1. Summary Information

 

 

Country

India

Company Name

4G IDENTITY SOLUTIONS PRIVATE LIMITED

Principal Name 1

Mr. Sreenivasa Rao Tripuraneni

Status

Moderate

Principal Name 2

Ms. Lakshmi Tripirneni

 

 

Registration #

 

Street Address

Plot No. 241, Road No. 72, Prashasan Nagar, Jubilee Hills, Hyderabad – 500 034, Andhra Pradesh

Established Date

27.06.2007

SIC Code

--

Telephone#

91-40-23558789 / 32913939/ 23558799

Business Style 1

Service Provider

Fax #

91-40-23558769

Business Style 2

--

Homepage

http://www.4gid.com

Product Name 1

Identity Management Solution Services

# of employees

Not Available

Product Name 2

--

Paid up capital

Rs.218,550,000/-

Product Name 3

--

Shareholders

Directors or relatives of Directors – 100%

Banking

State Bank of India

Public Limited Corp.

--

Business Period

06 years

IPO

---

International Ins.

-

Public Enterprise

---

Rating

B (27)

Related Company

Relation

Country

Company Name

CEO

Subsidiaries

India

4G Informatics Private Limited

--

Note

-

 

2. Summary Financial Statement

Balance Sheet as of

31.03.2011

(Unit: Indian Rs.)

Assets

Liabilities

Current Assets

423,810,000

Current Liabilities

313,218,000

Inventories

2,195,000

Long-term Liabilities

86,934,000 

Fixed Assets

41,448,000

Other Liabilities

3,528,000

Deferred Assets

0,000

Total Liabilities

 403,680,000

Invest& other Assets

200,017,000

Retained Earnings

45,240,000

 

 

Net Worth

263,790,000

Total Assets

667,470,000

Total Liab. & Equity

667,470,000

 Total Assets

(Previous Year)

363,321,000

 

 

P/L Statement as of

31.03.2011

(Unit: Indian Rs.)

Sales

556,381,000

Net Profit

33,720,000

Sales(Previous yr)

316,803,000

Net Profit(Prev.yr)

10,766,000

MIRA INFORM REPORT

 

 

Report Date :

14.01.2014

 

IDENTIFICATION DETAILS

 

Name :

4G IDENTITY SOLUTIONS PRIVATE LIMITED

 

 

Registered Office :

Plot No. 241, Road No. 72, Prashasan Nagar, Jubilee Hills, Hyderabad – 500 034, Andhra Pradesh

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

27.06.2007

 

 

Com. Reg. No.:

01-054636

 

 

Capital Investment / Paid-up Capital :

Rs.218.550 Millions

 

 

CIN No.:

[Company Identification No.]

U72200AP2007PTC054636

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

HYDG05705A

 

 

PAN No.:

[Permanent Account No.]

AAACZ2930M

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Providing an Identity Management Solution Services

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 1060000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record.

 

Management has failed to file its financials after the year 2011 with the government department.

 

As per 2011 record, it has achieved better sales turnover and profits.

 

Trade relations are reported as fair. Business is active. Payments are reported to be unknown.

 

The company can be considered for business dealings with some caution.  

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

The current downturn provides an opportunity to push ahead with reforms to accelerate growth, says the latest India Development Update report released by the World Bank. The report says that the adverse effects of rupee depreciation are likely to be offset by the gains in the exports performance due to improved external competitiveness. Since May this year, the local currency has depreciated substantially and fell to a record level of Rs 68.85 to a dollar on August, 28.

 

A stagflation like situation appears to have arisen as inflation jumped to an eight month high of 6.46 % for the month of September. It is up from 6.10 % in August. Growth continues to be muted with factory output plunging to 0.6 % in August. Onion prices have risen nearly 300 % from last September. Vegetables cost nearly 90 % more than they did last year. Wake up to the economic contribution of slum dwellers. They contribute more than 7.5 % to the country’s gross domestic product, according to a recent study conducted in 50 top cities.

 

136000 estimated number of jobs created during the second quarter of the current financial year. 50000 estimated number of additional jobs in the field of corporate social responsibility in the coming years.

 

The International Finance Corporation expects to come out with its rupee linked bonds issue before the end of 2013 as a part of its plan to raise $ 1 billion. The Apple iPhone 5c (Rs 41900 for 16 GB variant) and 5s (Rs 53500 for 16GB variant) has been launched in India from 1st November.

 

The Land Acquisition Act to provide just and fair compensation to farmers will come into force from January 1 next year, said Rural Development Minister Jairam Ramesh. The Act replaces a 119 year old registration. The Securities and Exchange Board of India has approved the trading of currency futures on the Bombay Stock Exchange. The exchange plans to launch the currency futures platform with advanced trading technology by the end of November.

