MIRA INFORM REPORT

 

 

Report Date :

22.01.2014

 

IDENTIFICATION DETAILS

 

Name :

BARRANQUILLA INDUSTRIAL DE CONFECCIONES SA

 

 

Registered Office :

Calle 3B No. 53, Bodega 6, Modulo 3, Zona Franca, Barranquilla

 

 

Country :

Colombia

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

24.06.1980

 

 

Com. Reg. No.:

39817

 

 

Legal Form :

Stock Company

 

 

Line of Business :

Manufacturer and maquila of clothing items.

 

 

No of Employees :

315 Approximately

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Colombia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

COLOMBIA - ECONOMIC OVERVIEW

 

Colombia's consistently sound economic policies and aggressive promotion of free trade agreements in recent years have bolstered its ability to face external shocks. Real GDP has grown more than 4% per year for the past three years, continuing almost a decade of strong economic performance. All three major ratings agencies have upgraded Colombia's government debt to investment grade. Nevertheless, Colombia depends heavily on oil exports, making it vulnerable to a drop in oil prices. Economic development is stymied by inadequate infrastructure, weakened further by recent flooding. Moreover, the unemployment rate of 10.3% in 2012 is still one of Latin America's highest. The SANTOS Administration's foreign policy has focused on bolstering Colombia's commercial ties and boosting investment at home. The US-Colombia Free Trade Agreement (FTA) was ratified by the US Congress in October 2011 and implemented in 2012. Colombia has signed or is negotiating FTAs with a number of other countries, including Canada, Chile, Mexico, Switzerland, the EU, Venezuela, South Korea, Turkey, Japan, China, Costa Rica, Panama, and Israel. Foreign direct investment - notably in the oil and gas sectors - reached a record $10 billion in 2008 but dropped to $7.2 billion in 2009, before beginning to recover in 2010, and reached a record high of nearly $16 billion in 2012. Colombia is the third largest Latin American exporter of oil to the United States, and the United States' largest source of imported coal. Inequality, underemployment, and narcotrafficking remain significant challenges, and Colombia's infrastructure requires major improvements to sustain economic expansion.

 

Source : CIA

 


REGISTERED NAME & COMPANY SUMMARY

 

IDENTIFICATION

COMPANY NAME

BARRANQUILLA INDUSTRIAL DE CONFECCIONES SA

TAX ID TYPE

NIT

TAX ID NUMBER

890109707-8

CURRENT STATUS

Active

MAIN ADDRESS

Calle 3B No. 53, Bodega 6, Modulo 3, Zona Franca

CITY/PROVINCE/STATE

Barranquilla

PHONE NUMBER(S)

(57-5) 379.9622/344.8539/344.8474

FAX NUMBER

(57-5) 373.9621/344.8385

E-MAIL

gerencia@bicosa.com

WEB SITE

www.bicosa.com

COMMENTS OF IDENTIFICATION.-

This report was requested with address: ZONA FRANCA BODEGA 6 BARRANQUILLA. Please be advised that the correct address is the one shown in the heading.

 

 

DIRECTORS/MANAGEMENT

 

BOARD OF DIRECTORS-EXECUTIVES-SHAREHOLDERS

NAME

JOB TITLE

% STAKE

ABUCHAIBE SLEBI, NICOLAS ELIAS

Director

 

ABUCHAIBE SLEBI, GABRIEL JORGE

Director

 

ABUCHAIBE SLEBI, IVAN NICOLAS

Director

 

CUETO ALMEIDA, NORBERTO

Statutory Auditor

 

RUIZ CASTILLO, DOMINGO ALEJANDRO

Accountant

 

 

 

NEGATIVE INFORMATION

 

LITIGATIONS

 

No lawsuits found filed against the subject.

