MIRA INFORM REPORT

 

 

Report Date :

01.07.2014   

 

IDENTIFICATION DETAILS

 

Name :

MEGA DISPOSABLES S.A.

 

 

Registered Office :

148 Dekeleias 13678 Acharnes Attiki                                                                                                  

 

 

Country :

Greece        

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

01.01.1980

 

 

Com. Reg. No.:

003788

 

 

Legal Form :

Societe anonyme

 

 

Line of Business :

·         Manufactures sanitary paper products

·         Manufactures pharmaceutical preparations

·         Manufacturing of personal hygiene and care products

 

 

No. of Employees

356

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Greece        

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 


 

GREECE ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 18% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy averaged growth of about 4% per year between 2003 and 2007, but the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. By 2013 the economy had contracted 26%, compared with the pre-crisis level of 2007. Greece met the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP in 2007-08, but violated it in 2009, with the deficit reaching 15% of GDP. Austerity measures have reduced the deficit to about 4% in 2013, including government debt payments. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faces long-term challenges to continue pushing through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public. In April 2010 a leading credit agency assigned Greek debt its lowest possible credit rating; in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, called for holders of Greek government bonds to write down a significant portion of their holdings. As Greek banks held a significant portion of sovereign debt, the banking system was adversely affected by the write down and €41 billion of the second bailout package was set aside to ensure the banking system was adequately capitalized. In exchange for the second loan Greece promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, the massive austerity cuts have prolonged Greece's economic recession and depressed tax revenues. Throughout 2013, Greece's lenders called on Athens to step up efforts to increase tax collection, dismiss public servants, privatize public enterprises, and rein in health spending. In June 2013 Prime Minister Antonis SAMARAS's efforts to meet bailout conditions led to the departure of one party, the Democratic Left, from the governing coalition when his government made the controversial decision to shut down and restructure the state-owned television and radio company. Subsequent reluctance to institute further cuts and delays in meeting public sector reform targets prompted Greek lenders to withhold bailout fund disbursements until December 2013. However, investor confidence began to show signs of strengthening by the end of 2013 as leading macroeconomic indicators suggested the economy’s freefall had been arrested

 

Source : CIA

 

 

 


Company name

 

MEGA DISPOSABLES SA

 

 

IDENTIFICATION DETAILS

 

Name:                                      MEGA DISPOSABLES S.A.

Address:                                   148 DEKELEIAS                                            

                                                13678 ACHARNES                                           

                                                ATTIKI                                                   

                                                GREECE                                                   

Telephone:                              30 2102419800                                           

Telefax:                                   30 2102419818                                            

E-mail address:                        mega@megadis.gr                                          

Web address:                           www.megadis.gr                                           

 

The subject company’s legal form is Societe anonyme which was registered on Jan 1, 1980 for a period ending

Dec 31, 2030.

 

Registration Number:                           003788

Government Gazette Number:             03575 / 1980

Chamber of Commerce Number:         75545

Tax Registration Number:                    094074443

 

 

PRINCIPALS

 

Konstantinos John Vitouladitis

Chairman

Shareholder

 

Foteini Konstantinos Vitouladitou

Vice-chairman

Shareholder

 

Konstantinos John Vitouladitis

Chief executive

Shareholder

 

Vassiliki Basil Dimitriou

Member

Shareholder

 

George Vassiloglou

Member

 

Lida Konstantinos Vitouladitou

Member

Shareholder

 

Andreas Nomikos

Member

 

Danai Konstantinos Vitouladitou

Member

Shareholder

 

Konstantinos John Vitouladitis

Shareholder

 

Vassiliki Basil Dimitriou

Shareholder

 

Dimitrios Angeletopoulos

Shareholder

 

Haralambos Meletiou

Shareholder

 

 Foteini Konstantinos Vitouladitou

Shareholder

 

Alexandros Katevas

Shareholder

 

George Kollios

Shareholder

 

Angelos Katsinis

Shareholder

 

Angeliki Antonopoulou

Shareholder

 

Panagiotis Soultos

Shareholder

 

Lida Konstantinos Vitouladitou

Shareholder

 

Danai Konstantinos Vitouladitou

Shareholder


 

BANKERS

 

Alpha Bank A.E., Ethniki Odos Lamia Branch branch., Athinon-Lamias

National Rd (17 Klm), Kifissia 14564, Greece.

Telephone: 30 2108071824

 

National Bank of Greece S.A., Athinon - Lamias National Rd B branch.,

Galinis & 25 Potamou, Kifissia 14564, Greece.

Telephone: 30 2106252509

 

Alpha Bank S.A. (ex Emporiki Bank), Kifissia Branch branch., 36

Kyriazi, Kifissia 14562, Greece.

