MIRA INFORM REPORT

 

 

Report Date :

27.01.2014

 

IDENTIFICATION DETAILS

 

Name :

SKI INVESTMENTS PTE. LTD.

 

 

Registered Office :

3, Shenton Way, 14-01, Shenton House, 068805

 

 

Country :

Singapore

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

13.12.2007

 

 

Com. Reg. No.:

200723062-G

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Engaged in the (as a / as an) other investment holding companies.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2013

 

Country Name

Previous Rating

(30.06.2013)

Current Rating

(30.09.2013)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. Real GDP growth averaged 8.6% between 2004 and 2007. The economy contracted 0.8% in 2009 as a result of the global financial crisis, but rebounded 14.8% in 2010, on the strength of renewed exports, before slowing to 5.2% in 2011 and 1.3% in 2012, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity, which has sunk to an average of about 1.0% in the last decade. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub

Source : CIA

 

 

 

 


EXECUTIVE SUMMARY

 

 

 

REGISTRATION NO.

:

200723062-G

COMPANY NAME

:

SKI INVESTMENTS PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

13/12/2007

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

 

 

 

 

 

 

REGISTERED ADDRESS

:

3, SHENTON WAY, 14-01, SHENTON HOUSE, 068805, SINGAPORE.

BUSINESS ADDRESS

:

3 SHENTON WAY # 14-01 SHENTON HOUSE, 068805, SINGAPORE.

TEL.NO.

:

65-62218455

FAX.NO.

:

65-62224984

CONTACT PERSON

:

MADUGULA VENKATA NAGA SARITHA ( DIRECTOR )

 

 

 

 

 

 

PRINCIPAL ACTIVITY

:

OTHER INVESTMENT HOLDING COMPANIES

 

 

 

ISSUED AND PAID UP CAPITAL

:

500,001.00 ORDINARY SHARE, OF A VALUE OF USD 500,001.00

 

 

 

SALES

:

USD 3,119,830 [2013]

NET WORTH

:

USD 3,352,647 [2013]

 

 

 

STAFF STRENGTH

:

N/A

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

POOR

PAYMENT

:

N/A

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) other investment holding companies.

 

The immediate and ultimate holding company of the Subject is KIRAN INVESTMENTS PTE. LTD., a company incorporated in SINGAPORE.

 

Share Capital History

Date

Issue & Paid Up Capital

23/01/2014

USD 500,001.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

KIRAN INVESTMENTS PTE. LTD.

3, SHENTON WAY, 14-01, SHENTON HOUSE, 068805, SINGAPORE.

200802701M

500,001.00

100.00

 

 

 

---------------

------

 

 

 

500,001.00

100.00

 

 

 

============

=====

+ Also Director

 

The Subject interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

 

MAURITIUS

SKI CARBON BLACK (MAURITIUS) LIMITED

100.00

31/03/2013

 

 

 

 

 

 

MAURITIUS

PT. BIRLAINDO INDUSTRIES

99.00

31/03/2013

 

 

 

 

 

 

MAURITIUS

INDIGOLD CARBON (MAURITIUS)

58.82

31/03/2013

 

 

 

 

 

200802699Z

SINGAPORE

INDOGENIOUS HOLDINGS PTE. LTD.

5.00

31/03/2013

 

 

 

 

 

200804356E

SINGAPORE

BIG BANYAN INVESTMENTS PTE. LTD.

5.00

31/03/2013

 

 

 

 

 

200802696G

SINGAPORE

ABHA INVESTMENTS PTE. LTD.

5.00

31/03/2013

 

 

 

 

 

200804357R

SINGAPORE

BLUE BUCKS INVESTMENTS PTE. LTD.

5.00

31/03/2013

 

 

 

 

 

200802697W

SINGAPORE

CALYX INVESTMENTS PTE. LTD.

5.00

31/03/2013

 

 

 

 

 

 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

MR. MADUGULA VENKATA NAGA SARITHA

Address

:

123, RIVERVALE DRIVE, 16-123, 540123, SINGAPORE.

IC / PP No

:

S7863329H

 

 

 

 

 

 

 

 

 

Nationality

:

SINGAPOREAN

Date of Appointment

:

20/05/2011

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

SUSHIL AGARWAL

Address

:

301, OCEAN VIEW, UNION PARK KHAR (W), MUMBAI, 400 052, INDIA.

