MIRA INFORM REPORT

 

 

Report Date :

16.01.2014

 

IDENTIFICATION DETAILS

 

Name :

UQUIFA MEXICO S.A. DE C.V.

 

 

Registered Office :

Calle 37 Este 126, Col. Civac, Jiutepec / Morelos, 62500

 

 

Country :

Mexico

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

19.06.1985

 

 

Legal Form :

Stock Company of Variable Capital

 

 

Line of Business :

Subject is dedicated to the manufacture, export and marketing of pharmaceutical chemicals (raw materials for the pharmaceutical industry).

 

 

No. of Employees :

143

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Mexico

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MEXICO - ECONOMIC OVERVIEW

 

Mexico has a free market economy in the trillion dollar class. It contains a mixture of modern and outmoded industry and agriculture, increasingly dominated by the private sector. Recent administrations have expanded competition in seaports, railroads, telecommunications, electricity generation, natural gas distribution, and airports. Per capita income is roughly one-third that of the US; income distribution remains highly unequal. Since the implementation of the North American Free Trade Agreement (NAFTA) in 1994, Mexico's share of US imports has increased from 7% to 12%, and its share of Canadian imports has doubled to 5.5%. Mexico has free trade agreements with over 50 countries including Guatemala, Honduras, El Salvador, the European Free Trade Area, and Japan - putting more than 90% of trade under free trade agreements. In 2012 Mexico formally joined the Trans-Pacific Partnership negotiations and in July it formed the Pacific Alliance with Peru, Colombia and Chile. In 2007, during its first year in office, the Felipe CALDERON administration was able to garner support from the opposition to successfully pass pension and fiscal reforms. The administration passed an energy reform measure in 2008 and another fiscal reform in 2009. Mexico's GDP plunged 6.2% in 2009 as world demand for exports dropped, asset prices tumbled, and remittances and investment declined. GDP posted positive growth of 5.6% in 2010 with exports - particularly to the United States - leading the way. Growth slowed to 3.9% in 2011 and slightly recovered to 4% in 2012. In November 2012, Mexico's legislature passed a comprehensive labor reform which was signed into law by former President Felipe CALDERON. Mexico's new PRI government, led by President Enrique PENA NIETO, has said it will prioritize structural economic reforms and competitiveness. The new president signed the Pact for Mexico, an agreement that lists 95 priority commitments, along with the leaders of the country's three main political parties: the Institutional Revolutionary Party (PRI), the National Action Party (PAN) and the Party of the Democratic Revolution (PRD).

 

Source : CIA

 


IDENTIFICATION

 

CORRECT COMPANY NAME

UQUIFA MEXICO S.A. DE C.V.

TRADE NAME

UQUIFA MEXICO

TAXPAYER REGISTRATION

RFC UME8506194R4

MAIN ADDRESS

Calle 37 Este 126, Col. Civac,

POSTAL CODE

62500

DEPT/PROV/REGION/STATE

Jiutepec / Morelos

COUNTRY

MEXICO

TELEPHONE

(52777) 3295066 - 3295095

CORPORATE E-MAIL

paulsalgado@uquifa.com.mx

WEB

www.uquifa.com

COMMENTS

 

The accurate address is as per heading.

 

It was requested without a phone.

 

Other e-mail:  tchenhalls@uquifa.com.mx

 

 

EXECUTIVE SUMMARY

 

Date of foundation

1985

Capital stock

Ps$36,549,600.= Pesos

Shareholders' equity

207,945,944.00 Pesos (31DEC2013)

Annual revenues

US$ 33,423,007.31 Pesos (31DEC2013)

Profits (loss)

7,308,352.00 Pesos (31DEC2013)

permanent employees

143

Chief Executive

SALGADO CAMACHO, PAUL

Disposition

Moderate. Some data and figures were confirmed.

Payments policy

Usually to terms / good

Number of times that this company was required: 7

 

 

REPUTATION

 

NOTHING AGAINST COMPANY

 

 

LEGAL STRUCTURE

 

LEGAL STATUS

Stock Company of Variable Capital

 

 

DATE OF INCORPORATION

19JUN1985

 

 

PLACE OF REGISTRY

Jiutepec / Morelos

 

 

NOTARY OFFICE

 

DURATION

99 years

CURRENT PAID-IN CAPITAL

Ps$36,549,600.= Pesos

LAST CAPITAL INCREASE

December 2006

SHAREHOLDERS EQUITY

207,945,944.00 Pesos (31DEC2013)

 

 

CURRENT EXCHANGE RATE (US$)

Ps$13.17 per USD1.00

 

 

 

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

AVILA QUEVEDO, SALVADOR

Production Manager

 

 

OATES, CHRIS

Operations Manager

 

 

VASQUEZ, UBALDO

Quality Manager

 

 

SALGADO CAMACHO, PAUL

Finance Controller/L.Rep.

 

 

CHENHALLS ARAUZ, TOMAS

Logistics and Sale Chief

 

 

TORRUELLA CERDA, DAVID

Engineering Chief

 

 

VIVIMED LABS

Majority Shareholder (Parent Company)

100%

 

 

 

WHO IS WHO?

 

AVILA QUEVEDO, SALVADOR

TITLE

Production Manager

NATIONALITY

Mexican

PROFESSION

Chemical engineer

 

 

 

 

SALGADO CAMACHO, PAUL

TITLE

Finance Controller/L.Rep.

NATIONALITY

Mexican

PROFESSION

Chartered Accountant

 

 

 

 

CHENHALLS ARAUZ, TOMAS

TITLE

Logistics and Sale Chief

NATIONALITY

Mexican

 

 

 

 

TORRUELLA CERDA, DAVID

TITLE

Engineering Chief

NATIONALITY

Mexican

BACKGROUND INFORMATION

In UQUIFA MEXICO SA DE CV , his specific position is Head of Maintenance and Environmental Engineering.

