MIRA INFORM REPORT

 

 

Report Date :

17.07.2014

 

IDENTIFICATION DETAILS

 

Name :

FILMAX SDN. BHD.

 

 

Registered Office :

Suite 6.01 C, 6th Floor, South Block, The Ampwalk, 218, Jalan Ampang, 50450 Kuala Lumpur, Wilayah Persekutuan

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2009

 

 

Date of Incorporation :

08.08.1988

 

 

Com. Reg. No.:

172704-D

 

 

Legal Form :

Private Limited (Limited By Share)

 

 

Line of Business :

Manufacturer of extruded latexs threads

 

 

No. of Employees

200 [2014]

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Malaysia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

MALAYSIA ECONOMIC OVERVIEW

 

Malaysia, a middle-income country, has transformed itself since the 1970s from a producer of raw materials into an emerging multi-sector economy. Under current Prime Minister NAJIB, Malaysia is attempting to achieve high-income status by 2020 and to move farther up the value-added production chain by attracting investments in Islamic finance, high technology industries, biotechnology, and services. NAJIB's Economic Transformation Program (ETP) is a series of projects and policy measures intended to accelerate the country's economic growth. The government has also taken steps to liberalize some services sub-sectors. The NAJIB administration also is continuing efforts to boost domestic demand and reduce the economy's dependence on exports. Nevertheless, exports - particularly of electronics, oil and gas, palm oil and rubber - remain a significant driver of the economy. As an oil and gas exporter, Malaysia has profited from higher world energy prices, although the rising cost of domestic gasoline and diesel fuel, combined with sustained budget deficits, has forced Kuala Lumpur to begin to address fiscal shortfalls, through initial reductions in energy and sugar subsidies and the announcement of the 2015 implementation of a 6% goods and services tax. The government is also trying to lessen its dependence on state oil producer Petronas. The oil and gas sector supplies about 32% of government revenue in 2013. Bank Negara Malaysia (central bank) maintains healthy foreign exchange reserves, and a well-developed regulatory regime has limited Malaysia's exposure to riskier financial instruments and the global financial crisis. Nevertheless, Malaysia could be vulnerable to a fall in commodity prices or a general slowdown in global economic activity because exports are a major component of GDP. In order to attract increased investment, NAJIB earlier raised possible revisions to the special economic and social preferences accorded to ethnic Malays under the New Economic Policy of 1970, but retreated in 2013 after he encountered significant opposition from Malay nationalists and other vested interests. In September 2013 NAJIB launched the new Bumiputra Economic Empowerment Program (BEEP), policies that favor and advance the economic condition of ethnic Malays

 

Source : CIA

 

 

 


Company name and address

 

 

REGISTRATION NO.

:

172704-D

COMPANY NAME

:

FILMAX SDN. BHD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

08/08/1988

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED (LIMITED BY SHARE)

LISTED STATUS

:

NO

 

 

 

 

 

 

REGISTERED ADDRESS

:

SUITE 6.01 C, 6TH FLOOR, SOUTH BLOCK, THE AMPWALK, 218, JALAN AMPANG, 50450 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

BUSINESS ADDRESS

:

NO 1 JALAN HEVEAFIL, BATANG KALI HULU SELANGOR, 44300 BATANG KALI, SELANGOR, MALAYSIA.

TEL.NO.

:

03-60573001

FAX.NO.

:

03-60572773

WEB SITE

:

WWW.HAVEAFIL.COM.MY

CONTACT PERSON

:

MOHD DAUD BIN HJ ABU BAKAR ( CHAIRMAN )

 

 

 

INDUSTRY CODE

:

22191

PRINCIPAL ACTIVITY

:

MANUFACTURER OF EXTRUDED LATEXS THREADS

AUTHORISED CAPITAL

:

MYR 50,000,000.00 DIVIDED INTO
ORDINARY SHARE 50,000,000.00 OF MYR 1.00 EACH.

