MIRA INFORM REPORT

 

 

Report Date :

11.01.2014

 

IDENTIFICATION DETAILS

 

Name :

BLOOM SEAL CONTAINERS PRIVATE LIMITED

 

 

Registered Office :

4th Floor, Ready Money Terrace No.167, Dr. Annie Basant Road, Worli Naka, Mumbai – 400018, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

25.08.2006

 

 

Com. Reg. No.:

11-164055

 

 

Capital Investment / Paid-up Capital :

Rs.10.100 Millions

 

 

CIN No.:

[Company Identification No.]

U74950MH2006PTC164055

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMB17288F

 

 

PAN No.:

[Permanent Account No.]

AADCB0013C

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Plastic and Plastic Products, Plastic Containers.

 

 

No. of Employees :

160 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (26)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 110000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having a moderate track record.

 

The company has recorded losses from its operational activities during the financial year 2013. External borrowing of the company seems to be huge.

 

However, trade relations are fair. Business is active. Payment terms are slow.

 

The company can be considered for business dealing with great caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India’s current account deficit narrowed in the quarter ended September as government measures to curb imports, especially gold, kicked in.  The current account deficit, the excess of a country’s imports of goods and services over exports, narrowed to $ 5.2 billion from $ 21 billion in the year ago period, according to provisional Reserve Bank of India data. Finance Minister P. Chidambaram said the CAD for the year will be less than $ 60 billion or 3 per cent of GDP and the latest data suggests the government may achieve the target.

 

India was ranked 94th among the world’s most corrupt nations list. Denmark and New Zealand topped as the cleanest while Somalia emerged as the most corrupt.

 

India’s services sector activity witnessed a moderate improvement in November over the previous month, even while indicating the fifth successive monthly contraction, according the HSBC survey.

 

$53 million estimated losses suffered by India due to phishing attacks during the third quarter, according to a study by RSA. India ranks fourth in the list of nations hit by phishing attacks. The US remained at the top of the charts. Phishing is the process of acquiring information such as user names, passwords and credit card details by sending e-mails disguised as official mails.

 

Rs.4080 million worth of mobile-phone-based transactions by July 2013 compared to Rs.260 million in September, 2012, according to Deloitte report. The number of transactions has shot up from 94000 to 701000.

 

India aims to earn Rs.400000 million from the bandwidth auction set for January. The merger and acquisition guidelines, cleared by a group of ministers, will be out before the auction begins so that players can make informed decisions on the auctions.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Jatin Shah

Designation :

Marketing Person

Contact No.:

91-9223174758

Date :

18.12.2013

 

 

LOCATIONS

 

Registered Office Factory 1:

4th Floor, Ready Money Terrace No.167, Dr. Annie Basant Road, Worli Naka, Mumbai – 400018, Maharashtra, India

Tel. No.:

91-22-61233536/24930560/24970561/61233500/13

Mobile No.:

91-9223174758 (Mr. Jatin Shah)

Fax No.:

91-22-24938826

E-Mail :

jatinshah@bloompsckaging.cpm

thackerkm@uniphos.com

bloompack@rediffmail.com

Website :

http://www.bloompackaging.com

Area :

3000 sq ft

Location :

Owned

 

 

Factory 2 :

Plot No.13/14/15, Part 2nd, Bharat Indl – Estate, Bhimpore Daman – 396210, Gujarat, India

Tel. No.:

91-260-6450161/165

 

 

Factory 3:

Plot No.282/1, Begarm Road, GIDC Vapi – 396195, Gujarat, India

Tel. No.:

91-260-6450166/67

Area :

35000 sq ft

 

 

DIRECTORS

 

AS ON 30.09.2013

 

Name :

Mr. Pradeep Kumar Nathalal Sagar

Designation :

Director

Address :

2 –B Sursagar, SN Road, No. 1 Juhu Scheme, Vile Parle (West), Mumbai – 400056, Maharashtra, India

Date of Birth/Age :

27.11.1956

Date of Appointment :

25.08.2006

DIN No.:

00240667

 

Other Directorship:

