MIRA INFORM REPORT

 

 

Report Date :

17.01.2014

 

IDENTIFICATION DETAILS

 

Name :

MYTILINAIOS, G. E., S.A.

 

 

Registered Office :

6 Louvari, 12132 Peristeri, Attiki

 

 

Country :

Greece

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.01.1991

 

 

Com. Reg. No.:

024967

 

 

Legal Form :

Societe Anonyme

 

 

Line of Business :

·         Subject operates broadwoven fabric mills, manmade"

Manufacturer of textile goods

Manufacturer of awning and special use fabrics (mainly for the Greek Armed Forces), car covers, tents, military garments and equipment

 

 

No. of Employees :

08

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but Correct  

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Greece

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Greece ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 15% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy grew by nearly 4% per year between 2003 and 2007, due partly to infrastructural spending related to the 2004 Athens Olympic Games, and in part to an increased availability of credit, which has sustained record levels of consumer spending. But the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. The economy contracted by 2.3% in 2009, 3.5% in 2010, 6.9% in 2011, and 6.0% in 2012. Greece violated the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP from 2001 to 2006, but finally met that criterion in 2007-08, before exceeding it again in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 8% in 2012. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and has led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to push through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, calls for Greece's creditors to write down a significant portion of their Greek government bond holdings. In exchange for the second loan Greece has promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, these massive austerity cuts are lengthening Greece's economic recession and depressing tax revenues. Greece's lenders are calling on Athens to step up efforts to increase tax collection, privatize public enterprises, and rein in health spending, and are planning to give Greece more time to shore up its economy and finances. Many investors doubt that Greece can sustain fiscal efforts in the face of a bleak economic outlook, public discontent, and political instability.

 

Source : CIA

 

 

 


IDENTIFICATION DETAILS

 

Correct Registered Name        MYTILINAIOS, G. E., S.A.

International Name                  MYTILINAIOS, GEORGE E., S.A.                                  

ADDRESS:                                6 LOUVARI                                                

                                                12132 PERISTERI                                          

                                                ATTIKI                                                    

                                                GREECE                                                   

TELEPHONE:                            30 2105748236                                           

                                                30 2105760602                                           

TELEFAX:                                 30 2105742546                                           

E-MAIL ADDRESS:                    info@gemitil.gr                                            

WEB ADDRESS:                       www.gemitil.gr                                              

 

 

LEGAL INFORMATION

 

Business started:                                 Jan 1, 1991.

Legal Form:                                         Societe anonyme registered on Jan 1, 1991 for a period ending Dec 31,

2041.

Registration Number:                           024967

Government Gazette Number:             04277 / 1991

Chamber of Commerce Number:         91515

Tax Registration Number:                    094321030

 

Established in Peristeri, Attiki, on 17.10.1991, following the change in the legal status of the firm YFANTIRIO MYTILINAIOU ELEFTHERIOU SUCCESSORS, originally founded in 1969.



CAPITAL

 

Nominal capital:                         474,660.           

Issued capital:                           474,660.

Issued/paid-up capital was last increased on Oct 17, 2000.

 

Nominal capital is divided into:

162,000 shares of 2.93 each and fully paid-up.

 

 

PRINCIPALS

 

Sotirios George Mytilinaios

Chairman

Also a director of ASTIR LTD.

Also a partner in ASTIR LTD.

Dionyssios George Ropaitis

Vice-Chairman

Also a partner in ASTIR LTD

 

Sotirios George Mytilinaios

Chief executive

 

Kyriakos George Ropaitis

Member

Also a partner in ASTIR LTD.

 

Foteini George Mytilinaiou

Member

 

Eleftherios Mytilinaios

Member

Also a partner in ASTIR LTD.

 

 

EMPLOYEES

 

EMPLOYS: 8 as at Apr 26, 2012 including 0 part-time staff.

The number of employees varies according to needs.

The number of employees peaks to 8.

 

 

BANKERS

 

Alpha Bank A.E., Peristeri Sq Branch branch., 20 P. Tsaldari, Peristeri 12134, Greece.

Telephone:        30 2105710218

 

EFG EUROBANK ERGASIAS S.A., Peristeri Branch branch., 2 Gounari, Peristeri 12131, Greece.

Telephone:        30 2105774738

 

Attica Bank S.A, Peristeri Branch branch., 215 Thivon & Efkleidou, Peristeri 12134, Greece.

Telephone:        30 2105734213

 

Bank of Piraeus S.A. (ex CYPRUS POPULAR BANK PUBLIC CO LTD, GREEK BRANCH), Peristeri Branch branch., 16-20 Pan. Tsaldari, Peristeri 12134, Greece.

Telephone:                    30 2105782581

 

 

SHAREHOLDERS

 

George Mitilinaios holds 62.50% of the voting capital.

George Ropaitis holds 37.50% of the voting capital.

BRANCHES

 

Subject has 2 branches/divisions

 

17 Oikonomidou & Methavriou, 12132, Peristeri, Greece. These are factory premises.

Size: 500 square metres.

 

293 Andromachis, 17676, Kallithea, Greece. These are owned premises.

Size: 92 square metres.

 

 

ACTIVITY

 

Local Activity Code:                  1320                                           

Local Activity Code Type:         STAKOD                                        

Equivalent to:                           NACE 1                                        

 

"Operates broadwoven fabric mills, manmade"

Manufactures textile goods

Mfg of awning and special use fabrics (mainly for the Greek Armed Forces), car covers, tents, military garments and equipment , Following its participation in public tenders, subject's production is mainly absorbed by the Hellenic Armed Forces.