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

LOCATIONS

 

Registered Office :

Plot No. 241, Road No. 72, Prashasan Nagar, Jubilee Hills, Hyderabad – 500 034, Andhra Pradesh, India

Tel. No.:

91-40-23558789 / 32913939/ 23558799

Fax No.:

91-40-23558769

E-Mail :

admin@4gid.com

Website:

http://www.4gid.com

 

 

Corporate Office :

Plot No.: 330 and 331, Road No. 79, Jubilee Hills, Hyderabad – 500 034, Andhra Pradesh, India

Tel. No.:

91-40-23558789 / 32913939 

Fax No.:

91-40-23558769

 

 

Delhi Office :

4039, Sector C-4, Vasant Kunj, New Delhi – 110070, India

Tel. No.:

91-11-32972939

Fax No.:

91-11-45671559

 

 

Gurgaon Office :

B-348D, Sushant Lok-1 Gurgaon – 122009, Haryana, India

Tel. No.:

91-124-4214747

Fax No.:

91-124-2392347

 

 

UAE Office :

PO Box No. 500417, G09, Building No. 10, Dubai Internet City, Dubai, UAE

Tel. No.:

+971-4-4385095

Fax No.:

+971-4-4385095

 

 

DIRECTORS

 

As on 29.09.2011

 

Name :

Mr. Sreenivasa Rao Tripuraneni

Designation :

Director

Address :

304, Dhanunjaya Towers, Road No. 1, Banjara Hills, Hyderabad – 500 0034, Andhra Pradesh, India

Date of Birth/Age :

15.08.1972

Date of Appointment :

07.07.2009

DIN No.:      

01499013

 

 

Name :

Ms. Lakshmi Tripirneni

Designation :

Director

Address :

59-7-6, Acharya Ranga Street, Ramachandra Nagar, Patamata, Vijayawada – 520 008, Andhra Pradesh, India

Date of Birth/Age :

06.07.1970

Date of Appointment :

28.08.2007

DIN No.:      

01499013

 

 

Name :

Mr. Rama Kishan Maddineni

Designation :

Director

Address :

59-7-6, Patamata Vijayawada – 520 008, Andhra Pradesh, India

Date of Birth/Age :

27.12.1964

Date of Appointment :

18.10.2008

DIN No.:      

02409233

 

 

Name :

Mr. Sudheer Nanduri

Designation :

Director

Address :

10-4-771/1/A/1 2nd Floor, R V R Villa, Masab Tank, Hyderabad-500028, Andhra Pradesh, India

Date of Birth/Age :

25.08.1978

Date of Appointment :

30.109.2010

DIN No.:      

03354589

 

 

Name :

Mr. Baljit Singh Gill

Designation :

Director

Address :

5GA, Rail Vihar Sector -4, Mansa Devi Complex, Panchkula – 134109, Haryana, India 

Date of Birth/Age :

25.02.1948

Date of Appointment :

29.09.2011

DIN No.:      

02184047

 

 

MAJOR SHAREHOLDERS

 

As on 29.09.2011

 

Names of Shareholders

 

No. of Shares

Mr. Sreenivasa Rao Tripuraneni

 

18740250

Ms. Lakshmi Tripirneni

 

3051000

Manikumari Tripuraneni

 

25500

Narreddy Rajasekhara Reddy

 

38250

Total

 

21855000

 

Equity Share Break up (Percentage of Total Equity)

 

As on 29.09.2011

 

Category

Percentage

Directors or relatives of Directors

100.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Providing an Identity Management Solution Services

 

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

State Bank of India, Industrial Finance Branch, Rajbhavan Road, Somajiguda, Hyderabad-500082, Andhra Pradesh, India

 

 

Facilities :

SECURED LOANS

31.03.2011

Rs. In Millions

31.03.2010

Rs. In Millions

Working capital loans banks secured

13.570

0.000

Working capital loans financial institutions secured

6.038

0.000

Total

19.608

0.000

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

CRK and Associates

Chartered Accountant

Address :

Plot No. 3A, Navodaya Colony, Road No. 14, Banjara Hills, Hyderabad-500034, Andhra Pradesh, India

Tel. No.:

91-40-23552305

Fax No.:

91-40-23552304

E-Mail :

crkandassociates@gmail.com

Website :

http://www.crkandassociates.com

 

 

Subsidiaries :

4G Informatics Private Limited

CIN No.: U80903AP2000PTC035270

 

 

CAPITAL STRUCTURE

 

After 29.09.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

24000000

Equity Shares

Rs.10/- each

Rs.240.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

23855000

Equity Shares

Rs.10/- each

Rs.238.550 Millions

 

As on 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

22000000

Equity Shares

Rs.10/- each

Rs.220.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

21855000

Equity Shares

Rs.10/- each

Rs.218.550 Millions

 

 


FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

218.550

203.550

0.100

2] Share Application Money

0.000

0.000

2.450

3] Reserves & Surplus

45.240

11.520

0.754

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

263.790

215.070

3.304

LOAN FUNDS

 

 

 

1] Secured Loans

19.608

0.000

0.000

2] Unsecured Loans

67.326

0.000

0.000

TOTAL BORROWING

86.934

0.000

0.000

DEFERRED TAX LIABILITIES

3.528

1.297

0.381

 

 

 

 

TOTAL

354.252

216.367

3.685

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

41.448

7.777

2.376

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

200.000

200.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

2.195
0.000

0.000

 

Sundry Debtors

409.991
126.329

0.000

 

Cash & Bank Balances

1.414
16.374

1.321

 

Other Current Assets

0.000
0.000

0.000

 

Loans & Advances

12.405
12.818

1.016

Total Current Assets

426.005

155.521

2.337

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

0.000
31.935

0.000

 

Other Current Liabilities

220.402
0.000

0.000

 

Provisions

92.816
115.019

1.056

Total Current Liabilities

313.218

146.954

1.056

Net Current Assets

112.787

8.567

1.281

 

 

 

 

MISCELLANEOUS EXPENSES

0.017

0.023

0.028

 

 

 

 

TOTAL

354.252

216.367

3.685

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Income

556.381

316.803

13.420

 

 

Other Income

0.141

0.021

0.031

 

 

TOTAL                                    

556.522

316.824

13.451

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Purchases

349.920

101.319

1.057

 

 

Payment and Benefits to Employees

43.101

25.208

4.705

 

 

Administrative and Selling Expenses

36.400

78.484

6.342

 

 

Project Expenses

74.262

94.350

0.000

 

 

Preliminary Expenses written off

0.006

0.006

0.006

 

 

Decrease/ Increase in stock

(2.196)

0.000

0.000

 

 

TOTAL                                    

501.493

299.367

12.110

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION                      

55.029

17.457

1.341

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

3.939

1.389

0.309

 

 

 

 

 

 

PROFIT BEFORE TAX

51.090

16.068

1.032

 

 

 

 

 

Less

TAX                                                                 

17.370

5.302

0.410

 

 

 

 

 

 

PROFIT AFTER TAX

33.720

10.766

0.622

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

11.520

0.754

0.132

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

45.240

11.520

0.754

 

 

 

 

 

 

IMPORTS

243.728

100.326

0.000

 

 

 

 

 

 

Earnings Per Share (Rs.)

1.54

NA

NA

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

6.06

3.39

4.62

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

9.18

5.07

7.69

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

10.92

9.84

21.90

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.19

0.07

0.31

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

0.33

0.00

0.00

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.36

1.06

2.21

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

-----------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------

22]

Litigations that the firm / promoter involved in

----------

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

----------

26]

Buyer visit details

----------

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

UNSECURED LOANS:

 

Particulars

31.03.2011

Rs. In Millions

31.03.2010

Rs. In Millions

Other debt unsecured

67.326

0.000

Total

67.326

0.000

 

 

INDEX OF CHARGE:

 

Sr. No.

Charge ID

Date of Charge Creation/Modification

Charge amount secured

Charge Holder

Address

Service Request Number (SRN)

1

10246416

17/04/2013 *

366,400,000.00

State Bank of India

Industrial Finance Branch, Rajbhavan Road, Somajiguda, Hyderabad, Andhra Pradesh - 500082, INDIA

B75354407

*Date of modification Charges

 

FIXED ASSETS:

 

·         Furniture

·         Office Equipment

·         Air Conditioners

·         Computers

·         Vehicles

 

 

NEWS:

 

4G IDENTITY SOLUTIONS ANNOUNCES GLOBAL LAUNCH OF ITS BIOMETRIC ENABLED E-VISA ISSUANCE SYSTEM (BEVIS) DECEMBER 11, 2013

 

4G Identity Solutions Private Limited (4Gid) announced today the launch of its Biometric Enabled Electronic-Visa Issuance System (BEVIS) and successful rollout of the system for one of its important customers in various countries' missions across the world.

 

BEVIS from 4Gid is highly advanced Multi-modal Biometric (Fingerprint, Iris, Face and Signature) Enrollment and Verification System that can be used by countries to enroll the demographics and biometrics of visitors while applying for visa at visa service centers, border checkpoints or consulates and verify their identity while entering borders. The e-visa system is highly configurable that can implement country and mission specific workflows at server level with respect to selection of biometric modalities, biometric devices, Configurable quality check parameters and thresholds, Configurable demographic fields, selection of data packaging type and option for encryption of data.

 

4Gid, a Pioneer and Global Leader in providing large scale identity management solutions, has played a significant role in bringing biometric technologies to the forefront of Civil ID especially for Social Inclusion Programmes. 4Gid has deployed many of the World’s largest successful biometric deployments including Aadhaar-UID Project of India, World's largest Enterprise ID system, World's largest Real-Time Identification System and World's largest Coastal ID project.