 

S. No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Company/ LLP Status

Defaulting status

1

U65990MH1994PTC077491

BLOOM PACKAGING PRIVATE LIMITED

Managing director

14/03/1995

14/03/1995

Active

NO

2

U24110GJ1980PTC004076

NERKA CHEMICALS PRIVATE LIMITED

Director

28/09/1995

28/09/1995

Active

NO

3

U25202DD1997PTC002368

BLOOM INDUSTRIAL PLASTICS PRIVATE LIMITED

Managing director

26/06/1997

26/06/1997

Active

NO

4

U74950MH2006PTC164055

BLOOM SEAL CONTAINERS PRIVATE LIMITED

Director

25/08/2006

25/08/2006

Active

NO

5

U92412MH2013NPL243490

INTERNATIONAL TOPPER CLASS ASSOCIATION OF INDIA

Director

22/05/2013

22/05/2013

Active

NO

 

 

Name :

Mr. Adiyil Chandrasekhar Narayanan Kondath Menon

Designation :

Director

Address :

9-2 Khar Samrudhi CHS LD07137B 12th Road, Khar (West), Mumbai – 400052, Maharashtra, India

Date of Birth/Age :

10.09.1938

Date of Appointment :

25.08.2006

DIN No.:

00213039

 

Other Directorship:

 

S. No.

CIN/LLPIN

Name of the Company/ LLP

Current designation of the Director/ Designated Partner

Date of appointment at current designation

Original date of appointment

Date of cessation

Company/ LLP Status

Defaulting status

1

U21020GJ1993PLC019815

PAR POLYPACK INDIA LIMITED

Director

12/07/1993

12/07/1993

-

Active

NO

2

U65990MH1994PTC077491

BLOOM PACKAGING PRIVATE LIMITED

Director

08/07/1994

08/07/1994

-

Active

NO

3

U51900MH1995PTC092301

ARCHANA OVERSEAS PRIVATE LIMITED

Director

12/07/1996

12/07/1996

-

Active

NO

4

U21010GJ1981PTC027308

DAMAN GANGA PULP AND PAPERS PRIVATE LIMITED (TR CO FROM MAHARASHTRA)

Director

10/01/1997

10/01/1997

-

Active

NO

5

U25202DD1997PTC002368

BLOOM INDUSTRIAL PLASTICS PRIVATE LIMITED

Director

26/06/1997

26/06/1997

-

Active

NO

6

U70100MH1995PTC087215

SEIKO PROPERTIES PRIVATE LIMITED

Director

30/01/2001

30/01/2001

-

Active

NO

7

U65990GJ1991PTC027309

ESTHETIC FINVEST PRIVATE LIMITED

Director

28/05/2001

28/05/2001

-

Active

NO

8

U65990GJ1986PTC027314

SHATATARAKA HOLDINGS PRIVATE LIMITED (TR CO FROM MAHARASHTRA)

Director

28/05/2001

28/05/2001

-

Active

NO

9

U24110GJ1980PTC004076

NERKA CHEMICALS PRIVATE LIMITED

Director

04/09/2002

04/09/2002

-

Active

NO

10

U65910GJ1993PTC027347

SADAFULI FINVEST PRIVATE LIMITED (TR CO FROM MAHARASHTRA)

