MIRA INFORM REPORT

 

 

Report Date :

21.07.2014

 

IDENTIFICATION DETAILS

 

Name :

THUSA ENTERPRISES

 

 

Registered Office :

# 130-2/8, 2nd Floor, Main Street, Colombo- 11

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

05.11.2008

 

 

Com. Reg. No.:

WA 80970

 

 

Legal Form :

Partnership Concern

 

 

Line of Business :

Importer & distributor of all kinds of Food Items such as Potatoes, Onions, Lentils, Sugar, Garlic & Flour

 

 

No of Employees :

05 (Approximately) 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown 

 

 

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

Sri Lanka ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth following the end of the 26-year conflict with the Liberation Tigers of Tamil Eelam. The government has been pursuing large-scale reconstruction and development projects in its efforts to spur growth in war-torn and disadvantaged areas, develop small and medium enterprises and increase agricultural productivity. The government's high debt payments and bloated civil service have contributed to historically high budget deficits, but fiscal consolidation efforts and strong GDP growth in recent years have helped bring down the government's fiscal deficit. However, low tax revenues are a major concern. The 2008-09 global financial crisis and recession exposed Sri Lanka's economic vulnerabilities and nearly caused a balance of payments crisis. Agriculture slowed due to a drought and weak global demand affected exports and trade. In early 2012, Sri Lanka floated the rupee, resulting in a sharp depreciation, and took steps to curb imports. A large trade deficit remains a concern, but strong remittances from Sri Lankan workers abroad help offset the trade deficit. Government debt of about 80% of GDP remains among the highest in emerging markets.

 

Source : CIA

 

 

 

 


GENERAL

Basic information at a glance

      

Name of Subject of Inquiry

:

THUSA ENTERPRISES

Legal Form  & Status

 

:

Partnership Concern (In Operation)

 Managing Partner

 :

Marimuttu Murugesu

Primary Line of Business

:

Importer & distributor of all kinds of Food Items such as Potatoes, Onions, Lentils, Sugar, Garlic & Flour

Office & Place of Business

:

 

# 143, Maliban Street,

Colombo- 11

Sri Lanka.

 

Tel. No: (00 94 11) 464 1507

Email:   mkgtcl2@gmail.com

 

Office:

#130-2/8, 2nd Floor, Main Street,

Colombo 11.

 

Mobile :  (00 94 77) 891 6959 ( Mr. Murugesu)

                 (00 94 77) 341 1471 ( Mr. Vijaykanth)

 

No. of  Employees

:

Approximately 05

           

 

CONCERN DETAILS 

Registration and Shareholder Details

 

Registration No

:

WA 80970

Date of Registration

:

05th November, 2008

Date of Re-Registration(in terms of Companies Act #7 of 2007)

:

13th July, 2010

Registered Address

:

 

# 130-2/8, 2nd Floor, Main Street, Colombo- 11. Sri Lanka.

 

Partners

:

 

Marimuttu Murugesu

 

Managing Partner

Marimuttu Vijayakanth

Partner

A.P. Durgarani Ganesan (Ms) ( appointed on 19th March, 2014)

Partner

Auditors

:

Velu & Co.

Bankers

:

Hatton National Bank PLC

 

 

FINANCIAL DETAILS

Most recent available Financial Information

 

The concern has declined to provide information on its finances without details of the end user.

 

Based on the corporate laws of Sri Lanka, legal entities which are Private Concern with   Limited Liability/partnership/proprietorship is not required to make public disclosure of their annual financials. Therefore no financials are available for this entity

 

 

Partners’ Details

 

01)

Name

Marimuttu Murugesu

ID Number

 472542958V

Nationality

Sri Lankan/Male

Date of Birth

10th September,1947

Age

66 Years

Residence Address

 # 15/491, Negombo Road, Wattala. Sri Lanka

 


02)

Name

Marimuttu Vijayakanth

ID Number

813641542V

Nationality

Sri Lankan/Male

Date of Birth

29th December, 1981

Age

32 Years

Residence Address

 # 128, Central Road, Colombo 12. Sri Lanka

 

03)

Name

Anandalaxmi Priyadarshani Durgarani Ganesan (Ms)

ID Number

578273077V

Nationality

Sri Lankan/Female

Date of Birth

22nd November 1957

Age

56 Years

Residence Address

 # 398, Lake City, Ja-ela. Sri Lanka

 

 

CURRENT INVESTIGATION

 

·         History:

The subject concern, THUSA ENTERPRISES is a Partnership Concern in operation.

               

                  The concern has been registered on 05th November, 2008 under Registration No. WA        

                  80970 and re-registered on 13th July, 2010 in terms of companies Act #7 of 2007.

 

A new partner A.P. Durgarani Ganesan (Ms) has been added to the partnership w.e.f. 19th March, 2014.

                                                      

·         Location.

 

     The Subject Concern is presently located at # 143, Maliban Street, Colombo-11, Sri     

     Lanka, which is a highly commercial area where wholesale/retail Merchants are 

     operating.

   

     We were told that they were earlier operating at the client, #128, Central    

     Road, Colombo 11, which is also the registered address and has shifted to the new location to   

     improve business. It is also the residence address of one partner, Mr. Vijayakanth

 

                Concern registration address also has been changed to #130-2/8, 2nd Floor, Main Street,

                Colombo 11.

 

·         Operational Details.

 

General

                  The subject concern’s primary line of business is Import & distribution of all kinds of Food Items.

 

Products

 Potatoes, Onions, Lentils, Sugar, Garlic & Flour

                       

·         Import & Countries

India, Pakistan, Dubai, Malaysia

 

No of Employees

                   Approximately 05

 

·         Financial Data

The concern has declined to provide information on its finances.

Based on the corporate laws of Sri Lanka, legal entities which are Private Concern with   Limited Liability/partnership/proprietorship is not required to make public disclosure of their annual financials. Therefore no financials are available for this entity

 

 

·         Trade references

                   The subject concern declined to provide any trade references

 

 

·         Credit Recommendations

                   Since no financial information has been forthcoming from the concern, it is not possible to comment on the merits or otherwise of the concern.

 

No computerised data bases exist to make checks whether the partners or the concern has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge.


ANALYSIS & RATING

Appraisal and Rating of Subject Company

 

Rating:

a) Business Scale        

Small

b) Business Trend

Steady

c) Management Capability

Average

d) Commercial Morality

Average

e) Reputation

Average

f) Market Situation

Competitive

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.33

UK Pound

1

Rs.103.18

Euro

1

Rs.81.58

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUM

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.