MIRA INFORM REPORT

 

 

Report Date :

06.01.2014

 

IDENTIFICATION DETAILS

 

Name :

RAAJRATNA METAL INDUSTRIES LIMITED (w.e.f.25.10.1994)

 

 

Formerly Known As :

RAAJRATNA CHEMICALS PRIVATE LIMITED

 

 

Registered Office :

909, Sakar III, Near Income Tax Circle, Navrangpura, Ahmedabad - 380014, Gujarat

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

09.05.1988

 

 

Com. Reg. No.:

04-010673

 

 

Capital Investment / Paid-up Capital :

Rs. 83.622 Millions

 

 

CIN No.:

[Company Identification No.]

U24231GJ1988PLC010673

 

 

PAN No.:

[Permanent Account No.]

AAACR9980M

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturing of Stainless Steel Wires and Bright Bars

 

 

No. of Employees :

800 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (46)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 5900000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having a satisfactory track record.

 

Overall financial position of the company appears to be decent. Trade relation reported to be fair. Business is active. Payment terms are reported to be usually correct.

 

The company can be considered for business dealing at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India’s current account deficit narrowed in the quarter ended September as government measures to curb imports, especially gold, kicked in.  The current account deficit, the excess of a country’s imports of goods and services over exports, narrowed to $ 5.2 billion from $ 21 billion in the year ago period, according to provisional Reserve Bank of India data. Finance Minister P. Chidambaram said the CAD for the year will be less than $ 60 billion or 3 per cent of GDP and the latest data suggests the government may achieve the target.

 

India was ranked 94th among the world’s most corrupt nations list. Denmark and New Zealand topped as the cleanest while Somalia emerged as the most corrupt.

 

India’s services sector activity witnessed a moderate improvement in November over the previous month, even while indicating the fifth successive monthly contraction, according the HSBC survey.

 

$53 million estimated losses suffered by India due to phishing attacks during the third quarter, according to a study by RSA. India ranks fourth in the list of nations hit by phishing attacks. The US remained at the top of the charts. Phishing is the process of acquiring information such as user names, passwords and credit card details by sending e-mails disguised as official mails.

 

Rs.4080 million worth of mobile-phone-based transactions by July 2013 compared to Rs.260 million in September, 2012, according to Deloitte report. The number of transactions has shot up from 94000 to 701000.

 

India aims to earn Rs.400000 million from the bandwidth auction set for January. The merger and acquisition guidelines, cleared by a group of ministers, will be out before the auction begins so that players can make informed decisions on the auctions.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

BBB (Long Term Rating)

Rating Explanation

Moderate credit quality and average credit risk.

Date

12.12.2013

 

 

Rating Agency Name

CRISIL

Rating

A3+ (Short Term Rating)

Rating Explanation

Moderate degree of safety and higher credit risk.

Date

12.12.2013

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

           

LOCATIONS

 

Registered / Corporate Office/ Factory 1 :

909, Sakar III, Near Income Tax Circle, Navrangpura, Ahmedabad - 380014, Gujarat, India

Tel. No.:

91-79-27543681/ 82/ 83/ 84

Fax No.:

91-79-27543085/ 26568085

E-Mail :

raajratna@raajratna.com

bjs@raajratna.com

accounts@raajratna.com

Website :

http://www.raajratna.com

Area :

40000 sq. ft.

Location :

Owned

 

 

Factory 2 :

Bileshwarpura, Ahmedabad - Mehsana Highway, Taluka Kalol, District Gandhinagar, Gujarat, India

Tel. No.:

91-27642-33664/ 5

Fax No.:

91-27642-33663

Location :

Owned

 

 

Mumbai Office :

126, Mittal Court, A Wing, Nariman Point, Mumbai – 400021, Maharashtra, India

Tel. No.:

91-22-22829342/ 44/ 45/ 46

Fax No.:

91-22-22829343

E-Mail :

mumbai@raajratna.com

 

 

DIRECTORS

 

AS ON 27.09.2013

 

Name :

Mr. Arvindkumar Dalichand Sanghvi

Designation :

Managing Director

Address :

15, Shanti Niketan Society, Opposite Gujarat College Road, Ellis Bridge, Ahmedabad – 380007, Gujarat, India

Date of Birth/Age :

01.01.1956

Date of Appointment :

01.04.2007

PAN No.:

AACPS9853K

DIN No.:

00435340

 

Other Directorship:

 

