.

MIRA INFORM REPORT

 

 

Report Date :

29.01.2014

 

IDENTIFICATION DETAILS

 

Name :

ISHIN HOLDINGS CO LTD 

 

 

Registered Office :

654-4 Ninomiya Tsuyama City Okayama-Pref 708-0013

 

 

Country :

Japan

 

 

Financials (as on) :

28.02.2013

 

 

Date of Incorporation :

May 1990

 

 

Com. Reg. No.:

2600-01-020131 (Okayama-Tsuyama)

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Subject is a building contractor and construction company. 

 

 

No. of Employees :

32

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – december 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

japan ECONOMIC OVERVIEW

 

In the years following World War II, government-industry cooperation, a strong work ethic, mastery of high technology, and a comparatively small defense allocation (1% of GDP) helped Japan develop a technologically advanced economy. Two notable characteristics of the post-war economy were the close interlocking structures of manufacturers, suppliers, and distributors, known as keiretsu, and the guarantee of lifetime employment for a substantial portion of the urban labor force. Both features are now eroding under the dual pressures of global competition and domestic demographic change. Japan's industrial sector is heavily dependent on imported raw materials and fuels. A small agricultural sector is highly subsidized and protected, with crop yields among the highest in the world. While self-sufficient in rice production, Japan imports about 60% of its food on a caloric basis. For three decades, overall real economic growth had been spectacular - a 10% average in the 1960s, a 5% average in the 1970s, and a 4% average in the 1980s. Growth slowed markedly in the 1990s, averaging just 1.7%, largely because of the after effects of inefficient investment and an asset price bubble in the late 1980s that required a protracted period of time for firms to reduce excess debt, capital, and labor. Modest economic growth continued after 2000, but the economy has fallen into recession three times since 2008. A sharp downturn in business investment and global demand for Japan's exports in late 2008 pushed Japan into recession. Government stimulus spending helped the economy recover in late 2009 and 2010, but the economy contracted again in 2011 as the massive 9.0 magnitude earthquake and the ensuing tsunami in March disrupted manufacturing. The economy has largely recovered in the two years since the disaster, but reconstruction in the Tohoku region has been uneven. Newly-elected Prime Minister Shinzo ABE has declared the economy his government's top priority; he has pledged to reconsider his predecessor's plan to permanently close nuclear power plants and is pursuing an economic revitalization agenda of fiscal stimulus and regulatory reform and has said he will press the Bank of Japan to loosen monetary policy. Measured on a purchasing power parity (PPP) basis that adjusts for price differences, Japan in 2012 stood as the fourth-largest economy in the world after second-place China, which surpassed Japan in 2001, and third-place India, which edged out Japan in 2012. The new government will continue a longstanding debate on restructuring the economy and reining in Japan's huge government debt, which exceeds 200% of GDP. Persistent deflation, reliance on exports to drive growth, and an aging and shrinking population are other major long-term challenges for the economy.

 

Source : CIA

 

 


Company name

 

ISHIN HOLDINGS CO LTD

 

 

REGD NAME

 

KK Ishin Holdings

 

MAIN OFFICE

 

654-4 Ninomiya Tsuyama City Okayama-Pref 708-0013 JAPAN

Tel: 0868-28-9771      Fax: 0868-28-9775

 

URL:                 http://www.realcom.co.jp/imp/news/20120605 web ishii. html

E-Mail address:            (thru the URL)

 

 

ACTIVITIES

 

Building contractor, construction, other-related works

 

 

BRANCHES

 

Tokyo, Okayama, other (6 nationwide)

 

 

OVERSEAS   

 

Ishin America Inc, Ishin Holdings Pte Ltd (Singapore), Ishin Ltd (Russia)

 

 

OFFICERS

 

HIROAKI ISHIHARA, PRES                    Tetsuro Kasaya, s/mgn dir

Shingo Akiyama, mgn dir                        Takayoshi Yamamoto, dir

Hiromi Hamano, dir                                Noboru Nikaido, dir

           

Yen Amount:     In million Yen, unless otherwise stated

SUMMARY

 

FINANCES        FAIR                             A/SALES          Yen 2,847 M

PAYMENTSNo Complaints    CAPITAL           Yen 99 M

TREND UP                                WORTH            Yen 2,090 M

STARTED         1990                             EMPLOYES      32

 

 

COMMENT

 

BUILDING & CONSTRUCTION WORKS.

