MIRA INFORM REPORT

 

 

Report Date :

24.01.2014

 

IDENTIFICATION DETAILS

 

Name :

VOITH PAPER GMBH & CO.KG

 

 

Registered Office :

St.-Pöltener-Str. 43, D 89522 Heidenheim

 

 

Country :

Germany

 

 

Date of Incorporation :

06.05.1999

 

 

Com. Reg. No.:

HRA 661100

 

 

Legal Form :

Ltd partnership with priv. ltd. company as general partner

 

 

Line of Business :

·         Manufacturer of machine tools for processing other hard substances

Agents involved in the sale of machines (except agricultural machinery and office machinery) and industrial  supplies

 

 

No. of Employees :

Not Available 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


GermanY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth in 2006 and 2007 and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 6.5% in 2012. GDP contracted 5.1% in 2009 but grew by 4.2% in 2010, and 3.0% in 2011, before dipping to 0.7% in 2012 - a reflection of low investment spending due to crisis-induced uncertainty and the decreased demand for German exports from recession-stricken periphery countries. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011. In 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. By 2014, the federal government wants to balance its budget. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela Merkel announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 

 

Company name & address 

 

Voith Paper GmbH & Co.KG

 

St.-Pöltener-Str. 43

D 89522 Heidenheim

Telephone:        07321/370

Telefax:             07321/377000

Homepage:        www.voithpaper.com

E-mail:              info.voithpaper@voith.com

 

 

VAT no

 

DE812723980

 

Company Status

 

Active

 

 

CONCLUSION

 

Business relations are permissible. The company is considered solvent for credits within its scope of business.

 

 

Synthesis

 

LEGAL FORM               Ltd partnership with priv. ltd. company as general partner

Date of foundation:         06.05.1999

Registered on:               06.05.1999

Register of

companies:                   Local court 89073 Ulm

under:                                       HRA 661100

Total cap. contribution:  EUR         36,006,000.00

 


Limited partner

 

Voith Paper Holding GmbH & Co. KG

St.-Pöltener-Str. 43

D 89522 Heidenheim

Legal form: Ltd partnership with priv. ltd.

company as general partner

Total cap.         EUR         30,703,077.47

contribution:

Share:             EUR         36,006,000.00

Registered on: 17.12.1996

Reg. data: 89073 Ulm, HRA 661049

 

 

General partner

 

Voith Paper Verwaltungs GmbH

St.-Pöltener-Str. 43

D 89522 Heidenheim

Legal form: Private limited company

Share capital:     EUR             26,000.00

Registered on: 31.03.1998

Reg. data: 89073 Ulm, HRB 661383

 

 

Shareholder

 

Voith Paper GmbH & Co.KG

St.-Pöltener-Str. 43

D 89522 Heidenheim

Legal form: Ltd partnership with priv. ltd.

company as general partner

Total cap.         EUR         36,006,000.00

contribution:

Share:             EUR             26,000.00

Registered on: 06.05.1999

Reg. data: 89073 Ulm, HRA 661100

 

Manager

 

Norbert Nettesheim

D 89518 Heidenheim

born: 17.11.1962


Manager:

Dr. Antti Kaunonen

D 89231 Neu-Ulm

born: 11.03.1959

 

 

Shareholder representative within the Supervisory Board

 

Dr.-Ing. Hans-Peter Sollinger

Germanenstr. 161

D 89522 Heidenheim

born: 09.08.1953

Profession: Engineer

Marital status: married

 

Shareholder representative within the Supervisory Board:

Dr. Hermann Jung

D 89522 Heidenheim

born: 10.07.1955

Profession: Fully qualified economic

engineer

 

Shareholder representative within the Supervisory Board:

Dipl.-Ing. (FH) Hans Müller

D 89518 Heidenheim

born: 06.01.1942

Profession: Fully qualified engineer

 

Shareholder representative within the Supervisory Board:

Jürgen Göttler

D 89518 Heidenheim

born: 09.01.1942

Profession: degree-level economist (college

ed.)

