MIRA INFORM REPORT

 

 

Report Date :

09.01.2014

 

IDENTIFICATION DETAILS

 

Name :

REMICON JSC

 

 

Registered Office :

Hera Business Center Building Peace Avenue, 5th Khoroo Gurvaljin Bridge, Bayangol District P.O.Box No 16081 Ulaanbaatar

 

 

Country :

Mongolia

 

 

Financials (as on) :

30.09.2011

 

 

Date of Incorporation :

2008

 

 

Com. Reg. No.:

9010001071

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of ready mixed concrete, construction materials, concrete panels and cement blocks.

 

 

No. of Employees :

115

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Mongolia

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MONGOLIA - ECONOMIC OVERVIEW

 

Mongolia's extensive mineral deposits and attendant growth in mining-sector activities have transformed Mongolia's economy, which traditionally has been dependent on herding and agriculture. Mongolia's copper, gold, coal, molybdenum, fluorspar, uranium, tin, and tungsten deposits, among others, have attracted foreign direct investment. Soviet assistance, at its height one-third of GDP, disappeared almost overnight in 1990 and 1991 at the time of the dismantlement of the USSR. The following decade saw Mongolia endure both deep recession, because of political inaction and natural disasters, as well as economic growth, because of reform-embracing, free-market economics and extensive privatization of the formerly state-run economy. The country opened a fledgling stock exchange in 1991. Mongolia joined the World Trade Organization in 1997 and seeks to expand its participation in regional economic and trade regimes. Growth averaged nearly 9% per year in 2004-08 largely because of high copper prices globally and new gold production. By late 2008, Mongolia was hit hard by the global financial crisis. Slower global economic growth hurt the country's exports, notably copper, and slashed government revenues. As a result, Mongolia's real economy contracted 1.3% in 2009. In early 2009, the International Monetary Fund reached a $236 million Stand-by Arrangement with Mongolia and the country has largely emerged from the crisis with better regulations and closer supervision. The banking sector strengthened but weaknesses remain. In October 2009, Mongolia passed long-awaited legislation on an investment agreement to develop the Oyu Tolgoi mine, considered to be among the world's largest untapped copper deposits. Recent calls by nationalist politicians to renegotiate the investment agreement, however, have called into question the attractiveness of Mongolia as a destination for foreign direct investment. Negotiations to develop the massive Tavan Tolgoi coal field face similar obstacles. The economy grew by 6.4% in 2010, 17.5% in 2011, and by more than 12.3% in 2012, largely on the strength of commodity exports to nearby countries and high government spending domestically. Mongolia's economy, however, faces near-term economic risks from the government's loose fiscal policies, which are contributing to high inflation, and uncertainties in foreign demand for Mongolian exports. Trade with China represents more than half of Mongolia's total external trade - China receives more than 90% of Mongolia's exports. Mongolia purchases 95% of its petroleum products and a substantial amount of electric power from Russia, leaving it vulnerable to price increases. Due to severe winter weather in 2009-10, Mongolia lost 22% of its total livestock, and meat prices doubled. Inflation remained higher than 10% for much of 2010-12, due in part to higher food and fuel prices. The economic slowdown in China during 2011-2012 resulted in fewer Mongolian exports, a widened trade gap, and decreased government revenues, putting pressure on Mongolian fiscal policy. Remittances from Mongolians working abroad, particularly in South Korea, are significant

 

Source : CIA

 

 

 

 


company name and address

 

REMICON JSC

 

  

ADDRESS

 

Building   : Hera Business Center Building

 

Street     : Peace Avenue, 5th Khoroo 

 

Area       : Gurvaljin Bridge, Bayangol District

 

P.O.Box No.: 16081

Town       : Ulaanbaatar 

Country    : Mongolia

 

Telephone  :      (976 70) 123 333 / Mobile (976 99) 114 676

Fax        :          (976 70) 123 333  

E-Mail     :         admin@remicon.mn / info@remicon.mn

 

 

Also known as 

 

Remicon XK

 

 

SENIOR COMPANY PERSONNEL

 

   Name                                                 Position

 

1. Tsognemekh Galnemekh         Chief Executive Officer

 

2. Ms. Urangoo                          Assistant to Tsognemekh Galnemekh

 

Total Employees :                      115

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

 

We consider it is acceptable to deal with subject for MEDIUM amounts,

although it is normal accepted practice for international suppliers to deal on secured terms with Mongolian importers.

