MIRA INFORM REPORT

 

 

Report Date :

08.01.2014

 

IDENTIFICATION DETAILS

 

Name :

RAYS POWER EXPERTS PRIVATE LIMITED

 

 

Registered Office :

29, Co-operative Colony, Sodala, Jaipur – 302006, Rajasthan

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

08.03.2011

 

 

Com. Reg. No.:

17-034452

 

 

Capital Investment / Paid-up Capital :

Rs. 0.100 Million

 

 

CIN No.:

[Company Identification No.]

U40106RJ2011PTC034452

 

 

IEC No.:

1311020403

 

 

TIN No.:

08534054085

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

JPRR06416E

 

 

PAN No.:

[Permanent Account No.]

AAFCR1929K

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Developer of Solar Power Plant and Providing Consultancy Services.

 

 

No. of Employees :

60 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (30)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 6000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record.

 

Management has failed to file its latest financials of 2013 with the government department.

 

As per available, the management has seen an increase in its sales volume as well as net profitability during 2012.

 

Whereas, the profit margin of the company appears to be low.

 

However, trade relations are fair. Business is active. Payment terms are reported as slow but correct.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

INDIAN ECONOMIC OVERVIEW

 

India’s current account deficit narrowed in the quarter ended September as government measures to curb imports, especially gold, kicked in.  The current account deficit, the excess of a country’s imports of goods and services over exports, narrowed to $ 5.2 billion from $ 21 billion in the year ago period, according to provisional Reserve Bank of India data. Finance Minister P. Chidambaram said the CAD for the year will be less than $ 60 billion or 3 per cent of GDP and the latest data suggests the government may achieve the target.

 

India was ranked 94th among the world’s most corrupt nations list. Denmark and New Zealand topped as the cleanest while Somalia emerged as the most corrupt.

 

India’s services sector activity witnessed a moderate improvement in November over the previous month, even while indicating the fifth successive monthly contraction, according the HSBC survey.

 

$53 million estimated losses suffered by India due to phishing attacks during the third quarter, according to a study by RSA. India ranks fourth in the list of nations hit by phishing attacks. The US remained at the top of the charts. Phishing is the process of acquiring information such as user names, passwords and credit card details by sending e-mails disguised as official mails.

 

Rs.4080 million worth of mobile-phone-based transactions by July 2013 compared to Rs.260 million in September, 2012, according to Deloitte report. The number of transactions has shot up from 94000 to 701000.

 

India aims to earn Rs.400000 million from the bandwidth auction set for January. The merger and acquisition guidelines, cleared by a group of ministers, will be out before the auction begins so that players can make informed decisions on the auctions.

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

Solar Energy Gradings: “SP3B”

Rating Explanation

Moderate performance capability and moderate financial strength.

Date

07.01.2014

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Sanjeev Garg

Designation :

Assistance Accounts Manager

Contact No.:

91-11-46800400

Date :

06.01.2014

 

 

LOCATIONS

 

Registered Office :

29, Co-operative Colony, Sodala, Jaipur – 302006, Rajasthan, India 

Tel. No.:

91-11-46800400

Fax No.:

Not Available

E-Mail :

info@raysexperts.com

csmitesh@gmail.com

Website :

www.raysexperts.com

Location :

Owned

 

 

Branch Office :

203, Ashoka Estate, Barakhamba Road, New Delhi – 110001, India

Tel. No.:

91-11-46800400

Fax No.:

91-11-43851100

Location :

Owned

 

 

DIRECTORS

 

As on: 29.09.2012

 

Name :

Mr. Rahul Gupta

Designation :

Director

Address :

29, Co-operative Colony, Sodala, Jaipur – 302006, Rajasthan, India

Date of Birth/Age :

26.09.1987

Date of Appointment :

08.03.2011

DIN No.:

02585172

Other Directorship :

