MIRA INFORM REPORT

 

 

Report Date :

28.07.2014

 

IDENTIFICATION DETAILS

 

Name :

GA - K  OVERSEAS CO. LIMITED

 

 

Registered Office :

18 Evagora Papachristoforou, Petousis Bros, 3rd Floor, Apt 301, Limassol, 3030

 

 

Country :

Cyprus

 

 

Financials (as on) :

December 2010

 

 

Date of Incorporation :

10.10.1995

 

 

Com. Reg. No.:

C74247

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Importer, exporter and trader of pulp, Paper, Board Grades, Corrugated Container Board, Bleached Kraft, and Other Related Products.

 

 

No of Employees :

05 (August 2009)

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown 

 

 

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Cyprus

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

cyprus ECONOMIC OVERVIEW

 

The area of the Republic of Cyprus under government control has a market economy dominated by the service sector, which accounts for four-fifths of GDP. Tourism, financial services, and real estate have traditionally been the most important sectors. Cyprus has been a member of the European Union (EU) since May 2004 and adopted the euro as its national currency in January 2008. During the first five years of EU membership, the Cyprus economy grew at an average rate of about 4%, with unemployment between 2004 and 2008 averaging about 3%. An overextended banking sector with excessive exposure to Greek debt resulted in a contraction in economic growth. Two of Cyprus' biggest banks were among the largest holders of Greek bonds in Europe and had a substantial presence in Greece through bank branches and subsidiaries. Following numerous downgrades of its credit rating, Cyprus lost access to international capital markets in May 2011. The economy contracted by an accumulated 8.2% between 2009 and 2013 and is not expected to return to positive growth before 2015. Unemployment is currently over 17% and expected to reach 19% in 2014. In July 2012, Cyprus became the fifth eurozone government to request an economic bailout program from the European Commission, European Central Bank and the International Monetary Fund - known collectively as the "Troika". Shortly after the election of President Nicos ANASTASIADES in February 2013, Cyprus faced an economic crisis and agreed with the Troika to a $13 billion bailout that included losses on uninsured bank deposits. The bailout triggered a two-week bank closure and the imposition of capital controls, some of which remained in place through 2014. Cyprus' two largest banks merged and the combined entity was recapitalized through conversion of some large bank deposits to shares and imposition of losses on some bank bondholders. The Troika conditioned the bailout on progress in financial and structural reforms and privatization of state-owned enterprises. Cyprus has downsized and restructured its banking sector significantly. Three positive reviews by the Troika since May 2013 indicate that Cyprus’ bailout program is on track with a fourth review scheduled in May 2014. In October 2013, Cyprus completed preliminary appraisal of hydrocarbon deposits in its territorial waters, which revealed less than anticipated natural gas reserves. Additional exploration drilling is likely to continue in 2014-2015.

 

Source : CIA

 

 


Basic Information

 

 

Registered Name

GA - K  OVERSEAS CO. LIMITED

English Name

GA - K  OVERSEAS CO. LIMITED

Registered Address

18 Evagora Papachristoforou, Petousis Bros, 3rd Floor, Apt 301, Limassol, 3030, Cyprus

Headquarters:

18 Evagora Papachristoforou, Petousis Bros Building, 3rd floor, office 301, Limassol, 3030, Cyprus

Telephone

+35725711299

Fax

+35725342728

E-mail

anthic@gak.com.cy

Web Site

Non retrievable

Legal Type

Limited Company

Status

Registered and Operational

 

 

Registration No

C74247

Registration Date

10/10/1995

Start Date

10/10/1995

Years of Operation:

19

Last annual report

10/10/2003

Latest Annual Account Date

01/12/2010

Last return

24/12/2012

Tax Reg No:

VAT: CY10074247J

CINFO ID:

CYC11638169

 

 

 

 

 

 

Summary

 

Employees

August 2009

 

 

 

Company

 

 

 

 

 

Total Number

5

 

 

 

 

 

 

 

