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Report Date : |
08.01.2014 |
IDENTIFICATION DETAILS
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Name : |
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Registered Office : |
Los Ingenieros 130, Urb. Santa Raquel, 2da. Etapa Ate |
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Country : |
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Date of Incorporation : |
08.08.2003 |
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Legal Form : |
Closely-held Corporation |
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Line of Business : |
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No. of Employees : |
15 |
RATING & COMMENTS
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MIRA’s Rating : |
Ba |
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
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Status : |
Satisfactory |
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Payment Behaviour : |
No complaints |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – September 30, 2013
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Country Name |
Previous Rating (30.06.2013) |
Current Rating (30.09.2013) |
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Peru |
A2 |
A2 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low |
A2 |
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Moderate |
B1 |
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High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
PERU - ECONOMIC OVERVIEW
Peru's economy reflects its varied geography - an arid lowland coastal region, the central high sierra of the Andes, the dense forest of the Amazon, with tropical lands bordering Colombia and Brazil. A wide range of important mineral resources are found in the mountainous and coastal areas, and Peru's coastal waters provide excellent fishing grounds. The Peruvian economy has been growing by an average of 6.4% per year since 2002 with a stable/slightly appreciating exchange rate and low inflation, which in 2013 is expected to be below the upper limit of the Central Bank target range of 1 to 3%. Growth has been in the 6-9% range for the last three years, due partly to a leap in private investment, especially in the extractive sector, which accounts for more than 60% of Peru's total exports. Despite Peru's strong macroeconomic performance, dependence on minerals and metals exports and imported foodstuffs subjects the economy to fluctuations in world prices. Poor infrastructure hinders the spread of growth to Peru's non-coastal areas. Peru's rapid expansion coupled with cash transfers and other programs have helped to reduce the national poverty rate by 23 percentage points since 2002, but inequality persists and continues to pose a challenge for the new Ollanta HUMALA administration, which has championed a policy of social inclusion and a more equitable distribution of income. Peru's free trade policy has continued under the HUMALA administration; since 2006, Peru has signed trade deals with the US, Canada, Singapore, China, Korea, Mexico, Japan, the European Free Trade Association, Chile, and four other countries; concluded negotiations with Venezuela, Costa Rica, and Guatemala; and begun trade talks with two other Central American countries and the Trans-Pacific Partnership. Peru also has signed a trade pact with Chile, Colombia, and Mexico called the Pacific Alliance that rivals Mercosur in combined population, GDP, and trade. The US-Peru Trade Promotion Agreement entered into force 1 February 2009, opening the way to greater trade and investment between the two economies. Although Peru has continued to attract foreign investment, political activism and protests are hampering development of some projects related to natural resource extraction.
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Source
: CIA |
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CORRECT COMPANY
NAME |
DRESDEN LAB S.A.C. |
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TAXPAYER
REGISTRATION |
RUC 20507165461 |
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MAIN ADDRESS |
Los Ingenieros 130, Urb. Santa Raquel, 2da. Etapa Ate |
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POSTAL CODE |
Lima, 3 |
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DEPT/PROV/REGION/STATE |
Lima / Lima |
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COUNTRY |
PERU |
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TELEPHONE |
(511) 3485874 |
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COMMENTS |
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Fax: (511) 3485870 |
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Date of foundation |
2003 |
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permanent employees |
15 |
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Chief Executive |
PEREZ KLAUER, ALFREDO |
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Disposition |
REPORT PREPARED FROM OUTSIDE SOURCES. |
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Payments policy |
Usually to terms / good |
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Number of times that this company was required: 1 |
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REPUTATION
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NOTHING AGAINST COMPANY |
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LEGAL STATUS |
Closely-held Corporation |
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DATE OF
INCORPORATION |
08AUG2003 |
STARTING DATE |
01/09/2003 |
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PLACE OF REGISTRY |
Lima |
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NOTARY OFFICE |
Javier Aspauza Gamarra |
DURATION |
Indefinite |
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INITIAL CAPITAL |
S/.1,000.= Nuevos Soles |
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CURRENT EXCHANGE
RATE (US$) |
S/.2.78 per USD1.00 |
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COMMENTS |
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The investigated company is set as RV REPRESENTACIONES COMERCIALES
S.A.C. on 08/08/2003 SAC On 04/03/2010 changes to the current name: DRESDEN LAB SAC |
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FULL NAMES /
COMPANY NAME |
TITLE |
%PART. |
SINCE |
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PEREZ KLAUER, ALFREDO |
Manager |
50% |
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PEREZ KLAUER, RAFAEL |
Shareholder |
50% |
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PEREZ KLAUER, ALFREDO |
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TITLE |
Manager |
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NATIONALITY |
Peruvian |
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D.O.B. |
10JAN1968 (Jesús María / Lima / Lima) |
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ID |
DNI 09300214 |
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CIVIL STATUS |
Married |
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DOMICILE |
Rafael 271, San Borja, Lima / Lima |
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TAX ID |
10093002143 |
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FATHER'S NAME |
Alfredo Pérez |
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MOTHER'S NAME |
Vilma Klauer |
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BACKGROUND
INFORMATION |
On 24/02/2012 he was appointed Manager of Transactional Products of
BANCO SANTANDER PERU SA CENTRAL RISK : No registered protested documents , closed checking
accounts, canceled credit cards. SUPERINTENDENT OF BANKING AND INSURANCE : In its last report to
30/10/2013 i was registered obligations for S/.52,156.= and US$216,127 = ,
comprised of : . . Employed credit cards for purchases S/.17,159.= and
US$2,652.= , mortgage loans for housing US$213,348.= , income accrued on
outstanding loans S/.71.= and US$127.= , with its 100 % rating NORMAL.