ISSUED AND PAID UP CAPITAL

:

MYR 45,000,000.00 DIVIDED INTO
ORDINARY SHARES 45,000,000 CASH OF MYR 1.00 EACH.

 

 

 

SALES

:

N/A

NET WORTH

:

N/A

 

 

 

STAFF STRENGTH

:

200 [2014]

BANKER (S)

:

CIMB BANK BHD
MALAYAN BANKING BHD

LITIGATION

:

CLEAR

DEFAULTER CHECK

:

CLEAR

FINANCIAL CONDITION

:

N/A

PAYMENT

:

N/A

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

HIGH

GENERAL REPUTATION

:

GOOD

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act, 1965 and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) manufacturer of extruded latexs threads.

The Subject is not listed on Bursa Malaysia (Malaysia Stock Exchange).

The immediate holding company of the Subject is HEVEAFIL SDN. BHD., a company incorporated in MALAYSIA.

The ultimate holding company of the Subject is YAYASAN PELABURAN BUMIPUTRA, a company incorporated in MALAYSIA.

The penultimate holding company of the Subject is PERMODALAN NASIONAL BERHAD, a company incorporated in MALAYSIA.

 

Share Capital History

Date

Authorised Shared Capital

Issue & Paid Up Capital

15/02/2013

MYR 50,000,000.00

MYR 45,000,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

HEVEAFIL SDN. BHD.

31ST MILESTONE, JALAN IPOH, BATANG KALI, 44300 BATANG KALI, SELANGOR, MALAYSIA.

14798A

45,000,000.00

100.00

 

 

 

---------------

------

 

 

 

45,000,000.00

100.00

 

 

 

============

=====

+ Also Director

 


 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

MR. MANSOR BIN MOHD KASSIM

Address

:

A104, KYOTO GARDEN KONDOMINIUM, BUKIT ANTARABANGSA, 68000 AMPANG, SELANGOR, MALAYSIA.

IC / PP No

:

A1346170

New IC No

:

690926-10-5289

Date of Birth

:

26/09/1969

 

 

 

Nationality

:

MALAYSIAN MALAY

Date of Appointment

:

20/05/2011

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

MR. NORHISAM BIN MOHAMED @ MOHAMED NOR

Address

:

A11-A05 ARMANEE TERRACE, JALAN PJU 8/1, BANDAR DAMANSARA PERDANA, 47820 PETALING JAYA, SELANGOR, MALAYSIA.

IC / PP No

:

A2821865

New IC No

:

740731-06-5283

Date of Birth

:

31/07/1974

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

18/04/2013

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

MR. NORHAZRI BIN MOHAMED NOR

Address

:

B-G-8 CASA INDAH 1 CONDOMINIUM, 2A PERSIARAN SURIAN, TROPICANA INDAH PJU 3 KOTA DAMANSARA, 47410 PETALING JAYA, SELANGOR, MALAYSIA.

 

 

 

New IC No

:

760606-06-5477

Date of Birth

:

06/06/1976

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

18/04/2013

 

 

 

 

 

 

 

 

 

 

 

 





 

MANAGEMENT

 

 

 

1)

Name of Subject

:

MOHD DAUD BIN HJ ABU BAKAR

 

Position

:

CHAIRMAN

 

 

 

 

 

2)

Name of Subject

:

ZULKAFLI BIN HAMID

 

Position

:

DIRECTOR

 

 

 

 

 

3)

Name of Subject

:

ARZMI MOHD SHARIF

 

Position

:

FINANCE MANAGER

 

 

 

 

 

4)

Name of Subject

:

MOHD RAFIZUL AMIN ISMAIL

 

Position

:

ACCOUNTANT

 

 

 

 

 

5)

Name of Subject

:

KHAIRUDDIN

 

Position

:

MARKETING MANAGER

 

 

 

 

 

6)

Name of Subject

:

LAM YAT MARN

 

Position

:

HUMAN RESOURCE MANAGER

 

 

 

 

 

 

 

AUDITOR

 

Auditor

:

ERNST & YOUNG

Auditor' Address

:

LEVEL 23A, MENARA MILENIUM, JALAN DAMANLELA,, PUSAT BANDAR DAMANSARA, DAMANSARA HEIGHTS, 50490 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

 

 

 

 

 

 

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

MS. WAN LATIFAH BINTI MUKHTAR

 

IC / PP No

:

A2989415

 

New IC No

:

750221-11-5120

 

Address

:

B-10-04,VISTA AMANI CONDOMINIUM, JALAN TASIK PERMAISURI 3, BANDAR TUN RAZAK, 56000 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

 

 

 

 

 

 

 

 

 

 

 

 

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

CIMB BANK BHD

 

 

 

 

 

 

 

 

 

2)

Name

:

MALAYAN BANKING BHD

 

 

 

 

 

 

 

 

 

 

 

 

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

 

LEGAL CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation. Our databank consists of 99% of the wound up companies in Malaysia.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

DEFAULTER CHECK AGAINST SUBJECT


* We have checked through the Subject in our defaulters' database which comprised of debtors that have been blacklisted by our customers and debtors that have been placed or assigned to us for collection since 1990. Information was provided by third party where the debt amount can be disputed. Please check with creditors for confirmation as alleged debts may have been paid since recorded or are being disputed.

No blacklisted record & debt collection case was found in our defaulters' databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

 

Local

:

YES

Percentage

:

30%

Overseas

:

YES

Percentage

:

70%

Import Countries

:

UNITED STATES,GERMANY,JAPAN

A trade enquiry with Subject's suppliers revealed the following:

 

 

Supplier 1

Types of Supplies

:

LATEX

Time Known

:

> 5 YEARS

Credit Term

:

30-60 DAYS

Mode of Payment

:

CHEQUES & CASH

Credit Limit

:

N/A

Mthly Avg Trx.

:

AROUND RM2 MILLION

Outstanding amount

:

N/A

Payment Record

:

AVERAGE

Remarks

:

N/A


The Subject sources most of its latex from Federal Land Development of Authority (FELDA).

 

 

CLIENTELE

 

Local

:

YES

Percentage

:

20%

Domestic Markets

:

MALAYSIA

Overseas

:

YES

Percentage

:

80%

Export Market

:

ALGERIA

UNITED STATES

GERMANY

HONG KONG

EUROPE

Credit Term

:

30 - 60 DAYS

 

 

 

 

 

 

Payment Mode

:

BANK TRANSFER
CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


The Subject sells to the manufacturing industries worldwide.


 

OPERATIONS

 

Products manufactured

:

EXTRUDED RUBBER THREADS

 

 

 

Product Brand Name

:

FILMAX, HEVEAFIL

 

 

 

Member(s) / Affiliate(s)

:

MALAYSIAN INTERNATIONAL CHAMBER OF COMMERCE AND INDUSTRY (MICCI)

 

 

 

Ownership of premises

:

OWNED

 

Factory Size

:

17.5 ACRES

 

Production Line

:

8 MACHINES

 

Production Capacity

:

MINIMUM 10 BOXES OF RUBBER THREADS PER DAY

 

Shifts

:

24 HOURS

 

 

 

 

 

Total Number of Employees:

 

YEAR

2014

2010

2009

 


GROUP

N/A

N/A

N/A

 

 

 

 

 

 

COMPANY

200

400

400

 

 

 

 

 

 

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) manufacturer of extruded latexs threads.

The Subject is wholly owned by Heveafil Sdn Bhd.

The Subject is only responsible for rubber thread production and its management is run by Heveafil Sdn Bhd.

