MIRA INFORM REPORT

 

 

Report Date :

23.07.2014

 

IDENTIFICATION DETAILS

 

Correct Name :

ERDENET TEX CORPORATION

 

 

Registered Office :

Erdenet Tex Corporation Building, Bayan Andor Soum, P.O. Box No. 61000 / 1367, Erdenet, Orkhon Aimags

 

 

Country :

Mongolia

 

 

Year of Incorporation :

1981

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacturers of Carpets, Shawls, Scarves, Stoles, Plaids and Blankets.

 

Subject product lines are as follows:

·         Rug;

Runner;

Wall to Wall Carpet;

Erdenet Cashmere.

 

 

No of Employees :

1,400 (Subject)

2,800 (Group)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Mongolia

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

MONGOLIA ECONOMIC OVERVIEW

 

Mongolia's extensive mineral deposits and attendant growth in mining-sector activities have transformed Mongolia's economy, which traditionally has been dependent on herding and agriculture. Mongolia's copper, gold, coal, molybdenum, fluorspar, uranium, tin, and tungsten deposits, among others, have attracted foreign direct investment. Soviet assistance, at its height one-third of GDP, disappeared almost overnight in 1990 and 1991 at the time of the dismantlement of the USSR. The following decade saw Mongolia endure both deep recession, because of political inaction and natural disasters, as well as economic growth, because of reform-embracing, free-market economics and extensive privatization of the formerly state-run economy. The country opened a fledgling stock exchange in 1991. Mongolia joined the World Trade Organization in 1997 and seeks to expand its participation in regional economic and trade regimes. Growth averaged nearly 9% per year in 2004-08 largely because of high copper prices globally and new gold production. By late 2008, Mongolia was hit hard by the global financial crisis. Slower global economic growth hurt the country's exports, notably copper, and slashed government sales. As a result, Mongolia's real economy contracted 1.3% in 2009. In early 2009, the International Monetary Fund reached a $236 million Stand-by Arrangement with Mongolia and the country has largely emerged from the crisis with better regulations and closer supervision. The banking sector strengthened but weaknesses remain. In October 2009, Mongolia passed long-awaited legislation on an investment agreement to develop the Oyu Tolgoi mine, considered to be among the world's largest untapped copper-gold deposits. Mongolia's ongoing dispute with a foreign investor over Oyu Tolgoi, however, has called into question the attractiveness of Mongolia as a destination for foreign direct investment. Negotiations to develop the massive Tavan Tolgoi coal field also have stalled. The economy has grown more than 10% per year since 2010, largely on the strength of commodity exports to nearby countries and high government spending domestically. Mongolia's economy, however, faces near-term economic risks from the government's loose fiscal and monetary policies, which are contributing to high inflation, and from uncertainties in foreign demand for Mongolian exports. Trade with China represents more than half of Mongolia's total external trade - China receives more than 90% of Mongolia's exports and is Mongolia's largest supplier. Mongolia has relied on Russia for energy supplies, leaving it vulnerable to price increases; in the first 11 months of 2013, Mongolia purchased 76% of its gasoline and diesel fuel and a substantial amount of electric power from Russia. A drop in foreign direct investment and a decrease in Chinese demand for Mongolia's mineral exports are putting pressure on Mongolia's balance of payments. Remittances from Mongolians working abroad, particularly in South Korea, are significant

 

Source : CIA

 

 


COmpany NAME

 

Erdenet Tex Corporation (Correct)

ERDENT TEX CORPORATION (Requested)

 

 

Company ADDRESS

 

Building    :        Erdenet Tex Corporation Building  

Area        :        Bayan Andor Soum

P.O. Box No.:    61000 / 1367

Town        :        Erdenet

Province    :       Orkhon Aimags

Country     :       Mongolia

 

Telephone   :     (976 70) 350 111 / 359 517 / 351 517 / Mobiles (976 99)

                        035 912 (Mrs. Mandaalmaa) / (976 99) 092 712 (B.

