MIRA INFORM REPORT

 

 

Report Date :

23.01.2014

 

IDENTIFICATION DETAILS

 

Name :

USA - NIC PHARMACEUTICAL COMPANY LIMITED

 

 

Formerly Known As :

N.I.C PHARMACEUTICAL MANUFACTURING – TRADING COMPANY LIMITED

 

 

Registered Office :

Lot 11D, Road C, Tan Tao Industrial Zone, Tan Tao A Ward, Binh Tan District, Ho Chi Minh City

 

 

Country :

Vietnam

 

 

Financials (as on) :

31.12.2009

 

 

Year of Establishment :

2004

 

 

Com. Reg. No.:

0303212966

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

·         Manufacturer of pharmaceuticals, medicinal chemical and botanical products

·         Wholesaler of other household products

·         Manufacturer of soap and detergents, cleaning and polishing preparations

·         Wholesaler of other machinery and equipment n.e.c

 

 

No of Employees :

150

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Vietnam

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

VIETNAM - ECONOMIC OVERVIEW

 

Vietnam is a densely-populated developing country that has been transitioning from the rigidities of a centrally-planned economy since 1986. Vietnamese authorities have reaffirmed their commitment to economic modernization in recent years. Vietnam joined the World Trade Organization in January 2007, which has promoted more competitive, export-driven industries. Vietnam became an official negotiating partner in the Trans-Pacific Partnership trade agreement in 2010. Agriculture's share of economic output has continued to shrink from about 25% in 2000 to less than 22% in 2012, while industry's share increased from 36% to nearly 41% in the same period. State-owned enterprises account for roughly 40% of GDP. Poverty has declined significantly, and Vietnam is working to create jobs to meet the challenge of a labor force that is growing by more than one million people every year. The global recession hurt Vietnam's export-oriented economy, with GDP in 2012 growing at 5%, the slowest rate of growth since 1999. In 2012, however, exports increased by more than 18%, year-on-year; several administrative actions brought the trade deficit back into balance. Between 2008 and 2011, Vietnam's managed currency, the dong, was devalued in excess of 20%, but its value remained stable in 2012. Foreign direct investment inflows fell 4.5% to $10.5 billion in 2012. Foreign donors have pledged $6.5 billion in new development assistance for 2013. Hanoi has oscillated between promoting growth and emphasizing macroeconomic stability in recent years. In February 2011, the government shifted from policies aimed at achieving a high rate of economic growth, which had stoked inflation, to those aimed at stabilizing the economy, through tighter monetary and fiscal control. Although Vietnam unveiled a broad, "three pillar" economic reform program in early 2012, proposing the restructuring of public investment, state-owned enterprises, and the banking sector, little perceptible progress had been made by early 2013. Vietnam's economy continues to face challenges from an undercapitalized banking sector. Non-performing loans weigh heavily on banks and businesses. In September 2012, the official bad debt ratio climbed to 8.8%, though some independent analysts believe it could be higher than 15%.

 

Source : CIA

 

 


SUBJECT IDENTIFICATION & LEGAL FORM

 

Current legal status

English Name

 

USA - NIC PHARMACEUTICAL COMPANY LIMITED

Vietnamese Name

 

CONG TY TNHH DUOC PHAM USA-NIC

Trade name

 

USA - NIC PHARMACEUTICAL COMPANY LIMITED

Short name

 

USA - NIC PHARMA CO., LTD

Type of Business

 

Limited liability company

Year Established

 

2004

Business Registration No.

 

0303212966

Date of Registration

 

10 Sep 2013

Place of Registration

 

Business Registration Office - Planning and Investment Department of Ho Chi Minh City.

Chartered capital

 

VND 30,000,000,000

Tax code

 

0303212966

Total Employees

 

150

Size

 

Medium

 

 Historical Identification & Legal form

 

List

Changed Items

Date of changes

1

Subject has got former Registered Vietnamese Name: CONG TY TNHH SAN XUAT – THUONG MAI DUOC PHAM N.I.C

Changed to: CONG TY TNHH DUOC PHAM USA - NIC

10 Sep 2013

2

Subject has got former Registered English Name: N.I.C PHARMACEUTICAL MANUFACTURING – TRADING COMPANY LIMITED

Changed to: USA - NIC PHARMACEUTICAL COMPANY LIMITED

10 Sep 2013

3

Subject has got former Abbreviated Name: N.I.C PHARMA CO., LTD Changed to: USA - NIC PHARMA CO., LTD