The Subject's products are for the clothing industry.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

03-60573001

Match

:

N/A

 

 

 

Address Provided by Client

:

1 JALAN HAVEFIL 44300 BATANG KALIULU SELANGOR DARUL EHSAN

Current Address

:

NO 1 JALAN HEVEAFIL, BATANG KALI HULU SELANGOR, 44300 BATANG KALI, SELANGOR, MALAYSIA.

Match

:

NO

 

 

 

Latest Financial Accounts

:

NO

 

Other Investigations

we contacted one of the staff from the Subject and she provided some information regarding the Subject.

The address provided is incorrect.


FINANCIAL ANALYSIS

 

 

No latest financial accounts are available at the Registry Office, thus we are not able to comment on the Subject's financial performance.

 

 

 

 

 

 

 

Overall financial condition of the Subject : N/A

 

MALAYSIA ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators:

2009

2010

2011

2012*

2013**

 

 

 

 

 

 

Population ( Million)

28.13

28.35

28.70

29.30

29.80

Gross Domestic Products ( % )

(0.5)

7.2

5.1

5.6

5.3

Domestic Demand ( % )

2.9

6.3

8.2

9.4

5.6

Private Expenditure ( % )

(2.7)

8.1

8.2

8.0

7.4

Consumption ( % )

0.7

6.7

7.1

1.0

5.7

Investment ( % )

(17.2)

17.7

12.2

11.7

13.3

Public Expenditure ( % )

5.2

3.8

8.4

13.3

1.2

Consumption ( % )

3.1

0.2

16.1

11.3

(1.2)

Investment ( % )

8.0

2.8

(0.3)

15.9

4.2

 

 

 

 

 

 

Balance of Trade ( MYR Million )

89,650

118,356

116,058

106,300

110,700

Government Finance ( MYR Million )

(28,450)

(40,482)

(45,511)

(42,297)

(39,993)

Government Finance to GDP / Fiscal Deficit ( % )

(4.8)

(5.6)

(5.4)

(4.5)

(4.0)

Inflation ( % Change in Composite CPI)

(5.2)

5.1

3.1

1.6

2.5

Unemployment Rate

4.5

3.9

3.3

3.2

3.0

 

 

 

 

 

 

Net International Reserves ( MYR Billion )

331

329

415

427

-

Average Risk-Weighted Capital Adequacy Ratio ( % )

2.87

2.20

3.50

2.20

-

Average 3 Months of Non-performing Loans ( % )

11.08

15.30

14.80

14.70

-

Average Base Lending Rate ( % )

5.53

6.30

6.60

6.53

-

Business Loans Disbursed( % )

10.5

14.7

15.3

32.2

-

Foreign Investment ( MYR Million )

22,156.8

22,517.9

23,546.1

26,230.4

-

Consumer Loans ( % )

-

-

-

-

-

 

 

 

 

 

 

Registration of New Companies ( No. )

41,578

44,148

45,455

45,441

-

Registration of New Companies ( % )

(0.1)

6.2

3.0

(0.0)

-

Liquidation of Companies ( No. )

39,075

25,585

132,476

-

-

Liquidation of Companies ( % )

39.6

(34.5)

417.8

-

-

 

 

 

 

 

 

Registration of New Business ( No. )

312,581

271,414

284,598

324,761

-

Registration of New Business ( % )

-

-

-

-

-

Business Dissolved ( No. )

19,345

19,738

20,121

-

-

Business Dissolved ( % )

2.4

2.0

1.9

-

-

 

 

 

 

 

 

Sales of New Passenger Cars (' 000 Unit )

486.3

543.6

535.1

552.2

-

Cellular Phone Subscribers ( Million )

30.1

32.8

35.3

38.5

-

Tourist Arrival ( Million Persons )

23.6

24.6

24.7

25.0

-

Hotel Occupancy Rate ( % )

58.0

63.0

60.6

62.4

-

 

 

 

 

 

 

Credit Cards Spending ( % )

12.8

14.1

15.6

12.6

-

Bad Cheque Offenders (No.)