Financial Summary

December 2010

December 2009

December 2008

 

USD

USD

USD

Revenue Sales

46,060,541.00

29,738,363.00

42,630,484.00

Pre Tax Profit

1,245,393.00

1,842,415.00

1,898,002.00

Working Capital

9,214,229.00

7,782,441.00

6,127,701.00

Total Equity

9,227,159.00

7,791,742.00

6,139,480.00

 

Additional Info:

Legal Advisor: ELENI STYLIANOU, 6, Agias Elenis, Apt. 43, Nicosia

Correspondence: GA - K OVERSEAS CO. LIMITED, 45, Agiou Andreou, 3036, Limassol, Tel.: 25711299

 

 

 

Payment

    

 

 

 

 

 

 

 

Assessment:

Nil Rating

Payment Habits:

No complaints

A check against all available information sources revealed that no late payment incidents against Subject Company exist.

 

Financial strength

Unable to comment

Given the fact that no recent detailed financial statements were disclosed, we feel unable to express a safe and reliable opinion regarding their creditability and Financial Strength.

 

 

 

 

Business History

 

 

 

 

 

 

 

 

Date

Event Name

Old Value

New Value

01/01/2008

Authorized Capital Changed

15000.00 CYP

25650.00 EUR

01/01/2008

Paid Up Capital Changed

10000.00 CYP

17100.00 EUR

01/01/2008

Nominal Values of Shares Changed

1.00 CYP

1.71 EUR

 

 

 

 

 

 

 

 

Previous Locations

 

 

 

 

 

 

Registered

From:

To:

45, Agiou Andrea, Limassol, 3036, , Cyprus,

14/01/2011

24/12/2012

9, Gladstonos, Zachariades Court, 2nd Floor, Apt. 201, Limassol, 3022, , Cyprus,

09/12/2005

14/01/2011

6, Sfaktirias, Agias Fylaxeos, Limassol, , Cyprus,

10/10/1995

09/12/2005

 

Capital

 

 

 

 

Authorized Capital

25,650.00

EUR

Issued Capital

17,100.00

EUR

Nominal No Of Shares

15,000.00

 

Issued No Of Shares

10,000.00

 

Nominal value

 

1.71

EUR

Paid Up

17,100.00

EUR

 

 

 

 

 

 

Corporate Structure

 

 

 

 

Directors

Position

Acts As

ID

Occupation

Age

Appointed

Other dir.

 

 

 

SAMMY AZZAM

 

Director

 

5523228(ID)

Account Manager

 

12/09/2005

No

 

3 Kimonos, 1st Floor, Apt 102, Limassol, 3095, Cyprus

 

Other Directorship:

 

No Information Found

 

 

 

 

 

 

 

 

 

Other Shareholding:

 

No Information Found

 

 

 

 

 

 

 

 

 

 

IBRAHIM TEWFIK HASSAN ELGAMMAL

 

Director

 

BCO14854(Passport)

Businessman

66

10/10/1995

No

 

129 Strathearn Ave, Richmond Hill, Ontario, Canada

 

Other Directorship:

 

No Information Found

 

 

 

 

 

 

 

 

 

Other Shareholding:

 

No Information Found

 

 

 

 

 

 

 

 

 

 

KALLIS IOAKIM

 

Director

 

335855(ID)

Businessman

71

10/10/1995

Yes

 

6 Sfaktirias, Agias Fylaxis, Limassol, Cyprus

 

Other Directorship:

 

 

 

Name

 

Registration Date

Reg. No.

Status

Position

Update Date

 

PHILOMEDON CARTON INDUSTRY LIMITED

 

18/06/1975

C7265

Registered and operational

Director

06/12/2011

 

I. KALLIS & SONS (INVESTMENTS & ESTATES) LIMITED

 

05/01/1994

C59414

Registered and operational

Director

02/12/2011

 

 

 

 

 

Other Shareholding:

 

 

 

Name

 

Registration Date

Reg. No.