                        Narantsetseg) / (976 99) 006 442 (Batnyam Batsaikhan)

                                    / (976 94) 077 889 / (976 99) 097 889 / (976 94) 087

                        889

Fax         :         (976 70) 359 617

E-mail      :        info@erdcarpet.com  / info@erdenettex.mn  /

                        narantsetseg@erdcarpet.com

Website     :      www.erdenettex.mn

 

Trading Style :   Erdenet Cashmere / Erdenet Carpet

 

Also Known As :  Erdenet Carpet JSC / Erdenet Carpet Corporation /

                        ЭРДЭНЭТ ХИВС Корпораци /  Эрдэнэт хивс ХК

 

 

SENIOR COMPANY PERSONNEL

 

Name                                                   Position

 

1. Enkhbayar Shardarsuren                     Managing Director

 

2. B. Khaliunaa                                      Supply Chain Manager

 

3. Batnyam Batsaikhan                          Import Manager

 

4. B. Narantsetseg                                 Chief Accountant

 

5. Mrs. Mandaalmaa                              Assistant to Managing

                                                            Director

 

Total Employees :                                  1,400 (subject)

                                                            2,800 (group)

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers

or banks.

 

Subject is a member of the Nomin Group Companies - one of the

largest private sector entities in terms of number of employees in

Mongolia with about 2,800 employees. The Group has more than 15

subsidiaries covering diversified business activities including:

general manufacturing & services, information & communications,

property development, and food and beverages. The Group had annual

sales turnover US DLRS 250 million in 2009.

 

We consider it is acceptable to deal with subject for MEDIUM amounts,

although it is normal accepted practice for international suppliers

to deal on secured terms with Mongolian importers.

 

Trade risk assessment : Normal

 

 

PRINCIPAL BANKERS

 

NAME     : TRADE AND DEVELOPMENT BANK OF MONGOLIA

Branch   : Khudaldaany Gudamj 7

Town     : Ulanbaatar-11

 

Telephone: (976 11) 321 171

Fax      : (976 11) 325 449

 

The company also has an account with the following banks :

 

1. Golomt Bank of Mongolia

   Main Branch

   Bodi Tower, Sukhbaatar Square

   Ulaanbaatar

   Telephone: (976 11) 311 530

   Fax      : (976 11) 312 307

 

2. Khan Bank of Mongolia

   Peace Avenue

   P.O Box-185

   Ulaanbaatar

   Telephone: (976 11) 457 880

   Fax      : (976 11) 457 880

 


FINANCIAL INFORMATION

 

Private companies in Mongolia are not required to publish or disclose balance sheets. However, the subject interviewed offered the following information :

 

Sales Turnover      : US DLRS 11,000,000 - 2008 - exact

                    : US DLRS 10,000,000 - 2009 - exact

                    : US DLRS 12,000,000 - 2010 - exact

                    : US DLRS 13,500,000 - 2011 – exact

                    : US DLRS 14,500,000 - 2012 - exact

                    : US DLRS 15,000,000 - 2013 - exact

                    : US DLRS  6,500,000 - 2014 – exact *

                    : US DLRS 15,000,000 - 2014 - projected

 

Net Profit          : not given but stated to be profitable

 

* 6 months results (January - June).

 

Financial Year Ends 31 December.

 

The following information applies to the Nomin Group (latest available) :

 

Sales Turnover      : US DLRS  48,000,000 - 2004 - exact

                    : US DLRS  60,000,000 - 2005 - exact

                    : US DLRS  65,000,000 - 2006 - exact

                    : US DLRS  80,000,000 - 2007 - exact

                    : US DLRS 150,000,000 - 2008 - exact

                    : US DLRS 250,000,000 - 2009 - exact

 

Net Profit          : not given but stated to be 10% of the sales

 

Financial year ends 31 December.

 

 

LEGAL STATUS AND HISTORY

 

Date Started : 1981

 

History : The subject was incorporated in Mongolia on 1981 as a state owned company and in 1992 subject privatised and converted to a Joint Stock Company.