Telephone: 30 2108088250

 

EUROBANK ERGASIAS S.A., Athinon - Lamias National Rd B branch., Athinon

- Lamias National Rd (20th klm), Agios Stefanos 14565, Greece.

Telephone: 30 2108136146

 

Bank of Piraeus S.A., Athinon - Lamias National Rd B branch.,

Athinon-Lamias National Rd (17th km), Kifissia 14564, Greece.

Telephone: 30 2106256400

 

 

PAYMENTS

 

   TRADE PAYMENTS                                                          

 

 

 

Trade Payment Summary                                                        

 

 

 

---------------------                                                        

 

 

 

     

 

 

 

     

 

 

 

EXP. DATE  PAYING RECORD HIGH CREDIT NOW OWES  PAST DUE TERM     LAST SALE   

 

 

 

31/5/2014  PROMPT/SLOW   84,335      84,335    38,489   30       30/4/2014   

 

 

 

     

 

 

 

13/5/2014  PROMPT        3,766       0         0        30       13/2/2014   

 

 

 

     

 

 

 

13/5/2014  PROMPT        15,327      2,889     0        30       13/4/2014   

 

 

 

     

 

 

 

8/4/2014   PROMPT        3,766       0         0        30       8/1/2014    

 

 

 

     

 

 

 

8/4/2014   PROMPT        15,327      2,492     0        30       8/3/2014    

 

 

 

      

 

 

 

18/3/2014  PROMPT        222,341     0         0        30       18/10/2013  

 

 

 

     

 

 

 

12/3/2014  PROMPT        3,766       0         0        30       12/12/2013  

 

 

 

     

 

 

 

12/3/2014  PROMPT        15,327      2,014     0        30       12/2/2014   

 

 

 

     

 

 

 

18/2/2014  PROMPT        222,341     0         0        30       18/9/2013   

 

 

 

     

 

 

 

12/2/2014  PROMPT        2,090       0         0        30       12/11/2013  

 

 

 

     

 

 

 

12/2/2014  PROMPT        15,327      8,896     0        30       12/1/2014   

 

 

 

     

 

 

 

18/1/2014  PROMPT        228,136     0         0        30       18/10/2013  

 

 

 

     

 

 

 

18/1/2014  PROMPT        15,327      15,327    0        30       18/12/2013  

 

 

 

     

 

 

 

8/1/2014   PROMPT        3,482       0         0        30       8/10/2013   

 

 

 

     

 

 

 

31/12/2013 PROMPT        1,599       0         0        30       30/11/2013  

 

 

 

     

 

 

 

18/12/2013 PROMPT        228,136     0         0        30       18/9/2013   

 

 

 

     

 

 

 

11/12/2013 PROMPT        3,482       0         0        30       11/9/2013   

 

 

 

     

 

 

 

11/12/2013 PROMPT        4,736       4,736     0        30       11/11/2013  

 

 

 

     

 

 

 

30/11/2013 PROMPT        3,088       923       0        30       30/10/2013  

 

 

 

     

 

 

 

18/11/2013 PROMPT        228,136     0         0        30       18/10/2013  

 

 

 

     

 

 

 

11/11/2013 PROMPT        3,482       0         0        30       11/8/2013   

 

 

 

     

 

 

 

11/11/2013 PROMPT        4,180       2,894     0        30       11/10/2013  

 

 

 

     

 

 

 

30/9/2013  PROMPT        5,227       0         0        30       30/6/2013   

 

 

 

     

 

 

 

30/9/2013  PROMPT        13,756      1,292     0        30       30/8/2013   

 

 

 

     

 

 

 

30/9/2013  PROMPT        3,088       1,599     0        30       30/8/2013   

 

 

 

     

 

 

 

18/9/2013  PROMPT        228,136     222,341   0        30       18/8/2013   

 

 

 

     

 

 

 

31/8/2013  PROMPT        3,088       0         0        30       31/3/2013   

 

 

 

     

 

 

 

18/8/2013  PROMPT        228,136     222,341   0        30       18/7/2013   

 

 

 

     

 

 

 

13/8/2013  PROMPT        5,227       0         0        30       13/5/2013   

 

 

 

     

 

 

 

13/8/2013  PROMPT        14,242      4,180     0        30       13/7/2013   

 

 

 

      

 

 

 

31/7/2013  PROMPT        3,088       0         0        30       30/4/2013   

 

 

 

     

 

 

 

18/7/2013  PROMPT        232,284     177,539   0        30       18/6/2013   

 

 

 

     

 

 

 

9/7/2013   PROMPT        5,227       0         0        30       9/4/2013    

 

 

 

     

 

 

 

9/7/2013   PROMPT        14,242      3,802     0        30       9/6/2013    

 

 

 

     

 

 

 

30/6/2013  PROMPT        3,088       0         0        30       30/3/2013   

 

 

 

     

 

 

 

28/6/2013  PROMPT        5,227       0         0        30       28/3/2013   

 

 

 

     

 

 

 

28/6/2013  PROMPT        14,242      3,120     0        30       28/5/2013    

 

 

 

     

 

 

CAPITAL

 

Nominal capital:                      6,082,744.

