MIRA INFORM REPORT

 

 

Report Date :

16.01.2014

 

IDENTIFICATION DETAILS

 

Name :

PINOSA S. DE R.L. DE C.V.

 

 

Registered Office :

Valentín Gómez Farías 560 Col. Industrial, 58130, Morelia Michoacán

 

 

Country :

Mexico

 

 

Date of Incorporation :

15.07.1983

 

 

Legal Form :

Limited Liability Partnership of Variable Capital

 

 

Line of Business :

Manufacture of organic chemicals, exploitation and production of pine tar.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Undetermined

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Mexico

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MEXICO - ECONOMIC OVERVIEW

 

Mexico has a free market economy in the trillion dollar class. It contains a mixture of modern and outmoded industry and agriculture, increasingly dominated by the private sector. Recent administrations have expanded competition in seaports, railroads, telecommunications, electricity generation, natural gas distribution, and airports. Per capita income is roughly one-third that of the US; income distribution remains highly unequal. Since the implementation of the North American Free Trade Agreement (NAFTA) in 1994, Mexico's share of US imports has increased from 7% to 12%, and its share of Canadian imports has doubled to 5.5%. Mexico has free trade agreements with over 50 countries including Guatemala, Honduras, El Salvador, the European Free Trade Area, and Japan - putting more than 90% of trade under free trade agreements. In 2012 Mexico formally joined the Trans-Pacific Partnership negotiations and in July it formed the Pacific Alliance with Peru, Colombia and Chile. In 2007, during its first year in office, the Felipe CALDERON administration was able to garner support from the opposition to successfully pass pension and fiscal reforms. The administration passed an energy reform measure in 2008 and another fiscal reform in 2009. Mexico's GDP plunged 6.2% in 2009 as world demand for exports dropped, asset prices tumbled, and remittances and investment declined. GDP posted positive growth of 5.6% in 2010 with exports - particularly to the United States - leading the way. Growth slowed to 3.9% in 2011 and slightly recovered to 4% in 2012. In November 2012, Mexico's legislature passed a comprehensive labor reform which was signed into law by former President Felipe CALDERON. Mexico's new PRI government, led by President Enrique PENA NIETO, has said it will prioritize structural economic reforms and competitiveness. The new president signed the Pact for Mexico, an agreement that lists 95 priority commitments, along with the leaders of the country's three main political parties: the Institutional Revolutionary Party (PRI), the National Action Party (PAN) and the Party of the Democratic Revolution (PRD).

 

Source : CIA

 


IDENTIFICATION

 

CORRECT COMPANY NAME

PINOSA S. DE R.L. DE C.V.

TRADE NAME

PINOSA

TAXPAYER REGISTRATION

RFC PIN830715GW9

MAIN ADDRESS

Valentín Gómez Farías 560 Col. Industrial,

POSTAL CODE

58130,

DEPT/PROV/REGION/STATE

Morelia Michoacán

COUNTRY

MEXICO

TELEPHONE

(52443) 3121790 - 3122738

CORPORATE E-MAIL

pinosafj@prodigy.net.mx

COMMENTS

 

FAX: 52 (443) 3120476

 

Other email:

pinosa@prodigy.net.mx

 

Subject does not have website.

 

 

EXECUTIVE SUMMARY

 

Date of foundation

1983

Chief Executive

ARIAS Y DE LA CANAL, FREDO

Disposition

Declined. For security reasons and/or competition.

Payments policy

Without rating (No payment experience traced)

Number of times that this company was required: 2

 

 

REPUTATION

 

NOTHING AGAINST COMPANY

 

 

LEGAL STRUCTURE

 

LEGAL STATUS

Limited Liability Partnership of Variable Capital

 

 

DATE OF INCORPORATION

15JUL1983

 

 

NOTARY OFFICE

 

DURATION

99 years

CURRENT EXCHANGE RATE (US$)

Ps$.13.11 per USADollar

 

 

COMMENTS

 

FEATURES OF THE COMPANY Company with predominantly economic purposes, as befits a Limited Liability Company, which allows each partner to contribute money or property and liability is limited to the payment of the contributions that each made.

Requires a minimum of two partners and can have a maximum of fifty.

 

No Board information provided, they only provided the names of some executives.

 

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

ARIAS Y DE LA CANAL, FREDO

President

 

 

ARIAS DE LA CANAL KING, FREDO

Vice President

 

 

GARMENDIA RAMIREZ, MARIA ANTONIETA

Legal Representative

 

 

VÁZQUEZ, MARIBEL

General Accountant

 

 

 

 

WHO IS WHO?

 

GARMENDIA RAMIREZ, MARIA ANTONIETA

TITLE

Legal Representative

NATIONALITY

Mexican

PROFESSION

Public Accountant

 

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

RESINAS SINTETICAS S.A. DE C.V.

