MIRA INFORM REPORT

 

 

Report Date :

30.07.2014

 

IDENTIFICATION DETAILS

 

Name :

SCSK CORPORATION

 

 

Registered Office :

Toyosu Front, 3-2-20 Toyosu Kotoku Tokyo 135-0061

 

 

Country :

Japan

 

 

Financials (as on) :

31.03.2014 (Consolidated)

 

 

Date of Incorporation :

25.10.1969

 

 

Legal Form :

Limited Company (Kabushiki Kaisha)

 

 

Line of Business :

·         Subject is a specialized information service provider belonging to Sumitomo group. 

Subject is engaged mainly in development of sales control systems for Sumitomo Corp and financial systems for securities firms, banks and life insurance firms. 

 

 

No of Employees :

1,689

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 


 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear 

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Japan

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

Japan ECONOMIC OVERVIEW

 

In the years following World War II, government-industry cooperation, a strong work ethic, mastery of high technology, and a comparatively small defense allocation (1% of GDP) helped Japan develop a technologically advanced economy. Two notable characteristics of the post-war economy were the close interlocking structures of manufacturers, suppliers, and distributors, known as keiretsu, and the guarantee of lifetime employment for a substantial portion of the urban labor force. Both features are now eroding under the dual pressures of global competition and domestic demographic change. Japan's industrial sector is heavily dependent on imported raw materials and fuels. A small agricultural sector is highly subsidized and protected, with crop yields among the highest in the world. While self-sufficient in rice production, Japan imports about 60% of its food on a caloric basis. For three decades, overall real economic growth had been spectacular - a 10% average in the 1960s, a 5% average in the 1970s, and a 4% average in the 1980s. Growth slowed markedly in the 1990s, averaging just 1.7%, largely because of the after effects of inefficient investment and an asset price bubble in the late 1980s that required a protracted period of time for firms to reduce excess debt, capital, and labor. Modest economic growth continued after 2000, but the economy has fallen into recession three times since 2008. A sharp downturn in business investment and global demand for Japan's exports in late 2008 pushed Japan into recession. Government stimulus spending helped the economy recover in late 2009 and 2010, but the economy contracted again in 2011 as the massive 9.0 magnitude earthquake and the ensuing tsunami in March disrupted manufacturing. The economy has largely recovered in the two years since the disaster, but reconstruction in the Tohoku region has been uneven. Prime Minister Shinzo ABE has declared the economy his government's top priority; he has overturned his predecessor's plan to permanently close nuclear power plants and is pursuing an economic revitalization agenda of fiscal stimulus, monetary easing, and structural reform. Japan joined the Trans Pacific Partnership negotiations in 2013, a pact that would open Japan's economy to increased foreign competition and create new export opportunities for Japanese businesses. Measured on a purchasing power parity (PPP) basis that adjusts for price differences, Japan in 2013 stood as the fourth-largest economy in the world after second-place China, which surpassed Japan in 2001, and third-place India, which edged out Japan in 2012. The new government will continue a longstanding debate on restructuring the economy and reining in Japan's huge government debt, which is exceeding 230% of GDP. To help raise government revenue and reduce public debt, Japan decided in 2013 to gradually increase the consumption tax to a total of 10% by the year 2015. Japan is making progress on ending deflation due to a weaker yen and higher energy costs, but reliance on exports to drive growth and an aging, shrinking population pose other major long-term challenges for the economy.

 

Source : CIA

 

 


Company name

 

SCSK CORPORATION (Renamed in Oct 2011)

 

 

REGD NAME

 

S. C. S. K. KK

 

 

MAIN OFFICE

 

Toyosu Front, 3-2-20 Toyosu Kotoku Tokyo 135-0061 JAPAN

 

     Tel: 03-5166-2500     Fax: 03-5166-1009

 

*.. The given address is its Harumi Branch Office (Tokyo)

 

URL:                 http://www.scs.co.jp/

E-Mail address:            info@scs.co.jp

 

 

ACTIVITIES

 

·         Subject is a specialized information service provider belonging to Sumitomo group. 

 

Subject is engaged mainly in development of sales control systems for Sumitomo Corp and financial systems for securities firms, banks and life insurance firms. 

