,097,939,200.00 (Divided into 3,097,939,200 shares of HK$1.00 each)

 

Issued Share Capital: HK$2,555,171,200.00

 

SHAREHOLDERS:         (As per registry dated 14-06-2013)

Name

 

No. of shares

Gold East Paper (Jiangsu) Co. Ltd.

8 Xing Gang Dong Road, Dagang, Zhenjiang, Jiangsu 212132, China.

 

429,274,534

Ever Dragon Investments Group Ltd., Hong Kong.

 

2,125,896,666

 

 

––––––––––––

 

Total:

2,555,171,200

===========

 

DIRECTORS:    (As per registry dated 31-07-2013)

Name

(Nationality)

 

Address

CHU Wing Hong, Park

Room 3814, 38/F., Un Shing House, UN Chau Estate, Kowloon, Hong Kong.

 

QI Hezhai

8, Xing Gang Dong Road, Dagang, Zhenjiang, Jiangsu, China.

 

LEE Cha Ming

5F, No. 21, LN. 136, Sec. 3, Zhonghua County 500, Taiwan.

 

Erwin ISKANDAR

Plaza Bill Tower 2, 9/F, Jalan M. H. Thamrin 51, Jakarta 10350, Indonesia.

 

Ah Lek TEI

8F, No. 222 Yab An Road East, Shanghai, China.

 

SECRETARY:   CHU Wing Hong, Park  (As per registry dated 31-07-2013)

 

 

HISTORY

 

The subject was incorporated on 14th June, 2007 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:          Importer, Exporter and Wholesaler.

 

Lines:               All kinds of paper.

 

Employees:       15.  (Including associates)

 

Commodities     Imported:           Southeast Asia, China, etc.

 

Markets:           Hong Kong, China, other Asian countries, etc.

 

Terms/Sales:      L/C or as per contracted.

 

Terms/Buying:    L/C, T/T, D/P, etc.

 


FINANCIAL INFORMATION

 

Nominal Share Capital: HK$3,097,939,200.00 (Divided into 3,097,939,200 shares of HK$1.00 each)

 

Issued Share Capital: HK$2,555,171,200.00

 

Increases of Nominal Capital:-

From

HK$    1,000,000.00

to

HK$   120,000,000.00

on

18-11-2008

From

HK$120,000,000.00

to

HK$   769,309,200.00

on

19-09-2010

From

HK$769,309,200.00

to

HK$3,097,939,200.00

on

25-10-2010

 

            Alternation of Issued Capital:-

Initially

paid up

HK$      1,000,000.00

30-12-2008

paid up

HK$      115,267,771.00

19-08-2010

paid up

HK$      170,957,600.00

01-09-2010

paid up

HK$      77,708,000.00

25-10-2010

paid up

HK$      1,568,690,829.00

December 2011

paid up

HK$      233,442,000.00

27-12-2012

paid up

HK$      388,105,000.00

 

 

––––––––––––––––––

Total:

paid up

HK$2,555,171,200.00

================

 

Mortgage or Charge (since 2011):  (See attachment)

 

Profit or Loss:    Making a small profit in the past four years.

 

Condition:          Business is active.

 

Facilities:          Making active use of general banking facilities.

 

Payment:          Met trade commitments as contracted.

 

Commercial Morality:  Satisfactory.

 


Bankers:-

CITIC Bank International Ltd., Hong Kong.

Bank of Communications Co. Ltd., Hong Kong Branch.

Bank SinoPac, Hong Kong Branch.

Cathay United Bank Co. Ltd., Hong Kong Branch.

China Development Bank Corporation, Hong Kong Branch.

China Development Industrial Bank Co. Ltd., Taiwan.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

Industrial & Commercial Bank of China Ltd., Hong Kong Branch

Taishin International Bank Co. Ltd., Hong Kong Branch.

 

Standing:  Very Good.

 

 

GENERAL

 

Having issued 2,555,171,200 ordinary shares of HK$1.00 each in total, Gold East Trading (Hong Kong) Co. Ltd. is jointly-owned by Gold East Paper (Jiangsu) Co. Ltd. [GEP] which is a China-based firm holding 16.8% interests, and Ever Dragon Investments Group Ltd., holding 83.2%.  The equities of the holding companies changed in late December 2012.

