MIRA INFORM REPORT

 

 

Report Date :

16.07.2014

 

IDENTIFICATION DETAILS

 

Name :

JSR  LTD.

 

 

Registered Office :

Room 1208, 12/F., Lucida Industrial Building, 43-47 Wang Lung Street, Tsuen Wan, New Territories

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

22.09.2005

 

 

Com. Reg. No.:

36045125

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Importer, Exporter and Wholesaler of all kinds of Mobile Phone such as Music Phone, Mobile Phone, Qwerty Phone, Android OS Smartphone, C + G Qwerty Phone & Quad Band Qwerty Phone bearing the brand name “Inono”.

subject is a Telecommunication Enterprise specialized in R&D, production and distribution of Wireless Telecommunication Products. 

Subject also provides customers with OEM/ODM services.

 

 

No. of Employees

05

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Hong kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Hong kong ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

 

 

Source : CIA

 


COMPANY NAME

 

JSR  LTD.

 

 

Company ADDRESS

 

Room 1208, 12/F., Lucida Industrial Building, 43-47 Wang Lung Street, Tsuen Wan, New Territories, Hong Kong.

 

PHONE:            852-3163 2349

FAX:                 852-3741 0248

E-MAIL:                        info@jsr-tech.net

jess.lau@jsr-tech-net

iris.cheung@jsr-tech.net

 

 

MANAGEMENT

 

Managing Director:  Ms. Lau Yin, Jess

 

SUMMARY

 

Incorporated on:             22nd September, 2005.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$10,000.00

Issued:              HK$10,000.00

 

Business Category:        Importer, Exporter and Wholesaler.

 

Employees:                   5.

 

Main Dealing Banker:     DBS Bank (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


Company ADDRESS

 

Registered Head Office:-

Room 1208, 12/F., Lucida Industrial Building, 43-47 Wang Lung Street, Tsuen Wan, New Territories, Hong Kong.

 

Associated Company:-

Shenzhen Neoway Technology Co. Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

36045125

 

 

COMPANY FILE NUMBER

0997066

 

 

MANAGEMENT

 

Managing Director:  Ms. Lau Yin, Jess

 

 

CAPITAL

 

Nominal Share Capital:   HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

Issued Share Capital:     HK$10,000.00

 

 

SHAREHOLDERS

(As per registry dated 22-09-2013)

 

Name

 

No. of shares

LAU Yin

 

7,500

WANG Kang

 

2,500

 

 

–––––

 

Total:

10,000

=====

 


DIRECTOR    

(As per registry dated 22-09-2013)

 

Name

(Nationality)

 

Address

LAU Yin

Flat A, 22/F., Block Tower South, Chelsea Court, 100 Yeung Uk Road, Tsuen Wan, New Territories, Hong Kong.

 

 

SECRETARY

(As per registry dated 22-09-2013)

 

Name

Address

WANG Kang

F202, Cuizhuyuan, Wanke Sijihua Cheng, Shenzhen, China.

 

 

HISTORY

 

The subject was incorporated on 22nd September, 2005 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of mobile phones

 

Brand Name:                 Inono”.

 

Employees:                   5.

 

Commodities Imported:   China, etc.

 

Markets:                       China, other Asian countries, Europe, etc.

 

Terms/Sales:                 L/C, Advanced T/T, etc.

 

Terms/Buying:               L/C, T/T, etc.

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$10,000.00

 

Mortgage or Charge:-

 

Date of Charge Over Deposits - CD1 (11a)

 

Amount:            To secure the payment or discharge of all moneys, obligations and liabilities

 

Property:          

1)         By fixed Charge:

all the Company’s rights in respect of the following:-

 

(i) the sum(s) deposited by the Company or for its benefit in the account(s) or as evidenced by deposit

instrument(s) or other evidence of indebtedness specified in the schedule below, including renewals of such sums, and

 

(ii) all other sums in any currency from time to time standing to the credit of the Company or the credit of any other person for the Company’s benefit, on any account in the Company’s sole or joint names maintained with the Bank or any SCB Group Company including renewals of such sums

 

2)         By assignment:

all Deposits held with any SCB Group Company

 

Mortgagee:                    Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Profit or Loss:                Making a small profit every year.

 

Condition                       Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

·         DBS Bank (Hong Kong) Ltd., Hong Kong.

Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

 

Standing:  Normal.

 

 

GENERAL

Having issued 10,000 ordinary shares of HK$1.00 each, JSR Ltd. is jointly owned by Ms. Lau Yin, holding 75% interests; Mr. Wang Kang, holding 25%.  The former is a Hong Kong businesswoman.  She is also the only director of the subject.

The subject is a mobile phone trader.

The subject is a telecommunication enterprise specialized in R&D, production and distribution of wireless telecommunication products.  It also provides customers with OEM/ODM services.

The subject has had an associated company in Shenzhen Special Economic Zone, China known as Shenzhen Neoway Technology Co. Ltd. [Neoway] which is a China-based company.  The phone number of Neoway is 86-755-2967 2166.  The legal representative of Neoway is also Mr. Wang Kang who is a China businessman.

Neoway is a national high technology enterprise which focuses on M2M wireless communication products and services.  Its headquarters are in Shenzhen, and it has offices in Beijing, Jinan, Hangzhou, Taiwan, Delhi and other cities of the world.

Neoway Technology focuses on the development of the demand of the wireless applications.  It supplies professional WCDMA, EVDO, GPRS, CDMA 1X, short range wireless and other communication system industrial module and relative services.

Neoway is the first supplier to launch a single-chip industrial GPRS module in the world.  Neoway has more than 40% M2M market share, and 75% of AMR market in China.

Neoway has around 100 qualified engineers in its R&D team is responsible for PCBA design, ID & MD design, software and hardware development for the telecommunication products.

Neoway’s R &D team has implemented the core and the latest technology of wireless communications into the development of mobile handset and some other telecom items.  In recent years, the team has designed and developed over 30 stylish mobile handsets with advanced features, which has been highly appreciated by customers.

The subject is trading in the following products: Music Phone, Mobile Phone, Qwerty Phone, Android OS Smartphone, C + G Qwerty Phone & Quad Band Qwerty Phone.  All the products bear the bran name “Inono”.

The subject’s business is chiefly handled by Ms. Lau Yin, Jess.  Business is normal in Hong Kong.

As the history of the subject is over eight years and nine months in Hong Kong, on the whole, consider it good for normal business engagements.


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.22

UK Pound

1

Rs.102.79

Euro

1

Rs.81.95

                

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

MNL

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.