S. No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

L27100GJ1990PLC014383

REAL STRIPS LIMITED

Managing director

01/04/2009

22/11/1990

-

Active

NO

2

U29308GJ1991PTC016444

RAAJRATNA ELECTRODES PRIVATE LIMITED

Managing director

18/10/1991

18/10/1991

-

Active

NO

3

L17110GJ1988PLC010504

AARVEE DENIMS AND EXPORTS LIMITED

Director

03/02/1996

03/02/1996

-

Active

NO

4

U31300GJ2001PTC040056

RAINOX WIRES PRIVATE LIMITED

Director

27/09/2001

27/09/2001

-

Amalgamated

NO

5

U65990GJ1992PTC018491

RAAJRATNA STOCKHOLDING PRIVATE LIMITED

Director

15/11/2002

15/11/2002

-

Active

NO

6

U27209GJ2004PLC044288

RAAJRATNA VENTURES LIMITED

Director

10/06/2004

10/06/2004

-

Active

NO

7

U24231GJ1988PLC010673

RAAJRATNA METAL INDUSTRIES LTD

Managing director

01/04/2012

27/09/2004

-

Active

NO

8

U51102GJ2006PTC047612

RAAJRATNA STAINLESS PRIVATE LIMITED

Director

27/01/2006

27/01/2006

-

Active

NO

9

U24100GJ2010PTC060200

UNICAL CHEMICALS INDIA PRIVATE LIMITED

Director

08/04/2010

08/04/2010

14/06/2010

Active

NO

10

U40106GJ2010PTC061338

EMERAL ENERGY SOLUTIONS PRIVATE LIMITED

Director

29/06/2010

29/06/2010

27/12/2011

Active

NO

11

U40106GJ2010PTC061359

RAAJRATNA RENEWABLE ENERGY PRIVATE LIMITED

Director

29/06/2010

29/06/2010

-

Active

NO

 

 

Name :

Mr. Babulal Dalichand Sanghvi

Designation :

Managing Director 

Address :

Sanghvi Mansion, 17 Lakdawala Building, 5th Khtwadi Lane, Mumbai - 400004, Maharashtra, India

Date of Birth/Age :

08.10.1951

Date of Appointment :

01.04.2007

PAN No.:

AACPS4439D

DIN No.:

00601159

 

Other Directorship:

 

S. No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U29308GJ1991PTC016444

RAAJRATNA ELECTRODES PRIVATE LIMITED

Director

18/10/1991

18/10/1991

Active

NO

2

U31300GJ2001PTC040056

RAINOX WIRES PRIVATE LIMITED

Director

27/09/2001

27/09/2001

Amalgamated

NO

3

U27209GJ2004PLC044288

RAAJRATNA VENTURES LIMITED

Director

10/06/2004

10/06/2004

Active

NO

4

U65990GJ1992PTC018491

RAAJRATNA STOCKHOLDING PRIVATE LIMITED

Director

21/06/2005

21/06/2005

Active

NO

5

U24231GJ1988PLC010673

RAAJRATNA METAL INDUSTRIES LIMITED

Managing director

01/04/2012

27/09/2005

Active

NO

6

U51102GJ2006PTC047612

RAAJRATNA STAINLESS PRIVATE LIMITED

Director

27/01/2006

27/01/2006

Active

NO

7

U40104AP2001PTC045088

VS LIGNITE POWER PRIVATE LIMITED

Director

30/09/2008

17/09/2007

Active

NO

8

U13200MH2011PTC216947

RAJGURU MINERALS PRIVATE LIMITED

Director

02/05/2011

02/05/2011

Active

NO

 

 

Name :

Mr. Tarachand Dalichand Sanghvi

Designation :

Whole-time Director

Address :

43, Highway Park Society, Rambaug Road, Sabarmati, Ahmedabad – 380005, Gujarat, India

Date of Birth/Age :

18.07.1947

Date of Appointment :

01.04.2007

PAN No.:

ACIPS6387C

DIN No.:

00601195

 

Other Directorship:

 

S. No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U29308GJ1991PTC016444

RAAJRATNA ELECTRODES PRIVATE LIMITED

Director

18/10/1991

18/10/1991

Active

NO

2

U27209GJ2004PLC044288

RAAJRATNA VENTURES LIMITED

Director

17/01/2005

17/01/2005

Active

NO

3

U24231GJ1988PLC010673

RAAJRATNA METAL INDUSTRIES LIMITED

Whole-time director

01/04/2012

27/09/2005

Active

NO

4

U51102GJ2006PTC047612

RAAJRATNA STAINLESS PRIVATE LIMITED

Director

27/01/2006

27/01/2006

Active

NO

5

U45201GJ2010PTC060706

RAAJRATNA NIRMAN PRIVATE LIMITED

Director

13/05/2010

13/05/2010

Active

NO

 