 

GEP is a member of the Sinar Mas Group of Companies.  Formerly, the subject was wholly-owned by GEP.

The subject is trading in GEP’s products and is responsible for sourcing raw materials for it.  The subject offers a wide range of paper and board for printing and writing, packaging board, photocopy paper and consumer tissue, which are suitable for high speed and duplex printing; annual report, catalogue and periodical; paper shopping bag, greeting card and playing card; and packaging and gift box, etc.

 

The subject is the sole agent of Asia Pulp and Paper in Hong Kong and Southern China.  It offers a wide range of art paper, art board, woodfree, brief card, ivory board, playing card board, carbonless paper, thermal paper, and photocopy paper.  It is able to offer customers with one stop shop service.

The subject provides various types of PEFC-CoC certified paper and recycled paper.  To cope with the emerging trends in the printing industry, the subject also provides customers with a full range of coated and uncoated digital paper.

The subject has been awarded CAPITAL Outstanding Green Excellence Awards 2010.  Moreover, it has just been awarded “Caring Company 2010‑12” by The Hong Kong Council of Social Service, in recognition of its commitment of being a “corporate citizen in the past two years”.

GEP was established on 18th May, 1997 as a joint venture between Asia Pulp & Paper Co. Ltd. [APP], an Indonesia-based firm holding 80% interests, and the Zhenjiang Bureau of Light Industry, holding 20%.  The total investment of GEP was US$1.823 billion.  GEP is situated on a 5.6 million sq.m. site in the Dagang Economic Zone located near Zhenjiang City, Jiangsu Province, China.  Now, APP has had companies both in Hong Kong and Southern China.

GEP has started-up two paper machines manufactured by Voith Sulzer Paper  Technology in Germany.  PM1 and PM2 are identical machines, each with a capacity of 450 000 tonnes per year [tpy] of uncoated freesheet.  The mill also has an estimated capacity to convert 100 000 tpy of uncoated freesheet into cut-sized photocopier paper and an off-machine coater [OMC] which will have a capacity to convert uncoated freesheet into 600 000 tpy of coated freesheet.

GEP adopts the most advanced technology and biggest paper machines and coater in the world.  Wood-free paper line and coating base paper line are imported completely from Voith-Sulzer/Germany.  OMC is ordered from Valmet/Finland.  Whole process takes world leading control system, including but not limit to DCS and QCS.  GEP has become the largest modern paper mill in China, which is able to supply high quality paper and services to printing and publishing industries.

GEP’s UK agent is Calington Ltd.  The annual sales turnover of GEP is significant.

Besides GEP, the Sinar Mas Group of Companies has had the following four main paper mills:-

Gold Huasheng Paper (Suzhou Industrial Park) Co. Ltd. [GHP];

Hainan Jinhai Pulp & Paper Co. Ltd.;

Ningbo Asia Pulp & Paper Co. Ltd.; &

Ningbo Zhonghua Paper Co. Ltd.

GHP, located in Suzhou Industry Park in Jiangsu Province, was founded in 1996 with an area of 2.8 million sq.m.  It was solely invested by the Sinar-Mars Group with a total investment of US$1.4 billion and currently has over 2500 employees.  GHP is the largest carbonless paper producer in China and has an annual production capacity of 600,000 tons.  GHP has a complete production line of fine paper.  Major product lines: Specialty Paper (Carbonless, thermal paper), Uncoated Woodfree Paper (Offset Paper, Office Paper) and Artboard.  Three major brands are Record, Gold Ball, and Glod Butterfly.

All these paper mills offer a series of eco-friendly products with recycled content and have got “PEFC-COC” certification.  They have got the certifications of ISO9001 Quality Management System, ISO9002 Quality Management System, ISO14001 Environment Management System and OHSAS18001 Occupation Health and Safety Management System and PEFC-CoC certification.

According to GEP, it is currently the single largest Art Paper Mill in the world.

GEP was incorporated on 18th May, 1997 with a total investment of US$3.23 billion and an annual production capacity of over 2.2 million MT.  It has 3 wood-free coated paper production lines from Voith and Metso.  In China, GEP possess a power station, a Ground Calcium Carbonate Plant, and a Precipitated Calcium Carbonate Plant in addition to a pier.