10 Sep 2013

4

Subject has got former Chartered capital VND 27,000,000,000

Changed to VND 30,000,000,000

2013

5

Subject has got former Business Registration No: 4102020303

Changed to: 0303212966

11 Sep 2009

 

ADDRESSES

ADDRESSES

 

Head Office

Address

 

Lot 11D, Road C, Tan Tao Industrial Zone, Tan Tao A Ward, Binh Tan District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 3754 1999 / 3754 1998

Fax

 

(84-8) 3754 1995

Email

 

nic.pharma@yahoo.com

Website

 

Error! Hyperlink reference not valid.

 

 

 

DIRECTORS

 

1. NAME

 

Mr. TRAN DAM SAN

Position

 

Chairman cum General Director

Date of Birth

 

01 Jan 1959

ID Number/Passport

 

022634905

ID Issue Date

 

02 Nov 2000

ID Issue Place

 

Police Station of Ho Chi Minh City

Resident

 

No. 155/24C, To Hien Thanh Street, Ward 13, District 10, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

2. NAME

 

Mr. TRAN VAN HUNG

Position

 

Deputy General Director

Resident

 

Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

3. NAME

 

Mr. NGUYEN TRUNG KIEN

Position

 

Deputy General Director

Resident

 

 Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

4. NAME

 

Ms. NGUYEN THI THU TRANG

Position

 

Chief Accountant

Resident

 

 Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

 

 

 

BUSINESS NATURE AND ACTIVITIES

 

Manufacture of pharmaceuticals, medicinal chemical and botanical products

Wholesale of other household products

Manufacture of soap and detergents, cleaning and polishing preparations

Wholesale of other machinery and equipment n.e.c

Wholesale of food

Wholesale on a fee or contract basis

Manufacture of plastics products

Manufacture of glass and glass products

Manufacture of corrugated paper and paperboard and of containers of paper and paperboard

Printing
Real estate activities with own or leased property

Manufacture of other food products n.e.c.

 

 

IMPORT & EXPORT ACTIVITIES

 

IMPORT:

·         Types of products

 

Products, materials

·         Market

 

China, Singapore, EU, Thailand

 

EXPORT: N/A

 

 

 

BANKERS

 

VIET NAM JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE BINH TAN BRANCH

Address

 

No.9,  Plot C Street, Tan Tao Industrial Park, Binh Tan District, Ho Chi Minh City, Vietnam

Telephone

 

(84-8) 37542193

 

 

SHAREHOLDERS

 

1. NAME

 

Ms. NGUYEN THI THU TRANG

ID Number/Passport

 

024805080

Resident

 

No.134/B32, To Hien Thanh Street, Ward 15, District 10, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 3,000,000,000

Percentage

 

10%

 

2. NAME

 

Mr. NGUYEN VAN HAN

ID Number/Passport

 

024302501

Resident

 

No. 134/B32, To Hien Thanh Street, Ward 15,  District 10, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 3,000,000,000

Percentage

 

10%

 

3. NAME

 

Mr. TRAN DAM SAN

Position

 

Chairman

Date of Birth

 

01 Jan 1959

ID Number/Passport

 

022634905

Issued on

 

02 Nov 2000

Issued Place

 

Police Station of Ho Chi Minh City

Resident

 

No. 155/24C, To Hien Thanh Street, Ward 13,  District 10, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 16,000,000,000

Percentage

 

53.33%

 

4. NAME

 

Ms. TRAN THI HA

ID Number/Passport

 

024079067

Resident

 

No. 138B/11, To Hien Thanh Street, Ward 15, District 10, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 3,500,000,000

Percentage

 

11.67%

 

5. NAME

 

Mr. TRAN VAN TUYEN

ID Number/Passport

 

111440635

Resident

 

No. 210/14, Ha Dac Street, Trung My Tay Ward,  District 12, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 1,500,000,000

Percentage

 

5%

 

6. NAME

 

Mr. TRAN SON ANH

ID Number/Passport

 

024303838

Resident

 

No. 155/24, Lot C, To Hien Thanh Street, Ward 13, District 10, Ho Chi Minh City, Vietnam

Nationality

 

Vietnamese

Value of shares

 

VND 3,000,000,000

Percentage

 

10%

 

 

FINANCIAL HIGHLIGHT

 