 

Name :

Mr. Naresh Babulal Sanghvi

Designation :

Whole-time Director

Address :

15, Shantiniketan Society, Near Gujarat College Road, Ellis Bridge, Ahmedabad – 380006, Gujarat, India

Date of Birth/Age :

13.06.1973

Date of Appointment :

01.04.2007

PAN No.:

AACPS4438C

DIN No.:

00601322

 

Other Directorship:

 

S. No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U72900GJ2000PTC037745

CONCEPT INFOWAY PRIVATE LIMITED

Director

07/04/2000

07/04/2000

-

Active

NO

2

U24231GJ1988PLC010673

RAAJRATNA METAL INDUSTRIES LIMITED

Whole-time director

01/04/2012

20/10/2001

-

Active

NO

3

U65990GJ1992PTC018491

RAAJRATNA STOCKHOLDING PRIVATE LIMITED

Director

15/11/2002

15/11/2002

-

Active

NO

4

U31300GJ2001PTC040056

RAINOX WIRES PRIVATE LIMITED

Director

25/08/2003

25/08/2003

-

Amalgamated

NO

5

U27209GJ2004PLC044288

RAAJRATNA VENTURES LIMITED

Managing director

01/06/2011

01/04/2005

-

Active

NO

6

U40100AP2004PTC076551

RAAJRATNA ENERGY HOLDINGS PRIVATE LIMITED

Director

30/09/2008

20/03/2008

-

Active

NO

7

U40106GJ2010PTC061338

EMERAL ENERGY SOLUTIONS PRIVATE LIMITED

Director

29/06/2010

29/06/2010

27/12/2011

Active

NO

8

U40106GJ2010PTC061359

RAAJRATNA RENEWABLE ENERGY PRIVATE LIMITED

Director

29/06/2010

29/06/2010

-

Active

NO

9

U27203GJ2012PTC071625

RATNASHRI ALUMINIUM PRIVATE LIMITED

Director

21/08/2012

21/08/2012

-

Active

NO

 

 

Name :

Mr. Ashimkumar Rakhalraj Banerjee

Designation :

Whole-time Director

Address :

Evershine Apartment II, J. P. Road, Andheri (West), Mumbai – 400053, Maharashtra, India

Date of Birth/Age :

04.09.1949

Date of Appointment :

01.04.2007

PAN No.:

AAUPB9079Q

DIN No.:

02010493

 

Other Directorship:

 

S. No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U24231GJ1988PLC010673

RAAJRATNA METAL INDUSTRIES LIMITED

Whole-time director

01/04/2012

01/04/2007

Active

NO

 

 

Name :

Mr. Manish Babulal Sanghvi

Designation :

Whole-time Director

Address :

17, Sanghvi Mansion, Lakdawala Building, 1st Floor, Khetwadi, 5th Lane, Mumbai – 400004, Maharashtra, India

Date of Birth/Age :

23.05.1980

Date of Appointment :

18.05.2010

PAN No.:

AACPS6102P

DIN No.:

03089574

 

 

KEY EXECUTIVES

 

Name :

Mr. Purvashi D. Adhvaryu

Designation :

Company Secretary

Address :

20, Avantika Park, Raw House, Behind Sun-N-Step Club, Memnagar, Ahmedabad - 380061, Gujarat, India

Date of Birth/Age :

08.02.1977

Date of Appointment :

01.09.2011

PAN No.:

AFRPA1633B

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 27.09.2013

 

Note: Shareholder details file attached.

 

 

AS ON 27.09.2013

 

Equity Shares Break Up

Percentage of Holding

Bodies corporate

0.01

Directors or relatives of Directors

99.99

TOTAL

100.00

 

BUSINESS DETAILS

 

Line of Business :

Manufacturing of Stainless Steel Wires and Bright Bars

 

 

Products :

Item Code No.

