MIRA INFORM REPORT

 

 

Report Date :

15.01.2014

 

IDENTIFICATION DETAILS

 

Name :

ARCHROMA PAKISTAN LTD (APL)

 

 

Registered Office :

1-A/1, Sector 20, Korangi Industrial Area, Karachi-74900

 

 

Country :

Pakistan

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

17.12.1996

 

 

Legal Form :

Public Limited Company  

 

 

Line of Business :

Manufacturer of Chemicals

 

 

No. of Employees :

550

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Pakistan

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

PAKISTAN - ECONOMIC OVERVIEW

 

Decades of internal political disputes and low levels of foreign investment have led to slow growth and underdevelopment in Pakistan. Agriculture accounts for more than one-fifth of output and two-fifths of employment. Textiles account for most of Pakistan's export earnings, and Pakistan's failure to expand a viable export base for other manufactures has left the country vulnerable to shifts in world demand. Official unemployment is under 6%, but this fails to capture the true picture, because much of the economy is informal and underemployment remains high. Over the past few years, low growth and high inflation, led by a spurt in food prices, have increased the amount of poverty - the UN Human Development Report estimated poverty in 2011 at almost 50% of the population. Inflation has worsened the situation, climbing from 7.7% in 2007 to almost 12% for 2011, before declining to 10% in 2012. As a result of political and economic instability, the Pakistani rupee has depreciated more than 40% since 2007. The government agreed to an International Monetary Fund Standby Arrangement in November 2008 in response to a balance of payments crisis. Although the economy has stabilized since the crisis, it has failed to recover. Foreign investment has not returned, due to investor concerns related to governance, energy, security, and a slow-down in the global economy. Remittances from overseas workers, averaging about $1 billion a month since March 2011, remain a bright spot for Pakistan. However, after a small current account surplus in fiscal year 2011 (July 2010/June 2011), Pakistan's current account turned to deficit in fiscal year 2012, spurred by higher prices for imported oil and lower prices for exported cotton. Pakistan remains stuck in a low-income, low-growth trap, with growth averaging about 3% per year from 2008 to 2012. Pakistan must address long standing issues related to government revenues and energy production in order to spur the amount of economic growth that will be necessary to employ its growing and rapidly urbanizing population, more than half of which is under 22. Other long term challenges include expanding investment in education and healthcare, adapting to the effects of climate change and natural disasters, and reducing dependence on foreign donors

 

Source : CIA

 

 

 

 


company name and address

 

ARCHROMA PAKISTAN LTD (APL)

 

 

GENERAL INFORMATION

 

Business Name

Archroma Pakistan Ltd (APL)

(formerly Clariant Pakistan Ltd)

Address

Registered Address

1-A/1, Sector 20, Korangi Industrial Area, Karachi-74900

Pakistan.

Telephone

(+92) (21) 111-275-000, 35046710-19

Fax

(+92) (21) 35046712, 35032337

Email

altaf.jamal@archroma.com

Website

www.archroma.com 

Business activities

Manufacturer of Chemicals

           

 

Registry Details

CRO Registration Number

0037175  

Date of Registration

October 03, 1996

 

 

Other registry & certification details:

Current Legal Form

Public Limited Company  

National Tax Registration Number

0816040-6

Date of Registration

January 14, 1997

GST Registration Number

1200290078346

Date of Registration

December 17, 1996

Chamber of Commerce & Industry

Karachi Chamber of Commerce & Industries

ISO Certification

ISO 9001-2008                  

Listed

Karachi Stock Exchange

 

 

Capital

Type

No. of Shares

Par Value

Total Value

Authorized

50,000,000

10

500,000,000

Issued, Subscribed & Paid-Up

34,117,881

10

341,178,810

 

 

History

Who started

 Undetermined

When started

October 03, 1996

Change in management

No change

Year of change

N/A

Change in legal status

No change

Year of change

N/A

Change in business name

Clariant Pakistan Limited to Archroma Pakistan Ltd

Year of change

2014

 

 

PRINCIPALS (SPONSORS)

 

Name

Nationality

Appointment Date (Last)

Dr. S. Mubarik Ali

Pakistani

30 Mar 2012

Mr. Mujtaba Rahim

Pakistani

30 Mar 2012

Mr. M. Veqar Arif

Pakistani

30 Mar 2012

Mr. Khawaja Mustafa Zulqarnain

Majid

Pakistani

30 Mar 2012

Mr. Hans Lourens

Netherlands

31 Oct 2013

Mr. Thomas Winkler

Singapore

31 Oct 2013

Mr. Rolannd Waibel

Switzerland

31 Oct 2013

 

 

KEY MANAGEMENT

 

Name

 

Position in organization

Qualification

Years in employment

Mr. Mujtaba Rahim

CEO

Undetermined

Undetermined

Mr. Veqar Arif

Company Secretary

Undetermined

Undetermined

Mr. Altaf Jamal

Finance Manager

Undetermined

Undetermined

 

Statutory offices

Name of service provider

Statutory Auditors

M/s A. F. Ferguson & Co

Chartered Accountants

Legal Advisory Services

M/s Rizvi Isa, Afridi & Angell

Law Associates

 

 

BANKERS

 

Bank name

Approved financing limits PKR

Faysal Bank Ltd

Depository relation

National Bank Of Pakistan

Depository relation

Habib Bank Limited

240,000,000.00

Meezan Bank Limited

240,000,000.00

Standard Chartered Bank (Pakistan) Limited

240,000,000.00

Habib Bank Limited

Meezan Bank Limited

Citibank N.A.