Guarantees US$487,587.= The structure of the debt at that time consisted of : CREDITO
S/.16,951.=
US$216,127.= B. RIPLEY 222.= 0.= SANTANDER PERU
34,983.=
0.= Latest ratings : September/3013 : NORMAL 99.16 % , 0.84% POTENTIAL PROBLEM August/2013 100% NORMAL July/2013 : NORMAL 99.34 % , 0.66% POTENTIAL PROBLEM February/2013 to Juny/2013: 100% NORMAL January/2013 : NORMAL 99.46 % , 0.54% POTENTIAL PROBLEM December/2010 to December/2012: 100% NORMAL |
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ASSOCIATED AS PER
OUR DATABASE TO |
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PEREZ KLAUER, RAFAEL |
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TITLE |
Shareholder |
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NATIONALITY |
Peruvian |
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D.O.B. |
07JUL1974 |
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ID |
DNI 09997644 |
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TAX ID |
10093002143 |
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BACKGROUND
INFORMATION |
According to SUNAT, it has fixed offices at Calle Rafael 271, Urb. San
Borja, San Borja / Lima, 41 |
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Founders: Alfredo
y Rafael Pérez Klauer (500 shares each
one).
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SIC Classification 5 1 - WHOLESALE TRADE-NON-DURABLE GOODS. (Papers, Perfumes, drugs,
hardware, Groceries, apparel, food, dairy products, beverages.) |
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Main activity |
Sale of
pharmaceuticals, veterinary, enzymes and industry. |
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O P E R A T I O
N S |
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Import |
Yes |
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Country |
Finland, Germany, Korea, Taiwan |
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ANNUAL Imports In
US$ (CIF) |
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Export |
No |
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SELLING TerritorY |
100% Domestic market |
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EMPLOYEES |
15 |
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Comments |
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The company has been created with the purpose of engaging in: A) the import, export, marketing and distribution of supplies for
industry * B) And it is understood included in the corporate purpose the acts
related, that contribute to the achievement of its goals .... According SUNAT, the number of employed workers is 15 to October 2013. |
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Disposition |
REPORT PREPARED FROM OUTSIDE SOURCES. |
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Interviewee(s) |
Terceras fuentes |
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Information
provided |
We must indicate that all data contained in this report were collected
through indirect means, it was not possible to obtain direct information.
They refused to assist us. We had access to financial balances or reference numbers. |
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SALES |
US$ 0.00 () |
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FINANCIAL SITUATION |
FAIR Despite not having available financial statements, we could know that
compliance is punctual in payments. So far it has not been detected notes
against it. |
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Main fixed assets
of the company (general detail) |
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It was not possible to obtain information on insurance. |
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(Confidential Information)
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TRADE REFERENCES |
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SUPERINTENDENCY OF BANK & INSURANCE (SBS) |
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Debt structure for bank. SBS Latest Consolidated Credit Report as of :
31/10/2013 |
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Comments :
The SBS gives 100% NORMAL rating from 31/12/2010. BBVA BANCO CONTINENTAL BANCO DE
CREDITO DEL PERU - BCP SCOTIABANK PERU SAA BANCO INTERAMERICANO DE FINANZAS -
BANBIF BANCO FINANCIERO BANCO INTERNACIONAL DEL PERU - INTERBANK The
investigated work with the above-mentioned banks which do not provide
references about its clients by respect to bank secrecy. However, by indirect
means we know that normally comes canceling their bank liabilities (current
account advances, credit cards, letters discounts, loans, financial leasing,
guarantees).
Explanation about commercial reputation
FOREIGN EXCHANGE RATES
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Currency |
Unit
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Indian Rupees |
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US Dollar |
1 |
Rs.62.38 |
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1 |
Rs.102.25 |
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Euro |
1 |
Rs.84.97 |
INFORMATION DETAILS
|
Report Prepared
by : |
NNA |
RATING EXPLANATIONS
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RATING |
STATUS |
PROPOSED CREDIT LINE |
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>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
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71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
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56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
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41-55 |
Ba |
Overall
operation is considered normal. Capable to meet normal commitments. |
Satisfactory |
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26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
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<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
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NB |
New Business |
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This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.