Issued capital:                         6,082,744.

 

Issued/paid-up capital was last increased on Sep 20, 2010.

 

Nominal capital is divided into:  760,343 shares of 8 each and fully paid-up.

 

 

SHAREHOLDERS

 

Konstantinos Vitouladitis            holds 55.93% of the voting capital.

Vassiliki Dimitriou                      holds 12.36% of the voting capital.

Dimitrios Angeletopoulos            holds 5.20% of the voting capital.

Haralambos Meletiou                  holds 5.14% of the voting capital.

Foteini Vitouladitou                    holds 4.51% of the voting capital.

Alexandros Katevas                   holds 4.02% of the voting capital.

George Kollios                           holds 3.47% of the voting capital.

Angelos Katsinis                        holds 3.44% of the voting capital.

Angeliki Antonopoulou                holds 3.44% of the voting capital.

Panagiotis Soultos                     holds 2.18% of the voting capital.

Lida Vitouladitou                        holds 0.14% of the voting capital.

Danai Vitouladitou                      holds 0.14% of the voting capital.

 

 

BRANCHES

 

Subject has 1 branches/divisions:

 

2 El. Venizelou, 55133, Kalamaria, Greece. These are rented.

 

Premises Size:             70 square metres.


 

ACTIVITY

 

Local Activity Code:                 1722                                          

Local Activity Code Type:        STAKOD                                        

Equivalent to:                                       NACE 1                                        

 

Manufactures sanitary paper products

Manufactures pharmaceutical preparations

Mfg of personal hygiene and care products

 

Subject produces the following brand(s):

 

BABY CARE

BABYGO

BABYLINO

CLEA

DAIPERS

EVERY DAY

MEGA

POM PON

SANI

SCHOOL HANKIES

SNEEZY

TIPERS

WET HANKIES

 

 

IMPORTS

 

Imports 82% from Austria, Belgium, China, Finland, France, Germany, Israel, Italy, Luxembourg, Netherlands, Pakistan, Sweden, Switzerland, Turkey, U K, U S A.

 

Normal importing terms are open account.

 

 

EXPORTS

 

Exports 32% to Albania, Bulgaria, Cyprus, Denmark, Ethiopia, Former

Yugoslav Rep of Macedonia, France, Georgia, Germany, Iran, Italy, South Korea, Libya, Malta, Mexico, Montserrat, New Zealand, Nigeria, Portugal, Qatar, Romania, Russian Fed, Serbia and Montenegro, Sudan, Sweden, U A E, U K,

U S A, Zambia.

 

Normal exporting terms are open account

 

EMPLOYEES

 

EMPLOYS: 356 as at Jun 6, 2014 including 0 part-time staff.

The number of employees varies according to needs.

The number of employees peaks to 356.

 

 

OFFICES / PREMISES

 

Operates from owned factory, covering approximately 22,100 square metres at heading address.

 

The site covers approximately 43,590 square metres.

 

REGISTERED OFFICE: At heading address.

 

 

FINANCES

 

                                       Fiscal           Fiscal          Fiscal

 

 

 

                                  Dec 31,2011      Dec 31,2012     Dec 31,2013

 

 

 

Turnover                           76,769,222       83,431,363      92,015,628

 

 

 

Pre-Tax Profit                      1,407,140        4,197,202       3,641,936

 

 

 

Net Worth                          20,794,568       22,446,247      22,868,136

 

 

 

Fixed Assets                       19,318,883       17,847,628      17,358,717

 

 

 

Total Assets                       58,453,368       53,967,132      58,067,931

 

 

 

Current Assets                     38,546,193       35,516,977      39,781,897

 

 

 

Current Liabilities                33,845,093       27,960,965      27,421,711

 

 

 

Working Capital                     4,701,100        7,556,012      12,360,186

 

 

 

Long Term Debt                      3,813,706        3,559,920       7,778,084

 

 

 

Financial Assets                      112,219          102,300         152,016

 

 

 

Intangibles                           476,074          500,228         775,301

 

 

 

Employees                                 265              280             290

 

 

 

Net Worth and Total Assets are tangible figures shown after the deduction of

 

 

 

intangible assets.