Status

%

Update Date

 

PHILOMEDON CARTON INDUSTRY LIMITED

 

18/06/1975

C7265

Registered and operational

2.625

06/12/2011

 

SALAMIS CARTON INDUSTRY LIMITED

 

27/08/1969

C2713

Registered and operational

1.33333

11/12/2009

 

I. KALLIS & SONS (INVESTMENTS & ESTATES) LIMITED

 

05/01/1994

C59414

Registered and operational

0.33113

02/12/2011

 

 

 

 

 

 

 

 

 

Secretary

Position

Acts As

ID

Occupation

Age

Appointed

Other dir.

 

 

 

STYLIANOU V. ELENI

 

Company Secretary

 

751727(ID)

Lawyer

41

10/10/1995

Yes

 

6 Agias Elenis, Agias Elenis Building, 2nd Floor, Apt. 21&22, Nicosia, 1060, Cyprus

 

Other Directorship:

 

 

 

Name

 

Registration Date

Reg. No.

Status

Position

Update Date

 

INNERSTAR LIMITED

 

21/12/2007

C217037

Registered and operational

Director / Secretary

27/05/2014

 

ISARE LTD

 

08/10/2012

C313039

Registered and operational

Director

16/04/2014

 

INLIA LTD

 

30/12/2011

C299347

Registered and operational

Director

15/06/2013

 

TR HOLDINGS LIMITED

 

18/06/2012

C308075

Registered and operational

Director

20/05/2013

 

SMARTBURN LTD

 

27/08/2012

C310917

Registered and operational

Director

16/05/2013

 

XENOCRATES LIMITED

 

03/12/2007

C214317

Registered and operational

Director / Secretary

28/09/2012

 

BONNER LIMITED

 

19/05/2007

C199861

Registered and operational

Director

21/06/2012

 

WILDING LIMITED

 

11/08/2003

C140465

Registered and operational

Director / Secretary

20/06/2012

 

ASTICO HOLDINGS LIMITED

 

17/03/2006

C173934

Registered and operational

Director

14/06/2012

 

MOREOVER LIMITED

 

06/08/2007

C205086

Registered and operational

Director

14/06/2012

 

Note: In order to view a full list please order a directorship report.

 

 

 

Other Shareholding:

 

 

 

Name

 

Registration Date

Reg. No.

Status

%

Update Date

 

HONBEE TRADING LIMITED

 

15/11/2000

C116101

Registered and operational

100

30/05/2008

 

PROFEL SECRETARIAL LIMITED

 

02/02/2007

C191062

Registered and operational

100

15/04/2013

 

INNERSTAR LIMITED

 

21/12/2007

C217037

Registered and operational

100

27/05/2014

 

PINE HILL ESTATES LIMITED

 

03/04/1986

C26588

Registered and operational

26.99113

12/05/2009

 

EFTHISTA DEVELOPERS LIMITED

 

15/03/1995

C69638

Registered and operational

25

26/04/2009

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Shareholders

ID / Reg. No.

Acts As

Nationality

Shares

%

Shares Breakdown

Class

Type

 

 

 

IBRAHIM TEWFIK HASSAN ELGAMMAL

 

BCO14854(Passport)

 

CANADIAN

9999

99.99000

-

-

-

 

 

129 Strathearn Ave, Richmond Hill, Ontario, Canada

 

Other Directorship:

 

No Information Found

 

 

 

 

 

 

 

 

 

Other Shareholding:

 

No Information Found

 

 

 

 

 

 

 

 

 

 

KALLIS IOAKIM

 

335855(ID)

 

CYPRIOT

1

0.01000

-

-

-

 

 

6 Sfaktirias, Agias Fylaxis, Limassol, Cyprus

 

Other Directorship:

 

 

 

Name

 

Registration Date

Reg. No.

