MIRA INFORM REPORT

 

 

Report Date :

11.01.2014

 

IDENTIFICATION DETAILS

 

Name :

P.T. I FLEX INDONESIA

 

 

Registered Office :

Ruko Sentra Niaga Surya Kadu Block A No. 3, Jalan Raya Telesonic No. 10, Kadu, Curug, Tangerang, 15810, Banten Province

 

 

Country :

Indonesia

 

 

Date of Incorporation :

26.08.2008

 

 

Com. Reg. No.:

AHU-AH.01.10-30545

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Trading and Marketing for Flexible Food and Pharmaceutical Packaging

 

 

No. of Employees :

27

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA -ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew more than 6% annually in 2010-12. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a fiscal deficit below 3%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2013 faces the ongoing challenge of improving Indonesia''s insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of high oil prices.

 

Source : CIA

 


BASIC SEARCH

 

Name of Company :

P.T. I FLEX INDONESIA

 

Address :

Head Office

Ruko Sentra Niaga Surya Kadu Block A No. 3

Jalan Raya Telesonic No. 10

Kadu, Curug

Tangerang, 15810

Banten Province

Indonesia

Phones             - (62-21) 3943 8023 (Hunting)

Fax                   - (62-21) 3943 8024

E-mail               - marketing@iflex-indonesia.com

                          rama@iflex-indonesia.com

Website            - http://www.iflex-indonesia.com

Building Area     - 2 storey

Office Space      - 130 sq. meters

Region              - Commercial

Status               - Rent

 

Date of Incorporation :

26 August 2008

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

-           No. AHU-62318.AH.01.01.TH.2008

            Dated 12 September 2008

-           No. AHU-35959.AH.01.02.TH.2012

            Dated 3 July 2012

-           No. AHU-AH.01.10-30545

            Dated 15 August 2012

 

Company Status :

Foreign Investment (PMA) Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 02.739.996.3-451.000

 

Related Companies :

a.         P.T. DAYA TUNGGAL PERKASA (Restaurant and Café Management)      

b.         P.T. JUNG WON INDONESIA MACHINERY (Manufacture for Rotogravure Printing Machine, Tandem and Single Extrusion Machine, Dry Laminating Coating Machine and Slitter Machine) a manufacture for Rotogravure Printing Machine, Tandem and Single Extrusion Machine, Dry Laminating Coating Machine and Slitter Machine)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital          : Rp. 1,000,000,000.-

Issued Capital                : Rp.    250,000,000.-

Paid up Capital              : Rp.    250,000,000.-

 

Shareholders/Owners :

a. Mr. Rama Gusriyanto                                                             - Rp. 249,900,000.-

    Address : Jl. Shinta I No. 32, RT. 06 RW. 10

                    Kelurahan Cibodas, Kecamatan Cibodas

                    Tangerang, Banten Province

                    Indonesia

b. Mrs. Nila Yunita                                                                     - Rp.       100,000.- 

    Address : Jl. Shinta I No. 32, RT. 06 RW. 10

                    Kelurahan Cibodas, Kecamatan Cibodas

                    Tangerang, Banten Province

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading and Marketing for Flexible Food and Pharmaceutical Packaging

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

July 2009

 

Brand Name :

I Flex Indonesia

 

Technical Assistance :

None

 

Number of Employee :

27 persons

 

 

Marketing Area :

Local    - 100%

 

Main Customer :

Food Processing and Pharmaceutical Industries

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. ALCAN PACKAGING FLEXIPACK

b. P.T. KAWAN INTIM SENADA

c. P.T. MODERNPACK JAYA LESTARI

d. P.T. PRIMAKEMAS CEMERLANG

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

a.         P.T. Bank CENTRAL ASIA Tbk

                        Jalan Kisamaun No. 57

                        Tangerang, Banten Province

                        Indonesia

b.         Bank NOBU INDONESIA

                        Jalan Boulevard Palem Raya No. 7

                        Lippo Karawaci, Tangerang

                        Banten Province

                        Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp. 17.8 billion

2012 – Rp. 18.5 billion

2013 – Rp. 19.7 billion

 

Net Profit (estimated) :

2011 – Rp. 1.1 billion

2012 – Rp. 1.2 billion

2013 – Rp. 1.3 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                         - Mr. Dr. Rama Gusriyanto, MM

 

Board of Commissioners :

Commissioner               - Mrs. Ridya Afriyenti

 

Signatories :

Director (Mr. Dr. Rama Gusriyanto) which must be approved by Board of Commissioner

 

 

CAPABILITIES

 

Management Capability :

Satisfactory

 

Business Morality :

Satisfactory

 

 

OVERALL PERFORMANCE

 

