MIRA INFORM REPORT

 

 

Report Date :

03.07.2014

 

IDENTIFICATION DETAILS

 

Name :

AMRITA INSTITUTE OF MEDICAL SCIENCES AND RESEARCH CENTRE

 

 

Registered Office :

AIMS Ponekkara, P. O Kochi – 680 041, Kerala

 

 

Country :

India

 

 

Date of Incorporation :

17.05.1998

 

 

Capital Investment / Paid-up Capital :

Not Divulged

 

 

Legal Form :

Institutes Research Centre

 

 

Line of Business :

Provide Affordable Medical Care to Patients.

 

 

No. of Employees :

75 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a non-profit making organization having financial assistance from Sri Mata Amritanandamayi.

 

It is an established and reputed organization. Trade relation are fair. Business is active. Payment terms are usually correct.

 

Subject can be considered good for business dealing at usual trade terms and conditions.

 

 

NOTES:

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

INDIAN ECONOMIC OVERVIEW

 

N E W S

 

The economy grew 4.7 %in 2013/14, marking a second straight year of sub-5 % growth – the worst slowdown in more than a quarter of a century. The data was below an official estimate of 4.9 % annual growth and compared with 4.5 % in the last fiscal year. However, the current account deficit narrowed sharply to $ 32.4 billion at 1.7 % of gross domestic product, in 2013/14 from a record high of $ 98.8 billion or 4.7 %, the year before.A sharp fall in gold imports due to restrictions on overseas purchases and muted import of capital goods helped shrink the current account deficit.

 

Online retailer Flipkart has acquired fashion portal Myntra as it prepares to battle with the rapidly expanding India arm of the global e-commerce giant Amazon. The company raised $ 210 million from Russian Investment firm DST Global which has also invested in companies like Facebook, Twitter and Alibaba Group.

 

General Motors will start exporting vehicles from its Talegaon plant near Pune in the second half of 2014. GM was one of the few global carmakers that was using its India plant only for the domestic market.

 

Google has overtaken Apple as the world’s top brand in terms of value, according to global market research agency Millward Brown. Google’s brand value shot up 40 % in a year to $ 158.84 billion. The top 10 of the 100 slots were dominated by US companies.

 

Infosys lost another heavy weight when B G Srinivas, a board member put in his papers. He is the third CEO-hopeful to quit after Chairman N R Narayana Murthy’s return to the company – Ashok Vemuri and V Balakrishnan being the other two.While Vemuri went on to lead IGate, Balakrishnan joined politics.

 

Naresh Goyal – promoted Jet Airways posted biggest quarterly loss – Rs 2153.37 crore – in the three months ended March 31, mainly because it has been offering discounts to passengers to fill planes.

 

William S Pinckney – Chairman and CEO of Amway India was arrested by the Andhra Pradesh Police in connection with a complaint against the direct selling firm. This is the second time that he has been taken into custody. A year, ago the Kerala Police had arrested Pinckney and two company directors on charges of financial irregularities.

 

China has told its state-owned enterprises to sever links with American consulting firms after the United States charged five Chinese military officers wih hacking US companies. China’s action which targets consultancies like McKinsey & Co. and the Boston Consulting Group, sterns from fears that the first are providing trade secrets to the US governments.

 

India has emerged as a country with some of the highest unregistered businesses in the world. Indonesia has the maximum number of shadow businesses, says a study of 68 countries by Imperial College Business School in London.

 

Pfizer has abandoned its attempt to buy AstraZeneca for nearly $ 118 billion after the latter refused an offer of 55 pounds a share.

 


 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY (GENERAL DETAILS)

 

Name :

Mr. Ravindra Nath

Designation :

Finance Manager

Contact No.:

91-0484-280 1234

Date :

01.07.2014

 

 

LOCATIONS

 

Registered Office :

AIMS Ponekkara, P. O Kochi – 680 041, Kerala, India

Tel. No.:

91-484-2801234/ 2851234 / 4001234 / 6681234

Fax No.:

91-484-2802020

E-Mail :

ravindranathv@aims.amrita.edu

hospitaladministration@aims.amrita.edu

Website :

www.aimshospital.org

Location :

Owned

 

 

DIRECTORS

 

Name :

Dr. Prem Nair

Designation :

Director

Experience :

 

Name :

Mr. Ron Gottsegen

Designation :

Director

 

 

KEY EXECUTIVES

 

Name :

Mr. Ravindra Nath

Designation :

Finance Manager

 

 

BUSINESS DETAILS

 

Line of Business :

Provide Affordable Medical Care to Patients.