GEP offers customers with a wide range of products such as: C2S Art Paper/Gloss, C2S Art Paper/Matt, C1S Art Paper, HSWO (Heat Set Web Offset) Gloss/Matt, etc.

Mr. Teguh Ganda Wijaya is the Chairman of Sinar Mas Group.  The core businesses of the Group are pulp and paper, finance, real estate and agriculture and food processing.  Sinar Mas Group now has 150,000 employees, with a total asset of over US$20 billion.  As a famous Indonesian consortium, it has invested broadly across Asia, Europe and America.

The subject is the sole agent of APP in Hong Kong and Southern China.  Its offers a wide range of art paper, art board, woodfree, brief card, ivory board, playing card board, carbonless paper, thermal paper, and photocopy paper which are traded by APP.

In response to the rising demand of green procurement, the subject provides various high quality PEFC-CoC certified paper and recycled paper.  To address emerging trends in the printing industry, the subject also provides a full range of coated and uncoated digital paper.

APP boasts an annual output of more than 9 million tons of pulp and paper and 750,000 hectares fast-growing forests.  With a total asset of more than US$10 billion, APP has been among Top 10 paper producers in the world.  Ever since it entered China market in 1992, APP has successively set up 18 pulp and paper enterprises and over 20 plantation farms in Yangtze River Delta and Pearl River Delta.  Nowadays, APP China can produce more than 5 million ton paper and paperboards each year.

GEP has claimed to be the most productive single plant of copperplate paper in the world.  Ningbo Zhonghua Paper Co. Ltd. is the largest industrial paper producer in China.  Ningbo Asia Pulp & Paper Co. Ltd. is the largest high‑quality package paper producer in the world.  Hainan Jinhai Pulp & Paper Co. Ltd. is the largest pulp company in China.  APP also boasts Gold Hong Ye Paper (Suzhou Industrial Park) Co. Ltd., the largest household paper producer in Asia.

Over the past years, the subject has made enormous efforts in promoting usage of environmental-friendly papers and sustainability.  It has got the “Capital Outstanding Green Excellence Awards”.

The business of the subject keeps on improving as the demand of paper of the world market has been increasing as well.

The subject also trades in recycling papers.  Ningbo Zhonghua and Ningbo Asia Pulp & Paper are among China’s largest recycled industrial paper makers that use waste paper as raw materials, recycling more than 600,000 tons of waste paper respectively each year.  By recycling waste paper, they save around 17 million trees from being cut down in a year.

The subject has had an associated company Simar Mas Paper (Shenzhen) Co. Ltd. which is servicing the customers in Southern China.

The subject is supported by GEP and ultimately by Sinar Mas Group.  History in Hong Kong is over six years.  Business keeps on improving.

On the whole, in view of the parentage and background of the subject, consider it good for normal business engagements.

 

MORTGAGE OR CHARGE

(Since 2011)

 

Date

Particulars

Amount

12-01-2011

Instrument:        Deed of Indemnity, Charge Over Deposit and Set-Off

Property:

By way of Fixed Charge to the Bank all the Company’s estate, right, title, claim, benefit and interest to and in the Deposit (Account No. 02753320060118 and 02753393120276) and all interest from time to time payable thereon and together with all title deeds and documents relating thereto

Mortgagee:        Bank of Communications Co. Ltd., Hong Kong Branch.

All actions, suits, proceedings, claims, demands, losses, damages, costs, fees, expenses and/or liabilities

07-03-2011

Instrument:        Security Over Deposit in respect of Obligations of the Depositor

Property:

By way of first fixed charge to the Chargee the account No. 861530035865

Mortgagee:        Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

All monies and liabilities

28-04-2011

Instrument:        Contract of Mortgage or Charge (Contract No.: Zhen Fa Li Gi Zhi OSCOZY0006NJ)

Property:

Mortgagor has had a sum of fix deposit amount to RMB205,000.000 Yuan in Shenzhen Development Bank under the deposit deed No. IXIX00052962.

Mortgagee:        Shenzhen Development Bank, China.

