MIRA INFORM REPORT

 

 

Report Date :

29.01.2014

 

IDENTIFICATION DETAILS

 

Name :

BHUSHAN POWER AND STEEL LIMITED

 

 

Registered Office :

4th Floor, Tolstoy House, 15-17, Tolstoy Marg, Connaught Place, New Delhi - 110001

 

 

Country :

India

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

22.02.1999

 

 

Com. Reg. No.:

55-108350

 

 

Capital Investment / Paid-up Capital :

Rs.2013.337 Millions

 

 

CIN No.:

[Company Identification No.]

U27100DL1999PLC108350

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturer of Iron and Steel.

 

 

No. of Employees :

Not Available

 


 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (50)

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 250000000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a well-established company having a satisfactory track record.

 

Financial position of the company appears to be sound. Directors are reported to be experienced and respectable businessmen.

 

Trade relations are reported as fair. Business is active. Payments are reported to be regular and as per commitments.

 

The company can be considered good for normal business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 1, 2013

 

Country Name

Previous Rating

(30.09.2013)

Current Rating

(01.12.2013)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

The services sector, the largest contributor to India’s GDP, contracted for the sixth consecutive month in December, as orders dipped. However, hiring has risen.  Direct tax collections rose 12.3 % during the April – December period of the current financial year.  The government has decided to retain 100 per cent foreign direct investment in both greenfield (new) and brown field (existing) pharmaceutical companies, despite concerns over genetic drugs going out of production, if multi-national companies take over domestic ones. In M&A deals, a non compete clause would not be allowed, except in special circumstances. The Department of Industrial Policy and Promotion plans to release the next edition of its consolidated foreign direct investment policy document on March 31, incorporating changes made in the past year. DIPP compiles all policies related to India’s FDI regime into a single document to make it easy for investors to understand. 185 million estimated number of mobile internet users in India by June 2014, according to a report by the Internet & Mobile Association of India and IMRB International.  India had 110 million mobile internet users with 25 million in rural areas. $3.77 tn estimated global IT spending in 2014, according to research firm Gartner Inc. The growth forecast for this year is cut to 3.1 %from the earlier estimate of 3.5 %. The spending growth forecast for telecom services – a segment that accounts for more than 40 % at total IT spending – from 1.9 per cent to 1.2 per cent is the main reason for this overall IT cut. A Reserve Bank of India committee has recommended setting up a special category of lenders who would cater to small businesses and households, to expand the number of customers with access to banking services. These banks would focus onproviding payment services and deposit products.  Indian banks want the free use of automated teller machines to be capped at five transactions in a month including that of the bank in which the account is active. This follows state government order to banks to install security guards at ATM booths after a woman banker was assaulted in Bangalore. The government is likely to present a vote on Account in mid-February. The annual Economic Survey will be tabled later in Parliament along with the full Budget. A full Budget for 2014/15 is likely to be present in July by the new government formed after the General Election. The government will soon launch an internet spy system, called Netra, to detect malafide messages. Security agency will deploy the system to capture dubious voice traffic on applications such as Skype and Google Talk, as well as tweeters.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CARE

Rating

Long term bank facilities: A-

Rating Explanation

Adequate degree of safety and low credit risk.

Date

14.01.2014

 

Rating Agency Name

CARE

Rating

short term bank facilities: A1

Rating Explanation

Very strong degree of safety and carry lowest credit risk.

Date

14.01.2014

 

Rating Agency Name

CARE

Rating

Short term unsecured loans: A2+

Rating Explanation

Strong degree of safety and low credit risk.

Date

14.01.2014

 

RBI Defaulters’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

 

LOCATIONS

 

Registered Office :

4th Floor, Tolstoy House, 15-17, Tolstoy Marg, Connaught Place, New Delhi – 110001, India

Tel. No.:

91-11-30451000/41522165

Fax No.:

Not Available

E-Mail :

rkguptacs@yahoo.co.in

Website :

www.bhushanpowersteel.com

 

 

DIRECTORS

 

As on 30.09.2013

 

Name :

Mr. Sanjay Singal

Designation :

Managing director

Address :

61, Sector 5, Chandigarh, India

Date of Birth/Age :

19.06.1960

Date of Appointment :

22.02.1999

DIN No.:

00006579

PAN No.:

ANRPS7985C

 