 

 

Imports :

 

Products :

Medical Equipment

Countries :

·         Germany

·         USA

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit

 

 

GENERAL INFORMATION

 

Customers :

End Users

 

 

No. of Employees :

75 (Approximately)

 

 

Bankers :

·         Dhanlaxmi Bank

Aims Branch, India

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Raja and Company

Chartered Accountants

 

 

Associates/Subsidiaries :

·         Amritha Enterprises (Private) Limited

 

 

CAPITAL STRUCTURE

 

Capital Investment :

 

Owned :

Not Divulged

Borrowed :

Not Divulged

Total :

Not Divulged

 

 

FINANCIAL DATA

[All figures are in Rupees Millions]

 

NOT DIVULGED

 

The above information has been declined by Mr. Ravindra Nath.

 

 

 

FINANCIAL ANALYSIS

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report

 (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

No

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

No

12]

Profitability for last three years

No

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

No

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

No

28]

Incorporation details, if applicable

No

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

No

31]

Date of Birth of Proprietor/Partner/Director, if available

No

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

Compassionate Care A Standard Of Excellence

 

About Us

 

Amrita Institute of Medical Science (AIMS) brings together a dedicated team of physicians, nurses, and other healthcare professionals to provide the highest standards of medical treatment. Our full range of primary and specialty care medical services enables cross-specialty consultation, which assures outstanding treatment for each patient. Our extensive infrastructure offers facilities comprising 25 modern operating theatres, 210 equipped intensive-care beds, a fully computerized and networked Hospital Information System (HIS), a fully digital radiology department, NABL accredited clinical laboratories and 24 / 7 telemedicine service.

 

The Amrita Institute of Medical Sciences is the adjunct to the term "new universalism" coined by the World Health Organization. This massive healthcare infrastructure with over 3,330,000 sq. ft of built-up area spread over 125 acres of land, supports a daily patient volume of about 3000 outpatients with 95 percent inpatient occupancy. Annual patient turnover touches an incredible figure of over 779,055 outpatients and nearly 47,577 inpatients.

 

Amrita of­fers a total and comprehensive health solution comparable to the best hospitals in the world. The AIMS team comprises physicians, surgeons and other healthcare professionals of the highest calibre and experience. AIMS features one of the most advanced hospital computer networks in India. The network supports more than 2000 computers and has computerized nearly every aspect of patient care including all patient information, lab testing and radiological imaging.

 

 

History of Amrita Hospital

 

In the fifteen short years since its inception, Amrita Institute of Medical Sciences (AIMS) has grown from a 115 bed specialty hospital to a 1450 bed super-specialty tertiary care health centre with an attached medical college hospital. On the 17th of May 1998, AIMS was inaugurated by the then Prime Minister of India, Shri Atal Bihari Vajpayee, in the presence of Her Holiness, Sri Mata Amritanandamayi Devi. 

 

The Institution is nationally accredited by the National Assessment and Accreditation Council (NAAC) with "A" Grade. Other accreditations received by the hospital include the International Organization for Standardization (ISO 9001-2008), National Accreditation Board for Testing and Calibration Laboratories (NABL) for laboratories and National Accreditation Board for Hospitals and Healthcare Providers (NABH).

 

With extensive facilities comprising 25 modern operating theatres, 210 equipped intensive-care beds, a fully computerized and networked Hospital Information System (HIS), a fully digital radiology department, NABL accredited clinical laboratories and a 24/7 telemedicine service, AIMS offers a total and comprehensive health solution comparable to the best hospitals in the world. The institution is equipped with 12 Super Speciality Departments and 45 other departments. The hospital is using Fully Digital Imaging Services as the first institution in South East Asia.

 

The AIMS team comprises physicians, surgeons and other healthcare professionals of the highest caliber and experience. The institution now has 4500 support staff and 670 faculty members. AIMS features one of the most advanced hospital computer networks in India. It owns a Fully Integrated Health Care Delivery System. Another unique feature is the Teleconnectivity which connects it to 36 Centres in India, 32 in the African Subcontinent and 6 in other Countries. A PET (Positron Emitting Tomography) CT scanner, the first of its kind in the state of Kerala and which is extremely useful for early detection of cancer, has been installed in AIMS and was inaugurated in July 2009 by Dr. A. P. J. Abdul Kalam, former President of India.