 

Speaking on the occasion Dr. Sreeni Tripuraneni, Chairman and CEO of 4G Identity Solutions, said, “We are happy to announce the launch of Biometric Enabled e-Visa Issuance System (BEVIS) and are delighted to have successfully rolled out BEVIS. We have consistently demonstrated our success in implementing cutting-edge biometric technologies for large scale ID programmes and are excited to be in Immigration and Border control space.”

 

Earlier 4Gid has successfully delivered biometric component of India’s Immigration Visa and Foreigners Registration and Tracking (IVFRT) system for Indian missions across the world

 

SAP BUSINESS ONE APPLICATION REACHES 40,000 CUSTOMERS WITH 4G IDENTITY SOLUTIONS PRIVATE LIMITED

 

MUMBAI, India, July 30, 2013 /PRNewswire/ -- SAP AG (NYSE: SAP) today announced that 4G Identity Solutions Private Limited, a pioneer in providing large scale biometric identity management solutions, has selected the SAP(R) Business One application to streamline critical business areas, including accounting, finance, HR, sales, customer relationship management, and purchase and inventory management. The 40,000th customer to use SAP Business One, 4G Identity Solutions Private Limited has found a suitable integrated business management solution that meets its business requirements. The announcement was made at the SAP Business One Forum 2013, being held July 30 in Mumbai, India.

 

"The latest 9.0 version of SAP Business One is designed specifically to meet the needs of small and emerging businesses like 4G Identity Solutions," said Ray Boggs, vice president of SMB Research at IDC. "SAP has continued to enhance product capabilities to help growing firms manage all aspects of their operations in an affordable way -- including customers, sales, accounting and financials -- with the ultimate goal of boosting overall performance in an increasingly competitive environment."

 

4G Identity Solutions Private Limited joins the growing number of small and midsize enterprises (SMEs) using SAP Business One to capture business information in a single system while maintaining scalability as business expands. Looking to automate its business processes and provide an accurate update of real-time business information across all functional areas, 4G Identity Solutions Private Limited chose SAP based on its ability to deliver business solutions that enable organizations to become more adaptable, responsive and profitable. With the help of SAP Business One, 4G Identity Solutions Private Limited has streamlined the entire sales process: tracking leads and opportunities, managing sales orders, managing customer data, and administering after-sales support. The application has also helped automate and integrate all accounting and financial processes across the organization and provide timely and accurate financial information.

 

"SAP Business One enables small and emerging companies like 4G Identity Solutions Private Limited to remain nimble while competing with larger, global players," said Dr. Sreeni Tripuraneni, chairman and CEO, 4G Identity Solutions Private Limited "By delivering an easy-to-use and intuitive user experience, the application helps us manage back-office operations in limited time and in a manner that is most efficient to us. As the 40,000th customer, we are a testament to SAP's clear commitment to providing integrated solutions that help today's SMEs do business on a global scale."

 

Working with 635 partners globally, SAP Business One has achieved steady growth to become the company's best-selling ERP application (as measured in number of customers) since its introduction in March 2002. Used in more than 150 countries and available in 41 country localizations and 27 languages, SAP Business One is an easy-to-use, affordable and fast-to-implement solution with low total cost of ownership for SMEs as well as affiliates and subsidiaries of larger companies. The application covers key processes needed to run an end-to-end business, including accounting and financials; sales, service and customer relationships; warehousing, inventory and distribution; purchasing and operations; human resources; and reporting.

 

4GID IDENTITY SOLUTIONS IN CHANNEL WORLD MAGAZINE PREMIER 100 2013

 

Because 4G Identity Solutions provides niche solutions in biometrics and dared to traverse through a less understood domain in e-governance. Because it roped in domain experts to excel in this niche field. Because its team never knew the concept of giving up and relentlessly pursued clients with its innovative products and solutions.

 

Because that belief is what drove it to deliver large scale biometric identity management solutions in India. Because its efforts resulted in it becoming the first company to introduce Iris recognition and multimodal biometric technologies technology in the country. Because it boldly took solutions outside India and established new markets in Africa and the Middle-East. Because taking biometric solutions to new locations comes with its own challenges and 4G Identity Solutions has been successful in surmounting them. 

 

Because its revenue grew by 45 percent even in a tough year when many of its established competitors struggled to make any headway. Because even through testing times it strategically dealt with the problem of attrition and has never been short-staffed. Because this assured that the best hands implemented quality solutions. 

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.52

UK Pound

1

Rs.101.48

Euro

1

Rs.84.11

 

 

INFORMATION DETAILS

 

Report Prepared by :

VNT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

 

 

 

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NB

NEW BUSINESS

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.