 

Name :

Ms. Aarti Singal

Designation :

Director

Address :

61, Sector 5, Chandigarh, India

Date of Birth/Age :

08.03.1961

Date of Appointment :

30.03.2010

DIN No.:

00007698

PAN No.:

AEFPS6299L

 

 

Name :

Mr. Anil Shridhar Supanekar

Designation :

Director

Address :

1002/1003, DSK Chandadeep, Mukund Nagar, Pune, Maharashtra, India

Date of Birth/Age :

24.10.1940

Date of Appointment :

29.09.2006

DIN No.:

00023254

 

 

Name :

Mr. Ravi Parkash Goyal

Designation :

Whole-time director

Address :

157, Sector 16, Panchkula, Haryana, India

Date of Birth/Age :

09.09.1951

Date of Appointment :

01.03.2001

DIN No.:

00006595

PAN No.:

ADAPG0813G

 

 

Name :

Mr. Hardev Chand Verma

Designation :

Whole-time director

Address :

14/4 A, Burdwan Road, Alipore, Kolkata, West Bengal, India

Date of Birth/Age :

15.11.1952

Date of Appointment :

01.03.2001

DIN No.:

00007681

PAN No.:

ABVPV6037G

 

 

Name :

Mr. Ram Naresh Yadav

Designation :

Whole-time director

Address :

14/4 A, Burdwan Road, Alipore, Kolkata, West Bengal, India

Date of Birth/Age :

16.07.1959

Date of Appointment :

14.06.2003

DIN No.:

00006697

PAN No.:

AAAPY4673M

 

 

Name :

Mr. Ram Dev Batra

Designation :

Director

Address :

House No. 4184, Pocket 4, Sector D, Vasant Kunj, New Delhi, India

Date of Birth/Age :

16.05.1936

Date of Appointment :

01.03.2001

DIN No.:

00007769

 

 

Name :

Mr. Dinesh Kumar Behal

Designation :

Director

Address :

House No. 3235, Phase – II, Dugri Road, Urban Estate, Ludhiana, Punjab, India

Date of Birth/Age :

19.02.1958

Date of Appointment :

28.02.2006

DIN No.:

00011735

 

 

Name :

Jimmy Lachmandas Mahtani

Designation :

Nominee director

Address :

1, Chatsworth Road, #22-21, Singapore

Date of Birth/Age :

27.10.1976

Date of Appointment :

22.11.2006

DIN No.:

00996110

 

 

Name :

Mr. Ashok Kumar Khushu

Designation :

Director

Address :

E-007, Purvasha Apartments, Ananad Lok Group Housing Society, Myuir Vihar, Phase – I, New Delhi, India

Date of Birth/Age :

15.12.1951

Date of Appointment :

07.09.2013

DIN No.:

00278227

 

 

KEY EXECUTIVES

 

Name :

Mr. Ravinder Kumar Gupta

Designation :

Secretary

Address :

2147/3, Secotr 45-C, Chandigarh, India

Date of Birth/Age :

31.05.1958

Date of Appointment :

21.09.2000

PAN No.:

ADOPG2712Q

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 30.09.2013

 

Names of Shareholders (Equity Shares)

 

No. of Shares

Sanjay Singal

 

12585436

Sanjay Singal (HUF)

 

256450

Priyanka Miglani

 

1000895

Rdhika S Dhoot

 

1000220

Aarti Singal

 

5969324

Aniket Singal

 

1750967

Jamine Steel, Trading Limited, India

 

39772500

Marsh Steel Trading Limited, India

 

39553500

Diyjyoti Steel Limited, India

 

40032750

Vision Steel Limited, India

 

41068673

Anuradha Supanekar

 

10000

Baring Private Equity Asia III Mauritius holdings Limited, India

 

10714285

 

 

 

Total

 

193715000

 

Names of Shareholders (Preference Shares)

 

No. of Shares

Jamine Steel, Trading Limited, India

 

527970

Marsh Steel Trading Limited, India

 

542695

Diyjyoti Steel Limited, India

 

555810

Vision Steel Limited, India

 

510025

Sanjay Singal

 

260250

Aarti Singal

 

259550

Aniket Singal

 

186250

Sanjay Singal (HUF)

 

263350

Total

 

3105900

 

Equity Share Break up (Percentage of Total Equity)

 

As on 30.09.2013

 

Category

Percentage

Foreign holdings( Foreign institutional investor(s), Foreign companie(s) Foreign financial institution(s), Non-resident Indian(s) or Overseas Corporate bodies or Others

5.53

Bodies corporate

82.82

Directors or relatives of Directors

11.65

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Iron and Steel.

