MIRA INFORM REPORT

 

 

Report Date :

07.07.2014

 

IDENTIFICATION DETAILS

 

Name :

BALCORP LIMITED

 

 

Registered Office :

4103 Rue Sherbrooke Ouest, Westmount, Quebec H3Z 1A7

 

 

Country :

Canada

 

 

Date of Incorporation :

20.08.1976

 

 

Legal Form :

Federal Corporation – Profit  

 

 

Line of Business :

·         Subject is engaged in international trade and marketing

·         Subject act as a representative/agent, a principal/merchant, an equity participant or any combination thereof

 

 

No. of Employees :

12

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 


NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

CANADA - ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-13 and plans to balance the budget by 2015. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela.

 

Source : CIA

 

 

 

 


Company name and address

 

Company name:            BALCORP LIMITEE (in French)

                                    BALCORP LIMITED (in English)

 

Address:                       4103 Rue Sherbrooke Ouest, Westmount, Quebec H3Z 1A7Canada

 

Telephone:                    +1 514-939-0909

 

Fax:                              +1 514-939-0777

 

Website:                        www.balcorp.com

 

 

Company summary

 

Corporate ID#:               155101

 

State:                           Federal

 

Judicial form:                 Federal Corporation – Profit  

 

Date incorporated:          08-20-1976

 

Stock:                               -

 

Value:                             -

 

Name of manager:          Baljit Singh CHADHA

 

 

ACTIVITIES & OPERATIONS

 

IST

 

Business:

 

Balcorp's head office is located in Westmount, Canada with associate offices in Mumbai & Delhi, India.
Balcorp is engaged in international trade and marketing. Depending on the requirements of the specific situation Balcorp can act as a representative/agent, a principal/merchant, an equity participant or any combination thereof.
Balcorp is a member of the following associations, Canada India Business Council (CIBC), World Trade Centre Montreal, Board of Trade of Metropolitan Montreal, Quebec Association of Export Trading House (AMCEQ), Indo-Canada Chamber of Commerce.  

The Company exports worldwide.

 

No name of foreign suppliers available.

 

 

Staff:     12

 

Operations & branches:

 

At the headquarters, we find the corporate office.

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

 

GROUPE BALCORP LIMITEE

4103 Rue Sherbrooke Ouest, Westmount, Quebec H3Z 1A7 – Canada

Federal Corporation incorporated on 03-20-1995

ID# 717170

 

Management:

 

Baljit Singh CHADHA is the President, Director and CEO.

He graduated from Bombay University with a Bachelor of Science degree.

He later obtained a MBA from Concordia University.

Mr. Chadha is also a well known philanthropist and a leader of the Indian community in Canada. He has been a key player in a number of international trade missions and treaty development processes.

Mr. Chadha also sits on the Board of Governors of Concordia University and has advised the Office of the Mayor of Montreal on Indo-Canadian affairs.

He has served on the advisory board of the Indo-Canada Chamber of Commerce.

He served as a Director of Warnex Inc., from October 1, 2009 to June 29, 2011. He was appointed by Prime Minister Jean Chrétien to the Security Intelligence Review Committee as well as the Queen's Privy Council for Canada in 2003.

 

As far as we know, he is involved in several other corporations in Canada and India.

 

 

FINANCIALS

 

In Canada, privately held corporations are not required to publish any financials.

 

On a direct call, nobody was available to answer our questions.

We sent a fax but no answer received.

 

However, sales estimate for year 2013 is in excess of CAD 20,000,000+

 

The business is profitable.

 

Banks:  HSBC Bank

 

 

LEGAL FILINGS

 

Legal filings & complaints:

 

As of today date, there is no legal filing pending with the Courts.

 

Secured debts summary:   None

 

 

COMPANY CREDIT HISTORY

 

Trade references:

 

Date reported:                May 2014

High credit:                    CAD 50,000

Now owing:                    0

Past due:                      0

Last purchase:               April 2014

Line of business:            Office supply

Paying status:               On terms

 

Date reported:                May 2014

High credit:                    CAD 30,000

Now owing:                    0

Past due:                      0

Last purchase:              April 2014

Line of business:            Payroll

Paying status:               As agreed

 

Date reported:                May 2014

High credit:                    CAD 1,000

Now owing:                    0

Past due:                      0

Last purchase:               April 2014

Line of business:            Telecommunications

Paying status:               On terms

 

Domestic credit history:

 

National Credit Bureaus gave a satisfying credit rating.

 

According to our credit analysts, during the last 6 months, domestic payments were made on terms.

 

Other comments:

 

The Company is developing a strong business.

 

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

Last report was filed on May 9, 2014.

 

The risk is low.

 

Our opinion:

 

A business connection may be conducted.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.79

UK Pound

1

Rs.102.66

Euro

1

Rs.81.32

 

INFORMATION DETAILS

 

Analysis Done by :

SUM

 

 

Report Prepared by :

NNA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.