.

MIRA INFORM REPORT

 

 

Report Date :

29.01.2014

 

IDENTIFICATION DETAILS

 

Name :

OPAL SPORTSWEAR (PTY) LTD

 

 

Formerly Known As :

AMP ENGINEERING (PTY) LTD

 

 

Registered Office :

65 Superior Road, MIDRAND, Johannesburg, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

14.04.1966

 

 

Com. Reg. No.:

1966/002882/07

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Distribution of sports goods

 

 

No. of Employees :

27

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 01, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 15th largest in the world. Even though the country possesses modern infrastructure that support a relatively efficient distribution of goods to major urban centers throughout the region, some components retard growth. The economy began to slow in the second half of 2007 due to an electricity crisis. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Subsequently, the global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then. Unemployment, poverty, and inequality remain a challenge, with official unemployment at nearly 25% of the work force. Eskom has built two new power stations and installed new power demand management programs to improve power grid reliability. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth

Source : CIA

COMPANY NAME

 

OPAL SPORTSWEAR (PTY) LTD

 

Formerly: OPAL CANVAS AND WEBBING (1975) (PTY) LTD the name having been changed on 12 April 1979

Formerly: AMP ENGINEERING (PTY) LTD the name having been changed on 9 July 1975

 

 

PHYSICAL ADDRESS    

 

65 Superior Road

MIDRAND

Johannesburg

Gauteng

 

 

POSTAL ADDRESS

                                                             

P O Box 83205

SOUTH HILLS

2136

 

TELEPHONE NUMBER:                          

 

+27 11 695 9640

 

FAX NUMBER:                                      

 

+27 11 695 9698

 

The subject moved from 4 & 5 Capital Park, Outspan Road, City Deep, Johannesburg in April 2013

 

 

SHAREHOLDERS

 

70%      MRS N A VILAS

10%      N D PROUT

10%      H N PROUT

10%      R F PROUT

 

 


ASSOCIATE COMPANIES

 

OPAL SPORTSWEAR PROPERTY CC

(Registration Certificate Number: 1993/005776/23)

 

 

DIRECTORS

 

H N PROUT                                                       ID No.   2901225025003

N D PROUT                                                       ID No.   6108315173000

MRS N A VILAS (MD)                                        ID No.   6004190084000

D G VILAS                                                        ID No.   5511025148003

 

 

BANKERS

 

NEDBANK Fox Street Johannesburg.  It was stated that the subject enjoys overdraft facilities.  Further information on banking facilities was declined by respondents at the company.

 

 

DATE REGISTERED

 

14 April 1966

Registration Certificate Number: 1966/002882/07

 

 

VAT NUMBER    

 

4410137311

 

 

TAX NUMBER    

 

9188459847

 

 

MAJOR OPERATION

 

Distribution of sports goods

 

MAJOR SUPPLIERS

 

The subject imports 100% of its goods through PENFREIGHT in Durban and MENTOR FREIGHT in Johannesburg.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Chain stores, sports and golf shops

 

 

AREA OF DISTRIBUTION AND SELLING

 

South Africa

 

 

EXPORTS

 

Southern Africa

 

 

TOTAL EMPLOYEES

 

27

 

 

OTHER PREMISES   

 

Agents in Durban, Cape Town and Port Elizabeth.

 

 

OWNED OR LEASED

 

The premises are reported to be owned by the property owning company.  Further   information was not forthcoming from the respondent at the subject

 

 

AUTHORISED SHARE CAPITAL

 

R4 000 divided into 4 000 ordinary R1 shares

ISSUED SHARE CAPITAL 

                          

R300

 

 

FINANCIALS

 

Full financial information was not forthcoming from the respondent and outside authorities were unable to assist in this regard.

 

 

AUDITORS    

 

BDO SOUTH AFRICA INC

 

 

YEAR END    

 

FEBRUARY

 

 

INSURANCE BROKERS

 

INSURANCE ZONE INSURANCE BROKERS

 

 

TRADE REFERENCES – AUGUST 2006:

 

          ACCOUNT    HIGHEST    AVERAGE     TERMS     PAYMENT     EXPERIENCE

          OPENED      CREDIT      CREDIT                          PATTERN

 

1.               Unable to obtain trade reference

 

2.        8 years       R1 000 000     R700 000-      30 days   30 days         Very Good

                                                R800 000

 

TRADE REFERENCES – FEBRUARY 2010:

 

          ACCOUNT   HIGHEST    AVERAGE     TERMS     PAYMENT     EXPERIENCE

          OPENED        CREDIT        CREDIT                     PATTERN

 

1.                  Account closed

 

2.                  Account closed

 

The respondent at the subject declined to assist with further trade references and would not provide an account number or reference number for the accounts with their 2 suppliers. It was stated that they currently owe 6 shipments outstanding to CONTRACT FORWARDING. It was however stated by the shippers that they do not have any account details on their system and that the accounts have been closed. We therefore were unable to obtain any payment patterns.

 

TRADE REFERENCES – JULY 2012:

 

      ACCOUNT    HIGHEST       AVERAGE       TERMS        PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                             PATTERN

 

1.    1998             R3 000 000    R   800 000-    30 days       30 days        Very Good

                                               R1 500 000

 

2.    2006             R2 000 000    R   500 000     30 days       30 days        Good

 

CURRENT TRADE REFERENCES:

 

      ACCOUNT    HIGHEST       AVERAGE       TERMS        PAYMENT    EXPERIENCE

      OPENED      CREDIT         CREDIT                             PATTERN

 

1.    14 years       R1 000 000    R   500 000     30 days       30 days        Excellent

 

2.    2009             R   500 000    R   800 000     30 days       30 days        Average/Slow

 

 

COMMENTS

 

This is an established company meeting its one commitment slightly over terms at times.  The subject is considered equal to a maximum of US$80 000 over 30 days, however, this account may require monitoring.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.98

UK Pound

1

Rs.104.61

Euro

1

Rs.86.17

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.