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Available

 

 

Bankers :

·         State Bank of Patiala, Commercial Branch, 2nd Floor, Chandralok Building, 36, Janpath, New Delhi - 110001, Delhi, India

·         Yes Bank Limited, 9th Floor, Nehru Centre, Discovery Of India, Dr. Annie Besant Road, Worli,, Mumbai - 400018, Maharashtra, India

·         Union Bank of India, Industrial Finance Branch, M-11, 1st Floor, Middle Circle, Connaught Circus, New Delhi - 110001, Delhi, India

·         Central Bank of India, Corporate Finance Branch, Parliament Street, Jeevan Tara Building, New Delhi - 110001, Delhi, India

·         United Bank of India, Corporate Finance Branch, 11 Hemanta Bsu Sarani, Kolkata - 700001, West Bengal, India

·         Oriental Bank of Commerce, Park Street Branch, 107/1, Park Street (1st Floor), Kolkata - 700016, West Bengal, India

·         State Bank of Mysore, 3,4,5, D.D.A Building, Nehru Place, New Delhi - 110019, Delhi, India

·         Andhra Bank, SCO 202-204, Sector 17-C, Chandigarh - 160017, Chandigarh, India

·         Bank of India, Mid Corporate Branch, Sector 17-B, Chandigarh - 160017, Chandigarh, India

·         Punjab National Bank, Large Corporate Branch, Sector 17 B, Chandigarh - 160017, Chandigarh, India

·         State Bank of Travancore, Commercial Branch, Travancore House K G Marg, New Delhi - 110001, Delhi, India

·         Indian Overseas Bank, Prakash Deep Building, 7, Tolstoy Marg, New Delhi - 110001, Delhi, India

·         Bank of Maharashtra, South Extension, Part-1, A-13, Ring Road, New Delhi - 110049, Delhi, India

·         Syndicate Bank, C-18, Paschimi Marg, Vasant Vihar, New Delhi - 110057, Delhi, India

·         Canara Bank, SCO 117-119, Sector 17-C, Chandigarh - 160017, Chandigarh, India

·         State Bank Of Bikaner and Jaipur, 6, Devika Tower, Nehru Place, New Delhi - 110019, Delhi, India

·         State Bank of Hyderabad, Commercial Branch, 74 Janpath, New Delhi - 110001, Delhi, India

·         Corporation Bank, Corporate Banking Branch, Hindustan Times House, 10th Floor, 18/20, K. G. Marg, Connaught Place, New Delhi - 110001, Delhi, India

·         Vijaya Bank, Brakhamba Road Branch, Ground Floor Vijaya Building 17 Barakhamba Road, New Delhi - 110001, Delhi, India

·         The South Indian Bank Limited, A 301, Iii Floor, Statesman House, 148, Barakhamba Road, New Delhi - 110001, Delhi, India

·         Export Import Bank of India, Centre One Building Floor 21, World Trade Centre Complex Cuffe Parade, Mumbai - 400005, Maharashtra, India

·         State Bank of Mysore, 3,4,5, D.D.A Building, Nehru Place, New Delhi - 110019, Delhi, India

·         Bank of Baroda, Corporate Financial Service Branch, 3, Walchand, Hirachand Marg, 1st Floor, Ballard Pier, Mumbai - 400001,Maharashtra, India

·         Punjab National Bank Consortium, Large Corporate Branch, Sector 17-B, Chandigarh - 160017, Chandigarh, India

·         Bank of Baroda, Corporate Financial Service Branch, 3, Walchand, Hirachand Marg, 1st Floor, Ballard Pier, Mumbai - 400001, Maharashtra, India

 

 

Facilities :

Secured Loan

31.03.2013

(Rs. in Millions)

31.03.2012

(Rs. in Millions)

Long-term Borrowings

 

 

Rupee term loans from banks

125683.937

77366.605

Foreign currency term loans from banks

54182.096

54574.104

Other loans and advances, others

104.980

18.486

Short-term borrowings

 