Mortgagor had signed a loan contract with the bank with a maximum loan of US$30 million under the Contract No. Shen Fa Li Tai Zhi OSCOLN20110006

21-05-2011

Instrument:        Charge on Cash Deposit(s)

Property:

Account No. 090-008-0063033-4

Mortgagee:        Bank SinoPac, Hong Kong Branch.

All sums of money and liabilities

26-09-2011

Instrument:        Charge over Bank Accounts

Property:

The Charged Accounts:-

(1)        Account Name: Gold Huasheng Trading (Hong Kong) Co. Ltd., (Loan)

Account Number: 093-12-700442-9/093-38-700442-2

(2)        Account Name: Gold East Trading (Hong Kong) Co. Ltd. (Loan)

Account Number: 093-12-700440-2/093-38-700440-6

(3)        Account Name: Hainan Jinhai Trading (Hong Kong) Co. Ltd., (Loan)

Account Number: 093-12-700444-5/093-38-700444-9

(4)        Account Name: Ningbo Yajiang Trading (Hong Kong) Co. Ltd., (Loan)

Account Number: 093-12-700443-7/093-38-700443-1

(5)        Account Name: Ningbo Zhonghua (Hong Kong) Co. Ltd., (Loan)

Account Number: 093-12-700445-3/093-38-700445-7

(6)        Account Name: Gold Hong Ye Trading (Hong Kong) Co. Ltd. (Loan)

Account Number: 093-12-700441-1/093-38-700441-4

Mortgagee:        Cathay United Bank Co. Ltd., Hong Kong Branch.

To secure the due and punctual payment of all and any sums which may become payable by any-Co-Borrower under any Finance Document.

Co-Borrower:-

1). Gold Huasheng Trading (Hong Kong) Co. Ltd.,

2). Gold East Trading (Hong Kong) Co. Ltd., 3). Hainan Jinhai Trading (Hong Kong) Co Ltd.,

4). Ningbo Yajiang Trading (Hong Kong) Co Ltd.,

5). Ningbo Zhonghua (Hong Kong) Co Ltd., 6). Gold Hong Ye Trading (Hong Kong) Co Ltd.

 

26-09-2011

Instrument:        General Assignment

Property:

All the Co-Borrower’s right, title, interest and benefit in and to the Co-Borrower’s Letters of Credit and to any Letter of Credit Drafts issued under such Letters of Credit and the Proceeds, to the extent relating to a Sale and a Purchase under the Facility, Agreement.

Mortgagee:        Cathay United Bank Co. Ltd., Hong Kong Branch.

To secure the due and punctual payment of all and any sums which may become payable by any Co-Borrower under any Finance Document

Co-Borrower:-

1). Gold Huasheng Trading (Hong Kong) Co. Ltd.,

2). Gold East Trading (Hong Kong) Co. Ltd., 3). Hainan Jinhai Trading (Hong Kong) Co Ltd.,

4). Ningbo Yajiang Trading (Hong Kong) Co Ltd.,

5). Ningbo Zhonghua (Hong Kong) Co Ltd.,

6). Gold Hong Ye Trading (Hong Kong) Co Ltd.

28-11-2011

Instrument:        Master Agreement

Property:

All goods, chattels, bills of lading, warehouse, godown or other warrants, delivery orders, whafingers or other warehousekeeper’s certificates or receipts, invoices and other documents of title relating to goods, negotiable instruments and Financial Instruments which the Company has an interest or is in possession thereof, which are now or at any time after the date of the Master Agreement deposited by or on behalf of the Company with the Chargee and etc.

Mortgagee:        Taishin International Bank Co. Ltd., Hong Kong Branch.

All monies and liabilities

06-03-2012

Instrument:        Security Deed in Respect of Goods Receivables and Accounts.

Property:

(i)         All present and future book debts and other debts, rentals, royalties, fees, and monetary claims due or owing to, the Company under the Sales contract dated 11th July 2011 between the Borrower and Guangxi Jingui Pulp & Paper Co., Ltd, China

(ii)         All property and assets from time to time mortgaged, charged or assigned by or pursuant to the Deed

(iii)        All bills of exchange drawn, accepted or endorsed by the Company

(iv)        The Company, as beneficial owner and as continuing security for the payment of

(a) all Goods; and

(b) all of its rights in respect of any amount standing to the credit of the Charged Account

Account Name: Gold East Trading (Hong Kong) Co. Ltd.

