MIRA INFORM REPORT

 

 

Report Date :

25.01.2014

 

IDENTIFICATION DETAILS

 

Name :

VISTULA GROUP SA

 

 

Formerly Known As :

VISTULA & WÓLCZANKA SA

 

 

Registered Office :

ul. Starowiślna 48, 31-035 Kraków

 

 

Country :

Poland

 

 

Financials (as on) :

30.09.2013

 

 

Date of Incorporation :

10.10.1948

 

 

Com. Reg. No.:

KRS 47082

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

·         Engaged in Designing, Manufacturing and Distribution of male clothes; Sale & Import of clocks, watches and jewelry; Distributor of ROLEX brand watches

Manufacturer of other outerwear

Wholesaler of clothing and footwear

 

 

No. of Employees :

1450 (2011)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory  

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Poland

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Poland ECONOMIC OVERVIEW

 

Poland has pursued a policy of economic liberalization since 1990 and Poland's economy was the only one in the European Union to avoid a recession through the 2008-09 economic downturn. Although EU membership and access to EU structural funds have provided a major boost to the economy since 2004, GDP per capita remains significantly below the EU average while unemployment continues to exceed the EU average. The government of Prime Minister Donald TUSK steered the Polish economy through the economic downturn by skillfully managing public finances without stifling economic growth and adopted controversial pension and tax reforms to further shore up public finances. While the Polish economy has performed well over the past five years, growth slowed in 2012, in part due to the ongoing economic difficulties in the euro zone. The key policy challenge is to provide support to the economy through monetary easing, while maintaining the pace of structural fiscal consolidation. Poland's economic performance could improve over the longer term if the country addresses some of the remaining deficiencies in its road and rail infrastructure and its business environment. An inefficient commercial court system, a rigid labor code, red tape, and a burdensome tax system keep the private sector from realizing its full potential.

 

Source : CIA

 


Company name & address

 

VISTULA GROUP SA

ul. Starowiślna 48

31-035 Kraków

Phone: 12 6561832

Fax: 12 6565098

E-mail:              sekretariat@vistula.pl

Website:           www.vistula.com.pl

 

 

Company summary

 

Legal form                     Joint Stock Company

Stat.no.                         351001329

Tax ID PL                      6750000361

Establishment               10.10.1948 as State-owned enterprise (9)

28.03.1991 as Joint Stock Company (6)

 

Changes of names and addresses

10.10.1948        Krakowskie Zakłady Przemysłu Odzieżowego

 

28.03.1991        Vistula SA

ul. Nadwiślańska 13, 30-527 Kraków

 

22.09.2006        VISTULA & WÓLCZANKA SA

01.12.2007        ul. Starowiślna 48, 31-035 Kraków

 

31.12.2008        VISTULA GROUP SA

 

Registration:    26.09.2001, District Court Kraków, XI Department, KRS 47082

 

Data concerning previous registrations:

30.04.1991, District Court Kraków, RHB 3159

 

Previous registration:

30.04.1991, District Court Kraków, RHB 3159

 

Shareholders     Otwarty Fundusz Emerytalny PZU Złota Jesień,

al. Jana Pawła II 24, 00-133 Warszawa

Percent of owned shares 19.74%

share in total amount of votes 19.74%


IPOPEMA 2 Fundusz Inwestycyjny Zamknięty

Aktywów Niepublicznych

 

Percent of owned shares                                    12.58%

 

share in total amount of votes                              12.58%

 

ING Otwarty Fundusz Emerytalny, ul. Topiel

12, 00-342 Warszawa

Percent of owned shares                                    11.21%

share in total amount of votes                              11.21%

 

ALMA MARKET SA, ul. Pilotów 6, 30-964 Kraków

Percent of owned shares 8.61%

share in total amount of votes 8.61%

 

PIONEER PEKAO INVESTMENT MANAGEMENT SA, ul.

Marynarska 15, 02-674 Warszawa

Percent of owned shares                                    5.32%

share in total amount of votes                              5.32%

list prepared on 30.09.2013

 

 

Share capital                                                                                         PLN 37 003 265,00

Share capital divided into 173861625 shares of

PLN 0,21 each

 

Series of shares

40000000 type Not preference shares M

22310270 type Not preference shares K

8247423 type Not preference shares I

15059932 type Not preference shares H

8021810 type Not preference shares G

1400000 type Not preference shares C

7165640 type Not preference shares F

22811250 type Not preference shares D

48845300 A

 

Changes of share capital

- since 13.09.2012 until 16.09.2013 the

capital estimated                                                           PLN 29 003 265,00

 

- since 17.12.2009 until 13.09.2012 the

capital estimated                                                           PLN 24 541 211,00