 

Trade risk assessment: Normal

 

 

SIGNIFICANT CHANGES

 

US$ 5 million EBRD loan to Remicon to produce more concrete in

On 1 July 2013, (www.ebrd.com): Mongolia is today one of the fastest growing economies in the world. The country is entering a “cement-intensive” phase in its development as it prepares for large infrastructure projects. The EBRD continues its support of local manufacturers of building materials with a new US$ 5 million loan to Remicon JSC, a Mongolian producer of ready-mixed concrete.

 

The loan will finance the expansion of the company’s production facilities, namely the instalment of a second production line and a mobile concrete batching plant, including distribution mixer trucks.

 

“Remicon is just the type of company we want to see grow in Mongolia: a local, dynamic medium-sized business which takes advantage of the mining boom to increase production and create jobs,” said the EBRD’s First Vice President and Chief Operating Officer, Phil Bennett, signing the deal in Ulaanbaatar.  “Mongolia is ready to build and produce more locally; the EBRD is supporting that drive, with the highest number of our projects in the country being in the manufacturing sector,” he added.

 

Remicon JSC is a leading ready-mixed concrete producer, based in the capital Ulaanbaatar, which started operating in 2008. It is a subsidiary of Hera Holding LLC, a construction and mining holding company, and is publicly traded on the Mongolian Stock Exchange.

 

The Chairman of Remicon JSC, Mr. Kh. Gankhuyag, said during the signing of the loan agreement: “With Mongolia consistently ranked as one of the fastest growing economies in the world, we’re seeing a commensurate demand for construction materials in the building and infrastructure sectors. With the support of the EBRD we will be in a position to expand our production capacity and invest in training of additional skilled workers, which will enable us to make an even more significant contribution to our country’s development.”

 

Since commencing its operations in Mongolia in 2006, the EBRD has invested almost US$ 1 billion in 56 projects in various sectors of the Mongolian economy, of which the majority were in the non-mining sectors, and 18 individual projects were in the manufacturing and services sector. All of the projects have been in the private sector, engaging with companies owned by Mongolian businessmen and women.

 

The EBRD last week approved a new country strategy for Mongolia which emphasises diversification and private sector participation in infrastructure projects.

 


 

PRINCIPAL BANKERS

 

NAME     : TRADE AND DEVELOPMENT BANK OF MONGOLIA

 

Branch   : Juulnchny Gudamj 7

Town     : Ulaanbaatar 210646

 

Telephone: (976 11) 312 362 / 331 133

Fax      : (976 11) 325 449

 

The company also has an account with the following banks:

 

1. Golomt Bank of Mongolia

   Main Branch

   Bodi Tower, Sukhbaatar Square

   Ulaanbaatar

   Telephone: (976 11) 311 530

   Fax      : (976 11) 312 307

 

2. Khan Bank of Mongolia

   Peace Avenue

   P.O Box-185

   Ulaanbaatar-51

   Telephone: (976 11) 457 880

   Fax      : (976 11) 457 880

 

 

FINANCIAL INFORMATION

 

The following balance sheets as at 30 September 2011 showed (latest available):

 

                                     1 Jan 2011         30 Sep 2011 

                                              (in TUGRIK)

 

ASSETS          

           

Current Asset               

Cash and cash equivalent                       425,363,450.06              944,129,059.19

Short term investment                                        -                       -

Devaluation                                                       -                       -

Accounts receivable                               813,244,874.67              3,277,014,449.31

Allowance for bad debts                                      -                       -

Other receivable                                     16,727,931.03                64,742,196.11

Inventory                                               90,415,225.13                865,725,773.98

Work in process                                                -                                    -

