MIRA INFORM REPORT

 

 

Report Date :

03.06.2014

 

IDENTIFICATION DETAILS

 

Name :

AL MADAR GENERAL TRADING EST

 

 

Registered Office :

Salmabad Industrial Area, Ground Floor, Building No. 7, Road No. 8, P O Box 15268, Salmabad 704

 

 

Country :

Bahrain

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

14.01.1994

 

 

Com. Reg. No.:

31008-1

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

importer and distributor of pipes, valves, instrumentation, and waste water treatment systems.

 

Subject’s products include, fluid transfer products, such as pipes, storage tanks, flow meters, couplings and flange adaptors, as well as building materials, actuators, control panels, variable  frequency drivers, sewerage treatment products and oil and gas equipment.

 

 

No of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2014

 

Country Name

Previous Rating

(31.12.2013)

Current Rating

(31.03.2014)

Bahrain

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


Bahrain ECONOMIC OVERVIEW

 

Bahrain has taken great strides in diversifying its economy and its highly developed communication and transport facilities make Bahrain home to numerous multinational firms with business in the Gulf. As part of its diversification plans, Bahrain implemented a Free Trade Agreement (FTA) with the US in August 2006, the first FTA between the US and a Gulf state. Bahrain's economy, however, continues to depend heavily on oil. Petroleum production and refining account for more than 60% of Bahrain's export receipts, 70% of government revenues, and 11% of GDP. Other major economic activities are production of aluminum - Bahrain's second biggest export after oil - finance, and construction. Bahrain competes with Malaysia as a worldwide center for Islamic banking and continues to seek new natural gas supplies as feedstock to support its expanding petrochemical and aluminum industries. In 2011 Bahrain experienced economic setbacks as a result of domestic unrest, however, the economy is recovered in 2012-13, partly as a result of improved tourism. Economic policies aimed at restoring confidence in Bahrain's economy, such as the suspension of an expatriate labor tax and frequent bailouts of Gulf Air, will make Bahrain's long-term economic challenges - youth unemployment and the growth of government debt - more difficult to address.

 

Source : CIA

 


SUMMARY

 

Concern Name                                      : AL MADAR GENERAL TRADING EST

Country of Origin                                   : Bahrain

Legal Form                                           : Sole Proprietorship

Registration Date                                  : 14th January 1994

Commercial Registration Number           : 31008-1

Chamber Membership Number               : 2716

Invested Capital                                    : BD 20,000

Total Workforce                                     : 10

Activities                                               : Import and distribution of pipes, valves, instrumentation, and waste

water treatment systems

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 

 


CONCERN NAME

 

AL MADAR GENERAL TRADING EST

 

 

concern ADDRESS

 

Registered & Physical Address

Location           : Salmabad Industrial Area, Ground Floor, Building No. 7, Road No. 8

PO Box            : 15268

Town                : Salmabad 704

Country             : Bahrain

Telephone         : (973-17) 877377

Facsimile          : (973-17) 877366

Mobile              : (973-39) 610610

Email                : almadar@batelco.com.bh

 

Premises

Subject operates from a small suite of offices, a warehouse and a workshop that are rented and located in the Industrial Area of Salmabad.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Abdulrahim Mohamed Ali Mahmood                                                  Proprietor & General Manager

·       Clements Vinayak                                                                             Assistant General Manager

·       Anthony Diaf                                                                                                Finance Manager

·       Ameen Mohamed                                                                             Sales Manager

·       Vijay Kulkarani                                                                                  Marketing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 14th January 1994

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 31008-1

 

Chamber Member No.  : 2716

 

Invested Capital           : BD 20,000

 

Mr. Abdulrahim Mohamed Ali Mahmood is the sole proprietor of the business.

 

AFFILIATED COMPANIES

 

·       Zohal Constructions Company WLL

Manama

 

·       Madar Technical Services (MTS)

Manama

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of pipes, valves, instrumentation, and waste water treatment

                 systems. Subject’s products include, fluid transfer products, such as pipes, storage tanks, flow meters,

     couplings and flange adaptors, as well as building materials, actuators, control panels, variable

   frequency drivers, sewerage treatment products and oil and gas equipment.

 

Import Countries: India, China, Japan and the United Kingdom

 

International Suppliers:

 

·       Erhard Armaturen                                          Germany

·       TBS Soest BV                                              Netherlands

·       Zy Tech Global Industries                              United States of America

·       Netzsch Mohnopumpen GmbH                      Germany

·       Auma Werner Reister GmbH & Co KG            Germany

·       George Fischer                                             Switzerland

·       Tes Nantaise de Eaux                                   France

·       Cla Val                                                         United States of America

·       Forge Weld Engineering (Pty) Ltd                  South Africa

·       Hyper Industries                                           India

·       Winters Instruments                                      Canada

·       Cadar Ltd                                                     United Kingdom

·       Qingdao Automobile I/E Corp                       China

·       Extra Co                                                      United Arab Emirates

·       Herborner Pumpen                                        Germany

·       Arpol International                                         Spain

·       De Lange Plastic Linings BV                         Netherlands

·       AMR Pipelines Products Co                          United Kingdom

·       Klamflex                                                      South Africa

·       Vacon AC Drives                                          Finland

·       Nivus                                                           Germany

 

Operating Trend: Steady

 

Subject has a workforce of 10 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Bahraini Dinar (BD)

 

                                                Year Ending 31/12/12:               Year Ending 31/12/13:

 

Total Sales                                BD 1,635,000                            BD 1,750,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Standard Chartered Bank

Standard Chartered Bank Building

Government Road

PO Box: 29

Manama

Bahrain

Tel: (973-17) 223636 / 255946

Fax: (973-17) 230503

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the concern is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.14

UK Pound

1

Rs.99.02

Euro

1

Rs.80.63

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.