36,667

33,568

32,627

26,982

-

Individual Bankruptcy ( No.)

16,228

18,119

19,167

19,575

-

Individual Bankruptcy ( % )

16.7

11.7

5.8

2.1

-

 

 

 

 

 

 

 

INDUSTRIES ( % of Growth ):

2009

2010

2011

2012*

2013**

 

 

 

 

 

 

Agriculture

0.4

2.1

5.9

0.6

2.4

Palm Oil

(1.1)

(3.4)

10.8

(2.8)

-

Rubber

(19.8)

9.9

6.1

(0.6)

-

Forestry & Logging

(5.9)

(3.3)

(7.6)

(2.2)

-

Fishing

5.5

5.6

2.1

(0.7)

-

Other Agriculture

9.0

7.9

7.1

6.4

-

Industry Non-Performing Loans ( MYR Million )

413.7

508.4

634.1

-

-

% of Industry Non-Performing Loans

1.3

2.1

3.2

-

-

 

 

 

 

 

 

Mining

(3.8)

0.2

(5.7)

1.5

2.7

Oil & Gas

2.1

0.5

(1.7)

-

-

Other Mining

-

-

-

-

-

Industry Non-performing Loans ( MYR Million )

44.2

49.7

46.5

-

-

% of Industry Non-performing Loans

0.1

0.1

0.1

-

-

 

 

 

 

 

 

Manufacturing #

(9.4)

11.4

4.7

4.2

4.9

Exported-oriented Industries

(19.0)

12.1

2.8

4.1

-

Electrical & Electronics

(30.3)

28.4

(4.9)

1.6

-

Rubber Products

(10.1)

25.3

15.4

3.6

-

Wood Products

(24.1)

20.1

(4.9)

4.6

-

Textiles & Apparel

(19.5)

(0.4)

14.8

(7.1)

-

Domestic-oriented Industries

(9.8)

16.3

6.5

8.6

-

Food, Beverages & Tobacco

0.2

3.0

4.2

-

-

Chemical & Chemical Products

(7.7)

16.2

5.5

9.9

-

Plastic Products

(9.1)

2.4

3.8

-

-

Iron & Steel

(32.7)

29.3

2.4

-

-

Fabricated Metal Products

(2.5)

14.9

25.2

-

-

Non-metallic Mineral

(15.5)

20.2

27.1

6.6

-

Transport Equipment

(13.5)

36.5

(10.4)

13.7

-

Paper & Paper Products

(5.0)

18.7

14.8

(7.8)

-

Crude Oil Refineries

0.2

(11.4)

9.3

-

-

Industry Non-Performing Loans ( MYR Million )

6,007.3

6,217.5

6,537.2

-

-

% of Industry Non-Performing Loans

18.3

23.8

25.7

-

-

 

 

 

 

 

 

Construction

5.8

5.1

4.4

15.5

11.2

Industry Non-Performing Loans ( MYR Million )

3,241.8

4,038.5

3,856.9

-

-

% of Industry Non-Performing Loans

9.9

10.7

10.2

-

-

 

 

 

 

 

 

Services

2.6

6.5

6.4

5.5

5.6

Electric, Gas & Water

0.4

8.5

5.6

4.8

-

Transport, Storage & Communication

1.6

7.7

6.5

7.3

-

Wholesale, Retail, Hotel & Restaurant

2.8

4.7

5.2

6.9

-

Finance, Insurance & Real Estate

3.8

6.1

6.3

6.5

-

Government Services

2.0

6.7

7.6

5.6

-

Other Services

4.4

4.2

5.4

5.7

-

Industry Non-Performing Loans ( MYR Million )

6,631.3

7,384.6

6,825.2

-

-

% of Industry Non-Performing Loans

20.2

25.7

23.4

-

-

 

 

 

 

 

 

 

 

 

 

 

 

* Estimate / Preliminary

 

 

 

 

 

** Forecast

 

 

 

 

 

 


 