 

 

BRANCHEs

 

Osaka, Nagoya, Kyoto, Fukuoka, Sendai, Hiroshima, Tsukuba, Hamamatsu,  Tsukuba (Ibaraki), other (Tot 20)

 

 

OVERSEAS

 

Shanghai (rep office); USA, Europe (--subsidiaries)

 

 

CHIEF EXEC

 

YOSHIO OHSAWA, PRES

 

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY    

 

FINANCES        FAIR                             A/SALES          Yen 288,236 M

PAYMENTSNo Complaints    CAPITAL           Yen 21,152 M

TREND STEADY                       WORTH            Yen 126,159 M

STARTED         1969                             EMPLOYES      1,689

 

 

COMMENT

 

SOFTWARE DEVELOPER, AFFILIATED TO SUMITOMO CORP. 

 

FINANCIAL SITUATION COSIDERED FAIR AND GOOD FOR ORDINARY BUSINESS ENGAGEMENTS.

 

Business

Terms Ending

Annual Sales*

R.Profit*

N.Profit*

S.Growth

Net Worth*

   Results:

31/03/2011

132,840

7,343

3,803

(%)

94,568

(Consolidated)

31/03/2012

200,326

16,659

25,669

50.80

124,419

 

31/03/2013

278,634

22,228

16,730

39.09

108,208

 

31/03/2014

288,236

25,690

18,387

3.45

126,159

 

31/03/2015

300,000

28,000

22,000

4.08

..

                        Unit: In Million Yen

                        Forecast (or estimated) figures for 31/03/2015 fiscal term

 

 

HIGHLIGHTS

 

The subject company was established on the basis of IT division separated from Sumitomo Corp, leading general trading house of Japan, as Sumisho Computer Systems Corporation.  In Aug 2005, merged with a sister company, Sumisho Electronics Corp, to streamline operations.  This is a specialized information service provider belonging to Sumitomo group.  Engaged mainly in development of sales control systems for Sumitomo Corp and financial systems for securities firms, banks and life insurance firms.  Merged CSK in Oct 2011 and renamed as captioned. .Has an affiliated company, QUO CARD Co.  The company has introduced additionally 2,500 of tablet type information terminal devices, with encouraging employees working at home, scheduling reinstatement and using the device outside.

           

 

FINANCIAL INFORMATION

 

The sales volume for Mar/2014 fiscal term amounted to Yen 288,236 million, a 3.4% up from Yen 278,634 million in the previous term.  Projects for Sumitomo Corp increased.  SI projects for finance firms piled up  The recurring profit was posted at Yen 25,690 million and the net profit at Yen 18,387 million, respectively, compared with Yen 22,228 million recurring profit and Yen 16,730 million net profit, respectively, a year ago. 

           

For the current term ending Mar 2015 the recurring profit is projected at Yen 28,000 million and the net profit at Yen 22,000 million, on a 4.1% rise in turnover, to Yen 300,000 million.  Revenues of projects for distribution and finance firms will be steady.  Net profit will continue to increase. 

 

The financial situation is considered FAIR and good for ORDINARY business engagements. 

 

 

REGISTRATION

 

Date Registered:        25 Oct 1969

Legal Status:      Limited Company (Kabushiki Kaisha)

Authorized:         200 million shares

Issued:                107,986,403 shares

Sum:                   Yen 21,152 million

 

Major shareholders (%): Sumitomo Corp (48.8), Master Trust Bank of Japan T (4.8), Japan Trustee Services T (4.2), Company’s Treasury Stock (3.7), Group Employees’ S/Holding Assn (2.5), State Street Bank & Trust (1.1), Argo Graphics (0,9), Trust & Custody Services Inv T (0.7), Nomura Trust Inv T (0.7), State Street Bank & Trust 505225 (0.6); foreign owners (19.1).

           

No. of shareholders: 14,468

 

Listed on the S/Exchange (s) of: Tokyo

 

Managements: Nobuhide Nakaido, ch; Yoshio Ohsawa, pres; Hisakazu Suzuki, s/mgn dir; Tatsuyasu Kumazaki, s/mgn dir; Hiroaki Kamata, s/mgn dir; Shigeo Kurimoto, s/mgn dir; Masahiko Suzuki, s/mgn dir; Masanori Furunuma, s/mgn dir; Tohru Tanihara, s/mgn dir; Satoshi Toriyama, mgn dir; Takahiro Ichino, mgn dir

           

Related companies: Vari Serve Corp, JIEC Co, Sumisho Computer Systems USA,

Sumisho Computer Systems Europe, other

 

Nothing detrimental is known as to the commercial morality of executives.

