MIRA INFORM REPORT

 

 

Report Date :

13.01.2014

 

IDENTIFICATION DETAILS

 

Name :

EGYPTIAN INTERNATIONAL CO FOR KNITTING & DYEING

 

 

Registered Office :

Second Industrial Zone, Block 34,New Borg El Arab City, Alexandria

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2012

 

 

Year of Establishments:

1967

 

 

Com. Reg. No.:

129600, Alexandria

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Engaged in the production and processing of man-made fibres, fabrics and cotton for clothing and household linen, as well as sportswear, leisurewear and unisex garments.

 

Subject also performs dyeing and finishing for fabrics and textile goods.

 

 

No. of Employees :

4,000

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

egypt ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013.

 

Source : CIA

 

SUMMARY

 

Company Name                                     : EGYPTIAN INTERNATIONAL CO FOR KNITTING & DYEING

Doing Business As                                : DYETEX

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Start Date                                             : 1967

Registration Date                                   : 1990

Commercial Registration Number            : 129600, Alexandria

Industry Registration Number                  : 19011

Authorised Capital                                  : £E 250,000,000

Issued Capital                                        : £E   90,000,000

Paid up Capital                                      : £E   90,000,000

Total Workforce                                     : 4,000

Activities                                               : Production of fabrics and cloth as well as dyeing and finishing for

fabrics  and textile goods

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered


COMPANY NAME

 

EGYPTIAN INTERNATIONAL CO FOR KNITTING & DYEING

 

 

DOING BUSINESS AS

 

DYETEX

 

 

company ADDRESS

 

Registered & Physical Address

Location            : Second Industrial Zone, Block 34

Area                 : New Borg El Arab City

Town                 : Alexandria

Country             : Egypt

Telephone         : (20-3) 4591290 / 4591293 / 4592138

Facsimile          : (20-3) 4592137 / 4591293

Email                : dyetex@link.net / dyetex@dataxprs.com.eg

 

Premises

Subject operates from a large suite of offices and a factory that are owned and located in the Industrial Area of Alexandria.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Smouha Buildings, 1st Floor                                                                Office premises

Street No. 69

Alexandria

Tel: (20-3) 3832837 / 3832838 / 3832839 / 3832840

Fax: (20-3) 3832841

 

·       57 Ahmed Mohsen Street                                                                  Factory premises

El Seouf

Ramleh

Alexandria

Tel: (20-3) 5262510 / 5264181

Fax: (20-3) 5022510 / 5262510

 

 


KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Mohamed Fadel Sultan                                                                      Chairman

 

·       Bassem Mohamed Fadel Sultan                                                         Managing Director

 

·       Hazem Mohamed Fadel Sultan                                                           Director

 

·       Adel Abu El Enein                                                                             Director

 

·       Mohamed Fathi                                                                                 Commercial Manager

 

·       Mohamed Tariq                                                                                 Production Manager

 

·       Sherif El Beh                                                                                    Finance Manager

 

·       Omar El Rafaie                                                                                 Administration Manager

 

·       Abd El Nasser Mabrouk                                                                     Human Resources Manager

 

·       Abd El Sayed El Sawy                                                                      Factory Manager

 

·       Sameh Mahmoud Sharaf                                                                    Office Manager

 

·       Ossama Abd El Aziz                                                                         IT Manager

 

·       Maged Turk                                                                                      Marketing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations date back to 1967, however it was registered in 1990.

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 129600, Alexandria

 

Industry Reg. No.         : 19011

 

Authorised Capital       : £E 250,000,000

 

Issued Capital              : £E   90,000,000

 

Paid up Capital            : £E   90,000,000

 

Name of Shareholder (s)                                          Percentage

 

·       Mohamed Fadel Sultan                                              13.2%                                      

 

·       Bassem Mohamed Fadel Sultan                                 13.2%  

 

·       Laila Mahmoud Fadel Sultan                                      13.2%                                                                          

 

·       Hazem Mohamed Fadel Sultan                                   13.2%

 

·       Hourus Fund                                                             47.2%

 

 

OPERATIONS

 

Activities: Engaged in the production and processing of man-made fibres, fabrics and cotton for clothing and

         household linen, as well as sportswear, leisurewear and unisex garments.

 

     Subject also performs dyeing and finishing for fabrics and textile goods.

 

                 The company’s clients include Nile and Target, both based in the USA.

 

     Subject is ISO 9001-2000 accredited

 

Production Capacity: 120 tons per month

 

Import Countries: India, Japan, Asia and Europe.

 

Export Countries: United States of America, France, United Kingdom, Germany, Hong Kong and Italy

 

Subject has a workforce of approximately 4,000 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Sales                                £E 160,000,000                         £E 169,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Egypt

177 Mostafa Kamel Street

Alexandria

Tel: (20-3) 5701930

 

·       Commercial International Bank (CIB)

61 Sultan Hussein Street

Alexandria

Tel: (20-3) 4824643 / 4834255

Fax: (20-3) 4832240

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.94

UK Pound

1

Rs.102.06

Euro

1

Rs.84.31

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.