 

- since 31.12.2008 until 17.12.2009 the

capital estimated                                                           PLN 22 891 726,40

 


- since 06.10.2008 until 31.12.2008 the

capital estimated                                               PLN 19 879 740,00

 

- since 09.01.2007 until 06.10.2008 the

capital estimated                                               PLN 18 275 378,00

 

- since 30.11.2006 until 09.01.2007 the

capital estimated                                               PLN 17 995 378,00

 

- since 31.08.2006 until 30.11.2006 the

capital estimated                                               PLN 16 562 250,00

 

- until 31.08.2006 the capital estimated                PLN 12 000 000,00

was depreciated 11154700 shares

 

Management                 Grzegorz Karol Pilch , personal ID no. (PESEL) 67122801096

- president

 

Radosław Jakociuk , personal ID no. (PESEL) 74041604017

- vice president

 

Mateusz Marek Żmijewski , personal ID no. (PESEL) 76092805430

- vice president

 

Proxies:

Erwin Zdzisław Bakalarz , personal ID no. (PESEL) 71030506851

 

Representation:

Two members of the board of directors jointly or member of the board

of directors with proxy jointly

 

Supervisory board          Jerzy Mazgaj , personal ID no. (PESEL) 59102202517, ul. Grodzka 7/5,

31-006 Kraków

- chairman

 

Michał Mierzejewski , personal ID no. (PESEL) 75050700019, ul. Wiślana

92, 05-092 Łomianki

- member

 

Mirosław Panek , personal ID no. (PESEL) 59032703490

- member

 

Ilona Alicja Malik , personal ID no. (PESEL) 76051102503

- member

 

Grzegorz Wójtowicz , personal ID no. (PESEL) 79112608732

 

Artur Jędrzejewski , personal ID no. (PESEL) 70051901070


Main activity                  Engaged in Designing, Manufacturing and Distribution of male clothes; Sale & Import of

clocks, watches and jewelry, Distributor of ROLEX brand watches

 

Import Germany

Export European Union

 

Branches NACE 2007:

Manufacture of other outerwear (C.14.13.Z)

Wholesale of clothing and footwear (G.46.42.Z)

 

Employment                  2007: 571 employees

2008: 1096 employees

2009: 1264 employees

2010: 1403 employees

2011: 1450 employees

 

Employment in the capital group:

2008: 2743 employees

2009: 2842 employees

2011: 2301 employees

 

Turnover                      2009 PLN 332 409 000,00

2010 PLN 309 150 000,00

2011 PLN 340 350 000,00

2012 PLN 347 493 000,00

01.01.2013 - 30.09.2013 PLN 245 034 000,00

 

consolidated turnover 2009 PLN 408 402 000,00

2010 PLN 353 921 000,00

2011 PLN 387 703 000,00

2012 PLN 395 513 000,00

01.01.2013 - 30.09.2013 PLN 276 495 000,00

 

 

FINANCIAL STATEMENTS

 

Source of financial data          other                other                Monitor Polski B          Monitor Polski B

periodic           annual                         annual                                     annual

Personal balance sheet as at 30.09.2013         31.12.2012        31.12.2011                    31.12.2010

(Amount in PLN)

-A. Fixed assets...................... 420 263 000,00 430 069 000,00 441 001 000,00   451 531 000,00

- I. Tangible assets.................    38 513 000,00    39 657 000,00    46 614 000,00                54 751 000,00

- a) lands and buildings.........      33 083 000,00                            40 047 000,00

- f) other fixed goods...........                                                        13 186 000,00                14 444 000,00

- 2. Fixed goods under

construction..........................                                                    345 000,00                    260 000,00

- II. Intangible assets..............                            115 558 000,00


- III. Goodwill......................        242 591 000,00  242 591 000,00 242 591 000,00 242 591 000,00

- IV. Other intangible assets......  114 962 000,00                         116 376 000,00 117 216 000,00

- V. Investment real estate.......... 5 094 000,00    5 168 000,00     10 057 000,00                5 365 000,00

- VI. Long term financial assets..... 6 179 000,00

-VII. Investments in associated and

dependant companies valued with

method of ownership rights/ Shares

and quotas in units consolidated by

method of ownership rights............                                             6 365 000,00                 6 343 000,00

-VIII. Other long term investments.... 4 000,00        4 000,00          4 000,00                        4 000,00

-IX. Long term receivables............   1 035 000,00 1 259 000,00      1 770 000,00                 1 881 000,00

-XI. Financial assets available for

sale..................................                                                                                            5 443 000,00

-XIII. Assets due to deferred income

tax...................................         11 885 000,00    19 653 000,00    17 224 000,00               17 937 000,00