Administrative Manager

RSI821281I86

MEXICO

 

 

BUSINESS HISTORY

 

We know that the company exists before the date of incorporation under the current name 15/07/1983, as we found a letter published dated April 6, 1972 that mentions the company PINOSA, S DE RL (probably its former name) on an action for defense of employees and workers of resin industries in the state of Michoacan, against government authorities contesting the Decree of 18 March of the same year of 1972, which created an Industrial Unit for exploitation of natural forests in Acuitzio and Villa Madero, fully controlled by the Mexican State.

 

 

 

RELATED COMPANIES TO SUBJECT COMPANY OR TO MAJORITY SHAREHOLDER

 

COMPANY NAME

COUNTRY

RELATION %

 

UNION NACIONAL DE RESINEROS A.C.

MEXICO

 

Related

 

 


BUSINESS

 

SIC Classification

0 8 - FORESTRY.WOOD (Timber tracts, Forest nurseries, seed Gathering, Forestry Services)

Main activity

Manufacture of organic chemicals, exploitation and production of pine tar.

Specific business line: Turpentine and pine tar exclusively

O P E R A T I O N S

Import

No

Export

No

SELLING TerritorY

Cover Mexican territory

LOCATION

AREA

3,000 m2

OTHER PREMISES

Administrative office, warehouse and production area can be found at the above listed address. It is not known if the property is owned or rented.

 

 

FINANCIAL INFORMATION

 

Disposition

Declined. For security reasons and/or competition.

Interviewee(s)

Lic. María Antonieta Garmendia Ramírez (Legal Area) and Third-parties

Information provided

During the course of the investigation, we were in contact with the C.P.A. Maribel Vazquez, chief accountant of the company, who was suspicious all along , explained to us that since Michoacan is one of the states where there are more extortion and kidnapping in all of Mexico, by " the Michoacan family ", seems unwise to give information, but promised I talk to managers in order to obtain their approval; however when we followed-up, did not want to take our calls, because of our insistence , she provided us with a phone number in Mexico city: (55) 52860211 , which corresponds to the company LABORATORIO BIOQUIMICO MEXICANO, S.A. DE C.V. , in where we had contact with Lic.  María Antonieta Garmendia Ramírez, who serves as legal representative of PINOSA, as well as takes care of all their legal matters , she provided some data but was suspicious to provide names of managers, shareholders and suppliers , and even more when we asked her for financial information; we did mention the names of Mr. Fredo Arias de la Canal King and of Mr. Fredo Arias y de la Canal , who according to outside sources are the Vice President and President, respectively, of this Company, but she was reluctant to confirm anything and asked us how we had obtained such names as that is very sensitive information, and declined thereafter to continue to assist us , with a total distrust and very concerned about the use we would give to the information provided, and asked us not to use those names in any report or publication; she also asked us to send a Letter to her email with the information needed and specifying to what use.

We asked her about the relationship between  LABORATORIO BIOQUIMICO MEXICANO, S.A. DE C.V. and PINOSA, S. DE R.L. DE C.V.  and she said that there was no relationship.

 

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

UNDETERMINED

Financial situation is considered to be indeterminate since no accounting elements were found to assess Subject Company current results

 

This is a Company with 30 years of experience in the market, which indicates that this is a company in consolidation phase.

Main fixed assets of the company (general detail)

 

No information concerning insurance policies could be obtained.

 

 

GENERAL INFORMATION

 

Explanation about commercial reputation

 

 

 

 

 

PRESS RELEASES

 

PRESS RELEASE - Violence in Michoacan

Morelia, Mich . Mexico's Interior Secretary, Miguel Angel Osorio Chong, called on to the self-defense groups to lay down their arms and return to their communities to be reinstated in their daily activities. Meanwhile , federal and state forces will take over security in the region of Tierra Caliente.

After signing the Agreement for the Federal Security Assistance in Michoacan , held in the main courtyard of the palace of government, the federal official admitted that the worst security crisis is being experienced, the product of neglect and decay of live institutions and most marginalized sectors , so have to invest in the reconstruction of the social fabric.

Same, as Governor Fausto Vallejo, the Interior Secretary said that will go against the criminals, and surveillance in municipalities of Apatzingán, Tepalcatepec, Buenavista, Múgica, Parácuaro, La Huacana, Aguililla, among others, will not involve decreased strength of the secretariats of the National Defense and the Navy , as well as the Federal Police.

He said he will use the information in possession of self-defense groups to locate the whereabouts of the criminals and even the guards who have community service vocation could join into the security forces . Chong said he will continue with the professionalization of the police and prosecutors .

In the presence of the head of the Secretariat of National Defence, Salvador Cienfuegos , the Navy, Francisco Soberon Sanz , the head of the Attorney General 's Office ( PGR ), Jesús Murillo Karam , Secretary of the Interior stated that in security there has been significant progress in the country , with the exception of Michoacán , which by its nature requires special attention.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.59

UK Pound

1

Rs.101.09

Euro

1

Rs.83.99

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.