Status

Position

Update Date

 

PHILOMEDON CARTON INDUSTRY LIMITED

 

18/06/1975

C7265

Registered and operational

Director

06/12/2011

 

I. KALLIS & SONS (INVESTMENTS & ESTATES) LIMITED

 

05/01/1994

C59414

Registered and operational

Director

02/12/2011

 

 

 

 

 

Other Shareholding:

 

 

 

Name

 

Registration Date

Reg. No.

Status

%

Update Date

 

PHILOMEDON CARTON INDUSTRY LIMITED

 

18/06/1975

C7265

Registered and operational

2.625

06/12/2011

 

SALAMIS CARTON INDUSTRY LIMITED

 

27/08/1969

C2713

Registered and operational

1.33333

11/12/2009

 

I. KALLIS & SONS (INVESTMENTS & ESTATES) LIMITED

 

05/01/1994

C59414

Registered and operational

0.33113

02/12/2011

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Operation

 

 

 

 

 

Activity Code

Description

NACE 2.1

4676

Wholesale of other intermediate products - This class includes: - wholesale of plastic materials in primary forms - wholesale of rubber - wholesale of textile fibres. - wholesale of paper in bulk - wholesale of precious stones - -

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Line of Business

The subject is involved with the import (100%), exports (95%) and trade of pulp, paper, board grades, corrugated container board, bleached Kraft and other related products.

 

 

 

 

 

 

 

 

 

 

 

 

Export to

Percentage

 

 Saudi Arabia, Egypt, United Arab Emirates, Greece, India, Jordan, Lebanon, Yemen, Middle East, Far East

95%

 

 

 

 

 

 

 

 

 

 

 

 

Export Terms

Percentage

 

Special agreements

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Import from

Percentage

 

 Brazil, Canada, China, Korea (South), Germany, Indonesia, Italy, Poland, Portugal, United States of America, Spain, Taiwan, Thailand, Far East

100%

 

 

 

 

 

 

 

 

 

 

 

Import Terms

Percentage

 

Special agreements

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Market Territory

 

 

 

 

 

 

Local Presence:

5%

International Presence

95%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Suppliers - Agencies

 

Company Name

Country

Product

Description

 

SMURFIT STONE

United States of America

 

 

 

 

LEE & MAN

China

 

 

 

 

 

 

 

 

 

 

 

 

 

Premises

 

 

 

 

 

 

Type

Headquarters

 

 

 

Address:

18 Evagora Papachristoforou, Petousis Bros Building, 3rd floor, office 301, Limassol, 3030, Cyprus

 

Headquarters comprise of

Offices

 

Headquarters are

Rented

 

 

 

 

 

 

Type

Branch

 

 

 

Country

China

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Banks

 

BANK OF CYPRUS PUBLIC COMPANY LIMITED

 

51 Stasinou, Agia Paraskevi, Strovolos, 1599, Nicosia, Cyprus

 

PIRAEUS BANK (CYPRUS) LIMITED

 

Cyprus

 

 

 

 

 

 

 

 

 

Charges

 

 

 

 

 

 

 

 

No

Date registered

Date prepared

Type

Description/No

Amount

Sequence

Beneficiary

1

23/07/2010

16/07/2010

-

Commitment Of Cash Deposit

375,000.00 USD

-

Piraeus Bank (Cyprus) Ltd

 

 

 

 

 

 

 

 

 

Total Number

Total Amount (USD)

-

1

375,000.00

TOTAL CHARGES

1

375,000.00

 

 

 

 

 

 

 

 

Negatives

 

A check against our revealed that no negative payment incidents against the subject company, such as unpaid invoices, dishonored cheques, utility bills, bankruptcies etc. exist.