 

Term loans from banks

25321.900

17712.603

Term loans from others

20281.414

1845.001

Total

225574.327

151516.799

 

 

 

Banking Relations :

--

 

 

Financial Institute:

·         Tata Capital Financial Services Limited, One Forbes, Dr. V. B. Gandhi Marg, Fort, Mumbai - 400001,Maharashtra, India

·         IFCI Limited, IFCI Tower61 Nehru Place, New Delhi - 110019, Delhi, India

·         Axis Trustee Services Limited, 2nd, Floor, E Block, Axis House, Bombay Dyeing, Compound, Pandhurang Bhudkar Marg, Worli, Mumbai - 400025, Maharashtra, India

 

 

Auditors :

 

Name :

Mehra Goel and Company 

Chartered Accountants

Address :

505, Chirnjiv Tower, 43 Nehru Place, Delhi, India

PAN N Income-tax PAN of auditor or auditor's firm :

AABFM1488M

 

 

Subsidiary Companies::

·         Aarti Minerals (Australia ) PTY Limited (upto 30.03.2013)*

·         Aarti Resources Mozambique Limitada (Liquidated on 30.03.2013)

·         Skap Electronics (Private) Limited, India  (upto 23.11.2012)*

[U74899DL1983PTC015894]

 

 

Associates:

·         Nova Iron and Steel Limited, India [L02710CT1989PLC010052]

·         Ambey Steel and Power Private Limited, India

 [U27104CT2004PTC016778]

·         Aarti Minerals (Australia ) PTY Limited (w.e.f 31.03.2013)*

·         Electronics (Private) Limited (w.e.f 24.11.2012)*

·         Jasmine Steel Trading Company Limited, India

 [U51420CH2003PLC025890]

·         Marsh Steel Limited, India [U27100CH2003PLC026593]

·         Vision Steel Limited, India [U27100CH2003PLC026592]

·         Diyajyoti Steel Limited, India [U27100CH2003PLC026591]

 

 

Joint Venture:

·         Rohne Coal Company Private Limited, India

[U10300DL2008PTC176675]

 

 

Enterprise over which key managerial personnel have significant influence:

·         Atma Ram House Investment Private Limited, India

 [U65921DL1965PTC004523]

 

 

CAPITAL STRUCTURE

 

As on 30.09.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

375000000

Equity Shares

Rs.10/- each

Rs. 3750.000 Millions

7500000

Preference Shares

Rs.100/- each

Rs. 750.000 Millions

 

 

 

 

 

Total

 

Rs. 4500.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

193715000

Equity Shares

Rs.10/- each

Rs. 1937.150 Millions

3105900

Preference Shares

Rs.100/- each

Rs. 310.590 Millions

 

 

 

 

 

Total

 

Rs. 2247.740 Millions

 

As on 31.03.2013

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

30000000

Equity Shares

Rs.10/- each

Rs. 3000.000 Millions

5000000

Preference Shares

Rs.100/- each

Rs. 500.000 Millions

 

 

 

 

 

Total

 

Rs. 3500.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

193715000

Equity Shares

Rs.10/- each

Rs. 1937.150 Millions

761867

Preference Shares

Rs.100/- each

Rs. 76.187 Millions

 

 

 

 

 

Total

 

Rs. 2013.337 Millions

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2013

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

2013.337

1937.150

1360.517

(b) Reserves & Surplus

60722.448

52652.753

24831.769

(c) Money received against share warrants

0.000

0.000

0.000

 

 

 

 

(2) Share Application money pending allotment

0.000

0.000

11032.200

Total Shareholders’ Funds (1) + (2)

62735.785

54589.903

37224.486

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

179971.013

132105.195

97408.426

(b) Deferred tax liabilities (Net)

11008.309

7958.309

5158.309

(c) Other long term liabilities

20661.644

16089.221

7393.256

(d) long-term provisions

283.478

103.415

85.027

Total Non-current Liabilities (3)

211924.444

156256.140

110045.018

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

48603.314

36494.983

28259.346

(b) Trade payables

9408.181

9491.993

10269.441

(c) Other current liabilities

22622.728

13483.084

10664.182

(d) Short-term provisions

271.983

299.867

297.007

Total Current Liabilities (4)

80906.206

59769.927

49489.976

 

 

 

 