 

 

 

 

SHARE & SHARE CAPITAL INFORMATION

 

PAID-UP CAPITAL

Ps$20,000,000.00 Pesos

LAST CAPITAL INCREASE

Year 2011

 

 

 

PAYMENT INFORMATION

 

PAYMENT HISTORY

EP. E: WITHOUT CREDIT EXPERIENCE

 

 

% CASH SALES/PAYMENT METHOD

30%

% CREDIT SALES/TERMS

70% (Terms: 30 days)

TERRITORY OF SALES

100% (Domestic market)

COMMENTS OF OPERATIONS.-

Sales are made 100% directly. It has the following production capacities: 60,000 units 40,000 units

 

 

IMPORTS

 

YEAR

2013

AMOUNT

US$ 126,682.03

COUNTRIES

El Salvador, Korea, Spain, China

 

YEAR

2012

AMOUNT

US$ 941,849.30

COUNTRIES

China, India, El Salvador, USA, Italy, France

 

YEAR

2011

AMOUNT

US$ 461,642.00

COUNTRIES

China, El Salvador, USA, Spain, Saudi Arabia, France, Taiwan, Italy, India

 

YEAR

2010

AMOUNT

US$ 66,974.94

COUNTRIES

USA, China, France, Italy, Bulgaria

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

COMMENTS RELATED COMPANIES

 

The subject is related to the following firms:

 

RELATED COMPANIES

NAME

TAX ID. NUMBER

COUNTRY

CONSORCIO ABUCHAIBE SA

 

COLOMBIA

 

 

FINANCIAL INFORMATION

 

FINANCIAL INFORMATION

 

CONTENT.-

 

We had an interview with Mr. Domingo Ruiz Castillo (Accountant) who furnished general data and stated that further data cannot be disclosed on the grounds of confidentiality. Through outside sources, we obtained the balance sheets as of 31/12/2012 and 31/12/2011 (12 months) in Pesos, as follows:

 

 

GENERAL BALANCE SHEET

 

Balance Date

31/12/2012

31/12/2011

 

Currency

Peso

Peso

 

Exchange Rate

1,774.50

1,941.50

 

.Current Total

10,092,000,000.00

10,936,000,000.00

-7.72

.Net Fixed

544,000,000.00

919,000,000.00

-40.81

.Total Assets

10,636,000,000.00

11,855,000,000.00

-10.28

.Total Current Liabilities

1,892,000,000.00

3,352,000,000.00

-43.56

.Long Term Accounts

3,668,000,000.00

4,097,000,000.00

-10.47

Total Liabilities

5,560,000,000.00

7,449,000,000.00

-25.36

Total Equity

5,076,000,000.00

4,406,000,000.00

15.21

Total Liabilities and Equity

10,636,000,000.00

11,855,000,000.00

-10.28

 

 

PROFIT AND LOSS ACCOUNT

 

Balance Date

31/12/2012

31/12/2011

 

Currency

Peso

Peso

 

Exchange Rate

1,774.50

1,941.50

 

Net Sales

6,671,000,000.00

4,723,000,000.00

41.24

Profit(loss)

684,000,000.00

483,000,000.00

41.61

 

 

RATIOS FINANCIAL

 

PERIOD

2,012.00

2,011.00

0.00

.NET WORKING CAPITAL

8,200,000,000.00

7,584,000,000.00

0.08

.CREDIT RATING

5.33

3.26

0.63

.CONTENTS OF THE ACID TEST

0.00

0.00

 

.INDEBTEDNESS

1.91

1.59

0.20

.LIABILITIES, CAPITAL

0.00

0.00

 

.TOTAL ASSET TURNOVER

0.63

0.40

0.57

.RETURN ON EQUITY

0.00

0.00

 

.NET RETURN ON SALES

0.00

0.00

 

 

FINANCIAL COMMENTS.-

 