 

 

 

 RATIOS 

 

 

 

                                  Dec 31,2011      Dec 31,2012     Dec 31,2013

 

 

 

Current Ratio (X)                        1.14             1.27            1.45

 

 

 

Solvency Ratio (%)                     181.10           140.43          153.93

 

 

 

Fixed Assets/Net Worth (%)              92.90            79.51           75.91

 

 

 

Current Liabs/Net Worth (%)            162.76           124.57          119.91

 

 

 

Asset Turnover (%)                     131.33           154.60          158.46

 

 

 

Sales / Net Working Cap (X)             16.33            11.04            7.44

 

 

 

Assets / Sales (%)                      76.14            64.68           63.11

 

 

 

Profit Margin (%)                        1.83             5.03            3.96

 

 

 

S/holders Return (%)                     6.77            18.70           15.93

 

 

 

Return On Assets (%)                     2.41             7.78            6.27

 

 

 

Sales / Employees                  289,695.18       297,969.15      317,295.27

 

 

 

Profit / Employees                   5,309.96        14,990.01       12,558.40

 

 

 

    

 

 

 

     Abstract from individual fiscal balance sheet as at Dec 31, 2013

 

 

 

          LIABILITIES                             ASSETS                       

 

 

 

Capital                      6,082,744   Land/Buildings              26,692,391

 

 

 

Retained Profits             6,777,461   Plant/Machinery             16,232,586

 

 

 

Misc Reserves               10,007,931   Depreciation                25,566,260

 

 

 

Net Worth                   22,868,136   Total Fixed Ass             17,358,717

 

 

 

Misc Provisions                127,094   Misc Fin'cl Ass                152,016

 

 

 

Misc Def Liabs               7,650,989   Total Fin'cl Ass               152,016

 

 

 

                                         Misc Intangible                775,301

 

 

 

                                         Total Intangible               775,301

 

 

 

     CURRENT LIABILITIES:                         CURRENT ASSETS:              

 

 

 

Trade Creditors             14,048,251   Stock                        9,642,885

 

 

 

Short term Loans             9,137,886   Trade Debtors               25,216,404

 

 

 

Proposed Dividends           1,267,238   Misc Debtors                 1,989,024

 

 

 

Misc Current Liabs           2,968,335   Cash                         2,753,987

 

 

 

                                         Market Securities              179,595

 

 

 

TOTAL CURRENT               27,421,710   TOTAL CURRENT               39,781,895

 

 

 

TOTAL LIABS & NW            58,067,929   TOTAL ASSETS                58,067,929

 

 

 

          Profit & Loss Account from Jan 1, 2013 to Dec 31, 2013               

 

 

 

          Net Sales                            92,015,628

 

 

 

          Cost of Goods Sold                   59,856,432

 

 

 

          Gross Profit                         32,159,196

 

 

 

          Misc Operating Charges               27,777,037

 

 

 

          Misc Operating Income                   207,635

 

 

 

          Net Operating Income                  4,589,794

 

 

 

          Misc Financial Income                   294,133

 

 

 

          Total Financial Income                  294,133

 

 

 

          Interest Payable                        997,664

 

 

 

          Misc Financial Expenses                 244,327

 

 

 

          Total Financial Expenses              1,241,991

 

 

 

          Profit Before Taxes                   3,641,936

 

 

 

          Income Tax                            1,056,882

 

 

 

          Profit After Tax                      2,585,054

 

 

 

          Net Profit                            2,585,054

 

 

 

          Dividends                             2,112,064

 

 

 

          Retained Earnings at End             -2,112,064

 

 

 

    

 

 

 

    

 

 

 

     According to the balance sheet as of Dec 31, 2013.

 

 

 

    

 

 

 

     The below mentioned financial figures are in Euro

 

 

 

    

 

 

 

     Financial statement obtained from subject on Jun 2, 2014.

 


 

GENERAL COMMENTS

 

Established in Athens (22 Odissou Str.), in 1980. In 1984 subject moved its head office at 12 Davaki & 18 Mylopotamou, Athens, (Gov. Gaz No.: 1384/1984) while on 1.1.94 its head office was transferred again to

Kifissia, at 33 Avgis (Gov. Gaz. No.: 303/94).

 

Finally, on 18.04.2001 subject moved its head office to the above mentioned. On 23/5/2001 (Gov. Gaz. No. 02920/2001) a change of subject's head office was published. On 7/1/2003 (Gov. Gaz. No. 00077/2003) the company's name was changed.

 

On 21/12/2011 (Gov. Gaz. No. 13451/2011) the company's trading style was changed.

 

Please note that the information provided in this report was obtained from official sources.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.09

UK Pound

1

Rs.102.33

Euro

1

Rs.82.01

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.