TOTAL

355566.435

270615.970

196759.480

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

137422.703

125469.040

78334.536

(ii) Intangible Assets

11.463

7.215

7.894

(iii) Capital work-in-progress

141939.816

84419.515

66285.000

(iv) Intangible assets under development

149.344

0.000

0.000

(b) Non-current Investments

1220.695

1013.858

151.409

(c) Deferred tax assets (net)

0.000

0.000

0.000

(d)  Long-term Loan and Advances

11316.362

6367.803

6188.994

(e) Other Non-current assets

337.930

65.233

37.713

Total Non-Current Assets

292398.313

217342.664

151005.546

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

212.206

453.787

732.620

(b) Inventories

19927.144

17648.280

23462.841

(c) Trade receivables

17184.061

11090.129

8590.260

(d) Cash and cash equivalents

7336.532

8604.496

4510.672

(e) Short-term loans and advances

18508.179

15476.614

8457.541

(f) Other current assets

0.000

0.000

0.000

Total Current Assets

63168.122

53273.306

45753.934

 

 

 

 

TOTAL

355566.435

270615.970

196759.480

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2013

31.03.2012

31.03.2011

 

SALES

 

 

 

 

 

Income

86697.613

67510.903

46784.391

 

 

Other Income

52.698

29.236

330.041

 

 

TOTAL                                     (A)

86750.311

67540.139

47114.432

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Cost of materials consumed

42985.178

29374.474

28280.309

 

 

Purchases of stock-in-trade

2916.564

856.140

2551.930

 

 

Changes in inventories of finished goods, work-in-progress and stock-in-trade

(2687.923)

4016.267

(8248.088)

 

 

Employee benefit expense

2235.416

1893.052

2576.728

 

 

Other expenses

14249.776

10839.311

7788.818

 

 

TOTAL                                     (B)

59699.011

46979.244

32949.697

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

27051.300

20560.895

14164.735

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

10816.536

7360.448

4424.107

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

16234.764

13200.447

9740.628

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

7465.512

5059.776

3729.226

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

8769.252

8140.671

6011.402

 

 

 

 

 

Less

TAX                                                                  (H)

3050.000

2800.000

1632.841

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

5719.252

5340.671

4378.561

 

 

 

 

 

 

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

11210.400

7878.100

5507.400

 

 

 

 

 

 

APPROPRIATIONS

 

 

 

 

 

Proposed Dividend on equity

9.700

7.200

6.800

 

 

Proposed dividend on Cumulative compulsorily convertible Preference

Shares

0.010

0.000

0.000

 

 

Dividend Tax

1.700

1.200

1.100

 

 

Transferred to General Reserve

2076.400

2000.000

2000.000

 

BALANCE CARRIED TO THE B/S

14841.800

11210.400

7878.100

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

FOB Value of Exports

150.194

NA

NA

 

TOTAL EARNINGS

150.194

NA

NA

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

12134.607

NA

NA

 

 

Stores & Spares

398.902

NA

NA

 

 

Capital Goods

6607.684

NA

NA

 

TOTAL IMPORTS

19141.193

NA

NA

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

 

 

 

Basic

29.52

37.00

32.18

 

Diluted

25.63

32.26

26.17

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2013

31.03.2012

31.03.2011

PAT / Total Income

(%)

6.59

7.91

9.29

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

10.11

12.06

12.85

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

4.13

4.40

4.61

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.14

0.15

0.16

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

3.64

3.09

3.38

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.78

0.89

0.98

 


 

LOCAL AGENCY FURTHER INFORMATION

 

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

HIGHLIGHTS OF INDUSTRY REVIEW

 

Steel Industry in India is expected to grow at around 7% per annum. This is higher than the rate at which has growing in the last financial year. The recent reforms announced by the Govt. as well as expected monetary policy easing to be announced by the Reserve Bank of India may play the accelerator for growth in the steel industry. The lifting of iron ore ban will also help in this regard. The US economy is showing early signs of recovery. Though China’s overcapacity and sluggish demand remains a cause of concern, the general feeling is that the steel industry will turn around 2013-14.