Prepayment                                           (870,001.35)                  126,557,346.12

Total Current Asset                                1,344,881,479.54           5,278,168,824.71

Fixed asset                                                       4,850,393,928.70           6,351,989,201.62

Accumulated depreciation                       (886,707,420.73)            (1,190,731,447.53)

Other fixed assets                                  -                                    -  

Building under construction                     584,900.00                    584,900.00

Intangible asset                                     1,037,748,677.50           2,537,948,677.50

Total Fixed Assets                                 5,002,020,085.47           7,699,791,331.59

TOTAL ASSET                                       6,346,901,565.01          12,977,960,156.30

 

 

LIABILITIES AND SHAREHOLDERS EQUITY       

 

LIABILITY                    

Current Liability             

Accounts payable                                  13,980,450.55    3,560,185,217.19

Salaries Payable                                     -                                  5,043,372.00

Corporate income tax                             55,442,396.66                190,387,453.19

VAT payable                                          -                                   233,426,710.19

Social & health insurance payable            (646,391.12)                 14,545,309.62

Other payables                                      3,564.00                         -  

Unearned revenue                                  250,000.00                     250,000.00

Total Current Liabilities                           69,120,020.09                4,003,838,062.19

Long Term Liabilities                 

Long term notes payable                       -                                   -     

Long term loans                                     -                                   -      

Long term bonds payable                        -                                   -     

Other payables                                      -                                   -    

Allowance for long term liabilities             -                                    -            

Total Long Term Liabilities                      -                                    -  

Total Liabilities                                       69,120,020.09                4,003,838,062.19

Stockholders' Equity                 

Share :    а) government            

           b) private                                    1,579,075,886.00                   -   

Treasury stock                                         -                                 7,867,946,406.00

Total stock                                             1,579,075,886.00          7,867,946,406.00

Additional paid-in capital                         -                   -

Other capital                                                      5,048,820,200.00                   -     

Retained earnings                                  (350,114,541.08)            1,106,175,688.11

Current year                                           421,683,126.18              1,556,042,552.39

Prior period                                                        (771,797,667.26)            (449,866,864.28)

Total Stockholders' Equity                      6,277,781,544.92            8,974,122,094.11

 

TOTAL LIABILITIES & SHAREHOLDERS

EQUITY                                                            6,346,901,565.01           12,977,960,156.30


 

CASH FLOW STATEMENT 

 

The following cash flow statement as at 31 December 2011 showed :

 

                                                                                    31 Dec 2010                  31 Dec 2011 

                                                                                                            (in TUGRIK)

 

Cash flows from operating activities        

Cash inflow                                                         5,216,787,334.70          13,611,164,335.17

Cash sales and collections

from customers                                                  5,216,697,933.81           13,589,424,335.17

Cash from supplementary service

and manufacturing                                               89,400.89                     21,740,000.00

Cash outflow                                                      (4,810,478,187.46)         (16,041,106,021.31)

Employees' salary payment                                (210,668,551.40)            (344,299,380.49)

Social Security tax payment                               (63,909,656.00)              (96,360,094.48)

Merchandise purchase                                       (6,108,255.45)                (706,877,705.30)

Cash paid for utility expenses                             (23,701,723.00)              (37,623,645.00)

Fuel, petrol, transportation fee,

spare part purchase                                           (40,295,560.00)              (121,137,644.00)

Other payments to suppliers                               (4,434,253,841.61)         (14,488,768,173.63)

Paid interest                                                      (8,580,800.00)               (560,000.00)

Tax payments                                                     (22,959,800.00)             (245,479,378.41)

Net cash from operating

activities                                                            406,309,147.24              (2,429,941,686.14)

Noncurrent asset acquisition                               (4,679,540.00)               (200,000.00)

Net cash from investing

Activities                                                           (4,679,540.00)               (200,000.00)

Cash flows from financing

Activities                                                            (10,166,640.50)                  - 

 

Cash from stock issuance                                   -                                  1,240,050,320.00 

Bank loan                                                           -                                  1,522,276,487.50 