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U40106RJ2010PTC031185

Rays Power Private Limited

Director

11/03/2010

11/03/2010

11/06/2011

Active

NO

2

U40106RJ2010PTC032173

Rays Solar Energy Private Limited

Director

22/06/2010

22/06/2010

25/06/2011

Active

NO

3

U40106RJ2010PTC032745

Green Sun Energies Private Limited

Director

6/09/2010

6/09/2010

-

Active

NO

4

U40106RJ2010PTC032743

Solar Voltaic Power Private Limited

Director

6/09/2010

6/09/2010

27/06/2011

Active

NO

5

U40106RJ2010PTC032895

Rose Power Private Limited

Director

20/09/2010

20/09/2010

-

Active

NO

6

U40106RJ2010PTC033590

Radiance Sun Power Private Limited

Director

15/12/2010

15/12/2010

-

Active

NO

7

U40106RJ2011PTC034452

Rays Power Experts Private Limited

Director

8/03/2011

8/03/2011

-

Active

NO

 

 

Name :

Mr. Nidhi Gupta

Designation :

Director

Address :

29, Co-operative Colony, Sodala, Jaipur – 302006, Rajasthan, India

Date of Birth/Age :

13.12.1990

Date of Appointment :

08.03.2011

DIN No.:

03354277

Other Directorship :

S.No.

CIN

Name of the Company

Current designation of the director

Date of appointment at current designation

Original date of appointment

Date of cessation

Company Status

Defaulting status

1

U40106RJ2010PTC033590

Radiance Sun Power Private Limited

Director

15/12/2010

15/12/2010

-

Active

NO

2

U40106RJ2011PTC034452

Rays Power Experts Private Limited

Director

8/03/2011

8/03/2011

-

Active

NO

3

U40106RJ2010PTC032745

Green Sun Energies Private Limited

Director

28/06/2011

28/06/2011

-

Active

NO

 

 

KEY EXECUTIVES

 

Name :

Mr. Sanjeev Garg

Designation :

Assistance Accounts Manager

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on: 29.09.2012

 

Names of Shareholders

 

No. of Shares

Rahul Gupta

 

7000

Nidhi Gupta

 

3000

 

 

 

Total

 

10000

 

Equity Share Break up (Percentage of Total Equity)

 

As on: 29.09.2012

 

Category

 

Percentage

 

 

 

Directors or relatives of directors

 

100.00

 

 

 

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Developer of Solar Power Plant and Providing Consultancy Services.

 

 

Exports :

 

Products :

Not Divulged

Countries :

Not Divulged

 

 

Imports :

 

Products :

·         Machinery

Countries :

·         Korea

·         China

 

 

Terms :

 

Selling :

L/C, Cash and Credit

 

 

Purchasing :

L/C, Cash and Credit

 

 

GENERAL INFORMATION

 

Suppliers :

Not Divulged

 

 

Customers :

End Users

 

·         Jakson

·         Acciona

·         Bikaji

·         Vikramsolar

·         LEPL

·         Atha Group

·         Ganges Enterprises Private Limited

·         Hasya Enterprises

·         Laxmi Sun System

·         Nishka

·         Laxmi Publications

 

 

No. of Employees :

60 (Approximately)

 

 

Bankers :

HDFC Bank Limited, Green Park, New Delhi, India

 

 

Facilities :

(Rs. In Millions)

Secured Loan

As on

31.03.2012

As on

31.03.2011

Long term borrowings

 

 

HDFC Bank (Secured against Honda City)

0.535

0.000

 

 

 

Total

0.535

0.000

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Kailash K. Gupta and Associates

Chartered Accountants

Address :

4353/4C 1st Floor, Ansari Road, Darya Ganj, New Delhi – 110002, India

Tel. No.:

91-11-2328219 / 23281921

Fax No.:

91-11-23282119

E-Mail :

kkg20@rediffmail.com

PAN No.:

AAHPG4927B

 

 

CAPITAL STRUCTURE

 

As on: 30.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

10000

Equity Shares

Rs.10/- each

Rs. 0.100 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

 