INDUSTRY ANALYSIS

 

MSIC CODE

22191 : Manufacture of other products of natural or synthetic rubber, unvulcanized, vulcanized or hardened

 

 

INDUSTRY :

MANUFACTURING

 

 

 

The Manufacturing sector is one of the important sectors to the growth of the Malaysian economy. According to Ministry of Finance, the manufacturing sector is expected to grow 4.9% in year 2013. Export oriented-industries are expected to benefit from the higher growth of global trade, while domesticoriented industries expand in line with the better consumer sentiment and business confidence. The resource-based industries are envisaged to grow steadily attributed to improved demand for petroleum, chemical, rubber and plastic products. With better job prospects and higher disposable income, the transportation equipment subsector, in particular, the passenger car segment is expected to expand.

 

Value-added of the manufacturing sector expanded 5% during the first half of 2012. Output of the sector rose 5.2% during the first sevenmonths of 2012 in line with the increase in sales value of manufactured products by 6.5% to RM363.1 billion. Output from domesticoriented industries continued to expand 8.6% while export-oriented industries grew 4.1%.

 

According to the Department of Statistics, the sales value of the Manufacturing sector in January 2013 posted a growth of 7.4% (RM3.6 billion) to record RM52.4 billion as compared to RM48.8 billion reported in year 2012. Meanwhile, month-on-month basis, the sales value has decreased by 0.4% (RM0.2 billion) as compared with the preceding month. The sales value in December 2012 has been revised positive 7.5% year-on-year to record RM52.6 billion.

 

Output of rubber products increased 3.6% in the first seven month of 2012 mainly supported by continuous demand for rubber gloves. Output of rubber gloves grew 5.9% on account of the expansion in the global healthcare industry and wider usage of gloves in other sectors. Similarly, output of catheters, especially for use in medical appliances, also registered a strong growth of 12.6%. Nevertheless, production of rubber tyres and tubes reduced 10.9% in tandem with slowing external demand from the automotive industry, especially China.

 

Meanwhile, production of wood and wood products rebounded 4.6% largely supported by higher demand for wooden and cane furniture (33.5%). The positive performance was attributed to vibrant higher demand from major export destinations such as China and the United States (US) for Malaysian-made furniture. Demand from China accelerated further following the country’s rising income level and the implementation of zero import duty on Malaysian made-furniture. Malaysia government has growth target of 6.5% for wood based furniture where estimated to reach up to RM53 billion by year 2020.The government providing pioneer status for tax exemption and investment tax allowance for this industry as a boost up step towards produce good quality product and to meet the world demand.

 

The output of chemicals and chemical products rose 9.9% in the first seven month of year 2012 on account of increasing demand for plastic products (11.8%) and basic chemicals (11.1%). External demand for plastic packaging materials surged during the early part of the year 2012, particularly from Japan and Thailand, as manufacturers resumed operations, which were interrupted by natural calamities and power outages. Chemical production are expected to show 7.5 % in year 2013 inline with Malaysia as one of the largest contributor in world Chemicals & Chemical industries.

 

Tax and non-tax incentives provided by goverment encourage manufacturers to move up the value chain of manufacturing industry. The new growth initiatives by goverment in the manufacturing sector such assolar and medial services can be important drivers of growth apart from helping to diversify the manufacturing base and contributing to the resilience of the sector.

 

 

OVERALL INDUSTRY OUTLOOK : Average Growth



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 1988, the Subject is a Private Limited company, focusing on manufacturer of extruded latexs threads. The Subject has been in business for over two decades. It has built up a strong clientele base and good reputation will enable the Subject to further enhance its business in the near term. The Subject is expected to enjoy a stable market shares. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment. The Subject is a large entity with strong capital position. We are confident with the Subject's business and its future growth prospect.