BALANCE SHEET

Unit: Million VND

Balance sheet date

31/12/2009

Number of weeks

52

ASSETS

A. Current Asset

26,331

Receivables

6,929

Inventory

17,345

Cash and other current assets

2,057

B. Long term Asset

27,110

1. Long term account receivable

0

2. Fixed assets

27,110

Tangible fixed assets

19,771

+ Original cost

38,100

+ Accumulated depreciation value

-18,329

Financial leasehold assets

 

Intangible fixed assets

7,339

Construction in progress and other long term asset

 

TOTAL ASSETS

53,441

 

LIABILITIES

Payable loans

26,377

Owner’s Equity

27,064

TOTAL LIABILITY AND EQUITY

53,441

 

 

 

PROFIT & LOSS STATEMENT

 

1. Total Sales

62,204

2. Deduction item

62

3. Net revenue

62,142

4. Costs of goods sold

53,633

5. Gross profit

8,509

6. Financial income

27

7. Financial expenses

3,607

8. Selling expenses and Administrative overheads

3,659

9. Net operating profit

1,270

10. Other income

183

11. Other expenses

39

12. Other profit /(loss)

144

13. Total accounting profit before tax

1,414

14. Current corporate income tax

0

15. Deferred corporate income tax

 

16. Interest from subsidiaries/related companies

 

17. Profit after tax

1,414

 

 

PAYMENT HISTORY & PERFORMANCE EXPERIENCES

 

Trade Morality

 

Fair

Liquidity

 

N/A

Payment status

 

N/A

Financial Situation

 

Average

Development trend

 

Stable

Litigation data

 

No Record

Bankruptcy

 

No Record

Payment Methods

 

Direct or through the bank

Sale Methods

 

Other

Public opinion

 

Good

 

 

INTERPRETATION ON THE SCORES

 

The subject was established in 2004 under name N.I.C PHARMACEUTICAL MANUFACTURING – TRADING COMPANY LIMITED. It is operating under Business Registration No. 0303212966 issued by Business Registration Office – Planning and Investment Department of Hochiminh City with chartered capital 30,000,000,000.  Recently, the subject has just been renamed USA - NIC PHARMACEUTICAL COMPANY LIMITED.

 

Head office of the subject is located at Lot 11D, Road C, Tan Tao Industrial Zone, Tan Tao A Ward, Binh Tan District, Hochiminh City. It specializes in manufacturing and trading cosmetic, pharmaceutical products, medical equipment - devices. It mainly imported products and materials from China, Singapore, Thailand and EU. Its products only consumed in domestic.

 

Financial statements in recent years are not available. Based on financial data in 2009, revenue was VND 62.2 billion and profit after tax was VND 1.4 billion.

 

We have an interview with Ms. Thu Trang – Chief Accountant, business result of the subject was positive in recent years. However, revenue and profit in 2013 were lower than 2012. According to our reviews, financial capacity is average. Comparison with other companies in this field, position of the subject is average. Management capacity of the subject is normal. Facilities and premise are average. Currently, the subject has 150 staff. 

 

In general, it has capacity to meet small financial commitments.

 

 

INDUSTRY DATA

 

Industry code

GDP growth speed by price compared with 1994 (%)

Total enterprises 2010

Total employees 2011

(Thous.pers.)

Annual average capital of enterprises 2010

(billion dongs)

2012

2011

Agriculture, Forestry and Fishing

2.72

4.00

8,887

24,362.9

95,227

Industry and Construction

4.52

5.53

95,217

10,718.9

3,641,376

Trade and Services

6.42

6.69

187,195

15,270.2

6,957,082

 

 

ECONOMIC INDICATORS

 

 

2012 

2011 

2010 

Population (Million person)

88.78

87.84

86.93

Gross Domestic Products (USD billion)

136

119

102.2

GDP Growth (%)

5.03

5.89

6.78

GDP Per Capita (USD/person/year)

1,540

1,300

1,160

Inflation (% Change in Composite CPI)

9.21

18.58

11.75

State Budget Deficit compared with GDP (%)

4.8

4.9

5.8

 

 

SERVICE TRADE PERFORMANCE

 

Billion USD 

2012 

2011 

2010 

Exports

114.6

96.3

72.2

Imports

114.3

105.8

84.8

Trade Balance

0.3

-9.5

-12.6

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.92

UK Pound

1

Rs. 101.98

Euro

1

Rs. 83.92

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.