 

FINANCIAL SITUATION CONSIDERED FAIR AND GOOD FOR ORDINARY BUSINESS ENGAGEMENS.

                     

 

HIGHLIGHTS

           

The subject company was established by Hiroaki Ishihara in order to make most of his experience in the subject line of business.  This is a building contractor and construction company.  Buildings and houses are sold nationwide thru franchisee dealers.  The firm operates 6 firms domestically and 3 overseas: USA, Russia and Singapore. 

 

 

FINANCIAL INFORMATION

           

The sales volume for Feb/2013 fiscal term amounted to Yen 2,847 million, a 25.2% up from Yen 1,293 million in the previous term.  This is thanks to the building & sale of solar shell houses, according to the firm.  The recurring profit was posted at Yen 413 million and the net profit at Yen 252 million, respectively, compared with Yen 232 million recurring profit and Yen 145 million net profit, respectively, a year ago.

 

For the current term ending Feb 2014 the recurring profit is projected at Yen 430 million and the net profit at Yen 265 million, respectively, on a 5% rise in turnover, to Yen 3,000 million.   

 

The financial situation is considered FAIR and good for ORDINARY business engagements. 

 

 

REGISTRATION

 

Date Registered:       May 1990

Regd No.:                         2600-01-020131 (Okayama-Tsuyama)

Legal Status:      Limited Company (Kabushiki Kaisha)

Authorized:         7,920 shares

Issued:                1,980 shares

Sum:                   Yen 99 million

     Major shareholders (%): Hiroaki Ishihara & Ishihara families (--100)

No. of shareholders: 7

 

Nothing detrimental is known as to his commercial morality.

 

 

OPERATION

           

Activities: Building contractor and construction works (--100%)

 

Clients: Franchisees 

            No. of accounts: Unavailable

            Domestic areas of activities: Nationwide

 

Suppliers: [Mfrs, wholesalers] Ascon Concrete, Asahi DuPont Flush Products, Sumitomo Forestry, Chofu Seisakusho, Goddess Create Co, other

 

Payment record: No Complaints 

 

Location: Business area in Tsuyama City, Okayama-Pref.  Office premises at the caption address are owned and maintained satisfactorily.

 

Bank References:

Chugoku Bank (Tsuyama-Kita)

MUFG (Okayama)

Relations: Satisfactory

 


FINANCES

(In Million Yen)

 

       Terms Ending:

28/02/2014

28/02/2013

29/02/2012

28/02/2011

Annual Sales

 

3,000

2,847

1,293

1,188

Recur. Profit

 

430

413

232

168

Net Profit

 

265

252

145

117

Total Assets

 

 

2,743

2,308

2,095

Current Assets

 

 

1,439

1,256

1,201

Current Liabs

 

 

457

249

151

Net Worth

 

 

2,090

1,887

1,780

Capital, Paid-Up

 

 

99

99

99

Div.Ttl in Million (¥)

 

 

48

42

37

<Analytical Data>

(%)

(%)

(%)

(%)

    S.Growth Rate

5.37

120.19

8.84

34.39

    Current Ratio

 

..

314.88

504.42

795.36

    N.Worth Ratio

..

76.19

81.76

84.96

    R.Profit/Sales

 

14.33

14.51

17.94

14.14

    N.Profit/Sales

8.83

8.85

11.21

9.85

    Return On Equity

..

12.06

7.68

6.57

 

Notes: Forecast (or estimated) figures for the 28/02/2014 fiscal term.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.99

UK Pound

1

Rs.104.61

Euro

1

Rs.86.17

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.