Loan payment                                                    -                                   (541,321,037.50)

Donations                                                           (10,211,507.00)                  -

Current portion payment of long

term liabilities                                                    -                                   (132,325,858.00)

Interest income                                                   44866.5                        4839405.11

Currency exchange difference                              -                                  (41,511,958.94)

Net cash from financing

activities                                                            (10,166,640.50)              2,052,007,358.17

Net cash movement                                           391,462,966.74               (378,134,327.97)

Cash & cash equivalent at

the beginning of period                                        33,900,483.32                 425,363,450.06

Cash & cash equivalent at

the end of period                                                425,363,450.06              47,229,122.09


 

Sales Turnover                : TUGRIK    778,000,000.00 - 2009 - exact

                                     : TUGRIK  4,710,892,217.53 - 2010 - exact

                                                : TUGRIK 12,281,492,472.85 - 2011 - exact  

 

Net Profit (before tax)     : TUGRIK       (73,857,659)- 2009 - exact

                                     : TUGRIK    471,114,968.84 - 2010 - exact

                                     : TUGRIK  2,348,682,844.22 - 2011 - exact

 

The following financial information applies to subject’s affiliated company, Hera Investment LLC (latest available):

 

Sales Turnover      : US DLRS  1,500,000 - 2005 - exact

                           : US DLRS  3,000,000 - 2006 - exact

                          : US DLRS 10,000,000 - 2007 - exact *

                          : US DLRS 11,000,000 - 2008 - exact

                          : US DLRS 15,000,000 - 2009 - projected

 

Profit Before Tax   : not given but stated to be 20% - 30%

 

Financial year ends 31 December.

 

The following financial information applies subject’s affiliated company, Hera Equipment LLC:

 

Sales Turnover           : TUGRIK  16,180,078,468.52 - 2009 - exact

                         : TUGRIK  45,972,019,897.70 - 2010 - exact

                         : TUGRIK 107,537,885,205.21 - 2011 – exact *

 

Net Profit               : TUGRIK     508,596,802.83 - 2009 - exact

                                     : TUGRIK   3,915,702,918.52 - 2010 - exact

                           : TUGRIK  15,703,222,729.21 - 2011 – exact *

 

Total Capital Investment : TUGRIK  4,691,216,464.03 (as of March 2012)

 

Total Value of Stock Held  : TUGRIK  3,486,743,304.50 (as of March 2012)

 

Total Value of Current Contracts : TUGRIK  36,154,739,347.16 (as of March 2012)

                                           

* A significant increase in sales turnover in 2011 was attributed to favorable market conditions and expansion of the business.

 

Financial year ends 31 December.

 


 

LEGAL STATUS AND HISTORY

 

Date Started : 2008 

 

C.R. No. : 9010001071

 

Tax No.: 5191823

 

Capital : TUGRIK 7,867,946,406.00

 

Limited Liability Company with the following shareholders :

 

                                                                        Percentage

 

1. Gankhuyag Khassuuri                                   50.8%

 

2. Frontier LLC                                                    12.3%

 

3. Gauli LLC                                                      11.3%

 

4. More than 1,000 minority shareholders              25.6%

 

Affiliated companies of the subject company :

 

Associates

 

1. Hera Investment LLC

   Hera Business Center Building

   Peace Avenue, 5th Khoroo 

   Gurvaljin Bridge, Bayangol District

   P.O.Box No.: 16081

   Ulaanbaatar 

   Telephone  : (976 70) 182 121

   Fax        : (976 70) 182 121

   E-Mail   :  khassuuri@hera.mn

   Managing Director : Gankhuyag Khassuuri

   Est.: 21 August 2003

   C.R. No. : 9011091053 

   Tax No: 2787687

 