 

10000

Equity Shares

Rs.10/- each

Rs. 0.100 Million

 

 

 

 

 

 

As on: 29.09.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.10/- each

Rs. 5.000 Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

 

 

10000

Equity Shares

Rs.10/- each

Rs. 0.100 Million

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

0.100

0.100

(b) Reserves & Surplus

 

1.258

0.041

(c) Money received against share warrants

 

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

 

0.160

0.160

Total Shareholders’ Funds (1) + (2)

 

1.518

0.301

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

0.535

0.000

(b) Deferred tax liabilities (Net)

 

0.000

0.008

(c) Other long term liabilities

 

0.000

0.000

(d) long-term provisions

 

0.000

0.000

Total Non-current Liabilities (3)

 

0.535

0.008

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

1.640

0.855

(b) Trade payables

 

7.182

0.000

(c) Other current liabilities

 

23.954

0.172

(d) Short-term provisions

 

0.531

0.011

Total Current Liabilities (4)

 

33.307

1.038

 

 

 

 

TOTAL

 

35.360

1.347

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

3.118

0.551

(ii) Intangible Assets

 

0.000

0.000

(iii) Capital work-in-progress

 

0.000

0.000

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

0.000

0.000

(c) Deferred tax assets (net)

 

0.006

0.000

(d) Long-term Loan and Advances

 

0.000

0.000

(e) Other Non-current assets

 

1.176

0.303

Total Non-Current Assets

 

4.300

0.854

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

9.090

0.482

(c) Trade receivables

 

3.380

0.007

(d) Cash and cash equivalents

 

4.112

0.000

(e) Short-term loans and advances

 

4.540

0.000

(f) Other current assets

 

9.938

0.004

Total Current Assets

 

31.060

0.493

 

 

 

 

TOTAL

 

35.360

1.347

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

 

15.768

0.482

 

 

Other Income

 

0.101

0.000

 

 

TOTAL                                     (A)

 

15.869

0.482

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Change in inventories

 

(9.090)

0.000

 

 

Purchase stock in trade

 

9.245

0.000

 

 

Employee benefit expenses

 

4.296

0.095

 

 

Other Expenses

 

9.164

0.326

 

 

TOTAL                                     (B)

 

13.615

0.421

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

 

2.254

0.061

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

 

0.079

0.000

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

 

2.175

0.061

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

 

0.451

0.001

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

 

1.724

0.060

 

 

 

 

 

Less

TAX                                                                  (H)

 

0.508

0.019

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

 

1.216

0.041

 

 

 

 

 

 

IMPORTS

 

8.711

0.000

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

121.59

4.17

 

 

Particulars

 

 

 

31.03.2013

Sales Turnover (Approximately)

 

 

700.000

 

 

 

 

 

The above information has been parted by Mr. Sanjeev Garg

 

KEY RATIOS

 

PARTICULARS

 

 

 

31.03.2012

31.03.2011

PAT / Total Income

(%)

 

7.66

8.51

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

 

10.93

12.45

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

 

4.88

4.45

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

 

1.13

0.20

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

 

1.43

2.87

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

 

0.93

0.48

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last two years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

Yes

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

Yes

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

UNSECURED LOAN

(Rs. In Millions)

Particulars

As on

31.03.2012

As on

31.03.2011

Short term borrowings

 

 

Rahul Gupta

1.397

0.855

Rose Power Private Limited

0.243

0.000

 

 

 

Total

1.640

0.855

 

Note: No Charges Exist for Company

 

PRESS RELEASE

 

RAY POWER EXPERTS SIGNS AGREEMENT TO SET UP FIVE NEW SOLAR POWER PROJECTS

 

Global solar power plant development company, Rays Power Experts has signed agreement for setting up 5 new projects totalling 15 MW of solar power capacity before March 2014 with an estimated investment of $27 million.

 

The projects are mainly in the in the Delhi and National Capital Region (NCR).