 

World crude steel production reached 1547.800 Millions Tons during 2012, recording growth of 1.2% over 2011. During 2012, Chinese crude production reached 716.5 Million Tons, with a growth of 3.1 % over 2011 and remained the world’s largest crude steel producer in 2012, followed by Japan (107.2 million tons) and USA (86.6 million tons). India occupied 4th position with total production of 76.97 million tons for the third consecutive year recoding increase of 4.6% over 2011. Russia, South Koera, Germany, Turkey, Brazil and Ukraine are the other crude steel producing countries among top ten.

 

The current abysmally low per capita consumption of steel of 59 kg in India compared to China 427 kg and world average of 206 kg strengthens the argument that the domestic steel industry has a huge growth potential. The current per capita consumption has increased in the recent past from 29 kg to 59 kg. The National Steel Policy has set up the target of 100 million tons of steel production by 2018 whereas total crude steel production in 2012-13 was estimated to be about 90 million tons. Public Sector contributed about 21% of the total production. It is expected that Indian crude steel Industry will grow at CAGR of around 10% during 2013-14. Government proactive plans to boost economic growth in various industries, viz construction, infrastructure, automobile, power etc., will drive the steel industry in future.

 

Achieving a rank of the 4 th largest global crude steel producer in 2012, India has further made a mark globally in the production of sponge iron / direct reduction iron (DRI). Mushrooming growth of coal based sponge iron units in key mineral-rich pockets of the country, domestic production of sponge iron increased rapidly, enabling the country to achieve and maintain the number one position in the global market. Once the ongoing steel projects are implemented to its full capacity, it will re-write the steel industry structure and dynamics. With the domestic economy carrying forward infrastructure development, the future of Indian Steel Industry is certainly optimistic. For the 12th five year plan (2012-17), the Planning Commission has approved total outlay of Rs 911746.400 Millions.

 

HIGHLIGHTS OF OPERAIONAL PERFORMANCE

 

The Company continues to manage effectively supply chain management, product mix enrichment, improvement in quality and productivity. Company also focus on innovation of new products to enlarge market share. The Company achieved Gross revenue for operation of Rs 95174.700 Millions as compared to Rs 72816.500 Millions last year recording growth of 30.70%. Net Profit after taxes increased by 7.09% to Rs. 5719.200 Millions. Cash Profit increased by 26.77% to Rs 16234.700 Millions. Better market demand, higher exports and better realization during the year has resulted into increased financial performance.

 

MANAGEMENT DISCUSSION AND ANALYSIS

 

INDUSTRY OVERVIEW GLOBAL SCENARIO

 

The year 2013-14 offers encouragement after the past year of declining demand. World Trade Associations forecasts global steel consumption will rise a further 3.2% and reach 1.5 billion MT for 2014. World Steel Association represents steelmakers in 62 countries. World steel association outlook seems to be more positive. However economist noted that recently the primary risks to the strength of the global economy the Eurozone crisis, a hard landing for the Chinese economy and the US fiscal cliff - have stabilized considerably.

 

China has managed to keep the iron ore prices high by its predatory purchases across the global. Iron ore prices became particularly volatile after the move away from benchmark pricing to spot and short term contract pricing in 2010. China jinx may be nearing its end. Iron ore prices fluctuated but recovered to around USD 137 per ton by the end of current financial year, however thereafter further declined to USD 114 per ton.

 

Dip in prices was caused by supply and demand imbalances in China which last year absorbed 744 million tons of the world’s 1.2 billion tons of sea borne iron ore supply. It is estimated that the supply of iron ore will rise 9.1% this year but demand is likely to rise by only 8.55% as Australian producers export more and China’s demand remains sluggish. This could result in a surplus next year, which will widen until at least 2018 and prices of iron ore could cool sufficiently. Coking coal prices are witnessing instability in global steel.

 

OVERVIEW OF INDIAN STEEL INDUSTRY

 