P.T. I FLEX INDONESIA (P.T. IFI) was set-up in Tangerang, Banten Province based on notary deed Mr. Buchari Hanafi, SH., No. 65 dated 26 August 2008 with the authorized capital of Rp. 1,000,000,000 issued capital of Rp. 250,000,000 entirely paid up. The company founded by Mr. Dr. Rama Gusriyanto and Mr. Nopem Gunawan, both of are indigenous businessmen. The company notary deed has been changed a couple of times and according to the revision of notary deed in April 2012 Mr. Nopem Gunawan pulled out and the whole share sold to Mr. Dr. Rama Gusriyanto and Mrs. Nila Yunita. On the same occasion the composition of its shareholders has been changed to become Mr. Dr. Rama Gusriyanto (99.96%) and Mrs. Nila Yunita (0.04%). Later based on the latest revision of notary deed of Mr. Buchari Hanafi, SH., No. 44 dated 25 July 2012 the company board of director and the board of commissioner had been changed to lead and runs of the company’s operation. The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-AH.01.10-30545 dated August 15, 2012.

 

P.T. IFI is a national private company started to be operating since July 2009 dealing with trading and marketing for flexible food and pharmaceutical packaging. The company sells and distributes of flexible food and pharmaceutical packaging products are such as bags In Box Bib, COC, Blister Foil, Gold Forming Foil, PVC & PVC PDVC Coated, Sachet packing, Strip pack, Tropical Blister, strip and vvorce. As the company’s vision and mission to increase a service to the customer, then P.T. IFI started the manufacture of rotogravure packaging that commercially production on July 2009. It is easy to manufacture flexible packaging film laminated. The facility of P.T. FI comes from Europe, Taiwan, Japan and China, Rotogravure Printing 8 colors, 6 colors and 3 colors, Dry lamination machine European Made, Extrusion Machine Japan Made, Slitting and Bag Making 3 Side Seal, Center Seal and Stand Up Pouch Machine. Tearable PET, instead of MSAT tearable PET/PE/AL/PE Tearable PET strip foil is also a kind of high barrier packaging causes nothing change on original packaging that customer had been used. P.T. IFI modified PET structure with mechanical treatment then change capability of PET material. Pharma & flexible packaging solution blister foil – cold forming foil is easy tear strip pack. In the latest round of the survey, the level of concern around packaging waste increased from 31 percent 40 percent, outpacing concern for climate change, water shortage, water and air pollution and use of pesticides. The packaging’ s material from P.T. IFI provide the peace of mind that they will meet all the requirements set for blister packs and optimal product protection for pharmaceutical applications. The products supplied to various food processing industries, pharmaceutical industries such as P.T. PHAPROS Tbk, P.T. PHAROS INDONESIA and others. We observe the operation of P.T. IFI has been growing and developing well in the last three years.

 

The demand for flexible food and pharmaceutical packaging has been growing in the last five years. Starting in the second semester 2008, many markets in various parts of the world experienced adverse economic condition. This condition was triggered by, amongst others, the housing and mortgage loans crisis in the United States of America (US) that spread to securities, structures products and commodity markets. The volatility in the US markets coupled with the sharp appreciation in the US Dollars and a series of corporate bankruptcies and takeovers enabled the crisis to spread to other parts of the world. The impact of the global economic crisis has also been felt in Indonesia as the Indonesian Rupiah weakened, demand decrease, commodity prices decreased, securities market declines, interest rate increased, followed by decreases, tightened liquidity conditions, and increased credit risks.

 

Up to this time, the Company has not significantly suffered from the economic crisis. In response to these economic events, during 2010 the Company has plans as follows: Negotiation with main customer regarding increasing selling price. Cost reduction in business trip, pantry needs, etc. However the competition is very tight because a lot of similar imported products are offered. In spite of the adverse economic conditions, management believes that the Company will be able to continue operating as going concern for the foreseeable future.

 

Until this time P.T. IFI has not been registered with Indonesian Stock Exchange, so that they had not obliged to announce their financial statement. The management of P.T. IFI is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2011 amounted to Rp. 17.8 billion rose to Rp. 18.5 billion in 2012 increased to Rp. 19.7 billion in 2012 and projected to go on rising by at least 6% in 2014. The operation in 2013 yielded an estimated net profit of at least Rp. 1.3 billion and the company has an estimated total networth of at least Rp. 3.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.  

 

The management of P.T. IFI is led by Mr. Dr. Rama Gusriyanto (37) as director and his wife Mrs. Rida Afriyenti (36) as commissioner. Mr. Rama Gusriyanto has a good education background graduated Universitas Pelita Harapan (UPH) , and civil engineering from Institut Teknologi Bandung (ITB) Bandung, West Java. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. I FLEX INDONESIA is sufficiently fairly good for business transaction.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.94

UK Pound

1

Rs.102.06

Euro

1

Rs.84.31

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.