-B. Current Assets.................... 168 757 000,00 188 603 000,00 181 741 000,00   174 121 000,00

- I. Stocks..........................       143 394 000,00 157 402 000,00 147 913 000,00   132 162 000,00

- IV. Trade receivables and other

receivables/ supply and services

receivables and other receivables.17 663 000,00  16 790 000,00  22 542 000,00                  18 159 000,00

- VI. Other financial assets.........                                                  1 000,00                       19 000,00

- VIII. Cash and cash equivalents..6 623 000,00    13 929 000,00    10 697 000,00                23 050 000,00

- XIII. Other current assets/ Other

assets................................      1 077 000,00    482 000,00        588 000,00                    731 000,00

-Total assets.........................    589 020 000,00 618 672 000,00 622 742 000,00   625 652 000,00

-A. Equity............................     393 911 000,00 324 728 000,00 295 899 000,00   294 713 000,00

- I. Initial capital.................        37 003 000,00  29 003 000,00     24 541 000,00                24 541 000,00

- III. Issued capital over nominal

value of shares.......................    304 998 000,00

- IV. Uncalled capital...............                           270 157 000,00  258 027 000,00 255 186 000,00

- VI. Share premium account..........                                                                                 3 717 000,00

- VII. Other reserve capital.........                                      14 329 000,00                12 071 000,00

- VIII. Other capital................    14 587 000,00     14 476 000,00

- XI. Retained earnings.............                           11 092 000,00

- XIII. Net profit (loss)............      37 323 000,00

- XV. Proft (loss) from previous

years and for the current year.....                                     -998 000,00                  -802 000,00

-B. Long term liabilities..........130 552 000,00     148 623 000,00  186 430 000,00           195 453 000,00

- I. Credits, loans/ Liabilities

due to credits, loan and other debt

instruments...........                                           148 408 000,00    169 401 000,00            177 431 000,00

- II. Long-term liabilities due to

issued commercial papers........129 500 000,00

- IV. Liabilities due to financial

leasing..............................        431 000,00       215 000,00        106 000,00                    200 000,00

- VI. Reserves.......................     146 000,00        12 560 000,00   15 251 000,00                16 478 000,00

 


- VII. Reserve due to deferred

income tax/ Liabilities due to

deferred income tax                       475 000,00     960 000,00        1 672 000,00                 1 344 000,00

-C. Short term liabilities............ 64 557 000,00 125 547 000,00 140 413 000,00               135 486 000,00

- I. Credits and loans/ Current

account credits.......................   349 000,00       7 514 000,00     2 061 000,00

- II. Long-term credits and loans

with settlement term..................                                                 7 714 000,00                16 914 000,00

- III. Short-term liabilities due

to issued commercial papers      11 551 000,00                                                                50 000 000,00

- V. Short-term liabilities due to

financial leasing.....................    74 000,00                                 94 000,00                      1 393 000,00

- VI. Liabilities due to credits,

loans and other debt instruments....                                                                                 50 000 000,00

- IX. Trade and other liabilities.... 46 725 000,00                            69 202 000,00                49 629 000,00

- XI. Reserves/ other short term

reserves..............................      5 858 000,00    6 254 000,00     11 342 000,00                17 550 000,00

-Total liabilities....................    589 020 000,00 618 672 000,00 622 742 000,00   625 652 000,00

 

Source of financial data          other                other                Monitor Polski B          Monitor Polski B

periodic           annual                         annual                                     annual

 

individual

PROFIT AND LOSS ACCOUNT  01.01.2013-       01.01.2012-       01.01.2011-                   01.01.2010-

30.09.2013        31.12.2012        31.12.2011                    31.12.2010

Amount in (PLN)

-A. Income from sales and

similar.....                                245 034 000,00 347 493 000,00 340 350 000,00   309 150 000,00

-B.Cost of products,

goods sold.......                        116 096 000,00 169 716 000,00 163 830 000,00   145 588 000,00

-C. Gross profit on sale...........128 938 000,00   177 777 000,00 176 520 000,00   163 562 000,00

-D. Costs of sale.....................  90 875 000,00    124 532 000,00 119 649 000,00   110 968 000,00

-E. General management costs 25 998 000,00 33 678 000,00   34 520 000,00                 34 556 000,00

-F. Profit on sale.................... 12 065 000,00     19 567 000,00    22 351 000,00                18 038 000,00

-G. Other operating incomes  16 673 000,00     8 671 000,00     14 801 000,00                8 573 000,00

- I. Incomes from disposal of

fixed assets..........................                                                     4 100 000,00                719 000,00

- III. Other operating incomes.......                                               10 701 000,00                7 854 000,00