 

           

OPERATION

           

Activities: Specialized information service provider: system development (41%), system development & operation/services (37%), system sales (21%), prepaid card  (1%).

 

Clients: [Business firms, banks] Jupiter Shop Channel, Sumitomo Corp, NEC Capital Solution, NTT group firms, Jupiter Telecom, other.

 

            No. of accounts: 1,000

            Domestic areas of activities: Nationwide

 

Suppliers: [Mfrs, software developers] IBM Japan, NEC, SAS Institute Japan, Oracle Japan, Hewlett Packard, SAP Japan, Fujitsu Ltd, Daiwabo Information System, SoftBank BB, Yamaha Corp, Autodesk Inc, other.

 

Payment record: No Complaints 

 

Location: Business area in Tokyo.  Office premises at the caption address are leased and maintained satisfactorily.

 

Bank References:

Sumitomo Trust Bank (H/O)

SMBC (Ningyocho)

Relations: Satisfactory

 

 

FINANCES

(In Million Yen)

 

FINANCES: (Consolidated in million yen)

 

 

 

Terms Ending:

31/03/2014

31/03/2013

INCOME STATEMENT

 

 

 

  Annual Sales

 

288,236

278,634

 

  Cost of Sales

219,511

214,167

 

      GROSS PROFIT

68,724

64,466

 

  Selling & Adm Costs

44,749

43,663

 

      OPERATING PROFIT

23,974

20,803

 

  Non-Operating P/L

1,716

1,425

 

      RECURRING PROFIT

25,690

22,228

 

      NET PROFIT

18,387

16,730

BALANCE SHEET

 

 

 

 

  Cash

 

19,156

19,669

 

  Receivables

 

63,372

61,661

 

  Inventory

 

4,244

3,460

 

  Securities, Marketable

1,101

1,298

 

  Other Current Assets

123,023

122,532

 

      TOTAL CURRENT ASSETS

210,896

208,620

 

  Property & Equipment

57,187

56,223

 

  Intangibles

 

7,216

7,690

 

  Investments, Other Fixed Assets

42,633

50,295

 

      TOTAL ASSETS

317,932

322,828

 

  Payables

 

19,644

17,568

 

  Short-Term Bank Loans

17,000

 

 

 

 

 

 

 

  Other Current Liabs

108,880

142,308

 

      TOTAL CURRENT LIABS

145,524

159,876

 

  Debentures

 

20,000

20,000

 

  Long-Term Bank Loans

20,000

20,000

 

  Reserve for Retirement Allw

192

7,697

 

  Other Debts

 

6,057

7,046

 

      TOTAL LIABILITIES

191,773

214,619

 

      MINORITY INTERESTS

 

 

 

Common stock

21,152

21,152

 

Additional paid-in capital

3,061

3,066

 

Retained earnings

101,176

86,735

 

Evaluation p/l on investments/securities

1,129

957

 

Others

 

8,151

4,952

 

Treasury stock, at cost

(8,510)

(8,654)

 

      TOTAL S/HOLDERS` EQUITY

126,159

108,208

 

      TOTAL EQUITIES

317,932

322,828

CONSOLIDATED CASH FLOWS

 

 

 

 

Terms ending:

31/03/2014

31/03/2013

 

Cash Flows from Operating Activities

 

35,342

25,156

 

Cash Flows from Investment Activities

-26,045

-249

 

Cash Flows from Financing Activities

-33,739

-5,512

 

Cash, Bank Deposits at the Term End

 

59,004

83,247

ANALYTICAL RATIOS            Terms ending:

31/03/2014

31/03/2013

 

 

Net Worth (S/Holders' Equity)

126,159

108,208

 

 

Current Ratio (%)

144.92

130.49

 

 

Net Worth Ratio (%)

39.68

33.52

 

 

Recurring Profit Ratio (%)

8.91

7.98

 

 

Net Profit Ratio (%)

6.38

6.00

 

 

Return On Equity (%)

14.57

15.46

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.10

UK Pound

1

Rs.102.04

Euro

1

Rs.80.74

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.