 

 

 

 

VIVIMED LABS

 

 

BUSINESS BACKGROUND

Holding company located and based in India.

 

 

BUSINESS HISTORY

 

UQUIFA MEXICO SA DE CV was founded in 1985 as Chemical Plant, located in an industrial area of Morelos, dedicated since then to the processing of raw materials for the pharmaceutical industry.

 

 

 

BUSINESS

 

SIC Classification

2 8 - CHEMICALS, PHARMACEUTICALS INDUSTRY AND ALLIED PRODUCTS. (Manuf.Pigments, Resins, Plastics, Serums, Perfums, Paints, Fertilizers, Explosives. Medicines.)

Main activity

Subject is dedicated to the manufacture, export and marketing of pharmaceutical chemicals (raw materials for the pharmaceutical industry).

O P E R A T I O N S

Import

Yes

Country

Germany, USA, India, China, Japan, China, Spain.

Export

Yes

COUNTRY

Singapore, USA and European countries.

% Credit SALES / Terms

100% - Terms: 60 days

% Ventas exterior (Paises)

95%

% DOMESTIC PURCHASES

40%

% FOREIGN PURCHASES

60%

SELLING TerritorY

Domestic market 5%

EMPLOYEES

143

LOCATION

PREMISES

Own Settled

AREA

50,000 m2

OTHER PREMISES

The Registered Office, Production Site, Administrative and Commercial Offices : Concentrate their activities on the premises in the heading address.

 

It was not reported other address.

Comments

 

Main Clients:

- Química Arlex S.A. de C.V.

- Importadora y Manufacturera Bruluart S.A.

 

 

 


FINANCIAL INFORMATION

 

Disposition

Moderate. Some data and figures were confirmed.

Interviewee(s)

Paúl Salgado

Position(s)

Financial Controller

Information provided

The interviewee corroborated and updated operational and business data. With respect to accounting information, he gave out the last major balance sheet accounts to 31/12/2013 (12 months), expressed in Pesos. He says net income was not as high due to the high prices of raw materials and some negotiations with major customers to increase the selling price.

 

From previous research, we have preliminary figures of the year.

 

BALANCE SHEET

 

Balance sheet date

31DEC2013

31DEC2012

Type of balance sheet

Annual

Annual

Period

12 Months

12 months

Currency

Pesos

Pesos

Exchange rate per US$

13.14

12.91

A S S E T S

 

 

Current Assetsd

237,036,296.00

222,261,644.00

Fixed

134,094,649.00

127,668,034.00

Total Assets

371,130,945.00

349,929,678.00

L I A B I L I T I E S

 

 

Current liabilities

136,410,561.00

86,631,982.00

Long term

26,774,440.00

22,085,110.00

TOTAL LIABILITIES

163,185,001.00

108,717,092.00

S H A R E H O L D E R S'  E Q U I T Y

 

 

Total shareholders equity

207,945,944.00

241,212,586.00

Total Liab. / Sh. equity

371,130,945.00

349,929,678.00

Sales

439,178,316.00

439,313,467.00

Profit (Loss)

7,308,352.00

22,697,700.00

 

 

R A T I O

 

Liquidity ratio

1.74

Current assets / Current liabilities

Debt-to-equity ratio

152.44 %

(Shareholders' equity / Current liabilities %)

Profitability margin

1.66 %

(Profits / Sales %)

Working capital

100,625,735.00

(Current assets - Current liabilities)

 

 

 

FINANCIAL SITUATION

SATISFACTORY

Taking into account the last Financial Statement submitted and / or other factors analyzed, we estimate that their financial situation is SATISFACTORY, due to the following considerations:

- Liquidity ratio is higher than or similar to the industry average.

- Positive working capital allowing timely payments performance.

- Shareholders' Equity fully covers debts.

- Results have been positive

Property of company comments

 

It is referred to be the owner of the premises where it resides ( heading address).

 

They include:

 

- Office furniture and fixtures

- Computer equipment

- Vehicles

- Machinery and equipment

-Other minor assets.

 

 

INSURANCE

 

COMPANY

AGAINST

AMOUNT

EXPIRATION

LX INSURENCE

All risk

not specified

not specif

Main fixed assets of the company (general detail)

 

Their insurance coverage on assets in general.

 

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

 

(Confidential Information)

 

TRADE REFERENCES

Supplier: COMBUSTIBLES DE MORELOS S.A. DE C.V.

Tel.: (52.77) 73190121

Country: MEXICO

Goods/Services? : combustible

 

 

Client since? : 2007

Terms? : 30 days

Performance? : Prompt

Comments : Good client - prompt//

Supplier: QUÍMICA DELTA S.A. DE C.V.

Tel.: 52 55 5899 9400

Country: MEXICO

Goods/Services? : chemicals

 

 

Client since? : 2010

Terms? : 60 days

Performance? : Prompt

Comments : Good client // sporadic

 

Note : Other suppliers did not provide information or could not be consulted

 

Supplier

Country

NEGOCIACIÓN ALVI S.A. DE C.V.

MEXICO

MARK CHEMICAL S.A. DE C.V.

MEXICO

COMERCIALIZADORA IRIS S.A. DE C.V.

MEXICO

SPANCHEM

SPAIN

HK INTERTECH

CHINA

 


CREDIT BUREAU COMMENTS

No negative found against on the investigated company.

 

 

Comments :


Banking is with: BANCO SANTANDER BANCO HSBC The Company is a client of the above bank. Further information was not given under bank secrecy.

 

 

 

GENERAL INFORMATION

 

Explanation about commercial reputation

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.59

UK Pound

1

Rs.101.09

Euro

1

Rs.83.99

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.