MIRA INFORM REPORT

 

 

Report Date :

11.07.2014    

 

IDENTIFICATION DETAILS

 

Name :

BEDSON S.A.

 

 

Registered Office :

Ruta Nacional nº 8 km. 47,500, La Lonja, Partido de Pilar, Provincia de Buenos Aires

 

 

Country :

Argentina

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

09.04.1980

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Manufacture of medicines for veterinary use

 

 

No. of Employees

80

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Argentina

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 


 

ARGENTINA ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and an unprecedented bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - at the time the largest ever - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy in 2010 rebounded strongly from the 2009 recession, but has slowed since late 2011 even as the government continued to rely on expansionary fiscal and monetary policies, which have kept inflation in the double digits. The government expanded state intervention in the economy throughout 2012. In May 2012 the Congress approved the nationalization of the oil company YPF from Spain's Repsol. The government expanded formal and informal measures to restrict imports during the year, including a requirement for pre-registration and pre-approval of all imports. In July 2012 the government also further tightened currency controls in an effort to bolster foreign reserves and stem capital flight. During 2013, the government continued with a mix expansionary fiscal and monetary policies and foreign exchange and imports controls to limit the drain in Central Bank foreign reserves, which nevertheless dropped US $12 billion during the year. GDP grew 3% and inflation remained steady at 25%, according to private estimates. In October 2013, the government settled long-standing international arbitral disputes (including with three US firms) dating back to before and following the 2002 Argentine financial crisis. In early 2014, the government embraced a series of more orthodox economic policies. It devalued the peso 20%, substantially tightened monetary and fiscal policies, and took measures to mend ties with the international financial community, including: engaging with the IMF to improve its economic data reporting, reaching a compensation agreement with Repsol for the expropriation of YPF, and presenting a proposal to pay its arrears to the Paris Club

 

Source : CIA

 

 

 


Company name and address

 

BEDSON S.A.

C.U.I.T. Nº  33-58115123-9

 

 

Summary 

 

INCORPORATED IN 1980. BEGINNER OF ACTIVITIES. BALANCE SHEET AS 31/12/2012 (LAST KNOWN). NO NEGATIVE ANTECEDENTS. APT FOR NEW CURRENT CREDITS WITH GUARANTEES.

 

 

Operations 

 

MANUFACURE OF MEDICINES FOR VETERINARY USE

 

 

Legal Structure 

 

BUSINESS TYPE:     LIMITED COMPANY
INCORPORATED:     9.4.1980
REGISTERED:          1980
DURATION:               99 YRS
END OF FISCAL YR: 31.12
AFIP:                           Nº135 12 de Octubre 574, Acceso Norte Pilar Km 53.300, Buenos Aires.

 

 

Contact 

 

Sr. Pablo Holmes

HEADQUARTERS:
Ruta Nacional nº 8 km. 47,500, La Lonja, Partido de Pilar, Provincia de Buenos Aires.

Phone: (54-02322) 4470250
Fax:   (54-02322) 4470453
E.Mail: pabloholmes@bedson.com.ar
http: www.bedson.com.ar

 

 

Partners 

 

PRESIDENT:     RODOLFO OSCAR ROMANO
V.PRESIDENT:   ALICIA ROMERO DE COLUSI

DIRECTOR:      CARLOS ALBERTO ROMERO
DIRECTOR:      KOSOY MANUEL HORACIO

USE OF SIGNATURE: President and V.President.

 

 

Corporate Stock 

 

COMMON SHARES SUBSCRIBED AND PAID IN: $ 8.000.000

 

 

Personal Information 

 

OMAR RODOLFO ROMANO
-------------------
ARGENTINE, MARRIED, BORN IN JULY 29,1948, ADDRESS AT Avda. Figueroa Alcorta 3410 3º, Ciudad de Buenos Aires.

HE REGISTERS PARTICIPATION IN THE FOLLOWING COMPANIES:

MAR DEL NORTE INVERSIONES S.A.
FRANKART S.A.

 

 


History 

 

 

It is determined through the realized inquiries, that the reference activities were initiated and beginning by this society, in force by the legal clauses before mentioned.

The society dedicates to the production of biological and pharmaceutical specialties for the veterinary industry and for the bird-raising sector.

It is related to the company ILENDER S.A.