Account Number: 716000441200

Mortgagee:        China Development Bank Corporation, Hong Kong Branch.

All present and future obligations and liabilities, under the Facility Agreement dated 06-03-2012

23-03-2012

Instrument:        Charge on Cash Deposit

Property:

Fixed Time Deposit of US$2,250,000.00

Mortgagee:        Cathay United Bank Co. Ltd., Hong Kong Branch.

To Secure Banking Facilities

30-04-2012

Instrument:        Trade Finance Security Assignment

Property:

(a)        Assigns to the Bank the following assets:-

(i)         the Export Credits;

(ii)         the Export Collection Bills;

(iii)        the Sales Contracts;

(iv)        the Export Invoice Receivables;

(v)         the Insurances;

(vi)        the Trade Documents; and

(vii)       all Claims, remedies and proceeds in connection with any of the foregoing.

(b)        Charge to the Bank the following assets:-

(i)         the Goods together with their proceeds;

(ii)         the Pledged Goods,

(iii)        the Deposit; and

(iv)        to the extent and Security Assets

(c)        Pledges to the Bank the Pledged Goods and the Trade Documents

Mortgagee:        Industrial & Commercial Bank of China Ltd., Hong Kong Branch

All obligations and liabilities

31-05-2012

Instrument:        Debenture

Property:

Fixed Charges

All of its present and future right, title and interest in

(i)         All monies at any time standing to the credit of the Charged Account;

Charged Account Number: 694-157330901

(ii)         Collection Account Numbers:-

HKD: 694-1573368-00

USD: 694-1573368-01

JPY: 694-1573368-02

GBP: 694-1573368-05

AUD: 694-1573368-06

CNY: 694-1573368-18

EUR: 694-1573368-28

(iii)        the deposit of proceeds from export bills; and the deposit of all receivables

Security assignments

All of its present and future right, title and interest to:

(i)         the contracted processing contract between the Chargor and Gold East Paper (Jiangsu) Co. Ltd.

(ii)         all book debt and other debts, rentals, royalties,

fees and monetary claims from the Assigned Buyers

Floating Charge

By way of first floating charge all of its present and future right, title and interest in any to any assets and undertaking which are part of the Inventory, Supplied to Ningbo for processing under the contracted processing contracts between the Chargor and Ningbo Zhonghua Paper Co. Ltd. dated 27th May, 2011 and 8th September, 2011.

Mortgagee:        CITIC Bank International Ltd., Hong Kong.

All present and future obligations and liabilities

13-08-2012

Instrument:        Special Account Pledge Agreement

Property:

1)         The Pledgor’s Current Account with the Pledgee (HKCG022411)

2)         The Pledgor’s Current Account with the Pledgee (HKCG0224333)

Mortgagee:        China Development Industrial Bank Co., Ltd.

125 Section 5, Nanjing East Road, Taipei, Taiwan.

US$73,000,000.00 (As per Joint Facility Contract made between the company, Hainan Jinhai Trading (Hong Kong) Co., Ltd. and the Bank Group dated 13-08-2012

26-06-2013

Instrument:        Account Charge

Property:

The facility agreement dated 26th June, 2013

A)         A term loan of up to US$60,000,000;

B)         The Bank Guarantee;

C)         The Sinar Mas Paper (China) Investment Co. Ltd., China Guarantee;

D)         The Security Documents; or

E)         Any other document designated as such by the Lender and the

Charged Accounts:

1)         Account Name: Multiple currencies account

Account No.: 716000446390

2)         Account Name: USD account

Account No.: 716000446101

Mortgagee:        China Development Bank Corporation, Hong Kong Branch.

All present and future obligations and liabilities of the Chargor to the Lender under earch Finance Document:  All the Chargor’s present and future right, title and interest in and to and the benefit of any amount standing to the credit of each charged account


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.41

UK Pound

1

Rs.102.54

Euro

1

Rs.85.20

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

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This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.