-H. Other operating costs..........7 535 000,00    7 325 000,00     14 443 000,00                6 820 000,00

-I. Profit on operating activities.21 203 000,00  27 277 000,00   22 709 000,00                19 791 000,00

-J. Financial incomes............... 42 489 000,00 1 536 000,00     3 005 000,00                 574 000,00

-K. Financial costs................... 19 086 000,00   20 862 000,00   25 671 000,00                21 929 000,00

-L. Gross profit on

economic activity.                   44 606 000,00    7 951 000,00     43 000,00

-L. Gross on economic activity........                                                                             1 564 000,00

-N. Gross profit...................... 44 606 000,00     7 951 000,00     43 000,00

-N. Gross loss........................                                                                                       1 564 000,00

-O. Corporation tax................... 7 283 000,00   -3 141 000,00    1 041 000,00                 -762 000,00

-R. Net profit........................    37 323 000,00    11 092 000,00

-R. Net loss..........................                                                     998 000,00                    802 000,00

AUDITOR

 

Balance sheet as at 31.12.2011

PRO AUDIT KANCELARIA BIEGŁYCH REWIDENTÓW Sp. z o.o., al.

3 Maja 9, 30-062 Kraków                                                                                    No. 2696

Expert auditor Mirosław Kośmider                                                                       No. 9273

Expert auditor Paulina Bąk                                                                                 No. 11912

 

Balance sheet as at 31.12.2010

PRO AUDIT KANCELARIA BIEGŁYCH REWIDENTÓW Sp. z o.o., al.

3 Maja 9, 30-062 Kraków                                                                                    No. 2696

Expert auditor Paulina Bąk                                                                                 No. 11912

 

                                          

Ratios

 

Ratios

01.01.2013-

30.09.2013

01.01.2012-

31.12.2012

01.01.2011-

31.12.2011

01.01.2010-

31.12.2010

 

Current ratio

2, 61

1,50

1,29

1,29

Quick ratio

0, 38

0,24

0,24

0, 30

Immediate ratio

0, 10

0, 11

0, 08

0, 17

Return on sale

15,23

3, 19

-0,29

-0,26

Return on assets

6, 34

1, 79

-0,16

-0,13

Return on equity

9, 48

3, 42

-0,34

-0,27

Average trade debtors' days

19, 68

17, 68

24,17

21,44

Average stock turnover's days

159,76

165,79

158,63

156,04

average payables payment period

71, 92

132,23

150,58

159,96

Total indebtedness ratio

33,12

44,32

52,48

52, 90

 

 

While rating the company, it is advisable

to take into consideration information about the branch , the company is acting in

 

(C.14.13.Z - NACE 2007),   as at :

30.09.2013

31.12.2012

31.12.2011

31.12.2010

31.12.2009

Current ratio........................................................

2,26

1,93

2,14

1,86

1,60

Quick ratio..........................................................

1, 34

1, 17

1,26

1, 02

0, 92

Immediate ratio...................................................

0, 33

0, 31

0,46

0, 34

0, 22

Return on sale....................................................

5, 43

4, 18

3, 71

2, 47

1,21

Return on assets.................................................

6, 07

6, 35

5, 53

3,49

1, 63

Return on equity..................................................

10,25

11,10

9, 25

6, 16

3, 10

Average trade debtors' days.................................

70, 67

64, 02

56,83

56,04

70,01

Average stock turnover's days..............................

65,33

56,11

61, 49

68, 63

68, 92

average payables payment period.........................

72,53

75, 95

71, 93

83, 65

103,26

Total indebtedness ratio.......................................

40,78

42,82

40,15

43,42

47,49

Percent share in the examinated group

of companies with net profit..................................

70,50

71, 90

70,00

60, 80

57,30

Sales/revenue per employee in th. PLN....

63,59

83,83

85,12

89,32

74, 92

Average sales/revenue per company in

th. PLN..............................................................

8 872,62

11 125,11

363,49

073,58

910,89

 

according to the Central Statistical Office

 

Source of financial data                      other                            other                            Monitor Polski B

periodic                       annual                                     annual

Consolidated balance sheet

as at                                                     30.09.2013                    31.12.2012                    31.12.2011

(Amount in PLN)

-Fixed assets.........................               423 166 000,00             432 795 000,00             443 671 000,00

- Tangible assets....................               49 066 000,00                50 635 000,00                63 171 000,00

- Goodwill...........................                   244 143 000,00             244 143 000,00             244 143 000,00

- Other intangible assets............             115 212 000,00             115 751 000,00             116 499 000,00

- Long term financial assets.........           912 000,00                                                        4 000,00

- Assets due to deferred income tax..      12 731 000,00                19 932 000,00                16 734 000,00