HSBC Bank Middle East Limited

The Royal Bank Of Scotland Limited

Standard Chartered Bank (Pakistan) Limited

240,000,000.00

240,000,000.00

249,600,000.00

480,000,000.00

240,000,000.00

1,260,000,000.00

 

 

DETAILS OF BUSINESS ACTIVITIES

 

The core business focus of APL is Manufacture, Importer & Exporter of Chemicals, Dyestuffs, Detergents & Intermediates, Emulsions, Industrial & Consumer Specialties, Leather Services, Master batches. Oil & Mining Services, Paper Specialties, Pigments & Textile Chemicals. The company also acts as an Indenting Agent. 

                                                           

Purchases (Incl. Imports)

Imports from

Germany, Europe, Far East, Switzerland, China, India. 

Importing terms %

L/C

Local %

Sindh – Punjab

Local buying terms

Cash and Credit of 30 days

 

Sales (Incl. Exports)

Exports to

Europe, China, Korea, South Africa, USA

Exporting terms

L/C

Local (%)

All over Pakistan

Local selling terms

Cash and Credit of 30-45 Days

 

 

NUMBER OF EMPLOYEES

 

Nature of employment

Current Year

Previous Year

Permanent

550

540

Total

550

540

 

 

BUSINESS FACILITIES

 

Registered Address

 

Owned / Rented

Area (approx)

1-A/1, Sector 20, Korangi Industrial Area, Karachi-74900

Pakistan.

Undetermined

Undetermined

Factories Address

 

 

Owned / Rented

Area (approx)

Petaro Road, Jamshoro.

Korangi Industrial Area, Karachi.

Katarband Road, Thokar Niaz Baig, Lahore.

Undetermined

Undetermined

 

MARKET REPUTATION

 

Six wholesalers and companies were contacted to get a feedback about APL, its products and sponsors. All the feedback was found Satisfactory and no disputes or untoward events including complaints about quality of products were reported/ identified during inquiry.

 

 

DETAILS OF RELATED BUSINESSES

 

Business Name

City

Line of Business

Percentile of Shareholding

Clariant International Limited

Switzerland

Same

75%

 

 

BUSINESS PERFORMANCE

 

Particulars

31-Dec-12

31-Dec-11

% Change

 

PKR in '000'

PKR in '000'

 

Current assets

4,930,989

4,219,914

16.85

Current liabilities

(3,283,117)

(1,991,571)

64.85

Working capital

1,647,872

2,228,343

(26.05)

 

 

 

 

Non-current assets

2,111,078

1,192,979

76.96

Long term liabilities

(128,608)

(353,135)

(63.58)

Net worth

3,630,342

3,068,187

18.32

 

 

 

 

Turnover

7,126,413

5,787,363

23.14

Gross Profit

2,018,529

1,398,665

44.32

EBIT

1,296,227

818,602

58.35

Profit / (Loss) before tax

1,113,230

662,065

68.15

Provision for taxation

(218,862)

(182,566)

19.88

Profit / (Loss) after tax

894,368

479,499

86.52

 

 

 

 

Creditors

1,629,722

1,374,184

18.60

Debtors

2,030,479

1,393,752

45.68

Cash & bank balances

507,012

486,828

4.15

 

 

 

 

Growth trend

 

 

 

Sales growth (%)

23.14%

 

 

Gross profit growth (%)

44.32%

 

 

 

 

 

 

Solvency

 

 

 

Current ratio

1.50

2.12

 

Quick ratio

1.16

1.43

 

Total liabilities to net worth ratio (%)

(93.98)

(76.42)

 

 

 

 

 

Profitability

 

 

 

Return on sales (%)

12.55

8.29

 

Return on net worth (%)

24.64

15.63

 

           

 

INTERVIEW & REPORTER COMMENTS

 

Contact person

Mr. Altaf Jamal

Position

Finance Manager 

Contact Person Comments

Mr. Altaf Jamal confirmed business operations and shared business information, including financials. 

Analyst’s Observations/ comments

The office was comprised of twenty air-conditioned rooms, with thirty to thirty five computers and well decorated furniture.

Fifty to sixty employees were present in the office.

Satisfactory Stocks of good were inspected at the time of visit.

The company is a subsidiary of Clariant International Ltd, incorporated in Switzerland.

The company was established in 1995 but was registered SECP in 1996.

Signboard was placed in the factory.

At the time of visit staff was busy in work.   

Factory is located in main commercial area.

Mr. Altaf Jamal was good knowledge about business.

At the time of visit cp Mr. Altaf Jamal very busy in

Cell phone dealing with customers and company         related issues.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.52

UK Pound

1

Rs.101.48

Euro

1

Rs.84.11

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.