 

Targeting to complete 150 MW of solar power capacity by the end of this financial year, Rays Power Experts has set its eye to become a leading player of the solar power industry.

 

In a statement issued here, Rahul Gupta, Director, Rays Power Experts said the company was in the middle of acquiring many more such projects across different verticals of the industry. “Rays Experts is targeting for 250 MW of installed solar power plants producing electricity for more than 5 million households per year,’’ he added.

 

The company has successfully accomplished all its committed projects of 29 MW for 11 projects in 2.5 months by end of September 2013. Over Rs. 7500.000 millions have already been invested to get to this great number of 100 MW achieved so far.

 

RAYS POWER EXPERTS RECOGNISED AT ASIAN POWER AWARDS- 2013

 

Rays Power Experts, technological leader for solar power in India has been recently felicitated with the prestigious Independent Power Producer of the year award.

 

New Delhi: Rays Power Experts Pvt. Ltd., technological leader for solar power in India has been recently felicitated with the prestigious Independent Power Producer of the year award at the Asian Power Awards held in Bangkok, Thailand during October 2013. The award was won for the company’s noteworthy contribution across all categories such as coal, hydro, wind etc.

 

The jury behind the decision comprised John Goss, Managing Director at Ceejay International; Narayan Bhat, Head, Power Asia at Lloyd’s Register Group; and John Yeap, Partner and Head of Energy – Asia at Pinsent Masons.

 

Addressing the winners at the awards night, Yeap said, "We are always impressed by your nominations every year and the projects have been improving significantly. Congratulations to all the winners."

 

Entering its 9th year, the annually held Asian Power award ceremony honours outstanding power companies in Asia. It identifies the best initiatives and power projects undertaken in Asia. The glorious event was graced by nearly 100 key executives from exceptional companies in the industry who work for creating excellence and brilliance in their respective categories.

 

Elated with the honour and accomplishment, Rahul Gupta, Director, Rays Power Experts said, “We are thrilled at receiving such acknowledgment within 3 years of our existence. Awards like these justify and exemplify what a group of hard working people are capable of doing even in such a short span of time.”

 

The success chart of Rays Experts can be gauged with the recent completion of 11 projects totalling 29 MW in the last 10 days. This makes the total project size 55 MW with 27 different projects in just 15 months, with the total area of construction being over 400 Acres. This is the highest number of projects undertaken by any solar power project based company in India.

 

RAYS POWER EXPERTS PLANS 150 MW OF SOLAR POWER CAPACITY IN THIS FISCAL

 

Rays Power Experts Private Limited, the technological leader for solar power in India targets to achieve 150 megawatts of solar power production by the end of this financial year. This would be a step ahead in the already achieved and completed target of 60 MW of solar projects in 2013.

 

Rays Power Experts is a venture of Rahul Gupta an alumni of the prestigious IIT Roorkee who has dabbled into entrepreneurship with a green vision. Gupta is the director of the company and is in the process of scaling up his business with a devoted sense of responsibility towards environment and community.

 

The company has successfully accomplished all its committed projects of 29 MW for 11 projects in 2.5 months at the end of September 2013. Over Rs 750 crores has already been invested to get to this great number of 100 MW achieved so far.

 

Talking about the company’s progress, Rahul Gupta, said, “It is a proud moment for us as this magical figure is achieved after months of immense hard work and rigorous efforts put in by our team. We started with a meager 2 people team in 2010 and cultivating the solar culture, we have grown to 150 strong in 3 years. Today, people across the length & breadth of the country – not just in the cities, but in small town & villages too – know that it is possible to run a fan or charge a mobile phone using Solar Power. That is a strong evidence of the culture we are adopting.”

 

Gupta added that there is a huge potential of solar power in India as it lies in sunny regions of the world receiving 4-7 kWh of solar radiation per square metre per day with 300-325 sunny days in a year. “India has abundant solar resources, as it receives about 3000 hours of sunshine every year, equivalent to over 5,000 trillion kWh. We felt the need to explore this huge opportunity and hence have set ourselves an achievable target of 150 MW for this financial year”, he noted.