The subject is an industrial firm established in 1980 which has been operating normally. Nothing that can affect its reputation was learned. COUNTRY CONTEXT - COLOMBIA: The below Country comments were obtained from a highly regarded public source that issues economic comments on all of World` s countries. Taxes: · Colombian income tax: 38.5% on the net profit-business:. · Tax agreements with the Andean Community and Spain which allow residents in this countries to have a special tax treatment. · Alphabetic currency code for every country, established by the International Organization for Standardization (ISO) 4217: Colombian Peso (COP) Main economic indicators: · External debt: US $73.41 billion (31 December 2012 est.) · International reserves: US$34.74 billion (31 December 2012 est.) · Inflation rate forecasted: 3.2% (2012 est.) · GDP growth rate: 4.3% (2012 est.) · Annual GDP per capita: US$10,700 (2012 est.) · GDP - composition by sector: agriculture: 6.8% industry: 38.1% services: 55.1% (2012 est.) · Labour force of 23.08 million people divided by: agriculture: 18% industry: 13% services: 68% · Unemployment rate: 10.3% (2012 est.) Productive sectors: Agriculture - products: coffee, cut flowers, bananas, rice, tobacco, corn, sugarcane, cocoa beans, oilseed, vegetables; shrimp; forest products · Industrial- products: textiles, food processing, oil, clothing and footwear, beverages, chemicals, cement; gold, coal, emeralds Foreign trade: Exports: US$59.96 billion (2012 est.) country comparison to the world: 55 Exports - commodities: petroleum, coal, emeralds, coffee, nickel, cut flowers, bananas, apparel Exports - partners: US 42%, Netherlands 4.7%, China 4.2% (2011) Imports: US$55.49 billion (2012 est.) country comparison to the world: 54 Imports - commodities: industrial equipment, transportation equipment, consumer goods, chemicals, paper products, fuels, electricity Imports - partners: US 29.2%, China 11.9%, Mexico 11.5%, Brazil 5.3% (2011) Final brief: Commercial Country Risk: MEDIUM Political Country Risk: LOW

 

 

FOREIGN EXCHANGE RATES

 

RATE OF EXCHANGE

US$1.00 = Ps$1,945.5 as of report date

 

 

 

 

ADDITIONAL INFORMATION

 

LEGAL ASPECTS

 

LEGAL STATUS

Stock Company

INCORPORATION DATE

24/06/1980

REGISTERED IN

Barranquilla

DURATION

05/03/2048

REGISTRATION

Mercantile Certificate No. 39817

NET WORTH

Ps$5,076,000,000.00 Pesos (As of 31/12/2012)

LISTED AT STOCK EXCHANGE

NO

 

BACKGROUND (HISTORY).-

 

The subject was established in 1980 as an extension of the organization of CONSORCIO ABUCHAIBE SA for the manufacture of own brands such as: GINO GABUCHI, GAVALLINI, etc.

 

COMMENTS ON LEGAL ASPECTS .-

It was not possible to obtain the subject's notary name that attested the deed. Besides, the percentage of shareholders' stake and the total number of them.

 

 

OPERATIONS

 

SECTOR

1.-INDUSTRY

ACTIVITY

CLOTHING

ISIC CATEGORY

D-MANUFACTURING INDUSTRIES (ELABORATION, MANUFACTURING, PRODUCTION, PUBLISHING, CASTING, CONSTRUCTION)

ISIC CLASS

3549-Manufacture of clothing

MAIN ACTIVITY

Manufacture and maquila of clothing items. Own brands: "GINO GABUCHI", "GAVALLINI", "SIR JOHN" Third party's brands: "ARMI", "GEF", "GINO PASSCALLI", "JON SONEN", "PRONTO", "CONFECCIONES COLOMBIA", "ARROW", "MANHATTAN", "C.I". "SPATARO NAPOLI SA".

N. OF EMPLOYEES

315 approximately

 

 

 

LOCATION

 

TAX ADDRESS, ADMINISTRATIVE OFFICES AND PLANT: At heading address, in a business zone of the city of easy access. No branches reported.

 

 

BANKERS / REFERENCE

 

Bank Name

Account Number

Account Officer

Telephone

Country

BANCO DE BOGOTA SA

 

 

 

COLOMBIA

BANCOLOMBIA SA

 

 

 

COLOMBIA

BANK COMENTS

The consulted banks do not disclose any data on clients on the grounds of confidentiality.

 

 

NOTES & COMMENTS

 

COMMENTS: The subject is an industrial firm in business for 33 years whose long experience an good prestige makes us estimate it has been operating normally. Suitable for the proposed Dollars.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.53

UK Pound

1

Rs. 101.08

Euro

1

Rs. 83.37

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.