- Long term receivables and

miscellaneous items................              1 102 000,00                                                     2 075 000,00

-Current assets.......................              187 621 000,00 207 740 000,00 199 234 000,00

- Stocks.............................                   160 612 000,00 174 078 000,00 162 438 000,00

 

- Short term receivables and

miscellaneous items...................           18 437 000,00               18 588 000,00

- Cash and equivalents...............            7 300 000,00                 14 495 000,00                11 953 000,00

-Total assets.........................                610 787 000,00             640 535 000,00             642 905 000,00

-Equity...............................                  399 568 000,00              333 230 000,00             303 217 000,00

- Initial capital....................                    37 003 000,00                29 003 000,00                24 541 000,00

- Reserve and uncalled capital.......          10 441 000,00                10 330 000,00                10 183 000,00

- Retained earnings..................              317 646 000,00             281 621 000,00             268 493 000,00

- Net profit (loss)..................                  34 478 000,00                12 276 000,00

-Long term liabilities................           130 927 000,00             148 768 000,00             169 658 000,00

- Reserves...........................                  309 000,00                    12 723 000,00                15 447 000,00

- Reserve due to deferred income tax.      482 000,00                    977 000,00                    1 672 000,00

- Long term bank credits and loans...                                           148 408 000,00             169 401 000,00

- Other long term financial

liabilities...........................

130 136 000,00

-Short term liabilities...............                        80 292 000,00                138 169 000,00 141 074 000,00

- Reserves...........................                  6 129 000,00                 6 668 000,00                 11 837 000,00

- Short term bank credits and loans..       7 301 000,00                 5 724 000,00                 7 713 000,00

- Other short term financial

liabilities...........................                     11 694 000,00                                                   50 000 000,00

- Short term liabilities and

miscellaneous items...................                       55 168 000,00

-Total liabilities....................                610 787 000,00 640 535 000,00 642 905 000,00

Source of financial data                                  other                                        Monitor Polski B

periodic                                   annual

CONSOLIDATED Consolidated P/L -                 01.01.2013-                               01.01.2011-

30.09.2013                                31.12.2011

 

 (Amount in PLN)

-A. Net income form sale of goods,

products and materials................        276 495 000,00                         387 703 000,00

-B. Costs of sale of goods, products

and materials.........................                         131 068 000,00                          180 710 000,00

-C. Gross profit from sale (A-B)......                   145 427 000,00                          206 993 000,00

-D. Costs of sale.....................                          104 581 000,00                          138 656 000,00

-E. Cost of management................                  31 134 000,00                            42 920 000,00

-F. Profit from sale (C-D-E)..........                     9 712 000,00                             25 417 000,00

-G. Other operating income............                 16 968 000,00                            10 937 000,00

-H. Other operating costs.............                    8 580 000,00                             15 150 000,00

-I. Profit from ordinary activity

(F+G+H)...............................                            18 100 000,00                            25 329 000,00

-J. Financial income..................                      42 577 000,00                            3 011 000,00

-K. Financial costs...................                        19 492 000,00                            26 307 000,00

-M. Profit from business activity

(I+J-K+-L)............................                             41 185 000,00                            1 461 000,00

-Q. Gross profit (M+/-N-O+P)..........                   41 185 000,00                            1 461 000,00

-R. Income tax........................                         6 707 000,00                             1 455 000,00

-W. Net profit (Q-R-S+-T+/-U).........                   34 478 000,00                            6 000,00

 

Source of financial data other

annual

CONSOLIDATED PROFIT AND LOSS ACCOUNT           01.01.2012-

31.12.2012

(PLN)

-A. Income from sales and similar.....                          395 513 000,00

-B.Cost of products, goods sold.......                             190 621 000,00

-C. Gross profit on sale..............                                  204 892 000,00

-D. Costs of sale.....................                                      143 780 000,00

-E. General management costs..........                          40 772 000,00

-F. Profit on sale....................                                      20 340 000,00

-G. Other operating incomes..........                             9 255 000,00

-H. Other operating costs.............                                7 894 000,00

 

-I. Profit on operating activities....                               28 086 000,00

-J. Financial incomes.................                                 1 516 000,00

-K. Financial costs...................                                                21 275 000,00

-L. Gross profit on economic activity.                          9 286 000,00

-N. Gross profit......................                                       9 286 000,00

-O. Corporation tax...................                                   -2 990 000,00

-R. Net profit........................                                        12 276 000,00


AUDITOR

Consolidated balance sheet as at 31.12.2011

PRO AUDIT KANCELARIA BIEGŁYCH REWIDENTÓW Sp. z o.o., al.