IC / PP No

:

F9993054

 

 

 

 

 

 

 

 

 

Nationality

:

INDIAN

Date of Appointment

:

13/12/2007

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

NANDITA AGARWAL

Address

:

2C, HONG SAN WALK, 03-09, PALM GARDENS, 689049, SINGAPORE.

IC / PP No

:

S7967934H

 

 

 

 

 

 

 

 

 

Nationality

:

SINGAPOREAN

Date of Appointment

:

08/02/2013



MANAGEMENT

 

 

 

1)

Name of Subject

:

MADUGULA VENKATA NAGA SARITHA

 

Position

:

DIRECTOR

 

 

 

 

 

2)

Name of Subject

:

SARITA

 

Position

:

STAFF

 

 

 

 

AUDITOR

 

Auditor

:

LAU CHIN HUAT & CO

Auditor' Address

:

N/A

 

 

 

 

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

CHEONG SENG CHOW

 

IC / PP No

:

S1350970J

 

 

 

 

 

Address

:

43, LORONG 5, TOA PAYOH, 11-129, 310043, SINGAPORE.

 

 

 

 

 

 

 

 

 

 

 

BANKING


No Banker found in our databank.

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

1

-

N/A

MORGAN STANLEY CAPITAL GROUP INC.

-

Unsatisfied

2

-

N/A

MORGAN STANLEY CAPITAL SERVICES INC.

-

Unsatisfied

C200804367

12/05/2008

N/A

MORGAN STANLEY & CO. INTERNATIONAL PLC

-

Unsatisfied

 

 

LEGAL CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A

 

 

 


The Subject is a service provider.


CLIENTELE

 

Local

:

N/A

 

 

 

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's clientele.

 

 

OPERATIONS

 

Services

:

OTHER INVESTMENT HOLDING COMPANIES

 

 

 

 

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) other investment holding companies.

The staff from the registered office refused to disclose the Subject's operation.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-62218455

Match

:

N/A

 

 

 

Address Provided by Client

:

3 SHENTONWAY #14-01 SHENTON HOUSE SINGAPORE 068805

Current Address

:

3 SHENTON WAY # 14-01 SHENTON HOUSE, 068805, SINGAPORE.

Match

:

YES

 

 

 

 

Other Investigations


On 22nd January 2014 we contacted one of the staff from the Subject and she provided limited information.

She refused to disclose the Subject's number of employees.


FINANCIAL ANALYSIS

 

 

Profitability

 

 

 

 

 

 

Return on Shareholder Funds

:

Acceptable

[

12.16%

]

 

Return on Net Assets

:

Favourable

[

105.06%

]

 

 

 

 

 

 

 

 

The Subject's management had generated acceptable return for its shareholders using its assets.

 

 

 

 

 

 

 

Working Capital Control

 

 

 

 

 

 

Stock Ratio

:

Nil

[

0 Days

]

 

Debtor Ratio

:

Favourable

[

0 Days

]

 

Creditors Ratio

:

Favourable

[

0 Days

]

 

 

 

 

 

 

 

 

As the Subject is a service oriented company, the Subject does not need to keep stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

 

 

 

 

 

 

 

Liquidity

 

 

 

 

 

 

Liquid Ratio

:

Unfavourable

[

0.03 Times

]

 

Current Ratio

:

Unfavourable

[

0.03 Times

]

 

 

 

 

 

 

 

 

A low liquid ratio means that the Subject may be facing working capital deficiency. If the Subject cannot obtain additional financing or injection of fresh capital, it may face difficulties in meeting its short term obligations.

 

 

 

 

 

 

 

Solvency

 

 

 

 

 

 

Interest Cover

:

Unfavourable

[

1.13 Times

]

 

Gearing Ratio

:

Unfavourable

[

22.37 Times

]

 

 

 

 

 

 

 

 

The Subject's interest cover was low. If its profits fall or when interest rate rises, it  may not be able to meet all its interest payment. The Subject was highly geared, thus it had a high financial risk. The Subject was dependent on loans to finance its business needs. In times of economic downturn and / or high interest rate, the Subject will become less profitable and competitive than other firms in the same industry, which are lowly geared. This is because the Subject has to service the interest and to repay the loan, which will erode part of its profits. The profits will fluctuate depending on the Subject's turnover and the interest it needs to pay.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overall Assessment :

 

 

 

 

 

 

Due to its weak liquidity position, the Subject will be faced with problems in meeting all its short term obligations if no short term loan is obtained or additional capital injected into the Subject. If there is a fall in the Subject's profit or any increase in interest rate, the Subject may not be able to generate sufficient cash-flow to service its interest. The Subject's gearing level was high and its going concern will be in doubt if there is no injection of additional shareholders' funds in times of economic downturn and / or high interest rates.

