MIRA INFORM REPORT

 

 

Report Date :

22.01.2014

 

IDENTIFICATION DETAILS

 

Name :

SPRINGER GMBH

 

 

Registered Office :

Herrenpfad-Sud 4C D 41334 Nettetal

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

01.10.1996

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Construction of utility projects for fluids

·         Wholesaler of iron ores, iron, steel and iron and steel  semi-finished goods

·         Wholesaler of non-ferrous ores, metals and metal  semi-finished goods

·         Wholesaler of hardware, plumbing and heating equipment and supplies

 

 

No of Employees :

47

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 


 

COMPANY NAME & ADDRESS

 

SPRINGER GMBH

 

Herrenpfad-Süd 4c

D 41334 Nettetal

Telephone:02157/89650

Telefax:  02157/896540

Homepage: www.springer-gmbh.de

E-mail:   info@springer-gmbh.de

 

 

Company Status     

 

Active

 

 

VAT no

 

DE812083057

 

 

CONCLUSION

 

Business relations are permissible.

 

 

 

COMPANY SUMMARY

 

LEGAL FORM          Private limited company

Date of foundation:  10.09.1996

Shareholders'

Agreement:               10.09.1996

Registered on:           01.10.1996

Commercial Register: Local court 47798 Krefeld

under:                        HRB 8428

 


 

Share capital                      

 

EUR            127,822.98

 

 

Shareholder

 

Christoph Springer

Moersenstr. 40

D 41749 Viersen

Born: 24.08.1965

              

Share:             EUR             63,911.49

 

Shareholder:

 

Anne Springer

Moersenstr. 40

D 41749 Viersen

Born: 07.02.1971

 

Share:             EUR             63,911.49

 

 

Manager

 

Christoph Springer

Moersenstr. 40

D 41749 Viersen

having sole power of representation

Born: 24.08.1965

Profession: Businessman

Marital status: married

 

 

Proxy:

                      Ralf Theodor Kathagen

                      D 41334 Nettetal

                      authorized to jointly represent the company

                      born: 22.02.1972

 

Proxy:

                      Klaus Lambertz

                      D 41366 Schwalmtal

                      authorized to jointly represent the company

                      born: 09.11.1963

 

 

COMPANY HISTORY

 

10.09.1996 - 07.11.2000  Springer GmbH

Herrenpfad-Süd 36

D 41334 Nettetal

Private limited company

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

 

42210   Construction of utility projects for fluids

46721   Wholesale of iron ores, iron, steel and iron and steel  semi-finished goods

46722   Wholesale of non-ferrous ores, metals and metal  semi-finished goods

4674    Wholesale of hardware, plumbing and heating equipment and supplies

 

 

BRANCHES AND FACTORIES

 

Branch

 

Springer GmbH

Ringstr. 2

D 99885 Ohrdruf

 

 

PAYMENT EXPERIENCE : Cash discount/within agreed terms

 

NEGATIVE INFORMATION : We have no negative information at hand.

 

 

Balance sheet year 

 

2012

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address                   Herrenpfad-Süd 4c

                                 D 41334 Nettetal

 

 Real Estate of:          Christoph Springer

Type of ownership:   Unknown

Address                    Moersenstr. 40

                                 D 41749 Viersen

 

 Land register documents were not available.

 

 

BANKERS

 

 SPARKASSE KREFELD, VIERSEN

 Sort. code: 32050000, BIC: SPKRDE33XXX

 COMMERZBANK FIL NETTETAL-LOBBERICH, NETTETAL

 Sort. code: 31040015, BIC: COBADEFF310

 UNICREDIT BANK - HYPOVEREINSBANK, LINDAU (BODENSEE)

 Sort. code: 60020290, BIC: HYVEDEMM473

 SPARKASSE KREFELD, KREFELD

 Sort. code: 32050000, BIC: SPKRDE33XXX

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:2012               EUR          4,338,564.00

 Profit:              2012               EUR            535,853.00

 Equipment:                              EUR            426,056.00

 Ac/ts receivable:                       EUR            615,731.00

 Liabilities:                            EUR          3,308,547.00

 Employees:                                                     47

 

 

BALANCE SHEETS

 

Balance sheet ratios 01.01.2012  - 31.12.2012

Equity ratio [%]:                            68.26

 Liquidity ratio:                                0.20

 Return on total capital [%]:              4.65

 

 Balance sheet ratios 01.01.2011  - 31.12.2011

 Equity ratio [%]:                            61.08

 Liquidity ratio:                                 0.18

 Return on total capital [%]:              9.76

 

 Balance sheet ratios 01.01.2010  - 31.12.2010

 Equity ratio [%]:                            69.30

 Liquidity ratio:                                 0.35

 Return on total capital [%]:               8.53

 

 Balance sheet ratios 01.01.2009  - 31.12.2009

 Equity ratio [%]:                            70.94

 Liquidity ratio:                                 0.35

 Return on total capital [%]:              9.89

 

 

Equity ratio

 

The equity ratio indicates the portion of the equity as compared  to the total capital. The higher the equity ratio, the better the  economic stability (solvency) and thus the financial autonomy of  a company.

 

Liquidity ratio

 

The liquidity ratio shows the proportion between adjusted  receivables and net liabilities. The higher the ratio, the lower  the company's financial dependancy from external creditors.