Till seventies, large scale capacity creation in public sector contributed to making India the 10 th largest steel producer in the world as crude steel production grew markedly to nearly 15 million tons. But the trend could not be sustained from late seventies onward, as the economic slowdown adversely affected the pace of growth of Indian Steel industries. In nineties the country replaced the control regime by liberalization and deregulation in the context of globalization. New economic policy impacted the Indian steel industry in many ways i.e. private sector came to play a prominent role in the overall set up, pricing and distribution control mechanism discontinued, iron and steel industry was included in high priority list for foreign investment, export restriction were removed. System thereafter marked changes. With the opening up of the economy in 1992 the country experienced rapid growth in steelmaking capacity. Large integrated steel plants were set up in the private sector by major steel players. In 1996-97 with the steady decline in the domestic economy, the growth of Indian steel industry slowed down. In foreign trade, Indian steel was also subject to anti-dumping duties as most developed economies invoked non-tariff barriers. However from 2002, global industry turned around. The situation was not different for Indian steel industry which by now had acquired maturity, with emphasis on intensive R and D activities, adoption of measures to increase domestic per capital steel consumption and other market development projects, import substitution measures, thrust on export promotion and exploring global avenues to fulfill inputs requirement. National Steel Policy was announced in 2005 as a basic blue print for growth and self-reliant and globally competitive sector. The long term objective of National Steel Policy 2005 is to ensure that India has a modern and efficient steel industry of world standard, catering to diversified steel demand. The focus of policy is to attain levels of global competitiveness in terms of global benchmarks of efficiency and productivity. The policy focuses on the domestic sector, but also envisages a steel industry growing faster than domestic consumption, which will enable export opportunities to be realized. Therefore a new Steel Vision for next twenty years is under finalization.

 

Steel Industry in India is expected to grow at around 7% per annum. This is higher than the rate at which has growing in the last financial year. The recent reforms announced by the Govt. as well as expected monetary policy easing to be announced by the Reserve Bank of India may play the accelerator for growth in the steel industry. The lifting of iron ore ban will also help in this regard. The US economy is showing early signs of recovery. Though China’s overcapacity and sluggish demand remains a cause of concern, the general feeling is that the steel industry will turn around 2013-14.

 

Crude steel production grew at CAGR of 7.7% during the last five years ending 2011-12 which incidentally marked the end of the 11th five year plan. Such growth was driven by capacity expansion. Crude steel performance has been contributed largely by the strong trends in growth of the electric route of steel making, particularly induction furnace route. India is also leading producer of sponge iron with a host of coal based units located in the mineral rich states of the country. India is also in important producer of pig iron with setting up of several units in the private sector. This has not only helped drastically reduction in imports but has turned out to be net exporter of pig iron. Private sector accounted for 91% of total production for sale of pig iron in 2011-12. India has emerged 4th largest producer of crude steel with total production of 76.97 million tons only after China, Japan and USA.

 

Steel demand in India is expected to grow at CAGR of 10-12% till 2014-15. Government is more focusing on infrastructure development with speedy growth. Power, roads, irrigation and urban infrastructure, housing sector are considered to be key drivers of growth and is likely to contribute to a significant portion of long steel demand in India. Good quality deposits of iron ore, particularly in the eastern region located in Odisha, Jharkhand and Chhattisgarh is prime destination of steel industry. The Company visualizes the potential of growth in steel sector.

 

Indian steel industry needs to address its own opportunities and challenges some of which are unique. Iron ore resources and surplus iron ore production capacity are significant strengths that the Indian steel industry has been unable to fully utilize due to host of issues, many being external to the industry as such. Iron ore is lifeline of Steel Industry and inadequate supply or low quality ore affects the both production and future growth.

 

OVERVIEW OF INDIAN POWER SECTOR

 

The total installed capacity of Indian power sector is approx. 0.211 Million MW out of which fuel based power installed capacity is about 0.142 Millions MW. Hydro (Renewable) capacity is 0.039 Million MW, nuclear based power capacity is 0.005 Million MW. Govt has initiated several policies to promote and garner investments in power sector viz National Electricity policy, Ultra Mega Power Project Policy, Mega Power Policy CERC Policy, Tariff Policy etc. National Electricity Policy in fact stipulates power for all and annual per capital consumption of electricity to rise to 1000 units by 2012.

 

Waste heat recovery process has been recognized the competitive generation cost of power. In the Indian scenario, electricity sector is predominantly controlled by Public Sector Undertakings of Govt. of India in generation of electricity. Nuclear based power generation in the near future in the country shall bridge the gap of generation and demand of power sector. State level Corporations are also involved in the generation of electricity. The intra state distribution is managed by the State Electricity Boards (SEBs) and private companies. Power Grid Corporation of India is responsible for the inter-state transmission of electricity and the development of national grid.