3 Maja 9, 30-062 Kraków                                                                                                No. 2696

Expert auditor Paulina Bąk                                                                                             No. 11912

 

Locations:                                 seat:

ul. Starowiślna 48, 31-035 Kraków

Phone:              12 6561832

Fax:                  12 6565098

E-mail:              sekretariat@vistula.pl

Website:           www.vistula.com.pl

 

branches:

ul. Starowiślna 48, 31-035 Kraków

Phone:              12 6561832

Fax:                  12 6565098

E-mail:              sekretariat@vistula.pl

Website:           www.vistula.com.pl

 

ul. Pułaskiego 11-17, 60-607 Poznań

Phone:              61 8589800

61 8589801

 

Real Estate                               No data

Verification of information on real estate

ownership position through the Real Estate

Register is not covered by the standard

report.

 

Shares in other companies

Vistula Market Sp. z o.o. NIP 6792642578

PLN 4 000,00 (100,00%)

 

WÓLCZANKA PRODUCTION 3 sp. z o.o. NIP PL 6612201690, ul.

Samsonowicza 20, 27-400 Ostrowiec Świętokrzyski

PLN 100 000,00 (100,00%)

 

ANDRE RENARD SPÓŁKA Z O.O. NIP 5272479597, ,ul. Wolska

88, 01-141 Warszawa

PLN 35 000,00 (70,00%)

 

CHARA sp. z o.o. NIP 5252377770, ul. Mokotowska 4/6/105,

00-641 Warszawa

PLN 9 500,00 (19,00%)

 

Vipo, Kalingrad, Russian Federation

· shareholder


DCG SA NIP PL 1130015696, ul. Bystrzycka 81A, 04-907

Warszawa                                 - 100 %

 

Fleet Management GmbH, Eschenheimer Anlage 1, 60316

Frankfurt am Main, Germany       - 100 %

 

Data concerning shares in other companies are valid as at: 30.12.2013.

 

Connections:                             ING Otwarty Fundusz Emerytalny is related to many subjects.

ALMA MARKET SA

- AM2 Sp. z o.o., ul. Pilotów 6, 30-964 Kraków

· shareholder: PLN 5 000,00 (100,00%)

 

- KRAKOWSKI KREDENS TRADYCJA GALICYJSKA SA NIP PL

5272523789, ul. Pilotów 6, 30-964 Kraków

· Shareholder: 100 %

 

- KRAKCHEMIA SA NIP PL 9451923562, ul. Pułkownika

Stanisława Dąbka 10, 30-832 Kraków

· Shareholder: 42,09 %

 

- AM1 Sp. z o.o. NIP 9452121712, ul. Pilotów 6, 30-964

Kraków

· shareholder: PLN 5 000,00 (100,00%)

 

- TARNÓW - AM1 SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ

sp. k. NIP PL 9452122019, ul. Pilotów 6, 30-964 Kraków

· Limited partners

 

- PARADISE GROUP Sp. z o.o. NIP PL 6762141050

· shareholder: PLN 5 000 000,00 (100,00%)

 

- KRAKÓW 1 - AM 1 Sp. z o.o. Spółka Komandytowa NIP

9452121994, ul. Pilotów 6, 30-964 Kraków

· Limited partners, Comandite sum: PLN 5 000,00

 

- ALMA DEVELOPMENT Sp. z o.o. NIP 9452046548, ul. Pilotów

6, 30-964 Kraków

· shareholder: PLN 8 000 000,00 (100,00%)

 

- KRAKÓW 2- AM1 SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ

sp. k. NIP 9452153149, ul. Pilotów 6, 30-964 Kraków

· Limited partners

 

- FLOR Sp. z o.o. NIP 6762418646, ul. Pilotów 6, 30-964

Kraków

· shareholder: PLN 5 000,00 (100,00%)


Radosław Jakociuk , personal ID no. (PESEL) 74041604017

- DCG SA NIP PL 1130015696, ul. Bystrzycka 81A, 04-907

Warszawa

· member of supervisory board

 

PIONEER PEKAO INVESTMENT MANAGEMENT SA

- YAWAL SA NIP PL 5730106096, ul. Lubliniecka 36, 42-284

Herby

· Shareholder: 25,31 %

 

- PIONEER PEKAO TOWARZYSTWO FUNDUSZY INWESTYCYJNYCH

SPÓŁKA AKCYJNA NIP 5211182650, ul. Marynarska 15, 02-674

Warszawa

· Shareholder: 100 %

 

- POZBUD T&R SA NIP PL 7772668150, Wysogotowo, ul.

