MIRA INFORM REPORT

 

 

Report Date :

16.01.2014

 

IDENTIFICATION DETAILS

 

Name :

WEINGARTEN HAMAVRISH LTD.

 

 

Registered Office :

P.O. Box 7768, 6 Gonen Street, Kiryat Matalon Industrial Zone, Petach Tikva 4925905

 

 

Country :

Israel

 

 

Date of Incorporation :

1939

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Importers and marketers of products for the DIY field.

·         Also marketers of paint brushes, brooms and accessories manufactured by sister company, H.Y.O. INDUSTRIES LTD.

 

 

No. of Employees :

20

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Its major imports include crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel''s energy security outlook. The Leviathan field was one of the world''s largest offshore natural gas finds this past decade, and production from the Tama field is expected to meet all of Israel''s natural gas demand beginning mid-2013. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

 

Source : CIA

 


Company name & address     

 

WEINGARTEN HAMAVRISH LTD.

Telephone         972 3 922 03 92; 923 14 17

Fax                   972 3 923 18 07

P.O. Box 7768

6 Gonen Street

Kiryat Matalon Industrial Zone

PETACH TIKVA 4925905 ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

Originally established as a non-registered business in 1939.

Converted into a private limited company and registered as such as per file No. 51-065818-0 on the 13.08.1973.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 2,161.00, divided into: -

            1 redeemable preference share,

            60 management shares,

            2,100 ordinary shares, all of NIS 1.00 each,

fully issued.

 

 

SHAREHOLDERS

 

1. Ms. Ester Weingarten, 33.33%, as well as1 redeemable preference share,

2. Yair Weingarten, 33.33%,

3. Haim Weingarten, 33.33%.

 

 

DIRECTORS

 

1. Yair Weingarten, Joint General Manager,

2. Ofer Weingarten, Joint General Manager,

2. Haim Weingarten.

 

 

BUSINESS

 

Importers and marketers of products for the DIY field.

Also marketers of paint brushes, brooms and accessories manufactured by sister company, H.Y.O. INDUSTRIES LTD.

Note: Subject’s and sister H.Y.O. activities are interweined.

 

Very small portion of sales are for export.

 

Amongst clients: HOME CENTER (largest local DIY and consumer goods chain), Ministry of Defense, HYPER ROSENFELD, local municipalities

 

Among local suppliers (including for H.Y.O.): BEN AMI PLASTIC, RAPKO DETERGENT INDUSTRIES, KOL GUMI, M.A. MANUFACTURING & IMPORT OF RAGS, etc.

 

Operating from premises, owned by the shareholders, on an area of 2,000 sq. metres in 6 Gonen Street, Ramat Siv, Kiryat Matalon Industrial Zone, Petach Tikva. Premises serve the Group.

 

Having 20 employees serving subject’s and sister H.Y.O. (had 30 employees in the beginning of 2013).

Yair Weingarten, subject's Joint General Manager informed us that Group has decresed its employee number as well as sales volume for business reasons.

 

MEANS

Consolidated stock (subject and sister H.Y.O.) is valued at NIS 1,800,000 (was valued at NIS 2,000,000 in the beginnign of 2013, NIS 3,000,000 in mid 2011).

 

Property owned by the shareholders in 6 Gonen Street, Kiryat Matalon Industrial Zone, Petach Tikva is valued US$ 1,500,000.

 

There are 13 charges for unlimited amounts registered on the company's assets (financial and fixed assets), in favor of Bank Leumi Le’Israel (last charge placed on a vehicle in May 2010, prior charge placed in 2004).

 

REVENUES

Consolidated sales (subject and sister H.Y.O.):

2007 sales claimed to be NIS 16,500,000.

2008 sales claimed to be NIS 15,000,000.

2009 sales claimed to be NIS 15,000,000.

2010 sales claimed to be NIS 15,000,000.

2011 sales claimed to be NIS 13,000,000.

2012 sales claimed to be NIS 13,000,000.

2013 sales claimed to be NIS 11,000,000.

 

OTHER COMPANIES

H.Y.O. INDUSTRIES LTD., established 1985, owned by subject’s shareholders, manufacturers of paint brushes, brooms

 

 

BANKERS

 

Bank Leumi Le’Israel Ltd., Kiryat Arie Business Branch (No. 670), Petach Tikva, account No. 18500/01.

 

A check with the Central Banks' database did not reveal negative information on subject’s a/m bank account.

 

CHARACTER AND REPUTATION

 

Nothing unfavourable learned.

 

Subject is a long established family company. Group’s business activities known to be stable along the years.

 

 

SUMMARY

 

Good for trade engagements.

 

 

Note: Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.59

UK Pound

1

Rs.101.09

Euro

1

Rs.83.99

 

 

INFORMATION DETAILS

 

Report Prepared by :

NNA

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.