 

 

Return on total capital

 

The return on total capital shows the efficiency and return on  the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

 

Type of balance sheet:               Company balance sheet

 

 Financial year:                            01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         10,994,388.66

  Fixed assets                           EUR          4,230,316.60

   Intangible assets                     EUR             12,338.50

    Concessions, licences, rights        EUR             12,338.50

   Tangible assets                       EUR          4,217,978.10

    Land / similar rights                EUR          1,379,068.60

    Plant / machinery                    EUR          2,412,853.50

    Other tangible assets / fixtures and

    fittings                             EUR            426,056.00

  Current assets                         EUR          6,743,322.06

   Stocks                                EUR          5,863,567.12

    Finished goods / work in progress    EUR          5,863,567.12

   Accounts receivable                   EUR            615,731.31

    Trade debtors                        EUR            415,674.65

    Other debtors and assets             EUR            200,056.66

   Liquid means                          EUR            264,023.63

  Remaining other assets                 EUR             20,750.00

   Accruals (assets)                     EUR             20,750.00

 

 LIABILITIES                             EUR         10,994,388.66

  Shareholders' equity                   EUR          7,504,880.78

   Capital                               EUR            127,822.97

    Subscribed capital (share capital)   EUR            127,822.97

   Balance sheet profit/loss (+/-)       EUR          7,377,057.81

    Profit / loss brought forward        EUR          6,841,204.39

    Annual surplus / annual deficit      EUR            535,853.42

  Provisions                             EUR            180,961.00

   Other / unspecified provisions        EUR            180,961.00

  Liabilities                            EUR          3,308,546.88

   Financial debts                       EUR          2,721,582.23

    Liabilities due to banks             EUR          2,721,582.23

   Other liabilities                     EUR            586,964.65

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR            457,201.03

    Unspecified other liabilities        EUR            129,763.62

     thereof liabilities from tax /

     financial authorities               EUR            129,157.69

     thereof liabilities from social

     security                            EUR                150.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          4,338,563.65

  Staff expenses                         EUR          1,952,256.08

   Wages and salaries                    EUR          1,688,101.07

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            264,155.01

  Total depreciation                     EUR            536,367.49

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            536,367.49

  Other operating expenses               EUR          1,109,865.85

  Operating result from continuing

  operations                             EUR            740,074.23

  Interest result (+/-)                  EUR            -90,762.39

   Interest and similar income           EUR              1,657.17

   Interest and similar expenses         EUR             92,419.56

  Financial result (+/-)                 EUR            -90,762.39

  Result from ordinary operations (+/-)  EUR            649,311.84

  Extraordinary income                   EUR             26,781.04

  Extraordinary expenses                 EUR              2,307.64

  Extraordinary result (+/-)             EUR             24,473.40

  Income tax / refund of income tax (+/-)EUR           -137,931.82

  Tax (+/-)                              EUR           -137,931.82

  Annual surplus / annual deficit        EUR            535,853.42

 

 

 

 Type of balance sheet:               Company balance sheet

 

 Financial year:                             01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR         11,965,902.27

  Fixed assets                           EUR          4,419,743.60

   Intangible assets                     EUR             16,584.50

    Other / unspecified intangible assetsEUR             16,584.50

   Tangible assets                       EUR          4,403,159.10

    Land / similar rights                EUR          1,451,462.60

    Plant / machinery                    EUR          2,407,738.50

    Other tangible assets / fixtures and

    fittings                             EUR            504,358.00

    Advance payments made / construction

    in progress                          EUR             39,600.00

  Current assets                         EUR          7,520,704.67

   Stocks                                EUR          6,704,892.59

   Accounts receivable                   EUR            729,097.26

    Other debtors and assets             EUR            729,097.26

   Liquid means                          EUR             86,714.82

  Remaining other assets                 EUR             25,454.00

   Accruals (assets)                     EUR             25,454.00

 

 LIABILITIES                             EUR         11,965,902.27

  Shareholders' equity                   EUR          7,312,027.36

   Capital                               EUR            127,822.97

    Subscribed capital (share capital)   EUR            127,822.97

   Balance sheet profit/loss (+/-)       EUR          7,184,204.39

    Profit / loss brought forward        EUR          6,011,745.32

    Annual surplus / annual deficit      EUR          1,172,459.07

  Provisions                             EUR            500,596.00

  Liabilities                            EUR          4,153,278.91

   Financial debts                       EUR          3,057,741.41

    Liabilities due to banks             EUR          3,057,741.41

   Other liabilities                     EUR          1,095,537.50

    Unspecified other liabilities        EUR          1,095,537.50

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          5,454,628.23

  Staff expenses                         EUR          2,012,986.77

   Wages and salaries                    EUR          1,740,202.73

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            272,784.04

  Total depreciation                     EUR            487,428.01

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            487,428.01

  Other operating expenses               EUR          1,244,266.95

  Operating result from continuing

  operations                             EUR          1,709,946.50

  Interest result (+/-)                  EUR            -76,020.16

   Interest and similar income           EUR                752.31

   Interest and similar expenses         EUR             76,772.47

  Financial result (+/-)                 EUR            -76,020.16

  Result from ordinary operations (+/-)  EUR          1,633,926.34

  Extraordinary income                   EUR             14,618.61

  Extraordinary expenses                 EUR              9,247.32

  Extraordinary result (+/-)             EUR              5,371.29

  Income tax / refund of income tax (+/-)EUR           -466,838.56

  Tax (+/-)                              EUR           -466,838.56

  Annual surplus / annual deficit        EUR          1,172,459.07

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.53

UK Pound

1

Rs. 101.08

Euro

1

Rs. 83.37

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.