2. Hera Equipment LLC

   Hera Business Center Building

   Peace Avenue, 5th Khoroo 

   Gurvaljin Bridge, Bayangol District

   P.O. Box No.: 16081

   Ulaanbaatar 

   Telephone: (976 70) 182 131 / 112 121 / 821 121 / 182 191 / 330

   535 / (976 99) 108 030 (Batkhuyag Ganbold) / (976 99) 034 587 /

   (976 99) 110 305 (Khassuuri Gankhuyag) /

   Fax      : (976 70) 182 161 / 182 171

   E-Mail   : batkhuyag@hera.mn / khassuuri@hera.mn

   Website  : www.hera.mn

   Managing Director : Batkhuyag Ganbold

   Employees : 150

   Principal Banker : Trade and Development Bank of Mongolia 

   Est.: 18 November 2004

   C.R. No. : 9011058017

   Tax No.: 2858614

   Capital : TUGRIK 1,000,000

   Sole Shareholder:

                - Khassuuri Gankhuyag - 100%

   (Trading as importers, wholesalers, retailers and distributors of

   heavy machines such as excavators, tractors and spare parts)

 

3. Hera Foods LLC                                     

   Hera Business Center Building

   Peace Avenue, 5th Khoroo 

   Gurvaljin Bridge, Bayangol District

   P.O. Box No.: 16081

   Ulaanbaatar    

   Telephone: (976 70) 182 141 / (976 91) 924 422 / (976 99) 119 954

   Fax      : (976 70) 182 161

   E-mail   : foods@hera.mn

 

4. Hera Mining Service LLC

   Hera Business Center Building

   Peace Avenue, 5th Khoroo 

   Gurvaljin Bridge, Bayangol District

   P.O. Box No.: 16081

   Ulaanbaatar 

   Telephone: (976 70) 112 121 / (976 99) 117 930 / (976 75) 752 121

   Fax      : (976 70) 182 161

 

5. Hera Construction LLC

   8th Khoroo, 11th Khoroolol

   Ulaanbaatar

   Telephone: (976 75) 752 161

   E-mail   : administration@heraconstruction.mn

 

6. Bluebus LLC

   20th Khoroo, Teeverchdiin gud, Avtobus-2 HK-niy Bayr

   Ulaanbaatar

   Telephone: (976 11) 632 756 / 632 201

   E-mail   : bluebusmn@yahoo.com

 

7. Ar Zam LLC

   Hera Business Center Building

   Peace Avenue, 5th Khoroo 

   Gurvaljin Bridge, Bayangol District

   P.O. Box No.: 16081

   Ulaanbaatar 

   Mobile : (976 99) 101 595

   Fax    : (976 70) 182 161

   E-mail : sansarbold@hera.mn

   Website: www.arzam.mn

 

8. Beli Medved LLC 

   20th Khoroo, Teeverchdiin gud, Hera Industrial Park

   Ulaanbaatar

   Telephone: (976 70) 124 353 / (976 99) 101 560 / (976 99) 105 718

   Website  : www.polar.mn

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Manufacturers of ready mixed concrete, construction materials, concrete panels and cement blocks.

 

Subject also leases heavy equipment and trucks.

 

Imports from South Korea, Thailand and Germany.

 

Subject does not export, all sales are domestic.

 

 

FACILITIES

 

The Company has the following facilities :

30 sq. m. rented administrative offices located at the heading address as well as owned a manufacturing unit (2,500 sq. m.) with warehouse facilities (300 sq. m.) located at 20th Micro-District, Songinkhairkhan District, Ulaanbaatar.

 

Subject formerly used the following contact details:

Mobile: (976 99) 100 567 (Enkhbayar Munkhsaikhan) / (976 99) 081 343 (Altansukh Chuluunbat)

E-Mail: e_monhsaihan@yahoo.com / munkhsaikhan@remicon.mn

 


 

SPECIAL NOTE

 

The address which you provided: KHOROO 20, SONGINKHAIRKHAN DISTRICT, ULAN BATOR applies to subject's branch office address. Please note that subject's administrative office address is as per heading.

 

The telephone number which you provided: +976 99 022 458 is could not be identified. Please note that subject's correct telephone numbers are as per heading.

 

Interviewed: Tsognemekh Galnemekh (Chief Executive Officer).


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62

UK Pound

1

Rs.10

Euro

1

Rs.8

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.