MIRA INFORM REPORT

 

 

Report Date :

03.07.2014

 

 

IDENTIFICATION DETAILS

 

Name :

CHING CHERN INDUSTRIAL CORP.

 

 

Registered Office :

1F., No.147, Sec. 4, Zhangshui Rd., Xihu Township, Changhua County 51444

 

 

Country :

Taiwan

 

 

Date of Incorporation :

30.12.1977

 

 

Com. Reg. No.:

60220817

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacturer of bicycle parts

 

 

No of Employees :

About 50 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 


 

TAIWAN ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are other major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, and following the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, Taiwan in July 2013 signed a free trade deal with New Zealand—Taipei’s first-ever with a country with which it does not maintain diplomatic relations—and in November inked a trade pact with Singapore. Negotiations continue on follow-on components of ECFA regarding trade in goods and a dispute resolution mechanism; a trade in services agreement is under review in the legislature. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large overall trade surplus largely because of its surplus with China, and its foreign reserves are the world's sixth largest, behind China, Japan, Saudi Arabia, Russia, and Switzerland. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Taiwan since 2009 has gradually loosened rules governing Chinese investment on the island, and has also secured greater market access for its investors in the mainland. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved

 

Source : CIA

 

 


Contact Points

 

Company Name:

Ching Chern Industrial Corp.

Supplied Name:

CHING CHERN INDUSTRIAL CORP.

Trading Address:

No.147, Sec. 4, Zhangshui Rd., Xihu Township, Changhua County 51444, Taiwan (R.O.C.)

Supplied Address:

1F 147 ZHANGSHUI SEC 4, XINHU TOWNSHIP CHANGHUA COUNTRY 51444

Telephone Number:

+886- 4-885-2429

Fax Number:

+886- 4-885-5419

E-mail:

ching.chern@msa.hinet.net

Notes: The exact name and address are as above.

 

Credit Summary

 

Credit Opinion:

Business connections are permissible.

Risk Analysis:

Average creditworthiness

 

Company Identification Details

 

Registered Name:

Ching Chern Industrial Corp.

Registered Address:

1F., No.147, Sec. 4, Zhangshui Rd., Xihu Township, Changhua County 51444, Taiwan (R.O.C.)

Date of Foundation:

1977-12-30

Registration Number:

60220817

Registry:

MOEA Central Office

Registered Capital:

NTD 15,000,000 (USD 496,500)

(As of 2014.6, 1 NTD = 0.0331 USD)

Paid-up Capital:

NTD 15,000,000 (USD 496,500)

Legal Representatives:

Huiling Xu

Legal Form:

Joint Stock Company

Principal Activities:

Manufacturing of bicycle parts and etc.

Staff:

About 50 Employees (Taiwan)

Listed at Stock Exchange:

No

Date of Last Annual Return:

2013-4-23

 

History

 

Subject was incorporated on 1977-12-30 with registered number 60220817 as Joint Stock Company in Taiwan.

 

Shareholders

 

Name

Subscription Shares

Huiling Xu

108

Yucen Xu

282

Jincheng Shi

85

Huimin Xu

144

 

The information above is that of subject’s major shareholders.

 

Subsidiaries & Branches

 

Related Companies

 

1

Name

Kin-Bau Industrial Co., Ltd.

Address

No.147, Sec. 4, Zhangshui Rd., Xihu Township, Changhua County 514, Taiwan

Tel

+886- 4-885-2429

Fax

+886- 4-885-5419

E-mail

ching.chern1@msa.hinet.net

2

Name

Ching Chern Bicycle Caicang Co., Ltd.

Address

Quzhong Rd., Ludu Town Taicang City Jiangsu Province, China

Tel

+86-512-53288388

Fax

+86-512-53288889

E-mail

chingchern@tc.jsinfo.net

3

Name

Driving Force Group Ltd.

Address

3 Rd., Lndustrial Zonne, Da Wang Shan Village, Shajing Town, Bad An County, Shenzhen, China

Tel

+86-755-27225758

Fax

+86-755-27225358

E-mail

drivingforce@mailcenter.com.cn

 

Factory

 

Address:

No.147, Sec. 4, Zhangshui Rd., Xihu Township, Changhua County 51444, Taiwan (R.O.C.)

Date of Registration:

2007-9-27

Factory Registration Number:

99680498

Factory Manager:

Huiling Xu

Status:

In production

Date of Last Annual Return:

2013-2-27

Major Products:

313 Bicycles and its components.

 

Personnel Information

 

Core Management

 

Directors

1

Name

Huiling Xu

Position

Board Chairman

2

Name

Yucen Xu

Position

Director

3

Name

Jincheng Shi

Position

Director

4

Name

Huimin Xu

Position

Supervisor

 

Personnel Structure

 

Total Employees

About 50 Employees (Taiwan)

 

Operation Information

 

Offices & Factories

 

 

Headquarters

Add

No.147, Sec. 4, Zhangshui Rd., Xihu Township, Changhua County 51444, Taiwan (R.O.C.)

 

Production Information

 

·           Subject is a manufacturer of bicycle parts and etc.

·           It is introduced that subject has a factory in Taiwan for production.

 

Purchase Information

 

·           The registered activities of subject:

Business Code

Details

CD01030 

Manufacturing of automobile and its components.

CD01040 

Manufacturing of locomotive and its components.

CD01050 

Manufacturing of bicycles and its components.

F401010 

International trading business.

CA02990 

Manufacturing of other metal products.

ZZ99999 

Besides licensed business, all other business items those are not banned or restricted.

 

·           It is introduced that subject purchases its raw materials and etc both at home and abroad.

 

 

Sales Information

 

·           The subject is mainly engaged in sales of bicycle parts and etc.

·           It is introduced that subject’s selling territory includes Asia, Europe, America and etc.

·           It is introduced that subject’s major customers are manufacturers and repairers of bicycles and etc.

·           It is introduced that subject also provides OEM and ODM services.

 

Major products

 

 

Product

1

Chain Cover

2

Fender

3

Cable Housing & Wire

4

Accessories

 

Import and export right:

 

Import right

Yes

Export right

Yes

 

Settlements

 

Purchase

 

Domestic Purchase

Product

Payment Terms

Proportion

Raw materials and etc

COD, CBD and etc

100%

 

Foreign Purchase

Product

Payment Terms

Proportion

Raw materials and etc

CBD and etc

100%

 

Sales

 

Domestic Markets

Product

Sales Terms

Proportion

Bicycle parts and etc.

COD, CBD and etc

100%

 

Export

Product

Sales Terms

Proportion

Bicycle parts and etc.

CBD and etc

100%

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

 

Subject’s relevant staff Ms. Xu declined to disclose its financials citing the grounds of company’s confidentiality; from other source we can not obtain the relevant information, either.

 

Bankers

 

Subject declined to disclose its bank details; from other source we cannot obtain the relevant information, either.

 

Public Record

 

Mortgage

 

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

 

1

Trial Number:

2014, Su, 561

Date of Trial:

2014-6-6

Reason:

Payment for dividends

2

Trial Number:

2014, Bu, 245

Date of Trial:

2014-4-22

Reason:

Payment for dividends

3

Trial Number:

2014, Sicu, 3094

Date of Trial:

2014-3-25

Reason:

Pay warrants

4

Trial Number:

2014, Sicu, 3096

Date of Trial:

2014-3-25

Reason:

Payment for goods

 

Interview Details

 

Name

Ms. Xu

Department

Sales Department

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 59.97

UK Pound

1

Rs. 102.89

Euro

1

Rs. 82.02

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.