Product Description

72230091

Stainless Steel

72223012

Stainless Steel Bar

 

PRODUCTION STATUS [AS ON 31.03.2011]

 

Particulars

Unit

Installed Capacity

S.S. / Copper Wires

MT

36000

S.S. Scrap

MT

NA

Power Generation

Units

6.75

MW

 

ACTUAL PRODUCTION:

 

Particulars

Unit

Production

 

 

Own

Job Work

S.S. / Copper Wires

MT

27878.968

3162.007

S.S. Scrap

MT

587.848

NA

Power Generation

Units

10206583

NA

 

 

GENERAL INFORMATION

 

No. of Employees :

800 (Approximately)

 

 

Bankers :

·         The Bank of Baroda Limited, Ashram Road, Vallabh Sadan, Opposite Natraj Cinema,  Ahmedabd-380009, Gujarat, India

Tel. No.: 91-79-26580362/ 26580173

 

·         State Bank of India, Overseas Branch, Navgivan, Ahmedabad, Gujarat, India

 

·         Yes Bank Limited, 9th Floor, Nehru Centre, Discovery of India, Dr. Annie Besant Road, Worli, Mumbai - 400018, Maharashtra, India

 

·         IDBI Bank Limited, IDBI Complex, Near Lal Bunglow, Off C. G. Road, Ahmedabad - 380006, Gujarat, India

 

 

Facilities :

Secured Loan

 

Rs. In Millions

31.03.2013

Rs. In Millions

31.03.2012

Long Term Borrowings

 

 

Term Loan

 

 

- From Banks

 

 

Rupee Loan

35.100

210.875

Foreign Currency Loan [Including balance of Buyers Credit for capital goods for Rs.67.995 Millions (153.547 Millions)]

67.996

153.547

Short Term Borrowings

 

 

Working Capital Loans from Banks

2262.894

2406.754

 

 

 

TOTAL

2365.990

2771.176

 

NOTES

 

LONG TERM BORROWINGS

 

Borrowings from banks are secured to the extent as mentioned below

 

Primary Security

 

The term loans are secured by way of Equitable Mortgage over the Fixed assets , first charge over entire movable fixed assets and on windmill on

stand alone basis and joint hypothecation of Plant and Machinery of the company.

 

Collateral Security

 

Pari passu 2nd charge over current assets of the company.

 

Personal guarantee of some of the directors of the company.

 

Maturity Profile of term loans as on

31.03.2013

Maturity Profile

 

1-2 years

2-3 years

3 Years and above

Term Loans from Banks

45.9890

43.606

13.500

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name 1 :

Shah Kantilal and Company

Chartered Accountants

Address :

804, Sarap Building, Opposite Navjivan Press, Off Ashram Road, Ahmedabad – 380014, Gujarat, India

PAN No.:

AACFM6805H

 

 

Name 2 :

Mehta Lodha and Company

Chartered Accountants

Address :

105, Sakar – I,  Opposite Gandhigram Railway Station, Ahmedabad – 380014, Gujarat, India

PAN No.:

AAMFS3865K

 

 

Associates :

Raajratna Electrodes Private Limited

CIN No.: U29308GJ1991PTC016444

 

Raajratna Stockholding Private Limited

CIN No.: U65990GJ1992PTC018491

 

Raajratna Ventures Limited

CIN No.: U27209GJ2004PLC044288

 

Real Strips Limited

CIN No.: L27100GJ1990PLC014383

 

Concept Infoway Private Limited

CIN No.: U72900GJ2000PTC037745

 

Unical Chemicals India Private Limited

CIN No.: U24100GJ2010PTC060200

 

 

Subsidiaries :

·         Stainless Limited

·         Raajratna Stainless Wire (USA) Inc

·         Erre Inox S.P.A

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

10000000

Equity Shares

Rs.10/- each

Rs. 100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

8362166

Equity Shares

Rs.10/- each

Rs. 83.622 Millions

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

83.622

83.622

83.622

(b) Reserves & Surplus

1395.227

1198.387

1166.249

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

1478.849

1282.009

1249.871

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

103.096

364.422

378.031

(b) Deferred tax liabilities (Net)

159.063

169.020

167.001

(c) Other long term liabilities

0.000

0.000

0.000

(d) long-term provisions

20.050

16.817

13.610

Total Non-current Liabilities (3)

282.209

550.2590

558.642

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

2263.120

2469.136

2282.086

(b) Trade payables

339.817

490.391

226.147

(c) Other current liabilities

267.863

133.582

88.559

(d) Short-term provisions

153.018

113.246

141.532

Total Current Liabilities (4)

3023.818

3206.355

2738.324

 

 

 

 

TOTAL

4784.876

5038.623

4546.837

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

1296.477

1345.345

1270.445

(ii) Intangible Assets

0.000

0.000

0.000

(iii) Capital work-in-progress

12.915

19.710

36.253

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

87.992

48.645

48.580

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d)  Long-term Loan and Advances