 

 

IMPORT

 

Imports 15% from Austria, France, Germany.

Normal importing terms are cash against documents.

 

 

EXPORT

 

Exports 15% to Cyprus.

Normal exporting terms are cash against documents.

 

 

REAL ESTATE / PREMISES

 

Operates from unknown factory, covering approximately 1,800 square metres at heading address.

 

REGISTERED OFFICE:              At heading address.


PAYMENTS

 

Informants report that subject's payments are prompt.

 

 

FINANCIALS

 

EUR

                                       Fiscal           Fiscal          Fiscal

 

 

 

                                  Dec 31,2010      Dec 31,2011     Dec 31,2012

 

 

 

Turnover                            1,423,544          183,786         193,866

 

 

 

Pre-Tax Profit                         98,030         -281,527          23,870

 

 

 

Net Worth                           1,025,092          741,580         764,065

 

 

 

Fixed Assets                          897,637          895,286         891,564

 

 

 

Total Assets                        2,713,757        1,930,798       1,881,835

 

 

 

Current Assets                      1,811,716        1,031,110         985,868

 

 

 

Current Liabilities                 1,524,259        1,033,737         968,256

 

 

 

Working Capital                       287,457           -2,627          17,612

 

 

 

Long Term Debt                        164,405          155,481         149,515

 

 

 

Financial Assets                        3,702            3,702           3,702

 

 

 

Intangibles                               702              702             702

 

 

 

Employees                                                   25              20

 

 

 

Net Worth and Total Assets are tangible figures shown after the deduction of

 

 

 

intangible assets.

 

 

 

 

 

RATIOS 

 

 

 

                                  Dec 31,2010      Dec 31,2011     Dec 31,2012

 

 

 

Current Ratio (X)                        1.19             1.00            1.02

 

 

 

Solvency Ratio (%)                     164.73           160.36          146.29

 

 

 

Fixed Assets/Net Worth (%)              87.57           120.73          116.69

 

 

 

Current Liabs/Net Worth (%)            148.70           139.40          126.72

 

 

 

Asset Turnover (%)                      52.46             9.52           10.30

 

 

 

Sales / Net Working Cap (X)              4.95           -69.96           11.01

 

 

 

Assets / Sales (%)                     190.63         1,050.57          970.69

 

 

 

Profit Margin (%)                        6.89          -153.18           12.31

 

 

 

S/holders Return (%)                     9.56           -37.96            3.12

 

 

 

Return On Assets (%)                     3.61           -14.58            1.27

 

 

 

Sales / Employees                        0.00         7,351.44        9,693.30

 

 

 

Profit / Employees                       0.00       -11,261.08        1,193.50

 

 

 

    

 

 

   

    

 

    Abstract from individual fiscal balance sheet as at Dec 31, 2012

 

 

 

          LIABILITIES                             ASSETS                       

 

 

 

Capital                        474,660   Land/Buildings                 978,104

 

 

 

Retained Profits              -237,404   Plant/Machinery              1,608,854

 

 

 

Misc Reserves                  526,809   Depreciation                 1,695,394

 

 

 

Net Worth                      764,065   Total Fixed Ass                891,564

 

 

 

Misc Def Liabs                 149,515   Misc Fin'cl Ass                  3,702

 

 

 

                                         Total Fin'cl Ass                 3,702

 

 

 

                                         Misc Intangible                    702

 

 

 

                                         Total Intangible                   702

 

 

 

     CURRENT LIABILITIES:                         CURRENT ASSETS:              

 

 

 

Trade Creditors                 57,073   Stock                          184,758

 

 

 

Short term Loans               897,082   Trade Debtors                   94,418

 

 

 

Misc Current Liabs              14,100   Misc Debtors                    10,380

 

 

 

                                         Cash                           696,311

 

 

 

TOTAL CURRENT                  968,255   TOTAL CURRENT                  985,867

 

 

 

TOTAL LIABS & NW             1,881,835   TOTAL ASSETS                 1,881,835

 

 

 

        

 

 

      Profit & Loss Account from Jan 1, 2012 to Dec 31, 2012               

 

 

 

          Net Sales                               193,866

 

 

 

          Cost of Goods Sold                       81,269

 

 

 

          Gross Profit                            112,597

 

 

 

          Depreciation/Amortisation                    93

 

 

 

          Misc Operating Charges                   30,017

 

 

 

          Misc Operating Income                    15,875

 

 

 

          Net Operating Income                     98,362

 

 

 

          Misc Financial Income                     3,615

 

 

 

          Total Financial Income                    3,615

 

 

 

          Interest Payable                         77,856

 

 

 

          Misc Financial Expenses                     249

 

 

 

          Total Financial Expenses                 78,105

 

 

 

          Profit Before Taxes                      23,872

 

 

 

          Profit After Tax                         23,872

 

 

 

          Net Profit                               23,872

 

 

 

    

GENERAL COMMENTS

 

Subject is a long established family run, manufacturing economic unit. It is pointed out that fluctuations marking subject's net sales are owed to the fact that subject's sales depend on the requirements of the Hellenic Armed Forces, being its major customer.

 

We confirmed with subject’s principals that company’s name for transactions abroad is: MYTILINAIOS, GEORGE E., S.A.

 

Please note the information provided in this report was obtained from official and publicly available sources.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.53

UK Pound

1

Rs.100.73

Euro

1

Rs.83.84

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.