 

 

 

 

 

 

 

Overall financial condition of the Subject : POOR

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2008

2009

2010

2011

2012

 

 

 

 

 

 

Population (Million)

4.84

4.98

5.08

5.18

5.31

Gross Domestic Products ( % )

1.5

(0.8)

14.5

4.9

1.3

Consumer Price Index

6.6

0.6

2.8

5.2

4.6

Total Imports (Million)

450,892.6

356,299.3

423,221.8

459,655.1

474,554.0

Total Exports (Million)

476,762.2

391,118.1

478,840.7

514,741.2

510,329.0

 

 

 

 

 

 

Unemployment Rate (%)

2.2

3.2

2.2

2.1

2.0

Tourist Arrival (Million)

10.12

9.68

11.64

13.17

14.37

Hotel Occupancy Rate (%)

81.0

75.8

85.6

86.5

86.4

Cellular Phone Subscriber (Million)

1.31

1.37

1.43

1.50

1.52

 

 

 

 

 

 

Registration of New Companies (No.)

25,327

26,414

29,798

32,317

31,892

Registration of New Companies (%)

(2.2)

4.3

12.8

8.5

(1.3)

Liquidation of Companies (No.)

10,493

22,393

15,126

19,005

17,218

Liquidation of Companies (%)

13.7

113.4

(32.5)

25.6

9.4

 

 

 

 

 

 

Registration of New Businesses (No.)

24,850

26,876

23,978

23,494

24,788

Registration of New Businesses (%)

0.36

8.15

(10.78)

2.02

5.51

Liquidation of Businesses (No.)

21,150

23,552

24,211

23,005

22,489

Liquidation of Businesses (%)

(0.8)

11.4

2.8

(5)

(2.2)

 

 

 

 

 

 

Bankruptcy Orders (No.)

2,326

2,058

1,537

1,527

1,748

Bankruptcy Orders (%)

(15.9)

(11.5)

(25.3)

(0.7)

14.5

Bankruptcy Discharges (No.)

1,500

3,056

2,252

1,391

1,881

Bankruptcy Discharges (%)

(7.7)

103.7

(26.3)

(38.2)

35.2

 

 

 

 

 

 

INDUSTRIES ( % of Growth ) :

 

 

 

 

 

Agriculture

 

 

 

 

 

Production of Principal Crops

(0.32)

3.25

(0.48)

4.25

3.64

Fish Supply & Wholesale

(6.31)

(1.93)

(10.5)

12.10

(0.5)

 

 

 

 

 

 

Manufacturing *

74.6

71.5

92.8

100.0

100.3

Food, Beverages & Tobacco

94.8

90.4

96.4

100.0

103.5

Textiles

180.1

145.9

122.1

100.0

104.0

Wearing Apparel

334.6

211.0

123.3

100.0

92.1

Leather Products & Footwear

128.2

79.5

81.8

100.0

98.6

Wood & Wood Products

132.0

101.4

104.0

100.0

95.5

Paper & Paper Products

101.0

95.4

106.1

100.0

97.4

Printing & Media

118.2

100.9

103.5

100.0

93.0

Crude Oil Refineries

113.1

96.4

95.6

100.0

99.4

Chemical & Chemical Products

84.5

80.3

97.6

100.0

100.5

Pharmaceutical Products

43.7

49.1

75.3

100.0

109.7

Rubber & Plastic Products

120.1

101.2

112.3

100.0

96.5

Non-metallic Mineral

96.5

91.9

92.5

100.0

98.2

Basic Metals

109.8

92.6

102.2

100.0

90.6

Fabricated Metal Products

101.3

90.8

103.6

100.0

104.3

Machinery & Equipment

65.0

57.3

78.5

100.0

112.9

Electrical Machinery

81.7

86.8

124.1

100.0

99.3

Electronic Components

93.1

85.2

113.6

100.0

90.6

Transport Equipment

102.0

96.0

94.0

100.0

106.3

 

 

 

 

 

 

Construction

45.90

(36.9)

14.20

20.50

28.70

Real Estate

(11.2)

1.4

21.3

25.4

31.9

 

 

 

 

 

 

Services

 

 

 

 

 

Electricity, Gas & Water

(1.3)

1.70

4.00

7.00

6.30

Transport, Storage & Communication

11.60

3.90

12.80

7.40

5.30

Finance & Insurance

(5.9)