14.842

15.264

10.548

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

1412.226

1428.964

1365.826

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

780.794

970.540

787.734

(c) Trade receivables

1984.339

2008.191

1863.177

(d) Cash and cash equivalents

13.414

38.630

3.689

(e) Short-term loans and advances

594.103

592.298

526.411

(f) Other current assets

0.000

0.000

0.000

Total Current Assets

3372.650

3609.659

3181.011

 

 

 

 

TOTAL

4784.876

5038.623

4546.837

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

6202.430

6012.575

5303.309

 

 

Other Income

8.981

11.340

12.248

 

 

TOTAL                                     (A)

6211.411

6023.915

5315.557

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of materials consumed

4503.015

4760.890

3968.037

 

 

Employee benefit expense

179.119

150.194

124.063

 

 

Other expenses

834.652

727.246

633.776

 

 

Prior Period Expenses

2.467

0.599

(0.041)

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

27.592

(57.061)

(49.583)

 

 

TOTAL                                     (B)

5546.845

5581.868

4676.252

 

 

 

 

 

Less

PROFIT / (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

664.566

442.047

639.305

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

188.182

218.198

160.302

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                               (E)

476.384

223.849

479.003

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

155.204

141.896

126.068

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX (E-F)                 (G)

321.180

81.953

352.935

 

 

 

 

 

Less

TAX                                                                  (H)

100.043

25.519

114.146

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX (G-H)                  (I)

221.137

56.434

238.789

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

4056.403

4310.971

3739.044

 

TOTAL EARNINGS

4056.403

4310.971

3739.044

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

1231.315

2082.507

965.819

 

 

Stores & Spares

66.921

88.139

48.567

 

 

Capital Goods

32.851

71.848

109.119

 

TOTAL IMPORTS

1331.087

2242.494

1123.505

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

26.44

6.75

28.56

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

3.56

0.94

4.49

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

5.18

1.36

6.65

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

6.86

1.65

7.91

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.22

0.06

0.28

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

1.60

2.21

2.13

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.12

1.13

1.16

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

Yes

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

Unsecured Loan

 

Rs. In Millions

31.03.2013

Rs. In Millions

31.03.2012

Short Term Borrowings

 

 

Intercorporate Borrowings

0.226

62.382

 

 

 

TOTAL

0.226

62.382

 

 

VIEW INDEX OF CHARGES

 

S. No

Charge ID

Date of Charge Creation /Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN

1

90098705

20/07/2013 *

3,900,000,000.00

BANK OF BARODA

ASHRAM ROAD BRANCH, VALLABH SADAN, OPP. NATRAJ CINEMA, AHMEDABAD, GUJARAT - 380009, INDIA

B80544554

2

90098129

26/12/1996 *

41,000,000.00

THE INDUSTRIAL CREDIT AND INVESTMENT CORPORATION OF INDIA

163;BACKBAY RECLAMATION, BOMBAY, MAHARASHTRA - 400 020, INDIA

-

* Date of charge modification

 

 

CORPORATE INFORMATION

 

Raajratna Metal Industries Limited is a Limited company domiciled in India and Incorparated under the provisions of the Companies Act, 1956.The company is engaged in the manufacturing of Stainless Steel Wires and Bright Bars.

 

 

OPERATIONS AND FUTURE PROSPECTS

 

The Company has performed satisfactorily during the year; Net Sales has gone up to Rs.6122.300 Millions against Rs.5950.400 Millions compared to previous year and Net profit after tax increase to Rs. 221.100 Millions against Rs.56.400 Millions compared to previous year. The Net sales increased by

 

2.89 % during the current year as compared with previous year in value terms and the sales in quantity is slightly decrease by 0.42%, as compared with previous year.

 

 

FUTURE PROSPECTS

 

The Company is focusing on developing the new markets in South American Countries, Japan, Korea and Thailand. Further we are developing the High Nickel Alloy Wires for oil and Gas Industries.

 

Company is also planning to enter in to Power Trading through Power Exchange of India Limited. (PXIL) to get the advantage of demand and supply of power, to minimize the Power Cost. Therefore, Company will have edge over their competitors. They will have the benefit of latest Technology used by the Company.

 

 

FIXED ASSETS

 

·         Land

·         Buildings

·         Residential building

·         Office building

·         Factory building

·         Plant and Equipment

·         Factory equipments

·         Office equipment

·         Computer equipments

·         Furniture and Fixtures

·         Vehicles

·         Computer

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.40

UK Pound

1

Rs. 102.53

Euro

1

Rs. 85.19

 

 

INFORMATION DETAILS

 

5Report Prepared by :

DPT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

5

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

46

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.