Director

10/06/2003

10/06/2003

-

Active

NO

11

U70101MH2004PTC146745

ACCOLADE PROPERTIES PRIVATE LIMITED

Director

01/11/2004

01/11/2004

-

Active

NO

12

U74910MH2004PTC149655

ISERV SECURITY AND SERVICES PRIVATE LIMITED

Director

23/11/2004

23/11/2004

26/03/2010

Active

NO

13

U74950MH2006PTC164055

BLOOM SEAL CONTAINERS PRIVATE LIMITED

Director

25/08/2006

25/08/2006

-

Active

NO

14

U45201MH2006PLC164867

MRUGAL PROPERTIES LIMITED

Director

23/09/2006

23/09/2006

-

Active

NO

15

U45201MH2006PLC164917

AGRAJA PROPERTIES LIMITED

Director

26/09/2006

26/09/2006

-

Active

NO

16

U74140MH1972PTC015858

TEKNOMIC CONSULTANTS PRIVATE LIMITED

Director

22/01/2007

22/01/2007

-

Active

NO

17

U01409GJ2007PTC050222

BENCH BIO PRIVATE LIMITED

Director

15/03/2007

15/03/2007

-

Active

NO

18

U45200MH2003PTC142055

MAGNUS PROPERTIES PRIVATE LIMITED

Director

16/09/2011

16/09/2011

-

Active

NO

19

U45200MH2002PTC137414

HARDSTONE PROPERTIES (INDIA) PRIVATE LIMITED

Director

16/09/2011

16/09/2011

-

Active

NO

20

U24233MH2010PLC201773

TEST AGRICHEMICAL LIMITED

Director

29/09/2012

09/11/2011

-

Active

NO

21

U41000GJ2008PLC055115

GECPL-UEEL CONSORTIUM LIMITED

Director

29/09/2012

17/01/2012

-

Active

NO

22

U29219MH2006PTC163847

PRASKAND ENVIRONMENT PRIVATE LIMITED

Director

29/09/2012

04/06/2012

-

Active

NO

23

U29219MH2006PTC163388

KHALINE ENVIRONMENT PRIVATE LIMITED

Director

29/09/2012

04/06/2012

-

Active

NO

24

U29219MH2006PTC163390

KHAGAY ENVIRONMENT PRIVATE LIMITED

Director

29/09/2012

04/06/2012

-

Active

NO

25

U29219MH2006PTC163697

HELINE ENVIRONMENT PRIVATE LIMITED

Director

29/09/2012

04/06/2012

-

Active

NO

26

U90000MH2010PTC200801

TATVA CLEAN TECH PRIVATE LIMITED

Director

29/09/2012

04/06/2012

-

Active

NO

27

U99000MH2006PLC161227

ENTRUST ENVIRONMENT LIMITED

Director

29/09/2012

04/06/2012

-

Active

NO

28

U29219MH2006PLC163400

SHARVAK ENVIRONMENT LIMITED

Director

29/09/2012

04/06/2012

-

Active

NO

29

U65923MH2010PTC198952

UPL INVESTMENT PRIVATE LIMITED

Director

29/09/2012

05/06/2012

-

Active

NO

30

U41000MH2010PTC199840

TATVA GLOBAL WATER TECHNOLOGIES PRIVATE LIMITED

Director

29/09/2012

05/06/2012

-

Active

NO

31

U90001TZ2008PTC014159

COIMBATORE INTEGRATED WASTE MANAGEMENT COMPANY PRIVATE LIMITED

Director

29/09/2012

17/08/2012

-

Active

NO

32

U40101MH2010PTC198447

TATVA GLOBAL RENEWABLE ENERGY COMPANY PRIVATE LIMITED

Director

29/09/2012

17/08/2012

-

Active

NO

 

Name :

Mrs. Shilpa Pradeep Sagar

Designation :

Director

Address :

9- B Sursagar 14 Azad Nagar Society, Juhu Scheme Road, No. 1, Vile Parle (East), Mumbai – 400056, Maharashtra, India

Date of Birth/Age :

21.12.1962

Date of Appointment :

01.03.2008

DIN No.:

01982397

 

 

KEY EXECUTIVES

 

Name :

Mr. Jatin Shah

Designation :

Marketing Person

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.09.2013

 

Names of Equity Shareholders

No. of Shares

Pradeep Kumar Nathalal Sagar

9900

Shilpa Pradeep Sagar

100

TOTAL

10000

 

 

Names of Preference Shareholders

No. of Shares

Bloom Packaging Private Limited, India

1000000

TOTAL

1000000

 

AS ON 30.09.2013

 

Equity Shares Break Up

Percentage of Holding

Directors or relatives of Directors

100.00

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of Plastic and Plastic Products, Plastic Containers.