Over the years, the Subject has established an extensive clientele base in the market. Besides catering to the local market, the Subject has penetrated into other countries. With the contribution of both local and overseas customers, the Subject is likely to be exposed to lower commercial risk. Hence, we believe that the Subject has better business expansion opportunities in the future. The Subject is a fairly large and rapidly growing company with over 200 staff in its operations Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

No latest financial accounts were filed with the Registry office during our inspection. Therefore, our comment on the Subject's overall financial performance are restricted thereto.

The Subject's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials. Overall the Subject has a good control over its resources.

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry.

Based on the above condition, we recommend credit be granted to the Subject normally.

 



PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH MALAYSIAN FINANCIAL REPORTING STANDARDS(FRS)

FILMAX SDN. BHD.

 

Financial Year End

2009-12-31

2008-12-31

2007-12-31

2006-12-31

Months

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

Financial Type

SUMMARY

SUMMARY

FULL

SUMMARY

Currency

MYR

MYR

MYR

MYR

 

 

 

 

 

TURNOVER

125,170,000

136,689,000

126,983,000

157,480,000

 

----------------

----------------

----------------

----------------

Total Turnover

125,170,000

136,689,000

126,983,000

157,480,000

 

----------------

----------------

----------------

----------------

 

 

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

10,330,000

189,000

2,787,000

15,138,000

 

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

10,330,000

189,000

2,787,000

15,138,000

Taxation

-

-

-

1,928,000

 

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

10,330,000

189,000

2,787,000

17,066,000

 

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE EXTRAORDINARY ITEMS

10,330,000

189,000

2,787,000

17,066,000

 

----------------

----------------

----------------

----------------

PROFIT/(LOSS) ATTRIBUTABLE TO SHAREHOLDERS

10,330,000

189,000

2,787,000

17,066,000

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

 

 

As previously reported

(48,164,000)

(48,353,000)

(51,140,000)

(68,206,000)

 

----------------

----------------

----------------

----------------

As restated

(48,164,000)

(48,353,000)

(51,140,000)

(68,206,000)

 

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

(37,834,000)

(48,164,000)

(48,353,000)

(51,140,000)

 

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

(37,834,000)

(48,164,000)

(48,353,000)

(51,140,000)

 

=============

=============

=============

=============

 

 

 

 

 

INTEREST EXPENSE (as per notes to P&L)

 

 

 

 

Bank overdraft

-

-

263,000

-

Revolving loans

-

-

955,000

-

Term loan / Borrowing

-

-

487,000

-

Others

-

-

1,627,000

-

 

----------------

----------------

----------------

----------------

 

-

-

3,332,000

-

 

 

=============

=============

 

 

 

 

BALANCE SHEET

 

 

FILMAX SDN. BHD.

 

ASSETS EMPLOYED:

 

 

 

 

FIXED ASSETS

17,726,000

22,654,000

19,138,000

19,775,000

 

 

 

 

 

Investments

-

-

5,000

-

 

----------------

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

5,000

0

5,000

40,000

 

 

 

 

 

 

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

17,731,000

22,654,000

19,143,000

19,815,000

 

 

 

 

 

Stocks

-

-

13,407,000

-

Trade debtors

-

-

68,178,000

-

Other debtors, deposits & prepayments

-

-

248,000

-

Cash & bank balances

-

-

1,089,000

-

 

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

94,332,000

73,641,000

82,922,000

87,396,000

 

----------------

----------------

----------------

----------------

TOTAL ASSET

112,063,000

96,295,000

102,065,000

107,211,000

 

=============

=============

=============

=============

 

 

 

 

 

CURRENT LIABILITIES

 

 

 

 

Trade creditors

-

-

16,253,000

-

Other creditors & accruals

-

-

4,741,000

-

Bank overdraft

-

-

4,052,000

-

Amounts owing to holding company

-

-

17,777,000

-

Amounts owing to subsidiary companies

-

-

522,000

-

Other liabilities

-

-

53,365,000

-

 

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

94,430,000

89,296,000

96,710,000

104,232,000

 