 

 

Financial Statement

 

 

 

 

 

 

Corporate financial statement

Financial Figures are Individual

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Balance Sheet

December  2010

December  2009

December  2008

 

USD

USD

USD

 

 

FIXED ASSETS

 

 

 

Property, plant and equipment

12,930

9,301

11,779

Total fixed assets

12,930

9,301

11,779

CURRENT ASSETS

 

 

 

Trade and other receivables

8,532,766

8,565,788

4,703,847

Other financial assets at fair value through profit or loss

284,926

 

 

Bank Accounts

 

1,661,624

3,903,446

Tax Refundable

540

 

 

Cash and cash equivalents

1,803,347

 

 

Total current assets

10,621,579

10,227,412

8,607,293

Total assets

10,634,509

10,236,713

8,619,072

CAPITAL AND RESERVES

 

 

 

Share capital

21,555

21,596

21,596

Other reserves

9,205,604

 

 

Retained earnings

 

7,770,146

6,117,884

Total equity

9,227,159

7,791,742

6,139,480

LONG-TERM LIABILITIES

 

 

 

CURRENT LIABILITIES

 

 

 

Trade and other payables

615,602

2,357,668

2,296,901

Current income tax liabilities

 

86,763

178,101

Bank overdraft

 

540

4,590

Directors Account

788,213

 

 

Cash Deposits from clients/accruals

3,535

 

 

Total Current Liabilities

1,407,350

2,444,971

2,479,592

Total liabilities

1,407,350

2,444,971

2,479,592

Total equity and liabilities

10,634,509

10,236,713

8,619,072

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Profit/Loss Account

December  2010

December  2009

December  2008

 

USD

USD

USD

 

 

 

 

 

Sales

46,060,541

29,738,363

42,630,484

Cost of goods sold

44,254,940

27,381,211

40,191,908

Gross profit

1,805,601

2,357,152

2,438,576

Other Operating income

82,976

82,557

72,441

Selling and distribution expenses

 

453,794

428,621

Administrative expenses

532,950

64,160

60,319

OPERATING PROFIT/LOSS

1,355,627

1,921,755

2,022,077

Finance Income

 

34,161

33,417

Finance costs

110,682

113,501

157,492

Profit/Loss before income tax

1,245,393

1,842,415

1,898,002

Income tax expense

 

190,153

196,417

Profit/Loss for the year

1,245,393

1,652,262

1,701,585

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Key Ratios

December  2010

December  2009

December  2008

 

 

 

 

PROFITABILITY RATIOS

Gross Profit margin on sales

0.04

0.08

0.06

Return on assets (ROA)

0.12

0.16

0.20

LIQUIDITY RATIOS

Current Ratio

7.55

4.18

3.47

TURNOVER RATIOS

Sales to Net Working Capital Ratio

5

3.82

6.96

Total assets turnover (times)

4.33

2.91

4.95

 

 

 

 

 

 

 

 

 

Additional Information

 

 

 

 

We contacted the company in question where we talked to the company’s official, who could not release any information regarding the subject, stating that the authorised person to provide us information was away from the office. We left a message for the authorised however no response has been received to date.

Additionally, a questionnaire was sent to the subject but until now, we have not received any reply. Should any additional information becomes available, we will provide you with a revised report.

Please note that the information provided in the report is from previous interviewed that we had with Mr Sammy Azam, company Director at August 2009.

 

CYPRUS COUNTRY DEVELOPMENTS:

For information concerning recent political, social and economic developments in Cyprus, follow the below link:

http://www.infocreditgroup.com/News/202/en/Cyprus-Country-Development-2014

 

Methodology Used For Report Preparation

 

Perform Searches in:

The Registrar of Companies and Official Receiver of the Republic of Cyprus.

In house databases for Detrimental Information:

Bankruptcy and Dissolution procedures.

Issuers of Bounced Cheques.

Unpaid Bills.

Proprietary databases and global subscription sites.

Global and local media.

Internet social networks.

Relationship/Directorship Search through Local Database.

Other local databases as deemed appropriate.

Conduct Interviews with:

Official(s) / correspondent(s) of the company under review.

Supplier(s) or other associated entities of the company.

Other local resources with extensive knowledge of the market.

Analysis

Process and analyse all information gathered.

Perform a thorough quality check of the report prior to sending it to the client.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.14

UK Pound

1

Rs.102.22

Euro

1

Rs.81.02

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.