 

 

Exports :

 

Products :

Finished Goods

Countries :

·         Europe

·         Gulf Countries

 

 

Imports :

 

Products :

Raw Materials 

Countries :

·         Gulf Countries

 

 

Terms :

 

Selling :

Cash, Credit

 

 

Purchasing :

Cash, Credit

 

 

PRODUCTION STATUS (As on 31.03.2011)

 

Particulars

31.03.2011

Installed Capacity

4512 MT Per Annuam

 

 

Particulars

Unit

Actual Production

5000 ml. Bottles and Above

Metric Tons

285

Others

Metric Tons

931

 

 

GENERAL INFORMATION

 

Customers :

Wholesalers

 

 

No. of Employees :

160 (Approximately)

 

 

Bankers :

·         Bank of Baroda, Worli Branch, Office No.13, Vaswani Chambers, Opposite Old Pass Port Office, Dr. A B Road, Worli, Mumbai-400030, Maharashtra, India 

 

 

Facilities :

Secured Loan

 

Rs. In Millions

31.03.2013

Rs. In Millions

31.03.2012

Long Term Borrowings

 

 

Term Loans

 

 

From Banks

19.835

31.137

Short Term Borrowings

 

 

Loans Repayable on Demand

 

 

From Banks

7.314

3.461

 

 

 

TOTAL

7.314

3.461

 

NOTE

 

SHORT TERM BORROWINGS

 

The cash credit facility is secured by equitable mortgage of factory land and building situated at Plot No.13, 14, 15 and 94 at Bharat Industrial Estate, Bhimpore, Daman, belonging to M/s Bloom Packaging Private Limited (Guarantor). Composite hypothecation agreement (hypothecation of plant and machinery / goods / book debts). Further with personal guarantee of 1) Mr. Pradipkumar Nathalal Sagar 2) Mr. Adiyil Chandrasekhar Menon and Corporate guarantee of M/s Bloom Packaging Private Limited.

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

T R Chadha and Company

Chartered Accountant

Address :

106 Nirman Kendra, Dr. E .Moses Road, Mahalaxmi, Mumbai – 400011, Maharashtra, India

Tel. No.:

91-22-26100091

Fax No.:

91-22-26100092

E-Mail :

mumbai@trchadha.com

PAN No.:

AAAFT1655Q

 

 

Related Parties :

·         Bloom Packaging Private Limited

·         Bloom Industrial Plastics Private Limited

·         TISHYA Tropical Farm

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2013

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.10/- each

Rs. 5.000 Millions

1000000

4% Non-Convertible Redeemable Non-Cumulative Preference Shares

Rs.10/- each

Rs. 10.000 Millions

 

TOTAL

 

Rs. 15.000 Millions

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

10000

Equity Shares

Rs.10/- each

Rs. 0.100 Million

1000000

4% Non-Convertible Redeemable Non-Cumulative Preference Shares

Rs.10/- each

Rs. 10.000 Millions

 

TOTAL

 

Rs. 10.100 Millions

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

10.100

10.100

10.100

(b) Reserves & Surplus

17.710

24.292

28.581

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

0.000

Total Shareholders’ Funds (1) + (2)

27.810

34.392

38.681

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

109.196

117.868

77.117

(b) Deferred tax liabilities (Net)

0.000

1.694

3.641

(c) Other long term liabilities

0.000

0.000

0.000

(d) long-term provisions

1.011

1.160

1.087

Total Non-current Liabilities (3)

110.207

120.722

81.845

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

7.314

3.461

12.985

(b) Trade payables

65.048

50.700

36.562

(c) Other current liabilities

28.559

15.597

11.350

(d) Short-term provisions

3.041

3.195

0.806

Total Current Liabilities (4)

103.962

72.953

61.703

 

 

 

 

TOTAL

241.979

228.067

182.229

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

132.383

127.680

43.279

(ii) Intangible Assets

0.000

0.000

0.000

(iii) Capital work-in-progress

0.000

0.000

50.268

(iv) Intangible assets under development

0.000

0.000

0.000

(b) Non-current Investments

0.000

0.000

0.000

(c) Deferred tax assets (net)