 

The success chart of Rays Experts can be gauged with the recent completion of 11 projects totalling 29 MW in the last 10 days. This makes the total project size 55 MW with 27 different projects in just 15 months, with the total area of construction being over 400 Acres. This is the highest number of projects undertaken by any solar power project based company in India.

 

RAYS POWER EXPERTS FILES PETITION AGAINST VARIOUS REGULATORY COMMISSIONS TO SECURE THE RENEWABLE ENERGY MARKET  

 

Monday, January 06, 2014:  Rays Power Experts Pvt. Ltd., a global solar power plant development EPC and consulting firm in India, has recently filed a petition with Appellate Tribunal for Electricity (APTEL) against various central and state regulatory commissions for the cause of renewable energy certificates’ (REC) on behalf of its investors. Allegedly, these regulatory commissions are not purchasing RECs, thus violating a compulsory mandate. Rays Experts is committed to uplift the looming REC market which poses a great threat to India’s overall renewable energy sector. 

 

Renewable energy sector especially solar power generation industry has great potential in a country like India, where power shortage is rampant and costs are high. Corporate and individuals are also liable to obtain tax benefits by setting up their own power plants of green energy. This in turn helps to curtail the additional electricity overhead costs and also contributes to less frequent power-cuts, considering the severe shortage of grid electricity and spiraling costs. All 27 states have come forward in support of this petition to help counteract weak enforcement of renewable purchase obligations (RPO). 


Mr Rahul Gupta, Director, Rays Power Experts, expressed the concern, “We at Rays Expert’s are committed to our partners and we make sure that investors in the park get proper returns on their RECs. It is the duty of all regulatory commissions to meet and enforce their renewable purchase obligations in order to provide the much needed boost to the green energy sector, which is not only environment friendly but also cost-efficient in the long run.” 

“We cannot afford to neglect this non-compliance as it may cost enormously to the industry and will further impact the renewable energy generators, leading to a break-down of the renewable energy certificate market”, he further added. 

The aforementioned petition filed by Rays Experts strongly supports an earlier petition in this regard, filed by the Indian Wind Association. 

 

RAYS EXPERTS TO EXECUTE 25 MW SOLAR POWER PROJECTS IN 2 MONTHS

 

Rays Experts will execute 25-MW capacity solar power projects in the next two months. These projects for 34 investors are 1 MW, 2 MW, etc, capacity projects totalling 60 MW. The company is constructing these plants in Tamil Nadu, Karnataka and Andhra Pradesh. Rahul Gupta, Director at Rays Experts, said, "We have already constructed 60 MW of solar power plants for 34 industrial investors and 25 MW projects are due for commissioning in the next two months for seven individual investors." Gupta said that work on another 150 MW projects has also started and the company is expecting to do business worth Rs 5000.000 millions during the current financial year.

 

"From March 2011 till now we have done business worth Rs 4000.000 millions and we have also received repeat orders from a lot of our clients," he further added. Rays Experts provides solutions and services for solar energy investments ranging from land and site identification, supply of solar panels and accessories, development of site infrastructure, installation and commissioning, power evacuation to operation and maintenance over the entire life of the project. It also includes obtaining necessary approvals and expediting finance from banks, integrating value chain, from market mapping to design, manufacturing and supply chain, sales, commissioning to operations and maintenance and monitoring.

 

 

FIXED ASSETS

 

·         Air Conditioner

·         Cellular Phone

·         Coffee Machine

·         Water Purifier

·         Furniture and Fixture

·         Office Furnishing 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.38

UK Pound

1

Rs. 102.25

Euro

1

Rs. 84.97

 

 

INFORMATION DETAILS

 

Information Gathered by :

PLK

 

 

Report Prepared by :

DPH

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

4

--LEVERAGE

1~10

4

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

30

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.