(16.4)

(0.4)

8.90

0.50

Government Services

17.40

4.50

9.70

6.90

6.00

Education Services

0.50

0.10

(0.9)

(1.4)

0.30

 

 

 

 

 

 

* Based on Index of Industrial Production (2011 = 100)

 

 

 

 

 

(Source : Department of Statistics)

 

 

 

 

 

 

INDUSTRY ANALYSIS

 

INDUSTRY :

ECONOMY

 

 

 

According to Ministry of Trade and Industry (MTI), the Singapore economy is expected to grow by 1.0 to 3.0% in 2013 as growth in the global economy is likely to remain subdued despite macroeconomic conditions stablising in recent months of 2013.

 

However, the global economic outlook is still clouded with uncertainties. Notably, concerns remain over the extent of the fiscal cutback with the budget sequester in the US and potential flareup of the debt crisis in the Eurozone. Should any of these risks materialise, Singapore's economic growth could come in lower than expected.

 

Although resilient domestic demand in emerging Asia will provide some support to global demand, it will not fully mitigate the effects of an economic slowdown in the advanced economies. Consequently, Singapore's externally-oriented sectors such as electronics and wholesale trade will continue to perform poorly, while the financial services sector will be affected by heightened uncertainties in the external environment. Nevertheless, there will be some modest support to growth from the biomedical manufacturing cluster and tourism-related sectors. The former will likely see increased production of active pharmaceutical ingredients and biologics while the latter will benefit from rising visitor arrivals from the region.

 

For the whole of 2012, Singapore's GDP growth slowed to 1.3%, from 5.2% in 2011, mainly due to weakness in the externally-oriented sectors. Manufacturing sector growth slowed sharply from 7.8% in the year 2011 to 0.1%. The hudge decline was largely due to a rebound in the output of the biomedical manufacturing and transport engineering clusters, which together helped to mitigate part of the fall in output in the electronics cluster. By contrast, the construction sector growth accelerated from 6.3% to 8.2% in 2012, due to the expansion in both public and private building activities.

 

Growth in the services producing industries also moderated to 1.2% in 2012, compared to 4.6% in 2011. This was mainly due to the slowdown in wholesale and retail trade, accommodation and food services as well as other services industries. In particular, the wholesale and retail trade sector contracted by 0.7%, compared to the 1.6% growth in year 2011. The accommodation and food services as well as other services industries posted lower gains of 2.8% and 0.1% respectively, compared to 8.2% and 6.3% in 2011.

 

For the whole of 2012, all sectors, except the wholesale and retail trade, contributed to growth. Business services was the largest contributor with 0.4 percentage-points, followed by construction with 0.3 percentage-points and transportation and storage at 0.2 percentagepoints. Besides, growth in total demand moderated to 2.4%, compared to 4.2% in 2011. Domestic demand was the key contributor to total demand growth, accounting for 2.2 percentage-points, or over 90 per cent, of the increase.

 

In 2012, total domestic demand rose by 9.7%, following the 6.5% increase in 2011. The growth in total domestic demand was broad-based across consumption, gross fixed capital formation (GFCF) and changes in inventories. The total consumption expenditure in 2012 grew slightly by 0.9%, easing from the 3.7% growth in 2011. Public consumption expenditure fell by 3.6%, reversing the 0.5% growth in 2011. Private consumption expenditure registered a 2.2% gain, moderating from the 4.6% increase in the preceding year.

 

Overall, the Singapore economy is expected to grow by 1.0 to 3.0% in 2013.

 

 

 

OVERALL INDUSTRY OUTLOOK : MARGINAL GROWTH

 

CREDIT RISK EVALUATION & RECOMMENDATION

 

 


Incorporated in 2007, the Subject is a Private Limited company, focusing on other investment holding companies. Having been in business for more than 5 years, the Subject has established a remarkable clientele base for itself which has contributed to its business growth. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment. Presently, issued and paid up capital of the Subject stand at USD500,001.

Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

Return on shareholders' funds of the Subject was at an acceptable range which indicated that the management was efficient in utilising its funds to generate income. Due to its weak liquidity position, the Subject may face working capital deficiency in meeting its short term financial obligations if no fresh capital are injected into the Subject. The high gearing ratio clearly implied that the Subject was supported by more debt than equity. Thus, the Subject is exposed to high financial risk. Given a positive net worth standing at USD 3,352,647, the Subject should be able to maintain its business in the near terms.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises.