1.442

0.000

0.000

(d)  Long-term Loan and Advances

12.361

15.350

10.975

(e) Other Non-current assets

0.000

0.000

0.000

Total Non-Current Assets

146.186

143.030

104.522

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

0.000

0.000

0.000

(b) Inventories

31.794

27.726

39.214

(c) Trade receivables

45.494

23.468

25.362

(d) Cash and cash equivalents

0.305

8.833

3.507

(e) Short-term loans and advances

18.200

24.690

9.586

(f) Other current assets

0.000

0.320

0.038

Total Current Assets

95.793

85.037

77.707

 

 

 

 

TOTAL

241.979

228.067

182.229

 

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

220.716

200.640

188.743

 

 

Other Income

0.627

0.623

0.338

 

 

TOTAL                                     (A)

221.343

201.263

189.081

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of Material Consumed

126.822

102.896

96.962

 

 

Employee benefits expenses

19.820

17.811

11.440

 

 

Other Expenses

63.929

52.241

57.945

 

 

Changes in inventories of Finished goods, work in progress and stock in trade

(3.633)

8.486

(4.953)

 

 

TOTAL                                     (B)

206.938

181.434

161.394

 

 

 

 

 

Less

PROFIT / (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

14.405

19.829

27.687

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

6.418

12.947

7.530

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                               (E)

7.987

6.882

20.157

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

17.764

13.117

5.589

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX (E-F)                 (G)

(9.777)

(6.235)

14.568

 

 

 

 

 

Less

TAX                                                                  (H)

(3.195)

(1.946)

4.751

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX (G-H)                  (I)

(6.582)

(4.289)

9.817

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

0.622

0.563

0.411

 

TOTAL EARNINGS

0.622

0.563

0.411

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Components and Spares Parts

0.447

0.166

1.091

 

 

Capital Goods

0.408

40.644

16.751

 

TOTAL IMPORTS

0.855

40.810

17.842

 

 

 

 

 

 

Earnings / (Loss) Per Share (Rs.)

(658.22)

(428.85)

981.73

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

(2.97)

(2.13)

5.19

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

(4.43)

(3.11)

7.72

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

(4.06)

(2.73)

11.04

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.35)

(0.18)

0.38

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

4.19

3.53

2.33

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.92

1.17

1.26

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

Unsecured Loan

 

Rs. In Millions

31.03.2013

Rs. In Millions

31.03.2012

Long Term Borrowings

 

 

Loans and Advances from Related Parties

89.361

86.731

 

 

 

TOTAL

89.361

86.731

 

 

VIEW INDEX OF CHARGES

 

S. No

Charge ID

Date of Charge Creation /Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN

1

10138237

17/12/2011 *

86,752,050.00

Bank of Baroda

Worli Branch, Office No.13, Vaswani Chambers, Opp. Old Pass Port Office, Dr. A.B. Road, Worli,, Mumbai, Maharashtra - 400030, India

B31507197

* Date of charge modification

 

 

BACKGROUND AND OPERATIONS

 

Subject is engaged in business of Manufacturing of Low and High barrier HDPE Containers and Similar Articles.

 

 

OPERATIONS

 

The company will put more efforts to strengthen and explore its marketing network other than Agro Industry. The company is also putting efforts to strengthen its marketing team, which will help them to diversify in other industry like Inks and Paints, fine chemical and Lube oil. This will result into utilization of optimum production capacity throughout the year. The fixed cost will also be spread in proportion to the optimum utilization of capacity. The company has planned further improvements by which they should expect growth in their bottom line in coming years.

 

 

FIXED ASSETS

 

·         Plant and Machinery

·         Mobile

·         Electrical Installation

·         Computer

·         Office Equipments

·         Furniture and Fixtures

·         Vehicles

·         Leasehold Improvements (Building)

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.93

UK Pound

1

Rs. 102.06

Euro

1

Rs. 84.30

 

 

INFORMATION DETAILS

 

Information Gathered by :

HTL

 

 

Report Prepared by :

DPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

--

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

2

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

26

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.