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

(98,000)

(15,655,000)

(13,788,000)

(16,836,000)

 

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

17,633,000

6,999,000

5,355,000

2,979,000

 

=============

=============

=============

=============

 

 

 

 

 

SHARE CAPITAL

 

 

 

 

Ordinary share capital

45,000,000

45,000,000

45,000,000

45,000,000

 

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

45,000,000

45,000,000

45,000,000

45,000,000

 

 

 

 

 

Revaluation reserve

8,969,000

8,969,000

7,514,000

7,514,000

Retained profit/(loss) carried forward

(37,834,000)

(48,164,000)

(48,353,000)

(51,140,000)

 

----------------

----------------

----------------

----------------

TOTAL RESERVES

(28,865,000)

(39,195,000)

(40,839,000)

(43,626,000)

 

 

 

 

 

 

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

16,135,000

5,805,000

4,161,000

1,374,000

 

 

 

 

 

Retirement benefits provision

-

-

1,194,000

-

 

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

1,498,000

1,194,000

1,194,000

1,605,000

 

----------------

----------------

----------------

----------------

 

17,633,000

6,999,000

5,355,000

2,979,000

 

=============

=============

=============

=============

 

 

 

 

 

 

 

 

FINANCIAL RATIO

 

 

FILMAX SDN. BHD.

 

TYPES OF FUNDS

 

 

 

 

Cash

-

-

1,089,000

-

Net Liquid Funds

-

-

(2,963,000)

-

Net Liquid Assets

(98,000)

(15,655,000)

(27,195,000)

(16,836,000)

Net Current Assets/(Liabilities)

(98,000)

(15,655,000)

(13,788,000)

(16,836,000)

Net Tangible Assets

17,633,000

6,999,000

5,355,000

2,979,000

Net Monetary Assets

(1,596,000)

(16,849,000)

(28,389,000)

(18,441,000)

 

 

 

 

 

BALANCE SHEET ITEMS

 

 

 

 

Total Borrowings

-

-

5,007,000

-

Total Liabilities

95,928,000

90,490,000

97,904,000

105,837,000

Total Assets

112,063,000

96,295,000

102,065,000

107,211,000

Net Assets

17,633,000

6,999,000

5,355,000

2,979,000

Net Assets Backing

16,135,000

5,805,000

4,161,000

1,374,000

Shareholders' Funds

16,135,000

5,805,000

4,161,000

1,374,000

Total Share Capital

45,000,000

45,000,000

45,000,000

45,000,000

Total Reserves

(28,865,000)

(39,195,000)

(40,839,000)

(43,626,000)

 

 

 

 

 

LIQUIDITY (Times)

 

 

 

 

Cash Ratio

-

-

0.01

-

Liquid Ratio

-

-

0.72

-

Current Ratio

1.00

0.82

0.86

0.84

 

 

 

 

 

WORKING CAPITAL CONTROL (Days)

 

 

 

 

Stock Ratio

-

-

39

-

Debtors Ratio

-

-

196

-

Creditors Ratio

-

-

47

-

 

 

 

 

 

SOLVENCY RATIOS (Times)

 

 

 

 

Gearing Ratio

-

-

1.20

-

Liabilities Ratio

5.95

15.59

23.53

77.03

Times Interest Earned Ratio

-

-

1.84

-

Assets Backing Ratio

0.39

0.16

0.12

0.07

 

 

 

 

 

PERFORMANCE RATIO (%)

 

 

 

 

Operating Profit Margin

8.25

0.14

2.19

9.61

Net Profit Margin

8.25

0.14

2.19

10.84

Return On Net Assets

58.58

2.70

114.27

508.16

Return On Capital Employed

58.58

2.70

59.05

508.16

Return On Shareholders' Funds/Equity

64.02

3.26

66.98

1,242.07

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.19

UK Pound

1

Rs.103.14

Euro

1

Rs.81.66

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.