 

Tax No.: 2030314

 

Authorised Capital : TUGRIK 21,000,000,000

 

Paid Up Capital : TUGRIK 21,000,000,000

 


Joint Stock Company with the following sole shareholder :

 

Nomin Holding Company Ltd                        

State Department Store, 7 Floor

Peace Avenue 44

Ulaanbaatar 210644

Telephone: (976 11) 313 232

Fax      : (976 11) 314 242

Shareholders :

- Sh. Bayarsaikhan                                51%

 

- Enkhbayar Shardarsuren                    49%

 (brother of the above)

 

Affiliated companies of Nomin Holding Company Ltd :

 

Subsidiaries/Associates

 

1. Nomin Fund                                    (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (finance company)

 

2. Nomin Trading Co Ltd                          (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

   Established on 1 February 2009.

   The company was created for the purpose of tax

   efficiency for the group.

 

3. Nomin Tours                                   (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (inbound & outbound tour operator)

 

4. Nomin Electronics                             (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (of audio and video goods, household appliance, sport and

   hospital tools, and musical instruments)

 

5. Nomin Fashion                                 (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (retailers of all kinds of national and international brands

   clothes, shoes, and jewellery)

 

6. Nomin Motors                                  (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (car dealers)

 

7. Nomin Cards                                   (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

 

8. Nomin Insurance                               (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (finance company)

 

9. Nomin Construction                            (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (construction company)

 

10.Nomin Union SCC                               (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

  (banking and finance company)

 

11.Nomin Real Estate                             (100%)

   Peace Avenue 44

   P.O. Box 688

   Ulaanbaatar

   Telephone: (976 11) 313 232

   Fax      : (976 11) 314 242

 

12.Monel Electronic Factory                       (80%)

  (manufacturers, exporters and

   wholesalers of audio visual, household

   appliances, office equipment)

 

13.Nomin Foods Co Ltd                            (100%)

   Orbit Street

   Songinokairkhan District, 20th Khoroo

   Ulaanbaatar-37

   Telephone:  (976 11) 631 222 / 632 222 / 313 232   

   Fax      :  (976 11) 631 645 / 636 347 / 314 242

   E-Mail   :  boldbaatar@nomin.net

 

14.Ulsyn Ikh Delguur HK                           (75%)

  (former state department store)

   address as per heading

 

15.Nomin Singapore                                (73%)

   Singapore

 

16.Khupsugul Water Road                           (68%)

 

 

ACTIVITIES

 

The Company is involved in the following activities :

Manufacturers of carpets, shawls, scarves, stoles, plaids and blankets.

 

Subjects main products are as follows :

 

- Rug;

- Runner;

- Wall to Wall Carpet;

- Erdenet Cashmere.

 

NACE Code : 1393

 

Imports from South Korea, China, Russia, India, Turkey and European Countries.

 

Exports to 15 countries including Russia, Kazakhstan, China, Germany, Austria, Qatar, Jordan, USA and Japan.

 


FACILITIES

 

The Company has the following facilities :

46,000 sq. m. owned premises comprising administrative offices, factory and storage facilities located at the heading address as well as well as a branch located in Ulaanbaatar (see ’Branch Office’ below ).

 

Subject previously used the following telephone and fax numbers :

 

Telephone         : (976 1352) 21 517

Fax                   : (976 1352) 21 617

 

 

BRANCH OFFICE

 

State Department Store, 6th Floor

Peace Avenue 44

P.O. Box 688

Ulaanbaatar 210644

Telephone:  (976 11) 313 232

Fax      :  (976 11) 314 242

 

 

SPECIAL NOTES

 

You enquired on : ERDENT TEX CORPORATION. Please note that the correct name is as per heading.   

 

Interviewed : B. Narantsetseg (Chief Accountant).


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.23

UK Pound

1

Rs.102.86

Euro

1

Rs.81.44

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.