MIRA INFORM REPORT

 

 

Report Date :

28.07.2014

 

IDENTIFICATION DETAILS

 

Name :

COURTS (PNG) LTD

 

 

Registered Office :

Spring Garden Road Gordons N C D

 

 

Country :

Guinea

 

 

Year of Establishments :

1983

 

 

Legal Form :

Limited Corporation 

 

 

Line of Business :

distributors of Furniture and Electrical Products

 

 

No of Employees :

500

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear 

 


 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Guinea

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


guinea ECONOMIC OVERVIEW

 

Guinea is a poor country that possesses major mineral, hydropower, solar power, and agricultural resources. Guinea has historically been an exporter of agricultural commodities, but in recent years has shifted to importing the majority of food crops. Bauxite is Guinea’s main mineral resource as well as its main source of foreign currency. Guinea is the second largest producer of bauxite in the world and has the largest reserves of bauxite, estimated at 29 billion tons. The country also has significant iron ore, gold, and diamond reserves. However, Guinea has been unable to profit from this potential, as rampant corruption, dilapidated infrastructure, and political uncertainty have drained investor confidence. In the time since a 2008 coup following the death of long-term President Lansana CONTE, international donors, including the G-8, the IMF, and the World Bank, significantly curtailed their development programs but, following the December 2010 presidential elections, the IMF approved a new 3-year ECF arrangement in 2012. Guinea in September 2012 reached HIPC completion point status. Further international assistance and investment are contingent on the ability of the government to be transparent, combat corruption, reform its banking system, improve its business environment, and build infrastructure. International investors have expressed keen interest in Guinea's vast iron ore reserves, which could propel the country's growth. The government in April 2013 amended the September 2011 mining code to reduce taxes and royalties. Longer range plans to deploy broadband Internet throughout the country could spur economic growth as well. The biggest threats to Guinea’s economy are political instability and low international commodity prices.

 

 

Source : CIA

 

 

 


SUBJECT'S NAME   

 

Registered Name:                                    COURTS (PNG) LTD

Requested Name:                                    COURTS (PNG) LTD

Other Names:                                          None

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:                                   Spring Garden Road Gordons N C D,

Postal Address:                                       P. o. Box 1233 Borok N C D,

                                                              Port Moresby,

Country:                                                  Papua New Guinea

Phone:                                                    675-3255800/3055800/4725851

Fax:                                                       675-3256345/4726877

Email:                                                   saleslae@courts.com.pg/

salesgordons@courts.com.pg

Website:                                                 www.carpenters.com.pg

 

 

CREDIT OPINION

 

Financial Index as of December 2013 shows subject firm with a medium risk of credit.

 

 

LEGAL

 

Legal Form:                                                      Limited Corporation 

Date Incorporated:                                            1983

Reg. Number:                                                   Papua New Guinea

Nominal Capital                                                PGK. 100,000

Subscribed Capital                                            PGK. 100,000

 

 

Subscribed Capital is Subscribed in the following form:

                                                                       Position                         

R. B. Carpenter                                                Group Chairman               

Edith Anderson Carpenter                                  Director                           

W. Carpenter                                                    Director                           

Paul Jackson                                                   Director                           

Ayyamani Jagadish                                           Director                           

WR Carpenter (PNG) Group of Companies          Holding Co.                     

 

 


RELATED COMPANIES  

 

WR Carpenter (PNG) Group of Companies          Parent company.

 

None                                                               Subsidiary company.

 

CARPENTER ESTATES,

COCONUT PRODUCTS,

BOROKO MOTORS,

BUDGET RENT A CAR SYSTEM, INC.,

TOBOI OIL MILL,

GLOBE CANNERY,

CARPENTERS HARDWARE,

DALTRON.                                                       Affiliated company.

 

None                                                               Shareholder of subject firm.

 

Branches of the firm

-Port Moresby branch is located in Spring Garden Road, Gordons.

-Lae, our branch is located in Milford Haven Road

-Madang, our branch is located in Modilon Road

-Kokopo, our branch is located in Kamuk Street

-Goroka, our branch is located on the corner of McWilliams Street.

-Mt Hagen, our branch is located on Kuta Rd opposite Hagen Kofie

 

 

OPERATIONS

 

Registered to operate as distributors of furniture and electrical products

 

Imports:                                                           Asia

Exports:                                                           None

Trademarks:                                                     None

Terms of sale:                                                  Cash (50%) and 25-90 days (50%), invoices.

                                                                      

Main Customers:                                              Local agencies, firms and organizations  

Employees:                                                      500 employees.

Vehicles:                                                         Several motor vehicles.

Territory of sales:                                              Papua New Guinea

Location:                                                          Owned premises, 20,000 square feet,

 

 

AUDITORS AND INSURANCE   

 

Auditors:                                                          Information not available.

Insurance Brokers:                                            Information not available.

                                                                      

 

FINANCE 

 

Currency Reported:                                           Papua New Guinean Kina (PGK.)

Approx. Ex. Rate:                                             1 US Dollar = 2.44 Papua New Guinean Kina

Fiscal Year End:                                               December 31, 2013

Inflation:                                                           According to information given by independent sources, the

                                                                       inflation at December 31st, 2013 was of 13%.

 

Financial Information not Submitted             

                                                                      

Profit and Loss (expressed in PGK.)

                                                                                  2013

Sales                                                                         80,000,000

 

 

BANK 

 

Bank Name:                                                     Bank South Pacific

Branch:                                                            Papua New Guinea

Comments:                                                      None

                                                                      

 

TRADE REFERENCES    

 

Experiences:                                                    Good

                                                                      

 

NOTARIAL BONDS   

 

None

 

 

COMMENTS / ADDITIONAL INFORMATION    

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

                                                                      


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.14

UK Pound

1

Rs.102.22

Euro

1

Rs.81.02

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.