 

UNSECURED LOAN

 

PARTICULARS

31.03.2013

(Rs. in Millions)

31.03.2012

(Rs. in Millions)

Long-term Borrowings

 

 

Intercorporate deposits

0.000

146.000

Short-term borrowings

 

 

Rupee term loans from others

500.000

9476.137

Commercial paper

2500.000

2850.000

Foreign currency term loans from others

0.000

4611.242

Total

3000.000

17083.379

 

INDEX OF CHARGES

 

S.NO.

CHARGE ID

DATE OF CHARGE CREATION/MODIFICATION

CHARGE AMOUNT SECURED

CHARGE HOLDER

ADDRESS

SERVICE REQUEST NUMBER (SRN)

1

10472674

21/01/2014

4,550,000,000.00

DEUTSCHE BANK AG (SECURITY AGENT OF DEUTSCHE BANK
S.P.A. AND INTESA SANPAOLA S.P.A. AND SACE)

KODAK HOUSE, 222, DR D. N. ROAD, FORT, MUMBAI, MA
HARASHTRA - 400001, INDIA

B94407020

2

10472682

21/01/2014

11,050,000,000.00

DEUTSCHE BANK AG (SECURITY AGENT OF KFW AND KFW IP
EX BANK GMBH)

KODAK HOUSE, 222, DR D. N. ROAD, FORT, MUMBAI, MA
HARASHTRA - 400001, INDIA

B94408309

3

10473502

21/12/2013

8,000,000,000.00

LIFE INSURANCE CORPORATION OF INDIA

YOGAKSHEMA, 6TH FLOOR, INVESTMENT DEPARTMENT,, WE
ST WING, JEEWAN BIMA MARG, MUMBAI, MAHARASHTRA - 4
00021, INDIA

B94687894

4

10473465

29/11/2013

1,000,000,000.00

U27100DL1999PLC108350

LARGE CORPORATE BRANCH, SECTOR 17-B, CHANDIGARH,
CHANDIGARH - 160017, INDIA

B94679032

5

10468385

19/11/2013

2,000,000,000.00

CANARA BANK

SCO 117-119, SECTOR 17-C, CHANDIGARH, CHANDIGARH
- 160017, INDIA

B92797257

6

10464340

19/11/2013 *

3,456,500,000.00

AXIS TRUSTEE SERVICES LIMITED

2ND, FLOOR, E BLOCK, AXIS HOUSE, BOMBAY DYEING, COMPOUND, PANDHURANG BHUDKAR MARG, WORLI, MUMBAI, M
AHARASHTRA - 400025, INDIA

B93240919

7

10462209

09/11/2013

2,000,000,000.00

THE SOUTH INDIAN BANK LIMITED

A 301, III FLOOR, STATESMAN HOUSE, 148, BARAKHAMB
A ROAD, NEW DELHI, DELHI - 110001, INDIA

B90346982

8

10464267

31/10/2013

119,999,930.00

TATA CAPITAL FINANCIAL SERVICES LIMITED

ONE FORBES, DR. V. B. GANDHI MARG, FORT, MUMBAI,
MAHARASHTRA - 400001, INDIA

B91159871

9

10455673

21/10/2013

1,000,000,000.00

STATE BANK OF MYSORE

3,4,5, D.D.A BUILDING, NEHRU PLACE, NEW DELHI, DELHI - 110019, INDIA

B87780532

10

10455674

19/11/2013 *

7,100,000,000.00

AXIS TRUSTEE SERVICES LIMITED

2ND, FLOOR, E BLOCK, AXIS HOUSE, BOMBAY DYEING, C
OMPOUND, PANDHURANG BHUDKAR MARG, WORLI, MUMBAI, MAHARASHTRA - 400025, INDIA

B93233435

 

* Date of charge modification

 

FIXED ASSETS

 

Tangible assets

 

·         Land

·         Buildings

·         Plant and equipment

·         Furniture and fixtures

·         Vehicles

·         Office equipment

·         Railway sidings

·         Books periodicals

 

Intangible assets

 

·         Computer software

·         Know-how

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.20

UK Pound

1

Rs.103.12

Euro

1

Rs.84.96

 

 

INFORMATION DETAILS

 

Report Prepared by :

KVT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

5

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

7

--PROFITABILIRY

1~10

6

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

6

--RESERVES

1~10

5

--CREDIT LINES

1~10

5

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

50

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.