Bukowska 10 A, 62-081 Przeźmierowo

· Shareholder: 7,78 %

 

- Przetwórstwo Tworzyw Sztucznych PLAST-BOX SA NIP PL

8390023940, ul. Lutosławskiego 17A, 76-200 Słupsk

· Shareholder: 10 %

 

- EMC Instytut Medyczny SA NIP PL 8942814132, ul.

Pilczycka 144 -148, 54-144 Wrocław

· Shareholder: 8,41 %

 

- „BLACK LION FUND SPÓŁKA AKCYJNA” NIP PL 5261029318, ul.

Mińska 25, 03-808 Warszawa

· Shareholder: 7,55 %

 

- KREDYT INKASO SA NIP PL 9222544099, ul. Domaniewska

39A, 02-672 Warszawa

· Shareholder: 7,09 %

 

- POLISH ENERGY PARTNERS SA NIP PL 5261888932, ul. Krucza

24/26, 00-526 Warszawa

· Shareholder: 10,64 %

 

- SKYSTONE CAPITAL SA NIP PL 5261033372, ul.

Paderewskiego 7, 61-770 Poznań

· Shareholder: 12,36 %

 

- ALMA MARKET SA NIP PL 6760016731, ul. Pilotów 6, 30-964

Kraków

· Shareholder: 7,21 %

 

- PROJPRZEM SA NIP PL 5540234098, ul. Bernardyńska 13,

85-029 Bydgoszcz

· Shareholder: 6,94 %

 

- IMPERA CAPITAL SA NIP 5261029979, ul. Złota 59, 00-120

Warszawa

· Shareholder: 9,71 %

 

Mirosław Panek , personal ID no. (PESEL) 59032703490

- MENNICA POLSKA OD 1766 sp. z o.o. NIP 5213590057, ul.

Żelazna 56, 00-852 Warszawa

· member of supervisory board

 

- Lubelskie Zakłady Przemysłu Skórzanego PROTEKTOR SA NIP

PL 7120102959, ul. Kunickiego 20/24, 20-417 Lublin

· member of supervisory board

 

- MENNICA POLSKA SA NIP PL 5270023255, ul. Waliców 11,

00-851 Warszawa

· member of supervisory board

 

- ATENDE SA NIP PL 9542357358, ul. Ostrobramska 86,

04-163 Warszawa

· deputy-chairman

 

- ATM SA NIP PL 1130059989, ul. Grochowska 21A, 04-186

Warszawa

· member

 

- MOSTOSTAL ZABRZE SA NIP PL 6480001823, ul. Wolności

191, 41-800 Zabrze

· member

 

Otwarty Fundusz Emerytalny PZU Złota Jesień lack of

possibility to present current relationships for the entity

 

Grzegorz Karol Pilch , personal ID no. (PESEL) 67122801096

- Instal Kraków SA NIP PL 6790085487, ul. Brandla 1,

30-732 Kraków

· member

- DCG SA NIP PL 1130015696, ul. Bystrzycka 81A, 04-907

Warszawa

· member of supervisory board

- PILCH INVESTMENT sp. k.a. NIP 6783145797, ul. Zjazdu

Gnieźnieńskiego 6/4, 31-619 Kraków

· Limited partners, Comandite sum: PLN 25 000,00

 

Mateusz Marek Żmijewski , personal ID no. (PESEL)

76092805430

- DCG SA NIP PL 1130015696, ul. Bystrzycka 81A, 04-907

Warszawa

· member of supervisory board


Grzegorz Wójtowicz , personal ID no. (PESEL) 79112608732

- CROSS BUSINESS sp. z o.o., ul. Flory 9/1, 00-586

Warszawa

· president

 

- ARLEN SA NIP PL 5261039877, ul. Sapieżyńska 10, 00-215

Warszawa

· member of supervisory board

 

- „PIETRZYK ORZECHOWSKI WÓJTOWICZ” sp. k.a. NIP

5252535513, ul. Flory 9/1, 00-586 Warszawa

· general partner

· member of representation unit

 

Jerzy Mazgaj , personal ID no. (PESEL) 59102202517

- IVY CAPITAL Sp. z o.o., ul. Grodzka 7, 31-006 Kraków

· shareholder: PLN 50 000,00 (100,00%)

· president

- KRAKCHEMIA SA NIP PL 9451923562, ul. Pułkownika

 

Stanisława Dąbka 10, 30-832 Kraków

· Shareholder: 4,46 %

· chairman

 

- AM1 Sp. z o.o. NIP 9452121712, ul. Pilotów 6, 30-964

Kraków

· president

 

- „EVERGOOD” sp. z o.o. NIP 6772366537, ul. Pilotów 6,

30-964 Kraków

· shareholder: PLN 87 500,00 (87,50%)

· president

 

- FLOR Sp. z o.o. NIP 6762418646, ul. Pilotów 6, 30-964

Kraków

· president

 

