MIRA INFORM REPORT

 

 

Report Date :

02.06.2014

 

IDENTIFICATION DETAILS

 

Name :

JAMCO SUPPLIES CC

 

 

Registered Office :

Unit 4, 120 Main Street, Anderbolt, Boksburg, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

07.04.2011

 

 

Com. Reg. No.:

2011/051836/23

 

 

Legal Form :

Private Company

 

 

Line of Business :

Importers and distributors of truck and trailer components such as air brake systems, bearings, axels and suspensions

 

 

No of Employees :

06

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow But Correct 

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

South Africa ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 


 

Note:

(The information contained in this report, other than statutory data and comment by outside authorities, has been voluntarily supplied by Officials of the subject):

 

 

COMPANY NAME

 

JAMCO SUPPLIES CC

 

 

PHYSICAL ADDRESS

 

Unit 4

120 Main Street

ANDERBOLT

Boksburg

Gauteng

 

 

POSTAL ADDRESS   

 

P O Box 12722

NORTHMEAD

1500

 

TELEPHONE NUMBER:             +27 11 894 2624 / 2657

FAX NUMBER:                           +27 86 767 9599

 

 

MEMBERS

 

100%    A JOHN                                                            ID No.   6509145373084

 

 

ASSOCIATE COMPANIES

 

None

 

 

BANKERS

 

NEDBANK, Lakeside Mall.  It was stated that the subject does not require overdraft facilities as credit balances are normally maintained at the bank.

 

DATE REGISTERED

 

7 April 2011

Registration Certificate Number:  2011/051836/23

 

The subject commenced trading in July 2013.  It was stated by the respondent that A JOHN was a member at AUTOMAN TRUCK & TRAILER COMPONENTS CC.  A JOHN sold the business and commenced the subject.

 

 

VAT NUMBER    

 

4460263447

 

 

TAX NUMBER

 

9802600156

 

 

BEE STATUS

 

Level 4 contributor

 

 

MAJOR OPERATION

 

Importers and distributors of truck and trailer components such as air brake systems, bearings, axels and suspensions.

 

 

MAJOR SUPPLIERS

 

It was stated that the subject imports some of its supplies.

 

Previously, we have divulged the names of the major suppliers in our reports.  We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 


MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Truck and trailer industry

 

 

AREA OF DISTRIBUTION AND SELLING   

 

South Africa

 

 

EXPORTS

 

African Countries

 

 

TOTAL EMPLOYEES

 

6

 

 

OTHER PREMISES

 

None

 

 

OWNED OR LEASED

 

The premises are reported to be leased

 

 

MEMBERS CONTRIBUTION

 

R100

 

 

FINANCIALS

 

The following estimated financial situation was submitted as at 14 May 2014:

 

STOCK             R1 500 000

DEBTORS        R1 600 000

CREDITORS     R   500 000

TURNOVER      (for last eight months) R4 000 000

 

 

AUDITORS    

 

J RAWAT & COMPANY

 

 

FINANCIAL YEAR END

 

FEBRUARY

 

 

INSURANCE BROKERS

 

JACK & SEACH INSURANCE BROKERS

 

 

CURRENT TRADE REFERENCES

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS     PAYMENT   EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    Awaiting trade reference

 

2.    2014             R 150 000      Declined         Too new to comment

     

3.    2013             R   50 000      R  50 000        30 days     30 days       Very Good

                          c/l

 

4.    1 year           Declined        R  50 000-       30 days     30 days       Very Good

                                               R  70 000

 

5.    Oct 2013      R 130 000      R  20 000-       30 days     30 days       Very Good

                          c/l                 R  80 000

 

 

NATURE OF GOODS OR SERVICES SUPPLIED

(These descriptions relate respectively by number to the above current trade transactions):

 

·         Forwarding agent

·         Spares

·         Spares

·         Parts

 

 

COMMENTS

 

This is a very newly operative business meeting its commitments timeously. We would prefer to see secured dealings until the subject is better established. 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.03

UK Pound

1

Rs.98.91

Euro

1

Rs.80.33

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.