MIRA INFORM REPORT

 

 

Report Date :

16.01.2014

 

IDENTIFICATION DETAILS

 

Name :

AL MADINA FOR ADVANCED TECHNOLOGY

 

 

Registered Office :

66 Salah Salem Street Ein El Seira, Misr El Qadima PO Box 102 Cairo 11451

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1985

 

 

Com. Reg. No.:

18721, Cairo

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Import and distribution of printing plates, cardboard printing box folding & gluing  equipment, development film cameras, paper cutting machines and film printing equipment.

 

 

No. of Employees :

155

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Egypt

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013

Source : CIA

SUMMARY

 

Company Name                                     : AL MADINA FOR ADVANCED TECHNOLOGY

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 1985

Commercial Registration Number            : 18721, Cairo

Tax Card Number                                   : 220-252-424

Issued Capital                                        : £E 30,000,000

Paid up Capital                                      : £E 30,000,000

Total Workforce                                     : 155

Activities                                               : Distributors of printing equipment.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 


 

COMPANY NAME

 

AL MADINA FOR ADVANCED TECHNOLOGY

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : 66 Salah Salem Street

Area                 : Ein El Seira, Misr El Qadima

PO Box             : 102

Town                 : Cairo 11451

Country             : Egypt

 

Telephone         : (20-2) 25313955

Facsimile          : (20-2) 25313954

Mobile               : (20-10) 1005637 / 1709087

Email                : madinah@madinahtech.com

 

Premises

 

Subject operates from a large suite of offices and a warehouse that are rented and located in the Central Business Area of Cairo.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ashraf Fahmy Nasr                                                                           Managing Director

 

·       Dr Ahmed Mohamed Abou Al Wafa                                                     Director

 

·       Asmaa Mohamed Abou El Wafa                                                         Director

 

·       Ahmed Hussein                                                                                Accounts Manager

 

·       Wahba Abd El Aal                                                                             Purchasing Manager

 

·       Gamal Abd El Alim                                                                            Sales Manager

 

·       Khaled Salah                                                                                    Marketing Manager

 

·       Ashraf Farouk                                                                                   Credit Manager

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1985

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 18721, Cairo

 

Tax Card No.               : 220-252-424

 

Issued Capital              : £E 30,000,000

 

Paid up Capital            : £E 30,000,000

 

Name of Shareholder (s)                                                      Percentage

 

·       Dr Ahmed Mohamed Abou Al Wafa                                         98%

 

·       Asmaa Mohamed Abou El Wafa                                               1%

 

·       Tahany Mohamed Ali                                                               1%

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of printing plates, cardboard printing box folding & gluing

     equipment, development film cameras, paper cutting machines and film printing equipment.

 

Import Countries: United Kingdom, Switzerland, France, Italy, Spain Germany, Denmark, Japan, Taiwan, China,

                 United States of America, Singapore, India and South Korea.

 

Export Countries: Saudi Arabia, United Arab Emirates, Oman, Syria, Lebanon, Jordan, Libya and Sudan.

 

Brand Names: AGNATI, MORCHEM, INRAMIK, DANA GRAAFA, YAWA and E.S.R.M

 

Operating Trend: Steady

 

Subject has a workforce of 155 employees.

 


 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/12:                Year Ending 31/12/13:

 

Total Sales                                £E 93,467,904                           £E 100,630,575

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Banque du Caire Barclays Internationale SAE

12 Midan El Sheikh Youssef Street

Garden City

PO Box: 110, Maglis El Shaab

Cairo

Tel: (20-2) 33542195 / 33549415 / 33549422

Fax: (20-2) 33552746

 

·       Arab African Bank

5 El Saraya El Kobira Square

     PO Box: 60, Magles El Shaab

     Cairo

     Tel: (20-2) 33545094

     Fax: (20-2) 33558493

 

·       Al Baraka Bank of Egypt

Mangles El Shaab

Cairo

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 


 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.59

UK Pound

1

Rs.101.09

Euro

1

Rs.83.99

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIS

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.