 

Shareholder representative within the Supervisory Board:

Matthias Winfried Otmar Bächle

D 47906 Kempen

born: 04.10.1957

 

Shareholder representative within the Supervisory Board:

Dipl.-Ökonom Martin Hennerici

D 70173 Stuttgart

born: 15.07.1959

Profession: Fully qualified Economist

 

Representative of the Employees within the Supervisory Board

 

Hans-Dieter Dangelmaier

Normannenweg 27

D 89522 Heidenheim

born: 16.04.1944

Marital status: married

Representative of the Employees within the Supervisory Board:

Andreas Strobel

Bussardweg 57

D 89520 Heidenheim

 

Representative of the Employees within the Supervisory Board:

Thomas Brezina

D 89518 Heidenheim

 

Representative of the Employees within the Supervisory Board:

Rudi Neidlein

Fritz-Schneider-Str. 43

D 89518 Heidenheim

 

Representative of the Employees within the Supervisory Board:

Norbert Fandrich

D 89518 Heidenheim

 

Representative of the Employees within the Supervisory Board:

Rudolf Maier

D 89518 Heidenheim

 

 

Proxy

 

Meinrad Schad

St.-Pöltener-Str. 43

D 89522 Heidenheim

authorized to jointly represent the company

born: 10.01.1951

Profession: legal consultant

Marital status: married

 

 Proxy:

                      Dr. Jörg Kondring

                      Lichtensteinstr. 4

                      D 89518 Heidenheim

                      authorized to jointly represent the company

                      born: 15.11.1966

                      Profession: Solicitor

 Proxy:

                      Ilonka Nußbaumer

                      D 89518 Heidenheim

                      authorized to jointly represent the company

                      born: 22.07.1973

 Proxy:

                      Sabine Gronbach

                      An der Reithalle 21

                      D 90429 Nürnberg

                      authorized to jointly represent the company

                      born: 14.09.1974

 Proxy:

                      Meinrad Schad

                      St.-Pöltener-Str. 43

                      D 89522 Heidenheim

                      authorized to jointly represent the company

                      born: 10.01.1951

                      Profession: legal consultant

                      Marital status: married

 Proxy:

                      Karl Böck

                      Suebenweg 13

                      D 89522 Heidenheim

                      authorized to jointly represent the company

 Proxy:

                      Andreas Endters

                      D 89275 Elchingen

                      authorized to jointly represent the company

                      born: 17.04.1966

 Proxy:

                      Norbert Nettesheim

                      D 89518 Heidenheim

                      authorized to jointly represent the company

                      born: 17.11.1962

 Proxy:

                      Egon Krätschmer

                      D 73450 Neresheim

                      authorized to jointly represent the company

                      born: 05.07.1956

 Proxy:

                      Hans-Jürgen Amthor

                      D 89520 Heidenheim

                      authorized to jointly represent the company

                      born: 18.08.1960

 Proxy:

                      Michael Hannig

                      Friedrich-Ebert-Str. 17

                      D 89522 Heidenheim

                      authorized to jointly represent the company

                      born: 19.01.1965

 Proxy:

                      Eugen Sigg

                      Oflings 6

                      D 88239 Wangen

                      authorized to jointly represent the company

                      born: 05.07.1960

 Proxy:

                      Andreas Bittner

                      D 47906 Kempen

                      authorized to jointly represent the company

                      born: 16.05.1961

 Proxy:

                      Dr. Volker Linden

                      Brahmsstr. 30

                      D 73430 Aalen

                      authorized to jointly represent the company

                      born: 05.01.1959

 Proxy:

                      Thomas Furtner

                      D 88212 Ravensburg

                      authorized to jointly represent the company

                      born: 07.05.1966

 Proxy:

                      Dr. Hermann Bernard

                      D 89073 Ulm

                      authorized to jointly represent the company

                      born: 06.11.1953

 Proxy:

                      Dr. Michael Trefz

                      D 89518 Heidenheim

                      authorized to jointly represent the company

                      born: 17.07.1961

 Proxy:

                      Dr. Jörg Kondring

                      Lichtensteinstr. 4

                      D 89518 Heidenheim

                      authorized to jointly represent the company

                      born: 15.11.1966

                      Profession: Solicitor

 Proxy:

                      Herbert Baier

                      D 89555 Steinheim

                      authorized to jointly represent the company

                      born: 14.03.1959

 Proxy:

                      Martin Käßbohrer

                      D 89518 Heidenheim

                      born: 21.03.1963

 Proxy:

                      Hans Peter Holl

                      D 89518 Heidenheim

                      authorized to jointly represent the company

                      born: 10.02.1965

 Proxy:

                      Andreas Brandt

                      D 70173 Stuttgart

                      authorized to jointly represent the company

                      born: 15.02.1963

 Proxy:

                      Reiner Zirn

                      D 88147 Achberg

                      authorized to jointly represent the company

                      born: 21.12.1962

 Proxy:

                      Thomas Frühauf

                      D 89518 Heidenheim

                      authorized to jointly represent the company

                      born: 16.03.1964

 Proxy:

                      Boris Alexander Biere

                      D 89522 Heidenheim

                      authorized to jointly represent the company

                      born: 27.05.1967

 Proxy:

                      Dr. Hans-Ludwig Josef Schubert

                      D 88255 Baienfurt

                      authorized to jointly represent the company

                      born: 14.11.1956

 Proxy:

                      Oliver Beck

                      D 89129 Langenau

                      authorized to jointly represent the company

                      born: 13.04.1974

 Proxy:

                      Bernd Stibi

                      D 89522 Heidenheim

                      authorized to jointly represent the company

                      born: 18.03.1968

 Proxy:

                      Josef Sattler

                      A  Kapelln

                      authorized to jointly represent the company

                      born: 11.10.1960

                      Nationality: Austrian

 Proxy:

                      Dr. Thilo Ittner

                      D 88212 Ravensburg

                      authorized to jointly represent the company

                      born: 23.12.1973

 Proxy:

                      Christoph von Appen

                      D 89542 Herbrechtingen

                      authorized to jointly represent the company

                      born: 26.07.1970

 Proxy:

                      Klaus Lehleiter

                      D 89555 Steinheim

                      authorized to jointly represent the company

                      born: 26.12.1960

 Proxy:

                      Joachim Hinz

                      D 47918 Tönisvorst

                      authorized to jointly represent the company

                      born: 05.05.1961

 Proxy:

                      Matthew Watts

                      D 88368 Bergatreute

                      authorized to jointly represent the company

                      born: 28.12.1977

 Proxy:

                      Martin Bassmann

                      D 89522 Heidenheim

                      authorized to jointly represent the company

                      born: 21.03.1966

 Proxy:

                      Markus Mader

                      D 89350 Dürrlauingen

                      authorized to jointly represent the company

                      born: 08.09.1976

 Proxy:

                      Christian Münch

                      Blütenäcker 9

                      D 89233 Neu-Ulm

                      authorized to jointly represent the company

                      born: 17.12.1969

 Proxy:

                      Jörg Lampe

                      A  Wien

                      authorized to jointly represent the company

                      born: 12.05.1965

                      Nationality: Austrian

 Proxy:

                      Cornelius Weitzmann

                      D 89073 Ulm

                      authorized to jointly represent the company

                      born: 06.08.1976

 Proxy:

                      Michael Pöhls

                      D 40667 Meerbusch

                      authorized to jointly represent the company

                      born: 22.10.1965

 Proxy:

                      Harald Hubel

                      D 86720 Nördlingen

                      authorized to jointly represent the company

                      born: 15.01.1969

 Proxy:

                      Sabine Gronbach

                      An der Reithalle 21

                      D 90429 Nürnberg

                      authorized to jointly represent the company

                      born: 14.09.1974

 Proxy:

                      Ralf Sorg

                      D 73430 Aalen

                      authorized to jointly represent the company

                      born: 13.08.1977

 Proxy:

                      Patricia Sargeant

                      D 89073 Ulm

                      authorized to jointly represent the company

                      born: 22.09.1971

 Proxy:

                      Johann Moser

                      D 89518 Heidenheim

                      authorized to jointly represent the company

                      born: 21.05.1962

 Proxy:

                      Dr. Uwe Knotzer

                      A  St. Pölten

                      authorized to jointly represent the company

                      born: 22.03.1971

 Proxy:

                      Stephan Keuschnigg-Zingl

                      A  St. Johann / Haide

                      authorized to jointly represent the company

                      born: 22.07.1979

                      Nationality: Austrian

 Proxy:

                      Dr. Antti Kaunonen

                      D 89231 Neu-Ulm

                      authorized to jointly represent the company

                      born: 11.03.1959

 Proxy:

                      Herbert Gray

                      D 88453 Erolzheim

                      authorized to jointly represent the company

                      born: 25.08.1966

 Proxy:

                      Philipp Bergmann

                      D 47918 Tönisvorst

                      authorized to jointly represent the company

                      born: 27.08.1970

 Proxy:

                      Dr. Susanne Berger

                      D 89542 Herbrechtingen

                      authorized to jointly represent the company

                      born: 01.06.1967

 Proxy:

                      Markus Wallenmaier

                      D 89073 Ulm

                      authorized to jointly represent the company

                      born: 21.11.1974

 Proxy:

                      Marcus Schwier

                      D 88074 Meckenbeuren

                      authorized to jointly represent the company

                      born: 09.02.1967

 Proxy:

                      Thomas Augscheller

                      D 89429 Bachhagel

                      authorized to jointly represent the company

                      born: 24.01.1971

 Proxy:

                      Kerstin Klein

                      D 88709 Hagnau

                      authorized to jointly represent the company

                      born: 29.01.1983

 Proxy:

                      Andreas Zierhut

                      D 88250 Weingarten

                      authorized to jointly represent the company

                      born: 11.01.1964

 

 

COMPANY HISTORY

 

 01.01.1867 - 15.03.1995  Voith-Industrieverwaltung GmbH

                          St.-Pöltener-Str. 43

                          D 89522 Heidenheim

                          Private limited company

 15.03.1995 - 06.05.1999  Voith Sulzer Papiermaschinen GmbH

                          St.-Pöltener-Str. 43

                          D 89522 Heidenheim

                          Private limited company

 06.05.1999 - 14.09.2000  Voith Sulzer Papiermaschinen GmbH &

                          Co.KG.

                          St.-Pöltener-Str. 43

                          D 89522 Heidenheim

                          Ltd partnership with priv. ltd. company

                          as general partner

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

·         28492   Manufacture of machine tools for processing other hard substances

46141   Agents involved in the sale of machines (except agricultural machinery and office machinery) and industrial  supplies n.e.c.

 

 

BRANCHES AND FACTORIES

 

Works:

                      Voith Paper GmbH & Co.KG

                      Voithstr. 2

                      D 47803 Krefeld

                      TEL.: 02151/8960

                      FAX.: 02151/896-434

 Works:

                      Voith Paper GmbH & Co.KG

                      Veldener Str. 52

                      D 52349 Düren

                      TEL.: 02421/4990

                      FAX.: 02421/499111

 Works:

                      Voith Paper GmbH & Co.KG

                      Saumweg 13

                      D 73431 Aalen

 

 

PARTICIPATIONS

 

 Limited partner:

                      Voith Paper Krieger GmbH & Co. KG

                      Erftstr. 31-33

                      D 41238 Mönchengladbach

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: active

                      Total cap.         EUR          1,587,561.29

                      contribution:

                      Share:             EUR          1,349,427.10

                      Reg. data:  13.01.1981

                                  Local court 41061

                                  Mönchengladbach

                                  HRA 2463

 Limited partner:

                      Voith Paper Rolls GmbH & Co. KG

                      St.-Pöltener-Str. 43

                      D 89522 Heidenheim

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: active

                      Total cap.         EUR            580,000.00

                      contribution:

                      Share:             EUR            580,000.00

                      Reg. data:  23.09.1998

                                  Local court 89073 Ulm

                                  HRA 661088

 Limited partner:

                      Voith IHI EcoSolutions GmbH & Co. KG

                      St.-Pöltener-Str. 43

                      D 89522 Heidenheim

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Company Status: active

                      Total cap.         EUR            500,000.00

                      contribution:

                      Share:             EUR            250,000.00

                      Reg. data:  18.03.2013

                                  Local court 89073 Ulm

                                  HRA 723400

 Shareholder:

                      VPH Auslandsbeteiligungen GmbH

                      St.-Pöltener-Str. 43

                      D 89522 Heidenheim

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR            512,000.00

                      Share:             EUR            512,000.00

                      Reg. data:  18.12.1996

                                  Local court 89073 Ulm

                                  HRB 661293

 Shareholder:

                      MERI Environmental Solutions GmbH

                      Escher-Wyss-Str. 25

                      D 88212 Ravensburg

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             51,129.19

                      Share:             EUR             33,233.97

                      Reg. data:  07.11.1995

                                  Local court 89073 Ulm

                                  HRB 551647

 Shareholder:

                      Voith Paper Fabrics Düren GmbH

                      Veldener Str. 71-75

                      D 52349 Düren

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR            270,000.00

                      Share:             EUR             27,000.00

                      Reg. data:  09.01.2012

                                  Local court 52349 Düren

                                  HRB 6250

 Shareholder:

                      Voith Paper Unterstützungskasse GmbH

                      Birkschenweg 5

                      D 47803 Krefeld

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             26,000.00

                      Share:             EUR             26,000.00

                      Reg. data:  11.12.1942

                                  Local court 47798 Krefeld

                                  HRB 117

 Shareholder:

                      Voith Paper Verwaltungs GmbH

                      St.-Pöltener-Str. 43

                      D 89522 Heidenheim

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             26,000.00

                      Share:             EUR             26,000.00

                      Reg. data:  31.03.1998

                                  Local court 89073 Ulm

                                  HRB 661383

 Shareholder:

                      Voith Paper Air Systems GmbH

                      Dr.-Hans-Frisch-Str. 4

                      D 95448 Bayreuth

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  01.04.2011

                                  Local court 95444 Bayreuth

                                  HRB 5321

 Shareholder:

                      Voith Paper Krieger Verwaltungsgesellschaft

                      mit beschränkter Haftung

                      Erftstr. 31-33

                      D 41238 Mönchengladbach

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             26,000.00

                      Share:             EUR             22,100.00

                      Reg. data:  19.12.1980

                                  Local court 41061

                                  Mönchengladbach

                                  HRB 1590

 Shareholder:

                      Voith IHI EcoSolutions Verwaltungs GmbH

                      St.-Pöltener-Str. 43

                      D 89522 Heidenheim

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             12,500.00

                      Reg. data:  14.03.2013

                                  Local court 89073 Ulm

                                  HRB 729034

 Shareholder:

                      TechniDoc GmbH

                      Seestr. 42

                      D 88214 Ravensburg

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR              8,750.00

                      Reg. data:  10.11.1999

                                  Local court 89073 Ulm

                                  HRB 552094

 

 

FINANCIAL INFORMATION

 

Payment experience:     within agreed terms

Negative information:      We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:         Tenant

 Address                       Veldener Str. 52

                                    D 52349 Düren

 

 Type of ownership:        Tenant

 Address                       St.-Pöltener-Str. 43

                                    D 89522 Heidenheim

 

 Type of ownership:        Tenant

 Address                       Voithstr. 2

                                    D 47803 Krefeld

 

 Type of ownership:        Tenant

 Address                       Saumweg 13

                                    D 73431 Aalen

 

 Land register documents were not available.

 

 

BANKERS

 

Principal bank

COMMERZBANK, HEIDENHEIM AN DER BRENZ

Sort. code: 63240016, BIC: COBADEFF632

 

Further banks

COMMERZBANK, STUTTGART

Sort. code: 60040071, BIC: COBADEFF600

 

DEUTSCHE BANK, HEIDENHEIM AN DER BRENZ

Sort. code: 61370086, BIC: DEUTDESS613

 

 

FINANCIAL FIGURES

 

Financial year:      01.10. - 30.09.

The number of employees is not known.

 

 

 The company is included in the annual financial statement of Voith GmbH.

 

 Basic data of the group: 2011/2012

 Sales:       5.723.551.000,00                                         

 Staff:              42.298                                             

 Profit :       246.117.000,00                                          

 Receivables: 1.213.821.000,00                                   

 Liabilities: 2.078.866.000,00                             


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.99

UK Pound

1

Rs.102.67

Euro

1

Rs.83.98

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.