 

 

Balance Sheet 

 

Balance Sheet/s

31/12/2012

31/12/2011

Total Assets

$ 62.528.567,00

$ 58.934.987,00

Current Assets

$ 52.705.566,00

$ 49.207.334,00

Banks

$ 41.931.450,00

$ 40.845.545,00

Accounts Receivables

$ 0,00

$ 0,00

Inventory

$ 10.774.116,00

$ 8.361.789,00

Fixed Assets

$ 0,00

$ 0,00

Non-Current Assets

$ 9.823.001,00

$ 9.727.653,00

Investments

$ 0,00

$ 0,00

Total Liabilities

$ 38.185.088,00

$ 33.499.005,00

Current Liabilities

$ 35.153.838,00

$ 32.467.755,00

Non-Current Liabilities

$ 3.031.250,00

$ 1.031.250,00

StockHolders Equity

$ 24.343.479,00

$ 25.435.982,00

Net Sales

$ 74.862.875,00

$ 75.641.665,00

Cost of Good Sold

$ 33.952.589,00

$ 35.250.816,00

Gross Result

$ 40.910.286,00

$ 40.390.849,00

Administrative Expenses

$ 6.895.017,00

$ 6.202.139,00

Selling Expenses

$ 17.735.651,00

$ 19.923.562,00

Financial Income

$ 0,00

$ 0,00

Other Expenses

$ -6.645.171,00

$ -4.967.703,00

Final Result

$ 9.634.447,00

$ 9.297.445,00

 

 

 Balance Sheet Analysis

 

Indexes

31/12/2012

31/12/2011

Current Ratio

149,93 %

151,56 %

Quick Ratio

119,28 %

125,80 %

Short Term Indebtedness

144,41 %

127,64 %

Debt to Equity Ratio

156,86 %

131,70 %

Long Term Assets to Total Assets

15,71 %

16,51 %

Fixed Assets to Equity

0,00 %

0,00 %

Total Assets to Total Liabilities

163,75 %

175,93 %

Debt Ratio

61,07 %

56,84 %

Equity Ratio

38,93 %

43,16 %

Investments to Assets Ratio

17,23 %

14,19 %

Current Investment

84,29 %

83,49 %

Stocks Aging Days

115,82 días

86,58 días

Day Sales

0,00 días

0,00 días

Trade Debtors To Assets

0,00 %

0,00 %

Total Assets Turnover

119,73 %

128,35 %

Net Worth Aging

307,53 %

297,38 %

Fixed Assets Aging

Infinito %

Infinito %

Gross Profit

45,35 %

46,60 %

Financial Expenses on Sales Ratio

0,00 %

0,00 %

Commercial Exp. on Sales Ratio

23,69 %

26,34 %

Administrative Exp. on Sales Ratio

9,21 %

8,20 %

 

 

Assets 

 

 

To the society the possession of the ample establishment that occupies in the address mentioned,  is assigned with a good market value.

 

 


 Parent/Related Companies 

 

> BEDSON CENTROAMERICA
> BEDSON CARIBE SRL
> BEDSON CORP USA
> BEDSON SPAIN SL
> BEDSON MIDDLE EAST  SARL (LIBANO)
> BEDSON EARL FAT MALASYA

 

 

 Commercial References Consulted 

 

INMOBAL NUTRER S.A
CHACABUCO 285
1870 AVELLANEDA, BUENOS AIRES
Crédits: medium
Payments: 30,60 and 90 days.
Concept: Normal

 

 

Evolution and Results 

 

This society dedicates  to the development of the activities before mentioned, counting on an adapted operative structure, in which 80 employees in the attention of the different tasks evolve.

It has obtained a suitable reinforcement in place and has customer in all the environment of the country and generally good perspective are assigned to him.

FOREIGN TRADE:
--------------
In the last 12 months it has made specific imports by u$s 788.309, from the following countries:

ITALY...................................400.592
CHINE...................................384.026
SPAIN...................................  2.615
OTHERS..................................  1.077

The imported products were compatible antibiotics, sugars and lines.

HABITUAL SUPPLIERS:
-------------------
INMOBAL NUTRER
REDDYS LABORATORIES (THE USA)
CHATREU-VYCO S.A.

* 80 employees.

 

 

Payment Record and Credit Risk 

 

BANCO CREDICOOP
PATAGONIA
SANTANDER RIO
FRANCES
HSBC BANK
PROVINCIA
GALICIA
ITAU

Insurance:
----------
PREVENCION

CREDIT RISK:
-------------
APRIL 2014

HSBC................................11.986.100
BANCO DE GALICIA.................... 6.779.400
BANCO PATAGONIA..................... 6.361.300
BANCO FRANCES....................... 5.897.100
BANCO SUPERVIELLE................... 4.405.800
ITAU ARGENTINA...................... 2.536.300
BANCO PROV. BUENOS AIRES............ 1.912.900
BANCO CREDICOOP.....................   195.200

SITUATION 1: normal fulfillment

 

 

Concept 

 

Until the present the titular society comes maintaining a correct commercial conduct in the matter of payments and it is referred in good terms in the operative means that are  habitual.

FULFILLMENT WITHOUT OBJECTIONS

 

 

Final Opinion 

 

We consider that the society can  be related in new operations of credit, within sum of current importance, with the request of endorsement that are of habitual exigency.

* APT FOR NEW CREDITS.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.88

UK Pound

1

Rs.102.59

Euro

1

Rs.81.69

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.