The industry has reached its maturity stage and only enjoying a marginal growth. The steady growth of the country's economy will further enhance the industry activities. Thus, the Subject's future performance is very much depend on its marketing strategies in order to retain its position in the market.

Based on the above condition, we recommend credit be granted to the Subject normally.

 

 

 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

SKI INVESTMENTS PTE. LTD.

 

Financial Year End

2013-03-31

Months

12

Consolidated Account

Company

Audited Account

YES

Unqualified Auditor's Report (Clean Opinion)

YES

Financial Type

FULL

Currency

USD

 

 

TURNOVER

3,119,830

Other Income

7,360

 

----------------

Total Turnover

3,127,190

 

----------------

 

 

PROFIT/(LOSS) FROM OPERATIONS

408,876

 

----------------

PROFIT/(LOSS) BEFORE TAXATION

408,876

Taxation

(1,100)

 

----------------

PROFIT/(LOSS) AFTER TAXATION

407,776

 

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

As previously reported

2,444,870

 

----------------

As restated

2,444,870

 

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

2,852,646

 

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

2,852,646

 

=============

 

 

INTEREST EXPENSE (as per notes to P&L)

 

Term loan / Borrowing

3,113,545

 

----------------

 

3,113,545

 

=============

 

 

 

BALANCE SHEET

 

 

SKI INVESTMENTS PTE. LTD.

 

LONG TERM INVESTMENTS/OTHER ASSETS

 

Subsidiary companies

7,119,501

Associated companies

78,501,920

Others

44,120,506

 

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

129,741,927

 

 

 

----------------

TOTAL LONG TERM ASSETS

129,741,927

 

 

CURRENT ASSETS

 

Interest receivable

3,141,745

Amount due from subsidiary companies

13,014

Cash & bank balances

87,194

Others

27,988

 

----------------

TOTAL CURRENT ASSETS

3,269,941

 

----------------

TOTAL ASSET

133,011,868

 

=============

 

 

CURRENT LIABILITIES

 

Other creditors & accruals

151,976

Short term borrowings/Term loans

75,000,000

Amounts owing to holding company

6,530,000

Amounts owing to related companies

47,977,245

 

----------------

TOTAL CURRENT LIABILITIES

129,659,221

 

----------------

NET CURRENT ASSETS/(LIABILITIES)

(126,389,280)

 

----------------

TOTAL NET ASSETS

3,352,647

 

=============

 

 

SHARE CAPITAL

 

Ordinary share capital

500,001

 

----------------

TOTAL SHARE CAPITAL

500,001

 

 

RESERVES

 

Retained profit/(loss) carried forward

2,852,646

 

----------------

TOTAL RESERVES

2,852,646

 

 

 

----------------

SHAREHOLDERS' FUNDS/EQUITY

3,352,647

 

 

 

----------------

 

3,352,647

 

=============

 

 

 

 

 

FINANCIAL RATIO

 

 

SKI INVESTMENTS PTE. LTD.

 

TYPES OF FUNDS

 

Cash

87,194

Net Liquid Funds

87,194

Net Liquid Assets

(126,389,280)

Net Current Assets/(Liabilities)

(126,389,280)

Net Tangible Assets

3,352,647

Net Monetary Assets

(126,389,280)

BALANCE SHEET ITEMS

 

Total Borrowings

75,000,000

Total Liabilities

129,659,221

Total Assets

133,011,868

Net Assets

3,352,647

Net Assets Backing

3,352,647

Shareholders' Funds

3,352,647

Total Share Capital

500,001

Total Reserves

2,852,646

LIQUIDITY (Times)

 

Cash Ratio

0.00

Liquid Ratio

0.03

Current Ratio

0.03

WORKING CAPITAL CONTROL (Days)

 

Stock Ratio

0

Debtors Ratio

0

Creditors Ratio

0

SOLVENCY RATIOS (Times)

 

Gearing Ratio

22.37

Liabilities Ratio

38.67

Times Interest Earned Ratio

1.13

Assets Backing Ratio

6.71

PERFORMANCE RATIO (%)

 

Operating Profit Margin

13.11

Net Profit Margin

13.07

Return On Net Assets

105.06

Return On Capital Employed

105.06

Return On Shareholders' Funds/Equity

12.16

Dividend Pay Out Ratio (Times)

0.00

NOTES TO ACCOUNTS

 

Contingent Liabilities

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.18

UK Pound

1

Rs.103.38

Euro

1

Rs.85.09

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.