- KRAKOWSKI KREDENS TRADYCJA GALICYJSKA SA NIP PL

5272523789, ul. Pilotów 6, 30-964 Kraków

· president

 

- JM CONSULTING Jerzy Mazgaj NIP 6760001965, ul. Grodzka

7, 30-964 Kraków

· owner

 

- DCG SA NIP PL 1130015696, ul. Bystrzycka 81A, 04-907

Warszawa

· member of supervisory board


- ALMA DEVELOPMENT Sp. z o.o. NIP 9452046548, ul. Pilotów

6, 30-964 Kraków

· president

 

- PREMIUM CIGARS Sp. z o.o. NIP PL 6762304405, ul.

Grodzka 7, 31-006 Kraków

· shareholder: PLN 75 000,00 (75,00%)

· member of supervisory board

 

- AM2 Sp. z o.o., ul. Pilotów 6, 30-964 Kraków

· president

 

- ALMA MARKET SA NIP PL 6760016731, ul. Pilotów 6, 30-964

Kraków

· Shareholder: 28,51 %

· president

Michał Mierzejewski , personal ID no. (PESEL) 75050700019

 

- PHILIP MORRIS POLSKA SA NIP PL 6750002182, al. Jana

Pawła II 196, 31-982 Kraków

· member of board of directors

 

- PHILIP MORRIS POLSKA DISTRIBUTION sp. z o.o. NIP

6751373354, al. Jana Pawła II 196, 31-982 Kraków

· member of board of directors

 

- ZARZĄD PAŁACU KULTURY I NAUKI Sp. z o.o. NIP PL

5252102317, pl. Defilad 1 lok. 1512, 00-901 Warszawa

· member of supervisory board

 

- FUNDACJA ŚWIAT IDEI NIP 5252547918, ul. Grzybowska 3/

U6, 00-132 Warszawa

· member of supervisory board

Artur Jędrzejewski , personal ID no. (PESEL) 70051901070

 

- GAUDI MANAGEMENT SA NIP 5252422312, ul. Plater Emilii

49, 00-125 Warszawa

· member of supervisory board

 

- LIBERTY GROUP SA NIP PL 9512235691, ul. Nowogrodzka 42,

00-695 Warszawa

· member of supervisory board

 

- POLNORD SA NIP PL 5830006767, ul. Śląska 35/37, 81-310

Gdynia

· member of supervisory board

 

- ART NEW MEDIA SA NIP 1132197112, ul. Stępińska 22/30,

00-739 Warszawa

· member

 

- POLIMEX - MOSTOSTAL SA NIP PL 8210014509, ul. Tadeusza

Czackiego 15/17, 00-950 Warszawa

· secretary

 

- HOTBLOK SA NIP 6342463031, ul. Emilii Plater 49, 00-125

Warszawa

· member of supervisory board

 

- IMPERA CAPITAL SA NIP 5261029979, ul. Złota 59, 00-120

Warszawa

· member of supervisory board

 

- RUBICON PARTNERS SA NIP 5251347519, ul. Emilii Plater

28, 00-688 Warszawa

· member of supervisory board

 

- VENTUS ASSET MANAGEMENT SPÓŁKA AKCYJNA NIP 5262773160,

ul. Włodarzewska 69A, 02-384 Warszawa

· member of supervisory board

 

- PCC INTERMODAL SA NIP PL 7491968481, ul. Hutnicza 16,

81-061 Gdynia

· member

 

Data concerning connections are valid as at: 30.12.2013.

 

Taking overs                              22.09.2006 (Entry date) - merger

VISTULA & WÓLCZANKA SA, ul. Starowiślna 48, 31-035 Kraków

(as taking over)

 

WÓLCZANKA SA KRS 62987, ul. Wólczańska 243, 93-035 Łódź

(as taken over)

31.12.2008 (Entry date) - merger

 

VISTULA GROUP SA, ul. Starowiślna 48, 31-035 Kraków

(as taking over)

W.KRUK SA KRS 76902, ul. Pułaskiego 11 -17, 60-607 Poznań

(as taken over)

 

Certificates:                               ISO 9001

 

General information                    Since 30.09.1993 noDescription noDescription

As on 30.09.2013 the total sales area of the Vistula Group retail

chain was 24.100 m2.

 

Banks                                       Bank BPH SA

ul. PAŁUBICKIEGO 2, 80-175 Gdańsk


Payment Manner                       In available sources, payment delays have not

been noted

 

Credit capability                         Business connections appear permissible,

credits should not be refused.

 

 

 

DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.18

UK Pound

1

Rs.103.38

Euro

1

Rs.85.09

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.