 

 

FACT SHEET AND CHARITABLE ACTIVITIES:

 

Amrita Institute of Medical Sciences has grown from a 115-bed multi-speciality hospital to a 1450-bed super-speciality tertiary care referral health centre with an attached medical college hospital having an additional 400-bed facility. This massive health care infrastructure with over 50 clinical departments, a dozen para-clinical departments, having a built-up area of 3,330,000 sq.ft spread over 125 acres of land. It supports a patient volume of 3000 outpatients with 95 percent inpatient occupancy. Annual patient turnover exceeds 779,055 outpatients and nearly 47,577 inpatients.

 

With extensive facilities comprising 25 modern operating theatres, 210 equipped intensive-care beds, a fully computerized and networked Hospital Information System (HIS), a fully digital radiology department, NABL accredited clinical laboratories and 24 / 7 telemedicine service, Amrita offers a total and comprehensive health solution comparable to the best hospitals in the world.

 

The educational institutions of Amrita Vishwa Vidyapeetham, a University established under section 3 of UGC Act 1956, has at its Health Sciences Campus in Kochi, the Amrita School of Medicine, the Amrita Center for Nanosciences, the Amrita School of Dentistry, the Amrita College of Nursing, and the Amrita School of Pharmacy. Each of these schools are committed to being centers of excellence providing value-based medical education, where the highest human qualities of compassion, dedication, purity and service are instilled in youth.

Parent Organization

 

Mata Amritanandamayi Math, a registered Public Charitable Trust headquartered at Amritapuri, Kollam, Kerala, was founded to disseminate the message of spirituality, universal love and selfless service to humanity, which shines through the life and teachings of Mata Amritanandamayi. It organises activities for the spiritual, educational, social and cultural advancement of mankind and the upliftment of the poor and the downtrodden.

Some of the socio-welfare activities undertaken by the Math include medical services, numerous educational institutions, houses for the poor, pensions for destitute women, a home for senior citizens, orphanages, a hospice, a school for the speech and hearing impaired, plus many more.

 

·         Amrita Speech and Hearing Improvement School (ASHIS), Trichur

·         Amrita Kuteeram, Free Housing Scheme (25,000 houses) for poor and handicapped persons in various parts of the country

·         Amrita Nidhi, Pension Scheme for 50,000 widows and destitutes

·         Amrita Niketanam, orphanages located at Kollam, and Madurai accommodating over six hundred children

·         Amrita Kripa Sagar, a hospice for terminally ill cancer patients, Mumbai

·         Anbu Illam, home for senior citizens, Sivakasi

·         Amrita Kripa Charitable Hospital, Amritapuri

·         Amrita Kripa Charitable Hospital, Mysore

·         Amrita Kripa Charitable Hospital, Kalpetta

·         Amrita Kripa Charitable Hospital, Andaman

·         Amrita AIDS Community Care Center, Thiruvanathapuram

·         Amrita Healthcare Centre, Pampa, Sabarimala

·         Free meal scheme for feeding about 5000 people every week.

·         Amrita Medical Mission of Ayurveda, a herbal conservation park, research and production centre for Ayurvedic Medicines, Wayanad

·         Amrita Ayurvedic Research and Production Centre, Kollam.

·         Brahmasthanam Temples, consecrated at various centres by Amma, including Kodungallur, Kozhikode, Thiruvananthapuram, Madurai, Chennai, Mumbai, New Delhi, Pune, Mauritius, Palakkad, Thalasserry, Mananthavady, Mysore and Coimbatore.

·         Amrita Sanskrit Higher Secondary School, Kollam.

·         Vedanta Vidyalayam, Amritapuri

·         Amrita Vidyapeetam, a Malayalam medium school at Attapadi, Palakkad district and over ten informal schools for tribal children

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.97

UK Pound

1

Rs.102.89

Euro

1

Rs.80.02

 

 

INFORMATION DETAILS

 

Information Gathered by :

HNA

 

 

Analysis Done by :

SUM

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.